Audi A4 allroad Insurance Rates

Average insurance prices for an Audi A4 allroad are $1,556 every 12 months including full coverage. Comprehensive costs an estimated $332 a year, collision insurance costs $610, and liability is $456. A policy with just liability insurance costs around $508 a year, and coverage for high-risk drivers costs around $3,378. 16-year-old drivers receive the highest rates at up to $5,790 a year.

Average premium for full coverage: $1,556

Rate estimates broken down by individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and A4 allroad trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations tend to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates how rural and urban location affects insurance prices.

These examples highlight why it is important to compare rates quotes for a targeted area and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Audi A4 allroad insurance rates for other coverage scenarios.

• The best full coverage rate is $885
• Raising to $1,000 deductibles will save approximately $1,342 every year
• The average price for a 40-year-old driver who has $500 deductibles is $1,556
• Buying low $100 deductibles increases the price to $1,972
• At-risk drivers with multiple tickets or accidents could pay up to $3,378
• The cost to insure a teen driver can cost as much as $5,790

View Chart as Image

Insurance rates for an Audi A4 allroad can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model year and trim level.

Opting for high physical damage deductibles can reduce rates by up to $630 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $411 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,400 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $5,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying $1,900 to $2,500 additional per year, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 43% to 136% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on Audi A4 allroad insurance prices. A middle-age driver might find rates as low as $1,190 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,220 on average in Louisiana, New York, and Michigan.

View Chart as Image

How to Shop for Cheaper Audi A4 allroad Insurance

Saving money on car insurance consists of avoiding accidents and violations, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to shop around once a year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local insurance agencies.

The list below is a condensed summary of the data that was raised in the charts and tables above.

• You may be able to save approximately $190 per year just by quoting early and online
• Policyholders who want higher liability limits will pay around $500 per year to raise from a minimum limit to a 250/500 level
• Teenagers are expensive to insure, as much as $483 per month if full coverage is included
• Higher risk drivers with multiple at-fault accidents may have to pay on average $1,820 more annually for car insurance