Audi A4 allroad Insurance Rates

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UPDATED: May 22, 2024

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Average insurance prices for an Audi A4 allroad are $1,556 every 12 months including full coverage. Comprehensive insurance costs approximately $332 a year, collision insurance costs $610, and liability insurance is estimated at $456. A liability-only policy costs approximately $508 a year, and high-risk insurance costs $3,378 or more. Teens receive the highest rates at up to $5,790 a year.

Average premium for full coverage: $1,556

Rate estimates by individual coverage type:

Comprehensive $332
Collision $610
Liability $456

Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and A4 allroad trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from the cheapest price of $508 for minimum levels of liability insurance to a high of $3,378 for a driver who requires high-risk insurance.

Liability Only $508
Full Coverage $1,556
High Risk $3,378

Price Range by Location

Living in a larger city has a significant impact on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance prices.

Rural Areas $1,167
Small Cities $1,634
Large Cities $2,101

These examples highlight why it is important to get quotes using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Audi A4 allroad insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $885
  • Choosing higher $1,000 deductibles can save $1,342 every year
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,556
  • Selecting low $100 deductibles for comp and collision coverage costs an extra $416 a year
  • High-risk insureds with serious driving violations could pay around $3,378
  • The cost to insure a teen driver can cost $5,790 each year

View Chart as Image

Audi A4 allroad insurance cost comparison chart
Column chart showing Audi A4 allroad insurance prices range from $885 to $5,790 for full coverage

Insurance rates for an Audi A4 allroad can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your A4 allroad.

Choosing higher comprehensive and collision insurance deductibles can save as much as $630 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,400 annually on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay in the ballpark of $5,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,900 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 43% to 136% more than the average policy. View High Risk Driver Rates

Where you live plays a big part in determining prices for Audi A4 allroad insurance rates. A good driver about age 40 could pay as low as $1,190 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,220 on average in Louisiana, New York, and Michigan.

Audi A4 allroad Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,408 -$148 -9.5%
Alaska $1,194 -$362 -23.3%
Arizona $1,290 -$266 -17.1%
Arkansas $1,556 -$0 0.0%
California $1,774 $218 14.0%
Colorado $1,488 -$68 -4.4%
Connecticut $1,600 $44 2.8%
Delaware $1,760 $204 13.1%
Florida $1,948 $392 25.2%
Georgia $1,436 -$120 -7.7%
Hawaii $1,118 -$438 -28.1%
Idaho $1,052 -$504 -32.4%
Illinois $1,160 -$396 -25.4%
Indiana $1,172 -$384 -24.7%
Iowa $1,050 -$506 -32.5%
Kansas $1,478 -$78 -5.0%
Kentucky $2,124 $568 36.5%
Louisiana $2,302 $746 47.9%
Maine $960 -$596 -38.3%
Maryland $1,284 -$272 -17.5%
Massachusetts $1,244 -$312 -20.1%
Michigan $2,702 $1,146 73.7%
Minnesota $1,304 -$252 -16.2%
Mississippi $1,864 $308 19.8%
Missouri $1,380 -$176 -11.3%
Montana $1,672 $116 7.5%
Nebraska $1,226 -$330 -21.2%
Nevada $1,864 $308 19.8%
New Hampshire $1,120 -$436 -28.0%
New Jersey $1,738 $182 11.7%
New Mexico $1,378 -$178 -11.4%
New York $1,638 $82 5.3%
North Carolina $896 -$660 -42.4%
North Dakota $1,272 -$284 -18.3%
Ohio $1,074 -$482 -31.0%
Oklahoma $1,598 $42 2.7%
Oregon $1,426 -$130 -8.4%
Pennsylvania $1,484 -$72 -4.6%
Rhode Island $2,076 $520 33.4%
South Carolina $1,410 -$146 -9.4%
South Dakota $1,314 -$242 -15.6%
Tennessee $1,362 -$194 -12.5%
Texas $1,874 $318 20.4%
Utah $1,152 -$404 -26.0%
Vermont $1,066 -$490 -31.5%
Virginia $932 -$624 -40.1%
Washington $1,204 -$352 -22.6%
West Virginia $1,426 -$130 -8.4%
Wisconsin $1,078 -$478 -30.7%
Wyoming $1,386 -$170 -10.9%

View Chart as Image

Audi A4 allroad insurance rates by U.S. city
Audi A4 allroad Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A4 allroad $424 $780 $390 $1,752
2023 Audi A4 allroad $406 $774 $398 $1,736
2022 Audi A4 allroad $394 $756 $416 $1,724
2021 Audi A4 allroad $380 $724 $430 $1,692
2020 Audi A4 allroad $358 $698 $442 $1,656
2018 Audi A4 allroad $332 $610 $456 $1,556
2017 Audi A4 allroad $318 $548 $460 $1,484

Rates are averaged for all Audi A4 allroad models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Audi A4 allroad Insurance

Saving money on Audi A4 allroad insurance takes having a decent driving record, having good credit, not filing small claims, and possibly raising deductibles. Take the time to comparison shop at every other renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The following items are a recap of the concepts that were touched on in the above illustrations.

  • High-risk drivers that have major violations or accidents could be charged and average of $1,820 more per year than a driver with a clean driving record
  • 16 to 18-year-old drivers are expensive to insure, as much as $483 per month if they have full coverage
  • You may be able to save around $190 per year just by quoting early and online
  • Increasing deductibles could save as much as $625 each year
  • You may be able to save around $190 per year just by quoting early and online

Rates by Driver Age

Audi A4 allroad Insurance Rates by Driver Age
Driver Age Premium
16 $5,790
20 $3,596
30 $1,624
40 $1,556
50 $1,420
60 $1,394

Full coverage, $500 deductibles

Rates by Deductible

Audi A4 allroad Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,972
$250 $1,780
$500 $1,556
$1,000 $1,342

Full coverage, driver age 40

Rates by Liability Limit

Audi A4 allroad Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,556
50/100 $1,647
100/300 $1,761
250/500 $2,058
100 CSL $1,693
300 CSL $1,944
500 CSL $2,126

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A4 allroad Insurance Rates for High Risk Drivers
Age Premium
16 $8,278
20 $5,732
30 $3,452
40 $3,378
50 $3,226
60 $3,198

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $220

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $83
Homeowner $23
5-yr Accident Free $117
5-yr Claim Free $102
Paid in Full/EFT $72
Advance Quote $78
Online Quote $112
Total Discounts $671
Rate after discounts $885

Discounts are estimated and may not be available from every company or in every state.

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