Audi A4 allroad Insurance Rates
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UPDATED: May 22, 2024
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U.S. average auto insurance rates for an Audi A4 allroad are $1,602 annually for full coverage. Comprehensive insurance costs on average $344 a year, collision insurance costs $648, and liability costs $452. Liability-only coverage costs as little as $504 a year, and high-risk coverage costs $3,484 or more. Teenage drivers pay the highest rates at up to $5,936 a year.
Average premium for full coverage: $1,602
Price estimates by individual coverage:
Prices are based on $500 physical damage deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and A4 allroad trim levels.
Price Range from Low to High
For a driver in their 40's, Audi A4 allroad insurance prices range from as cheap as $504 for just liability coverage to a high of $3,484 for a high-risk driver policy.
Geographic Price Range
Your location can have significant affects on car insurance rates. Rural areas have fewer accident claims than densely populated cities. The diagram below illustrates how location helps determine car insurance rates.
The ranges above show why it is important to compare rates based on a specific location and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below shows average Audi A4 allroad insurance rates for different risk profiles and scenarios.
- The best discount rate is $907
- Drivers who choose higher $1,000 deductibles will pay around $1,378 a year
- The estimated rate for the average middle-age driver with $500 deductibles is $1,602
- Using low $100 deductibles for comprehensive and collision insurance costs an additional $440 every year
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,484
- The price with full coverage for a teen driver may cost $5,936 a year
Auto insurance prices for an Audi A4 allroad are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.
Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay upwards of $5,900 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,900 to $2,600 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could save up to $670 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Audi A4 allroad insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,290 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,450 | -$152 | -9.5% |
| Alaska | $1,230 | -$372 | -23.2% |
| Arizona | $1,330 | -$272 | -17.0% |
| Arkansas | $1,602 | -$0 | 0.0% |
| California | $1,828 | $226 | 14.1% |
| Colorado | $1,532 | -$70 | -4.4% |
| Connecticut | $1,648 | $46 | 2.9% |
| Delaware | $1,814 | $212 | 13.2% |
| Florida | $2,004 | $402 | 25.1% |
| Georgia | $1,478 | -$124 | -7.7% |
| Hawaii | $1,152 | -$450 | -28.1% |
| Idaho | $1,086 | -$516 | -32.2% |
| Illinois | $1,194 | -$408 | -25.5% |
| Indiana | $1,206 | -$396 | -24.7% |
| Iowa | $1,080 | -$522 | -32.6% |
| Kansas | $1,524 | -$78 | -4.9% |
| Kentucky | $2,186 | $584 | 36.5% |
| Louisiana | $2,372 | $770 | 48.1% |
| Maine | $988 | -$614 | -38.3% |
| Maryland | $1,322 | -$280 | -17.5% |
| Massachusetts | $1,282 | -$320 | -20.0% |
| Michigan | $2,784 | $1,182 | 73.8% |
| Minnesota | $1,340 | -$262 | -16.4% |
| Mississippi | $1,920 | $318 | 19.9% |
| Missouri | $1,422 | -$180 | -11.2% |
| Montana | $1,720 | $118 | 7.4% |
| Nebraska | $1,264 | -$338 | -21.1% |
| Nevada | $1,924 | $322 | 20.1% |
| New Hampshire | $1,156 | -$446 | -27.8% |
| New Jersey | $1,792 | $190 | 11.9% |
| New Mexico | $1,420 | -$182 | -11.4% |
| New York | $1,688 | $86 | 5.4% |
| North Carolina | $924 | -$678 | -42.3% |
| North Dakota | $1,312 | -$290 | -18.1% |
| Ohio | $1,108 | -$494 | -30.8% |
| Oklahoma | $1,646 | $44 | 2.7% |
| Oregon | $1,468 | -$134 | -8.4% |
| Pennsylvania | $1,528 | -$74 | -4.6% |
| Rhode Island | $2,138 | $536 | 33.5% |
| South Carolina | $1,452 | -$150 | -9.4% |
| South Dakota | $1,352 | -$250 | -15.6% |
| Tennessee | $1,404 | -$198 | -12.4% |
| Texas | $1,932 | $330 | 20.6% |
| Utah | $1,188 | -$414 | -25.8% |
| Vermont | $1,098 | -$504 | -31.5% |
| Virginia | $958 | -$644 | -40.2% |
| Washington | $1,238 | -$364 | -22.7% |
| West Virginia | $1,468 | -$134 | -8.4% |
| Wisconsin | $1,108 | -$494 | -30.8% |
| Wyoming | $1,430 | -$172 | -10.7% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A4 allroad | $444 | $812 | $372 | $1,786 |
| 2023 Audi A4 allroad | $424 | $780 | $390 | $1,752 |
| 2022 Audi A4 allroad | $406 | $774 | $398 | $1,736 |
| 2021 Audi A4 allroad | $394 | $756 | $416 | $1,724 |
| 2020 Audi A4 allroad | $380 | $724 | $430 | $1,692 |
| 2018 Audi A4 allroad | $344 | $648 | $452 | $1,602 |
| 2017 Audi A4 allroad | $332 | $610 | $456 | $1,556 |
Rates are averaged for all Audi A4 allroad models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Audi A4 allroad Insurance
Getting lower rates on car insurance not only requires being a safe and courteous driver, but also having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates every time your policy renews by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.
Below is a brief review of the information covered in the charts and tables above.
- Drivers can save as much as $200 per year just by quoting early and online
- Teenage drivers are charged the highest prices, with premiums as much as $495 a month if full coverage is included
- Increasing physical damage deductibles could save up to $675 each year
- Higher risk drivers with DUI or reckless driving convictions may be required to pay an average of $1,880 more each year for auto insurance
- Policyholders who require higher levels of liability will pay an extra $500 each year to go from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,936 |
| 20 | $3,710 |
| 30 | $1,674 |
| 40 | $1,602 |
| 50 | $1,464 |
| 60 | $1,436 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,042 |
| $250 | $1,838 |
| $500 | $1,602 |
| $1,000 | $1,378 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,602 |
| 50/100 | $1,692 |
| 100/300 | $1,805 |
| 250/500 | $2,099 |
| 100 CSL | $1,738 |
| 300 CSL | $1,986 |
| 500 CSL | $2,167 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,498 |
| 20 | $5,912 |
| 30 | $3,562 |
| 40 | $3,484 |
| 50 | $3,326 |
| 60 | $3,296 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $85 |
| Homeowner | $23 |
| 5-yr Accident Free | $122 |
| 5-yr Claim Free | $105 |
| Paid in Full/EFT | $76 |
| Advance Quote | $81 |
| Online Quote | $116 |
| Total Discounts | $695 |
Discounts are estimated and may not be available from every company or in every state.
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