Audi A4 allroad Insurance Rates

The average insurance prices for an Audi A4 allroad are $1,556 every 12 months for full coverage insurance. Comprehensive costs around $332 each year, collision insurance costs $610, and liability is estimated at $456. Buying just liability costs approximately $508 a year, and insurance for high-risk drivers costs around $3,378. Teens cost the most to insure at up to $5,790 a year.

Average premium for full coverage: $1,556

Policy rates for type of insurance:

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 states and A4 allroad models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance rates.

The examples above illustrate why all drivers should get quotes for a specific zip code and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Audi A4 allroad insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $885
• Choosing higher $1,000 deductibles can save about $214 each year
• The average price for a good driver age 40 using $500 deductibles is $1,556
• Selecting low deductibles for comp and collision coverage increases the price to $1,972
• Unlucky drivers with serious driving violations could pay at least $3,378
• Policy cost to insure a teen driver can be $5,790 each year

View Chart as Image

Insurance rates for an Audi A4 allroad also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $630 every year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $411 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,400 annually on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $5,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,900 to $2,500 extra every year, depending on your age. Insurance for high-risk drivers ranges as much as 43% to 136% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Audi A4 allroad insurance prices. A good driver about age 40 could pay as low as $1,020 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,100 on average in Michigan, New York, and Florida.

View Chart as Image

How to Shop for Cheaper Audi A4 allroad Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having good credit, being claim-free, and dropping full coverage on older vehicles. Invest time comparing rates at every policy renewal by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a condensed summary of the data covered in the charts and tables above.

• Policyholders who may need higher liability limits will pay approximately $500 annually to raise limits from a 30/60 limit to a 250/500 level
• It is possible to save up to $190 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $625 each year
• Teenagers pay higher rates, possibly costing $483 each month if they have full coverage