Audi A4 allroad Insurance Rates
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UPDATED: May 22, 2024
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Average insurance rates for an Audi A4 allroad are $1,602 a year for full coverage. Comprehensive insurance costs around $344, collision insurance costs $648, and liability coverage is estimated at $452. Liability-only coverage costs approximately $504 a year, and high-risk coverage costs $3,484 or more. 16-year-old drivers receive the highest rates at up to $5,936 a year.
Average premium for full coverage: $1,602
Rate estimates for individual coverage type:
Price estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for all A4 allroad models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range range from as low as $504 for liability-only coverage to the much higher price of $3,484 for a driver who has had serious violations or accidents.
Price Range by Location
Living in a larger city has a large influence on auto insurance rates. Areas with sparse population tend to have a lower frequency of accident claims than congested cities. The example below illustrates how rural and urban location affects auto insurance rates.
These examples show why everyone should get quotes for a specific zip code and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Audi A4 allroad insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $907
- Choosing higher $1,000 deductibles can save about $224 a year
- The average rate for a 40-year-old driver using $500 deductibles is $1,602
- Buying pricier low deductibles for comp and collision coverage will cost an extra $440 each year
- Drivers with multiple tickets or accidents could pay at least $3,484
- The cost for full coverage for a teenage driver for full coverage can be $5,936 each year
Car insurance rates for an Audi A4 allroad can also vary considerably based on your driver profile, the trim level of your A4 allroad, and deductibles and policy limits.
A more mature driver with no driving violations and high deductibles may only pay around $1,500 annually on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged as much as $5,900 a year. View Rates by Age
Where you live plays a big part in determining prices for Audi A4 allroad insurance rates. A good driver about age 40 could pay as low as $1,060 a year in states like Idaho, Maine, and Iowa, or at least $2,290 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,450 | -$152 | -9.5% |
| Alaska | $1,230 | -$372 | -23.2% |
| Arizona | $1,330 | -$272 | -17.0% |
| Arkansas | $1,602 | -$0 | 0.0% |
| California | $1,828 | $226 | 14.1% |
| Colorado | $1,532 | -$70 | -4.4% |
| Connecticut | $1,648 | $46 | 2.9% |
| Delaware | $1,814 | $212 | 13.2% |
| Florida | $2,004 | $402 | 25.1% |
| Georgia | $1,478 | -$124 | -7.7% |
| Hawaii | $1,152 | -$450 | -28.1% |
| Idaho | $1,086 | -$516 | -32.2% |
| Illinois | $1,194 | -$408 | -25.5% |
| Indiana | $1,206 | -$396 | -24.7% |
| Iowa | $1,080 | -$522 | -32.6% |
| Kansas | $1,524 | -$78 | -4.9% |
| Kentucky | $2,186 | $584 | 36.5% |
| Louisiana | $2,372 | $770 | 48.1% |
| Maine | $988 | -$614 | -38.3% |
| Maryland | $1,322 | -$280 | -17.5% |
| Massachusetts | $1,282 | -$320 | -20.0% |
| Michigan | $2,784 | $1,182 | 73.8% |
| Minnesota | $1,340 | -$262 | -16.4% |
| Mississippi | $1,920 | $318 | 19.9% |
| Missouri | $1,422 | -$180 | -11.2% |
| Montana | $1,720 | $118 | 7.4% |
| Nebraska | $1,264 | -$338 | -21.1% |
| Nevada | $1,924 | $322 | 20.1% |
| New Hampshire | $1,156 | -$446 | -27.8% |
| New Jersey | $1,792 | $190 | 11.9% |
| New Mexico | $1,420 | -$182 | -11.4% |
| New York | $1,688 | $86 | 5.4% |
| North Carolina | $924 | -$678 | -42.3% |
| North Dakota | $1,312 | -$290 | -18.1% |
| Ohio | $1,108 | -$494 | -30.8% |
| Oklahoma | $1,646 | $44 | 2.7% |
| Oregon | $1,468 | -$134 | -8.4% |
| Pennsylvania | $1,528 | -$74 | -4.6% |
| Rhode Island | $2,138 | $536 | 33.5% |
| South Carolina | $1,452 | -$150 | -9.4% |
| South Dakota | $1,352 | -$250 | -15.6% |
| Tennessee | $1,404 | -$198 | -12.4% |
| Texas | $1,932 | $330 | 20.6% |
| Utah | $1,188 | -$414 | -25.8% |
| Vermont | $1,098 | -$504 | -31.5% |
| Virginia | $958 | -$644 | -40.2% |
| Washington | $1,238 | -$364 | -22.7% |
| West Virginia | $1,468 | -$134 | -8.4% |
| Wisconsin | $1,108 | -$494 | -30.8% |
| Wyoming | $1,430 | -$172 | -10.7% |
Opting for high physical damage deductibles can save as much as $670 a year, whereas buying more liability protection will increase rates. Going from a 50/100 limit to a 250/500 limit will cost as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying at least $1,900 to $2,600 extra per year, depending on your age. Audi A4 allroad insurance for high-risk drivers ranges around 44% to 132% more than the average rate. View High Risk Driver Rates
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A4 allroad | $444 | $812 | $372 | $1,786 |
| 2023 Audi A4 allroad | $424 | $780 | $390 | $1,752 |
| 2022 Audi A4 allroad | $406 | $774 | $398 | $1,736 |
| 2021 Audi A4 allroad | $394 | $756 | $416 | $1,724 |
| 2020 Audi A4 allroad | $380 | $724 | $430 | $1,692 |
| 2018 Audi A4 allroad | $344 | $648 | $452 | $1,602 |
| 2017 Audi A4 allroad | $332 | $610 | $456 | $1,556 |
Rates are averaged for all Audi A4 allroad models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheaper Audi A4 allroad Insurance
Saving money on auto insurance takes being a good driver, having above-average credit, eliminating unneeded coverage, and consideration of higher deductibles. Set aside time to shop around every other policy renewal by getting rate quotes from direct carriers like GEICO and Progressive, and also from local insurance agents.
The following list is a condensed summary of the ideas that were raised in the charts and tables above.
- Drivers age 16 to 20 are the costliest to insure, costing as high as $495 per month if full coverage is included
- Drivers with multiple at-fault accidents may be required to pay an average of $1,880 more every year than a safer driver
- Increasing deductibles can save around $675 each year
- Drivers can save up to $200 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,936 |
| 20 | $3,710 |
| 30 | $1,674 |
| 40 | $1,602 |
| 50 | $1,464 |
| 60 | $1,436 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,042 |
| $250 | $1,838 |
| $500 | $1,602 |
| $1,000 | $1,378 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,602 |
| 50/100 | $1,692 |
| 100/300 | $1,805 |
| 250/500 | $2,099 |
| 100 CSL | $1,738 |
| 300 CSL | $1,986 |
| 500 CSL | $2,167 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,498 |
| 20 | $5,912 |
| 30 | $3,562 |
| 40 | $3,484 |
| 50 | $3,326 |
| 60 | $3,296 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $85 |
| Homeowner | $23 |
| 5-yr Accident Free | $122 |
| 5-yr Claim Free | $105 |
| Paid in Full/EFT | $76 |
| Advance Quote | $81 |
| Online Quote | $116 |
| Total Discounts | $695 |
Discounts are estimated and may not be available from every company or in every state.
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