Audi A4 allroad Insurance Rates

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UPDATED: May 22, 2024

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U.S. average insurance rates for an Audi A4 allroad are $1,484 a year including full coverage. Comprehensive costs approximately $318 a year, collision insurance costs $548, and liability is estimated at $460. A policy with just liability insurance costs approximately $510 a year, and coverage for high-risk drivers costs around $3,210. Teens pay the highest rates at up to $5,542 a year.

Average premium for full coverage: $1,484

Price estimates by individual coverage:

Comprehensive $318
Collision $548
Liability $460

Estimates include $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and A4 allroad trim levels.

Price Range from Low to High

For the normal driver, Audi A4 allroad insurance prices range from as low as $510 for liability-only coverage to a high of $3,210 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,484
High Risk $3,210

Geographic Price Range

Living in a larger city can have significant affects on car insurance prices. Rural locations have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,113
Small Cities $1,558
Large Cities $2,003

The ranges above highlight why it is important to get quotes using their specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

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Additional Charts and Tables

The chart below breaks down average Audi A4 allroad insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $853
  • Choosing higher $1,000 deductibles can save $1,288 every year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,484
  • Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,862
  • Unlucky drivers with serious driving violations could pay around $3,210
  • The price for full coverage for a teen driver can cost $5,542 each year

View Chart as Image

Audi A4 allroad insurance cost comparison chart
Column chart showing Audi A4 allroad insurance rates range from $853 to $5,542 for full coverage

Insurance prices for an Audi A4 allroad are also quite variable based on your driving record, the model of your A4 allroad, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as little as $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,500 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi A4 allroad insurance prices. A good driver about age 40 could pay as low as $1,140 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,120 on average in Louisiana, New York, and Michigan.

Audi A4 allroad Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,340 -$144 -9.7%
Alaska $1,138 -$346 -23.3%
Arizona $1,232 -$252 -17.0%
Arkansas $1,484 -$0 0.0%
California $1,690 $206 13.9%
Colorado $1,416 -$68 -4.6%
Connecticut $1,524 $40 2.7%
Delaware $1,678 $194 13.1%
Florida $1,854 $370 24.9%
Georgia $1,370 -$114 -7.7%
Hawaii $1,066 -$418 -28.2%
Idaho $1,004 -$480 -32.3%
Illinois $1,104 -$380 -25.6%
Indiana $1,116 -$368 -24.8%
Iowa $1,000 -$484 -32.6%
Kansas $1,410 -$74 -5.0%
Kentucky $2,024 $540 36.4%
Louisiana $2,194 $710 47.8%
Maine $916 -$568 -38.3%
Maryland $1,224 -$260 -17.5%
Massachusetts $1,188 -$296 -19.9%
Michigan $2,576 $1,092 73.6%
Minnesota $1,242 -$242 -16.3%
Mississippi $1,776 $292 19.7%
Missouri $1,316 -$168 -11.3%
Montana $1,592 $108 7.3%
Nebraska $1,170 -$314 -21.2%
Nevada $1,778 $294 19.8%
New Hampshire $1,068 -$416 -28.0%
New Jersey $1,658 $174 11.7%
New Mexico $1,314 -$170 -11.5%
New York $1,562 $78 5.3%
North Carolina $854 -$630 -42.5%
North Dakota $1,214 -$270 -18.2%
Ohio $1,024 -$460 -31.0%
Oklahoma $1,524 $40 2.7%
Oregon $1,358 -$126 -8.5%
Pennsylvania $1,414 -$70 -4.7%
Rhode Island $1,980 $496 33.4%
South Carolina $1,344 -$140 -9.4%
South Dakota $1,252 -$232 -15.6%
Tennessee $1,300 -$184 -12.4%
Texas $1,788 $304 20.5%
Utah $1,098 -$386 -26.0%
Vermont $1,014 -$470 -31.7%
Virginia $888 -$596 -40.2%
Washington $1,146 -$338 -22.8%
West Virginia $1,358 -$126 -8.5%
Wisconsin $1,028 -$456 -30.7%
Wyoming $1,322 -$162 -10.9%

View Chart as Image

Audi A4 allroad insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $580 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying anywhere from $1,800 to $2,400 extra each year, depending on your age. A high-risk auto insurance policy ranges as much as 43% to 136% more than the average policy. View High Risk Driver Rates

Audi A4 allroad Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A4 allroad $406 $774 $398 $1,736
2023 Audi A4 allroad $394 $756 $416 $1,724
2022 Audi A4 allroad $380 $724 $430 $1,692
2021 Audi A4 allroad $358 $698 $442 $1,656
2020 Audi A4 allroad $344 $648 $452 $1,602
2018 Audi A4 allroad $318 $548 $460 $1,484
2017 Audi A4 allroad $296 $504 $460 $1,418

Rates are averaged for all Audi A4 allroad models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Audi A4 allroad Insurance

Getting lower rates on car insurance takes being safe and accident-free, maintaining good credit, being claim-free, and possibly raising deductibles. Invest the time to compare rates every time your policy renews by requesting rates from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

Below you'll find a review of the information presented in the illustrations above.

  • You may be able to save around $180 per year just by quoting early and online
  • Youthful drivers are expensive to insure, possibly costing $462 a month for full coverage
  • Increasing physical damage deductibles can save around $575 each year
  • Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,730 more per year than a low-risk driver
  • Policyholders who purchase more liability protection will pay approximately $510 per year to raise limits from a low limit to 250/500 limits

Rates by Driver Age

Audi A4 allroad Insurance Rates by Driver Age
Driver Age Premium
16 $5,542
20 $3,414
30 $1,544
40 $1,484
50 $1,354
60 $1,328

Full coverage, $500 deductibles

Rates by Deductible

Audi A4 allroad Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,862
$250 $1,688
$500 $1,484
$1,000 $1,288

Full coverage, driver age 40

Rates by Liability Limit

Audi A4 allroad Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,484
50/100 $1,576
100/300 $1,691
250/500 $1,990
100 CSL $1,622
300 CSL $1,875
500 CSL $2,059

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A4 allroad Insurance Rates for High Risk Drivers
Age Premium
16 $7,912
20 $5,438
30 $3,280
40 $3,210
50 $3,064
60 $3,038

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $108
5-yr Claim Free $97
Paid in Full/EFT $67
Advance Quote $73
Online Quote $106
Total Discounts $631
Rate after discounts $853

Discounts are estimated and may not be available from every company or in every state.

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