Acura ZDX Insurance Rates

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2010 Acura ZDX Insurance Cost in 2025

Looking for cheaper insurance coverage rates for your Acura ZDX? If price shopping auto insurance quotes online is new to you, by this point your are probably overwhelmed by the vast number of insurance providers all claiming to save you money. It is always a good idea to check insurance coverage prices as often as possible because insurance coverage prices change regularly. Just because you fou...

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UPDATED: Jun 2, 2024

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Average insurance rates for an Acura ZDX are $1,152 a year including full coverage. Comprehensive costs around $220, collision costs $300, and liability coverage costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing around $2,478. 16-year-old drivers receive the highest rates at $4,494 a year or more.

Average premium for full coverage: $1,152

Rate estimates for individual coverage type:

Comprehensive $220
Collision $300
Liability $474

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for different ZDX trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range go from the low end price of $522 for a discount liability-only rate to a much higher rate of $2,478 for coverage for higher-risk drivers.

Liability Only $522
Full Coverage $1,152
High Risk $2,478

Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than congested cities.

The price range example below illustrates how where you live affects auto insurance rates.

Rural Areas $864
Small Cities $1,210
Large Cities $1,555

These examples highlight why anyone shopping for car insurance should compare rates for a specific zip code, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Acura ZDX insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $688
  • Drivers who choose higher $1,000 deductibles will pay about $118 every year
  • The estimated price for a 40-year-old driver using $500 deductibles is $1,152
  • Buying more expensive low deductibles for comprehensive and collision insurance bumps up the cost to $1,380
  • High-risk insureds with multiple tickets or accidents could pay at least $2,478 or more
  • The cost that insures a teenage driver with full coverage can be $4,494 a year

View Chart as Image

Acura ZDX insurance cost comparison chart
Column chart showing full coverage Acura ZDX insurance rates range from $688 to $4,494

Insurance rates for an Acura ZDX can also vary considerably based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can cost around 42% to 136% more than the average rate. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay as much as $4,400 a year. View Rates by Age

Where you live makes a big difference in Acura ZDX insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,650 on average in Michigan, New York, and Louisiana.

Acura ZDX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,042 -$110 -9.5%
Alaska $882 -$270 -23.4%
Arizona $956 -$196 -17.0%
Arkansas $1,152 -$0 0.0%
California $1,312 $160 13.9%
Colorado $1,102 -$50 -4.3%
Connecticut $1,186 $34 3.0%
Delaware $1,304 $152 13.2%
Florida $1,442 $290 25.2%
Georgia $1,064 -$88 -7.6%
Hawaii $828 -$324 -28.1%
Idaho $780 -$372 -32.3%
Illinois $858 -$294 -25.5%
Indiana $866 -$286 -24.8%
Iowa $778 -$374 -32.5%
Kansas $1,096 -$56 -4.9%
Kentucky $1,572 $420 36.5%
Louisiana $1,706 $554 48.1%
Maine $712 -$440 -38.2%
Maryland $950 -$202 -17.5%
Massachusetts $922 -$230 -20.0%
Michigan $2,002 $850 73.8%
Minnesota $964 -$188 -16.3%
Mississippi $1,380 $228 19.8%
Missouri $1,024 -$128 -11.1%
Montana $1,238 $86 7.5%
Nebraska $910 -$242 -21.0%
Nevada $1,382 $230 20.0%
New Hampshire $828 -$324 -28.1%
New Jersey $1,288 $136 11.8%
New Mexico $1,020 -$132 -11.5%
New York $1,214 $62 5.4%
North Carolina $664 -$488 -42.4%
North Dakota $944 -$208 -18.1%
Ohio $796 -$356 -30.9%
Oklahoma $1,184 $32 2.8%
Oregon $1,056 -$96 -8.3%
Pennsylvania $1,100 -$52 -4.5%
Rhode Island $1,538 $386 33.5%
South Carolina $1,044 -$108 -9.4%
South Dakota $974 -$178 -15.5%
Tennessee $1,010 -$142 -12.3%
Texas $1,390 $238 20.7%
Utah $852 -$300 -26.0%
Vermont $790 -$362 -31.4%
Virginia $690 -$462 -40.1%
Washington $892 -$260 -22.6%
West Virginia $1,056 -$96 -8.3%
Wisconsin $798 -$354 -30.7%
Wyoming $1,028 -$124 -10.8%

View Chart as Image

Acura ZDX insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $350 a year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the best way to figure out your exact price is to compare rates and see how they stack up. Every company utilizes a different rate formula, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Acura ZDX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura ZDX Technology Package AWD $1,132 $94
Acura ZDX AWD $1,132 $94
Acura ZDX Advance Package AWD $1,174 $98

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura ZDX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Acura ZDX $242 $362 $474 $1,236
2012 Acura ZDX $236 $328 $478 $1,200
2011 Acura ZDX $220 $300 $474 $1,152
2010 Acura ZDX $208 $272 $474 $1,112

Rates are averaged for all Acura ZDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Acura ZDX Insurance

Saving money on auto insurance not only requires having a decent driving record, but also having above-average credit, not filing small claims, and insuring your home and auto with the same company. Comparison shop at least once a year by requesting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following items are a brief review of the primary concepts that were touched on in the above illustrations.

  • You may be able to save up to $130 per year simply by shopping early and online
  • Drivers with DUI or reckless driving convictions may have to pay on average $1,330 more every year than a driver with a clean driving record
  • Increasing deductibles can save approximately $350 each year
  • 16 to 18-year-old drivers pay higher rates, as much as $375 per month if full coverage is included

Rates by Driver Age

Acura ZDX Insurance Rates by Driver Age
Driver Age Premium
16 $4,494
20 $2,624
30 $1,182
40 $1,152
50 $1,054
60 $1,032

Full coverage, $500 deductibles

Rates by Deductible

Acura ZDX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,380
$250 $1,276
$500 $1,152
$1,000 $1,034

Full coverage, driver age 40

Rates by Liability Limit

Acura ZDX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,152
50/100 $1,269
100/300 $1,387
250/500 $1,695
100 CSL $1,316
300 CSL $1,577
500 CSL $1,767

Full coverage, driver age 40

Rates for High Risk Drivers

Acura ZDX Insurance Rates for High Risk Drivers
Age Premium
16 $6,360
20 $4,184
30 $2,510
40 $2,478
50 $2,368
60 $2,342

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $73
Paid in Full/EFT $45
Advance Quote $52
Online Quote $80
Total Discounts $464
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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