Audi A4 allroad Insurance Rates

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UPDATED: May 22, 2024

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U.S. average insurance rates for an Audi A4 allroad are $1,556 a year including full coverage. Comprehensive insurance costs around $332, collision costs $610, and liability costs $456. A policy with just liability insurance costs as little as $508 a year, with coverage for high-risk drivers costing $3,378 or more. Teen drivers pay the highest rates at $5,790 a year or more.

Average premium for full coverage: $1,556

Price estimates for individual coverage:

Comprehensive $332
Collision $610
Liability $456

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all 50 U.S. states and for different A4 allroad trim levels.

Price Range from Low to High

For an average driver, Audi A4 allroad insurance prices go from as low as $508 for your basic liability-only policy to a much higher rate of $3,378 for coverage for higher-risk drivers.

Liability Only $508
Full Coverage $1,556
High Risk $3,378

Geographic Price Range

Your location can make a big difference on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than larger metro areas.

The price range example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,167
Small Cities $1,634
Large Cities $2,101

The ranges above highlight why anyone shopping for car insurance should compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Audi A4 allroad insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $885
  • Drivers who choose higher $1,000 deductibles will pay about $214 every year
  • The average rate for the average middle-age driver using $500 deductibles is $1,556
  • Choosing more expensive low deductibles for comprehensive and collision insurance will cost an extra $416 annually
  • Drivers with multiple violations and an at-fault accident could pay at least $3,378 or more
  • The price for full coverage for a 16-year-old driver with full coverage can be $5,790 a year

View Chart as Image

Audi A4 allroad insurance cost comparison chart
Column chart showing full coverage Audi A4 allroad insurance prices range from $885 to $5,790

Insurance prices for an Audi A4 allroad are also quite variable based on your driving record, the model of your A4 allroad, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay as much as $5,700 a year. View Rates by Age

The state you live in makes a big difference in Audi A4 allroad insurance prices. A 40-year-old driver could pay as low as $1,190 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,220 on average in Michigan, New York, and Louisiana.

Audi A4 allroad Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,408 -$148 -9.5%
Alaska $1,194 -$362 -23.3%
Arizona $1,290 -$266 -17.1%
Arkansas $1,556 -$0 0.0%
California $1,774 $218 14.0%
Colorado $1,488 -$68 -4.4%
Connecticut $1,600 $44 2.8%
Delaware $1,760 $204 13.1%
Florida $1,948 $392 25.2%
Georgia $1,436 -$120 -7.7%
Hawaii $1,118 -$438 -28.1%
Idaho $1,052 -$504 -32.4%
Illinois $1,160 -$396 -25.4%
Indiana $1,172 -$384 -24.7%
Iowa $1,050 -$506 -32.5%
Kansas $1,478 -$78 -5.0%
Kentucky $2,124 $568 36.5%
Louisiana $2,302 $746 47.9%
Maine $960 -$596 -38.3%
Maryland $1,284 -$272 -17.5%
Massachusetts $1,244 -$312 -20.1%
Michigan $2,702 $1,146 73.7%
Minnesota $1,304 -$252 -16.2%
Mississippi $1,864 $308 19.8%
Missouri $1,380 -$176 -11.3%
Montana $1,672 $116 7.5%
Nebraska $1,226 -$330 -21.2%
Nevada $1,864 $308 19.8%
New Hampshire $1,120 -$436 -28.0%
New Jersey $1,738 $182 11.7%
New Mexico $1,378 -$178 -11.4%
New York $1,638 $82 5.3%
North Carolina $896 -$660 -42.4%
North Dakota $1,272 -$284 -18.3%
Ohio $1,074 -$482 -31.0%
Oklahoma $1,598 $42 2.7%
Oregon $1,426 -$130 -8.4%
Pennsylvania $1,484 -$72 -4.6%
Rhode Island $2,076 $520 33.4%
South Carolina $1,410 -$146 -9.4%
South Dakota $1,314 -$242 -15.6%
Tennessee $1,362 -$194 -12.5%
Texas $1,874 $318 20.4%
Utah $1,152 -$404 -26.0%
Vermont $1,066 -$490 -31.5%
Virginia $932 -$624 -40.1%
Washington $1,204 -$352 -22.6%
West Virginia $1,426 -$130 -8.4%
Wisconsin $1,078 -$478 -30.7%
Wyoming $1,386 -$170 -10.9%

View Chart as Image

Audi A4 allroad insurance rates by U.S. city

Choosing high deductibles could save up to $630 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are likely paying at least $1,900 to $2,500 extra each year, depending on your age. High-risk driver insurance can cost from 43% to 136% more than average. View High Risk Driver Rates

Since prices can be so different, the best way to figure out your exact price is to compare prices from multiple companies. Every company uses a different rate calculation, so the prices may be quite different from one company to the next.

Audi A4 allroad Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A4 allroad $424 $780 $390 $1,752
2023 Audi A4 allroad $406 $774 $398 $1,736
2022 Audi A4 allroad $394 $756 $416 $1,724
2021 Audi A4 allroad $380 $724 $430 $1,692
2020 Audi A4 allroad $358 $698 $442 $1,656
2018 Audi A4 allroad $332 $610 $456 $1,556
2017 Audi A4 allroad $318 $548 $460 $1,484

Rates are averaged for all Audi A4 allroad models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Audi A4 allroad Insurance

Getting lower rates on insurance for an Audi A4 allroad not only requires avoiding accidents and violations, but also maintaining good credit, being claim-free, and insuring your home and auto with the same company. Take the time to compare rates at least once a year by requesting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.

The list below is a condensed summary of the primary concepts that were covered in the above illustrations.

  • You may be able to save up to $190 per year simply by shopping early and online
  • Drivers considered higher risk with multiple at-fault accidents pay on average $1,820 more every year for car insurance
  • Increasing physical damage deductibles can save around $625 each year
  • Teenagers pay higher prices, possibly costing $483 a month for full coverage

Rates by Driver Age

Audi A4 allroad Insurance Rates by Driver Age
Driver Age Premium
16 $5,790
20 $3,596
30 $1,624
40 $1,556
50 $1,420
60 $1,394

Full coverage, $500 deductibles

Rates by Deductible

Audi A4 allroad Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,972
$250 $1,780
$500 $1,556
$1,000 $1,342

Full coverage, driver age 40

Rates by Liability Limit

Audi A4 allroad Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,556
50/100 $1,647
100/300 $1,761
250/500 $2,058
100 CSL $1,693
300 CSL $1,944
500 CSL $2,126

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A4 allroad Insurance Rates for High Risk Drivers
Age Premium
16 $8,278
20 $5,732
30 $3,452
40 $3,378
50 $3,226
60 $3,198

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $220

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $83
Homeowner $23
5-yr Accident Free $117
5-yr Claim Free $102
Paid in Full/EFT $72
Advance Quote $78
Online Quote $112
Total Discounts $671
Rate after discounts $885

Discounts are estimated and may not be available from every company or in every state.

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