Acura ZDX Insurance Rates

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2010 Acura ZDX Insurance Cost in 2025

Looking for cheaper insurance coverage rates for your Acura ZDX? If price shopping auto insurance quotes online is new to you, by this point your are probably overwhelmed by the vast number of insurance providers all claiming to save you money. It is always a good idea to check insurance coverage prices as often as possible because insurance coverage prices change regularly. Just because you fou...

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UPDATED: Jun 2, 2024

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Average auto insurance rates for an Acura ZDX are $1,152 annually with full coverage. Comprehensive insurance costs approximately $220 each year, collision insurance costs $300, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs $2,478 or more. 16-year-old drivers receive the highest rates at up to $4,494 a year.

Average premium for full coverage: $1,152

Rate estimates by individual coverage type:

Comprehensive $220
Collision $300
Liability $474

Includes $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and ZDX models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range range from as cheap as $522 for just liability insurance to a high rate of $2,478 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,152
High Risk $2,478

Price Range by Location

Living in a larger city can make a big difference on the price of insurance. Rural locations tend to have fewer collision claims than congested cities. The graphic below illustrates how location helps determine auto insurance prices.

Rural Areas $864
Small Cities $1,210
Large Cities $1,555

These examples demonstrate why all drivers should get quotes using their specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average Acura ZDX insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $688
  • Choosing higher $1,000 deductibles can save $118 annually
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,152
  • Buying low deductibles for comp and collision coverage costs an additional $228 annually
  • Higher-risk drivers with multiple tickets or accidents could pay around $2,478
  • The cost with full coverage for a 16-year-old driver can cost $4,494 each year

View Chart as Image

Acura ZDX insurance cost comparison chart
Column chart showing Acura ZDX insurance prices range from $688 to $4,494 for full coverage

Car insurance rates for an Acura ZDX can also vary considerably based on the trim level of your ZDX, your driving record, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as low as $1,100 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,400 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers ranges from 42% to 136% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $350 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live plays a big part in determining prices for Acura ZDX insurance prices. A good driver about age 40 could pay as low as $830 a year in states like Utah, Ohio, and New Hampshire, or at least $1,560 on average in New York, Michigan, and Florida.

Acura ZDX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,042 -$110 -9.5%
Alaska $882 -$270 -23.4%
Arizona $956 -$196 -17.0%
Arkansas $1,152 -$0 0.0%
California $1,312 $160 13.9%
Colorado $1,102 -$50 -4.3%
Connecticut $1,186 $34 3.0%
Delaware $1,304 $152 13.2%
Florida $1,442 $290 25.2%
Georgia $1,064 -$88 -7.6%
Hawaii $828 -$324 -28.1%
Idaho $780 -$372 -32.3%
Illinois $858 -$294 -25.5%
Indiana $866 -$286 -24.8%
Iowa $778 -$374 -32.5%
Kansas $1,096 -$56 -4.9%
Kentucky $1,572 $420 36.5%
Louisiana $1,706 $554 48.1%
Maine $712 -$440 -38.2%
Maryland $950 -$202 -17.5%
Massachusetts $922 -$230 -20.0%
Michigan $2,002 $850 73.8%
Minnesota $964 -$188 -16.3%
Mississippi $1,380 $228 19.8%
Missouri $1,024 -$128 -11.1%
Montana $1,238 $86 7.5%
Nebraska $910 -$242 -21.0%
Nevada $1,382 $230 20.0%
New Hampshire $828 -$324 -28.1%
New Jersey $1,288 $136 11.8%
New Mexico $1,020 -$132 -11.5%
New York $1,214 $62 5.4%
North Carolina $664 -$488 -42.4%
North Dakota $944 -$208 -18.1%
Ohio $796 -$356 -30.9%
Oklahoma $1,184 $32 2.8%
Oregon $1,056 -$96 -8.3%
Pennsylvania $1,100 -$52 -4.5%
Rhode Island $1,538 $386 33.5%
South Carolina $1,044 -$108 -9.4%
South Dakota $974 -$178 -15.5%
Tennessee $1,010 -$142 -12.3%
Texas $1,390 $238 20.7%
Utah $852 -$300 -26.0%
Vermont $790 -$362 -31.4%
Virginia $690 -$462 -40.1%
Washington $892 -$260 -22.6%
West Virginia $1,056 -$96 -8.3%
Wisconsin $798 -$354 -30.7%
Wyoming $1,028 -$124 -10.8%

View Chart as Image

Acura ZDX insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Acura ZDX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura ZDX Technology Package AWD $1,132 $94
Acura ZDX AWD $1,132 $94
Acura ZDX Advance Package AWD $1,174 $98

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura ZDX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Acura ZDX $242 $362 $474 $1,236
2012 Acura ZDX $236 $328 $478 $1,200
2011 Acura ZDX $220 $300 $474 $1,152
2010 Acura ZDX $208 $272 $474 $1,112

Rates are averaged for all Acura ZDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Acura ZDX Insurance

Saving money on insurance for an Acura ZDX takes being a safe and courteous driver, having a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Invest time comparing rates every other policy renewal by getting rate quotes from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.

Below is a recap of the ideas that were covered in the charts and tables above.

  • Teenage drivers pay the highest auto insurance rates, with premiums as much as $375 per month if comprehensive and collision insurance is included
  • Drivers considered higher risk that have major violations or accidents may pay on average $1,330 more per year for auto insurance
  • Increasing deductibles could save up to $350 each year
  • You may be able to save around $130 per year just by quoting online in advance

Rates by Driver Age

Acura ZDX Insurance Rates by Driver Age
Driver Age Premium
16 $4,494
20 $2,624
30 $1,182
40 $1,152
50 $1,054
60 $1,032

Full coverage, $500 deductibles

Rates by Deductible

Acura ZDX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,380
$250 $1,276
$500 $1,152
$1,000 $1,034

Full coverage, driver age 40

Rates by Liability Limit

Acura ZDX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,152
50/100 $1,269
100/300 $1,387
250/500 $1,695
100 CSL $1,316
300 CSL $1,577
500 CSL $1,767

Full coverage, driver age 40

Rates for High Risk Drivers

Acura ZDX Insurance Rates for High Risk Drivers
Age Premium
16 $6,360
20 $4,184
30 $2,510
40 $2,478
50 $2,368
60 $2,342

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $155

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $60
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $74
5-yr Claim Free $73
Paid in Full/EFT $45
Advance Quote $52
Online Quote $80
Total Discounts $464
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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