Audi A4 allroad Insurance Rates

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UPDATED: May 22, 2024

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Estimated insurance rates for an Audi A4 allroad are $1,556 a year for full coverage. Comprehensive costs on average $332, collision insurance costs $610, and liability costs $456. Liability-only coverage costs as little as $508 a year, and high-risk coverage costs around $3,378. 16-year-old drivers pay the most at up to $5,790 a year.

Average premium for full coverage: $1,556

Premium estimates by type of coverage:

Comprehensive $332
Collision $610
Liability $456

Prices include $500 physical damage insurance deductibles, 30/60 split liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and for all A4 allroad models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for an Audi A4 allroad range from the low end price of $508 for your basic liability-only policy to the much higher price of $3,378 for a high-risk insurance policy.

Liability Only $508
Full Coverage $1,556
High Risk $3,378

Insurance Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas are statistically proven to have lower incidents of accident claims than congested cities. The example below illustrates how where you live affects car insurance rates.

Rural Areas $1,167
Small Cities $1,634
Large Cities $2,101

These rate differences show why everyone should compare rates based on a specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Audi A4 allroad insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $885
  • Drivers who choose higher $1,000 deductibles will pay around $214 a year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,556
  • Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,972
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $3,378
  • An auto insurance policy that insures a teen driver for full coverage may cost $5,790 a year

View Chart as Image

Audi A4 allroad insurance cost comparison chart
Column chart showing Audi A4 allroad insurance rates range from $885 to $5,790 for full coverage

Insurance prices for an Audi A4 allroad also have a wide range based on the model of your A4 allroad, how you drive, and policy deductibles and limits.

If you have a few violations or you caused an accident, you could be paying at a minimum $1,900 to $2,500 extra annually, depending on your age. Audi A4 allroad insurance for high-risk drivers can cost as much as 43% to 136% more than the average rate. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records can expect to pay upwards of $5,700 a year. View Rates by Age

Where you choose to live makes a big difference in Audi A4 allroad insurance prices. A 40-year-old driver could pay as low as $1,030 a year in states like Idaho, Maine, and Iowa, or at least $2,220 on average in Michigan, Louisiana, and New York.

Audi A4 allroad Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,408 -$148 -9.5%
Alaska $1,194 -$362 -23.3%
Arizona $1,290 -$266 -17.1%
Arkansas $1,556 -$0 0.0%
California $1,774 $218 14.0%
Colorado $1,488 -$68 -4.4%
Connecticut $1,600 $44 2.8%
Delaware $1,760 $204 13.1%
Florida $1,948 $392 25.2%
Georgia $1,436 -$120 -7.7%
Hawaii $1,118 -$438 -28.1%
Idaho $1,052 -$504 -32.4%
Illinois $1,160 -$396 -25.4%
Indiana $1,172 -$384 -24.7%
Iowa $1,050 -$506 -32.5%
Kansas $1,478 -$78 -5.0%
Kentucky $2,124 $568 36.5%
Louisiana $2,302 $746 47.9%
Maine $960 -$596 -38.3%
Maryland $1,284 -$272 -17.5%
Massachusetts $1,244 -$312 -20.1%
Michigan $2,702 $1,146 73.7%
Minnesota $1,304 -$252 -16.2%
Mississippi $1,864 $308 19.8%
Missouri $1,380 -$176 -11.3%
Montana $1,672 $116 7.5%
Nebraska $1,226 -$330 -21.2%
Nevada $1,864 $308 19.8%
New Hampshire $1,120 -$436 -28.0%
New Jersey $1,738 $182 11.7%
New Mexico $1,378 -$178 -11.4%
New York $1,638 $82 5.3%
North Carolina $896 -$660 -42.4%
North Dakota $1,272 -$284 -18.3%
Ohio $1,074 -$482 -31.0%
Oklahoma $1,598 $42 2.7%
Oregon $1,426 -$130 -8.4%
Pennsylvania $1,484 -$72 -4.6%
Rhode Island $2,076 $520 33.4%
South Carolina $1,410 -$146 -9.4%
South Dakota $1,314 -$242 -15.6%
Tennessee $1,362 -$194 -12.5%
Texas $1,874 $318 20.4%
Utah $1,152 -$404 -26.0%
Vermont $1,066 -$490 -31.5%
Virginia $932 -$624 -40.1%
Washington $1,204 -$352 -22.6%
West Virginia $1,426 -$130 -8.4%
Wisconsin $1,078 -$478 -30.7%
Wyoming $1,386 -$170 -10.9%

View Chart as Image

Audi A4 allroad insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $630 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $411 more per year. View Rates by Deductible or Liability Limit

Audi A4 allroad Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A4 allroad $424 $780 $390 $1,752
2023 Audi A4 allroad $406 $774 $398 $1,736
2022 Audi A4 allroad $394 $756 $416 $1,724
2021 Audi A4 allroad $380 $724 $430 $1,692
2020 Audi A4 allroad $358 $698 $442 $1,656
2018 Audi A4 allroad $332 $610 $456 $1,556
2017 Audi A4 allroad $318 $548 $460 $1,484

Rates are averaged for all Audi A4 allroad models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Audi A4 allroad Insurance

Finding better rates on car insurance not only requires being a low-risk driver, but also having above-average credit, not filing small claims, and determing if full coverage is necessary. Comparison shop at least every other year by requesting rates from direct carriers, and also from local exclusive and independent agents.

The items below are a quick rundown of the car insurance concepts touched on in the above illustrations.

  • Higher risk drivers with reckless driving or DUI convictions may pay on average $1,820 more each year to insure their A4 allroad
  • Drivers can save as much as $190 per year just by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save approximately $625 each year
  • Policyholders who require more liability coverage will pay around $500 each year to go from 30/60 bodily injury limits to the 250/500 level

Rates by Driver Age

Audi A4 allroad Insurance Rates by Driver Age
Driver Age Premium
16 $5,790
20 $3,596
30 $1,624
40 $1,556
50 $1,420
60 $1,394

Full coverage, $500 deductibles

Rates by Deductible

Audi A4 allroad Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,972
$250 $1,780
$500 $1,556
$1,000 $1,342

Full coverage, driver age 40

Rates by Liability Limit

Audi A4 allroad Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,556
50/100 $1,647
100/300 $1,761
250/500 $2,058
100 CSL $1,693
300 CSL $1,944
500 CSL $2,126

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A4 allroad Insurance Rates for High Risk Drivers
Age Premium
16 $8,278
20 $5,732
30 $3,452
40 $3,378
50 $3,226
60 $3,198

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $220

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $83
Homeowner $23
5-yr Accident Free $117
5-yr Claim Free $102
Paid in Full/EFT $72
Advance Quote $78
Online Quote $112
Total Discounts $671
Rate after discounts $885

Discounts are estimated and may not be available from every company or in every state.

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