Audi A4 allroad Insurance Rates

Average insurance rates for an Audi A4 allroad are $1,484 a year including full coverage. Comprehensive costs on average $318, collision insurance costs $548, and liability coverage costs $460. A policy with just liability insurance costs as little as $510 a year, and coverage for high-risk drivers costs around $3,210. Teenage drivers receive the highest rates at up to $5,542 a year.

Average premium for full coverage: $1,484

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all A4 allroad models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than densely populated cities. The example below illustrates the difference between rural and urban areas on car insurance rates.

These examples highlight why everyone should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Audi A4 allroad insurance rates for different risk profiles and scenarios.

• The best discount rate is $853
• Drivers who choose higher $1,000 deductibles will pay around $196 every year
• The average rate for a 40-year-old driver with $500 deductibles is $1,484
• Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,862
• High-risk insureds who are prone to accidents and violations could pay upwards of $3,210
• The cost for full coverage for a teenage driver for full coverage may cost $5,542 a year

View Chart as Image

Insurance rates for an Audi A4 allroad can also vary considerably based on your driver profile, the model of your A4 allroad, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,400 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $5,500 a year. View Rates by Age

Where you live makes a big difference in Audi A4 allroad insurance rates. A 40-year-old driver could pay as low as $1,140 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,120 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could save up to $580 a year, whereas buying more liability protection will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,800 to $2,400 additional per year, depending on your age. Audi A4 allroad insurance for high-risk drivers can cost around 43% to 136% more than a normal policy. View High Risk Driver Rates

How to Find the Best Cheap Audi A4 allroad Insurance

Saving money on auto insurance not only requires avoiding accidents and claims, but also having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Set aside time to compare rates at least once a year by getting quotes from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The points below are a quick review of the primary concepts that were covered above.

• You may be able to save as much as $180 per year just by quoting online well ahead of the renewal date
• Drivers with a DUI or reckless driving violation may pay on average $1,730 more each year to insure an Audi A4 allroad
• Increasing deductibles can save around $575 each year
• Drivers under the age of 20 pay higher rates, as much as $462 per month including comprehensive and collision insurance