Audi A4 allroad Insurance Rates

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2017 Audi A4 allroad Car Insurance Rates in 2025

Looking for cheaper auto insurance rates for your Audi A4 allroad? I can't think of a single person who likes buying auto insurance, in particular when they could get a better deal. You have multiple car insurance companies to buy insurance from, and although it's a good thing to have multiple companies, lots of choices makes it harder to find the best rates for your vehicles. It's a great practi...

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UPDATED: May 22, 2024

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The average insurance rates for an Audi A4 allroad are $1,556 a year including full coverage. Comprehensive costs approximately $332 each year, collision insurance costs $610, and liability costs $456. Liability-only insurance costs as little as $508 a year, and high-risk driver insurance costs around $3,378. Teens cost the most to insure at up to $5,790 a year.

Average premium for full coverage: $1,556

Policy rates by type of insurance:

Comprehensive $332
Collision $610
Liability $456

Rates are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and A4 allroad models.

Price Range Variability

For a driver around age 40, Audi A4 allroad insurance rates range from as low as $508 for minimum levels of liability insurance to a high rate of $3,378 for high-risk insurance.

Liability Only $508
Full Coverage $1,556
High Risk $3,378

Urban vs. Rural Price Range

Your location can make a big difference on car insurance prices. Rural locations are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,167
Small Cities $1,634
Large Cities $2,101

The examples above highlight why all drivers should compare rates using their specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Audi A4 allroad insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $885
  • Drivers who choose higher $1,000 deductibles will pay $214 every year
  • The average rate for a good driver age 40 who chooses $500 deductibles is $1,556
  • Selecting low deductibles for comprehensive and collision insurance will increase the cost to $1,972
  • Drivers with serious driving violations could pay around $3,378
  • Policy cost for full coverage for a 16-year-old driver can cost $5,790 a year

View Chart as Image

Audi A4 allroad insurance cost comparison chart
Column chart showing Audi A4 allroad insurance rates range from $885 to $5,790 for full coverage

Auto insurance rates for an Audi A4 allroad also range considerably based on your risk profile, the model of your A4 allroad, and physical damage deductibles and liability limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay in the ballpark of $5,700 a year. View Rates by Age

Your home state makes a big difference in Audi A4 allroad insurance prices. A 40-year-old driver could pay as low as $1,190 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,220 on average in Louisiana, New York, and Michigan.

Audi A4 allroad Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,408 -$148 -9.5%
Alaska $1,194 -$362 -23.3%
Arizona $1,290 -$266 -17.1%
Arkansas $1,556 -$0 0.0%
California $1,774 $218 14.0%
Colorado $1,488 -$68 -4.4%
Connecticut $1,600 $44 2.8%
Delaware $1,760 $204 13.1%
Florida $1,948 $392 25.2%
Georgia $1,436 -$120 -7.7%
Hawaii $1,118 -$438 -28.1%
Idaho $1,052 -$504 -32.4%
Illinois $1,160 -$396 -25.4%
Indiana $1,172 -$384 -24.7%
Iowa $1,050 -$506 -32.5%
Kansas $1,478 -$78 -5.0%
Kentucky $2,124 $568 36.5%
Louisiana $2,302 $746 47.9%
Maine $960 -$596 -38.3%
Maryland $1,284 -$272 -17.5%
Massachusetts $1,244 -$312 -20.1%
Michigan $2,702 $1,146 73.7%
Minnesota $1,304 -$252 -16.2%
Mississippi $1,864 $308 19.8%
Missouri $1,380 -$176 -11.3%
Montana $1,672 $116 7.5%
Nebraska $1,226 -$330 -21.2%
Nevada $1,864 $308 19.8%
New Hampshire $1,120 -$436 -28.0%
New Jersey $1,738 $182 11.7%
New Mexico $1,378 -$178 -11.4%
New York $1,638 $82 5.3%
North Carolina $896 -$660 -42.4%
North Dakota $1,272 -$284 -18.3%
Ohio $1,074 -$482 -31.0%
Oklahoma $1,598 $42 2.7%
Oregon $1,426 -$130 -8.4%
Pennsylvania $1,484 -$72 -4.6%
Rhode Island $2,076 $520 33.4%
South Carolina $1,410 -$146 -9.4%
South Dakota $1,314 -$242 -15.6%
Tennessee $1,362 -$194 -12.5%
Texas $1,874 $318 20.4%
Utah $1,152 -$404 -26.0%
Vermont $1,066 -$490 -31.5%
Virginia $932 -$624 -40.1%
Washington $1,204 -$352 -22.6%
West Virginia $1,426 -$130 -8.4%
Wisconsin $1,078 -$478 -30.7%
Wyoming $1,386 -$170 -10.9%

View Chart as Image

Audi A4 allroad insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could save up to $630 annually, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $411 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying anywhere from $1,900 to $2,500 in extra premium every year, depending on your age. Insurance for high-risk drivers can cost from 43% to 136% more than the average policy. View High Risk Driver Rates

Audi A4 allroad Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A4 allroad $424 $780 $390 $1,752
2023 Audi A4 allroad $406 $774 $398 $1,736
2022 Audi A4 allroad $394 $756 $416 $1,724
2021 Audi A4 allroad $380 $724 $430 $1,692
2020 Audi A4 allroad $358 $698 $442 $1,656
2018 Audi A4 allroad $332 $610 $456 $1,556
2017 Audi A4 allroad $318 $548 $460 $1,484

Rates are averaged for all Audi A4 allroad models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Audi A4 allroad Insurance

Finding cheaper rates on insurance for an Audi A4 allroad not only requires having a decent driving record, but also having good credit, paying for small claims out-of-pocket, and possibly higher deductibles. Set aside time to compare rates every couple of years by requesting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a quick review of the material that was covered above.

  • Insureds who purchase additional liability coverage will pay approximately $500 per year to go from a 30/60 limit to 250/500 limits
  • 16 to 18-year-old drivers have the highest car insurance rates, with premiums being up to $483 each month if they have full coverage
  • Drivers considered higher risk with a DUI or reckless driving violation could be forced to pay on average $1,820 more per year than a driver with a clean driving record
  • Increasing comprehensive and collision deductibles can save around $625 each year

Rates by Driver Age

Audi A4 allroad Insurance Rates by Driver Age
Driver Age Premium
16 $5,790
20 $3,596
30 $1,624
40 $1,556
50 $1,420
60 $1,394

Full coverage, $500 deductibles

Rates by Deductible

Audi A4 allroad Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,972
$250 $1,780
$500 $1,556
$1,000 $1,342

Full coverage, driver age 40

Rates by Liability Limit

Audi A4 allroad Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,556
50/100 $1,647
100/300 $1,761
250/500 $2,058
100 CSL $1,693
300 CSL $1,944
500 CSL $2,126

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A4 allroad Insurance Rates for High Risk Drivers
Age Premium
16 $8,278
20 $5,732
30 $3,452
40 $3,378
50 $3,226
60 $3,198

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $220

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $83
Homeowner $23
5-yr Accident Free $117
5-yr Claim Free $102
Paid in Full/EFT $72
Advance Quote $78
Online Quote $112
Total Discounts $671
Rate after discounts $885

Discounts are estimated and may not be available from every company or in every state.

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