Acura ZDX Insurance Rates

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UPDATED: Jun 2, 2024

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Average insurance prices for an Acura ZDX are $1,112 every 12 months with full coverage. Comprehensive insurance costs approximately $208, collision insurance costs $272, and liability costs around $474. Liability-only coverage costs as low as $522 a year, and high-risk coverage costs $2,388 or more. Teenage drivers receive the highest rates at up to $4,366 a year.

Average premium for full coverage: $1,112

Rate estimates by individual coverage type:

Comprehensive $208
Collision $272
Liability $474

Estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and for different ZDX trim levels.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range range from the cheapest price of $522 for just the minimum liability insurance to a much higher rate of $2,388 for a high-risk driver policy.

Liability Only $522
Full Coverage $1,112
High Risk $2,388

Price Range by Location

Where you live can have significant affects on the price of insurance. Rural locations tend to have more infrequent collision claims than densely populated cities. The price range example below illustrates how your location can change auto insurance prices.

Rural Areas $834
Small Cities $1,168
Large Cities $1,501

These examples demonstrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details average Acura ZDX insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $669
  • Using higher $1,000 deductibles will save $110 annually
  • The average price for a 40-year-old driver who chooses $500 deductibles is $1,112
  • Using more expensive low deductibles for physical damage coverage costs an extra $208 every year
  • Drivers who are prone to accidents and violations could pay around $2,388
  • The cost to insure a teen driver with full coverage can cost $4,366 or more

View Chart as Image

Acura ZDX insurance cost comparison chart
Column chart showing Acura ZDX insurance prices range from $669 to $4,366 for full coverage

Car insurance rates for an Acura ZDX can also vary considerably based on policy deductibles and limits, your driving record, and the model of your ZDX.

Using high physical damage deductibles could cut rates by as much as $320 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may pay as little as $1,000 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged in the ballpark of $4,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out anywhere from $1,300 to $1,900 extra per year, depending on your age. High-risk driver insurance can be as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Acura ZDX insurance prices. A driver around age 40 might see rates as low as $800 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,500 on average in New York, Michigan, and Florida.

Acura ZDX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,006 -$106 -9.5%
Alaska $852 -$260 -23.4%
Arizona $922 -$190 -17.1%
Arkansas $1,112 -$0 0.0%
California $1,268 $156 14.0%
Colorado $1,062 -$50 -4.5%
Connecticut $1,142 $30 2.7%
Delaware $1,258 $146 13.1%
Florida $1,392 $280 25.2%
Georgia $1,026 -$86 -7.7%
Hawaii $798 -$314 -28.2%
Idaho $750 -$362 -32.6%
Illinois $828 -$284 -25.5%
Indiana $836 -$276 -24.8%
Iowa $750 -$362 -32.6%
Kansas $1,058 -$54 -4.9%
Kentucky $1,516 $404 36.3%
Louisiana $1,644 $532 47.8%
Maine $686 -$426 -38.3%
Maryland $916 -$196 -17.6%
Massachusetts $890 -$222 -20.0%
Michigan $1,932 $820 73.7%
Minnesota $930 -$182 -16.4%
Mississippi $1,330 $218 19.6%
Missouri $986 -$126 -11.3%
Montana $1,194 $82 7.4%
Nebraska $878 -$234 -21.0%
Nevada $1,334 $222 20.0%
New Hampshire $800 -$312 -28.1%
New Jersey $1,242 $130 11.7%
New Mexico $986 -$126 -11.3%
New York $1,172 $60 5.4%
North Carolina $642 -$470 -42.3%
North Dakota $912 -$200 -18.0%
Ohio $766 -$346 -31.1%
Oklahoma $1,142 $30 2.7%
Oregon $1,018 -$94 -8.5%
Pennsylvania $1,062 -$50 -4.5%
Rhode Island $1,482 $370 33.3%
South Carolina $1,008 -$104 -9.4%
South Dakota $938 -$174 -15.6%
Tennessee $974 -$138 -12.4%
Texas $1,340 $228 20.5%
Utah $824 -$288 -25.9%
Vermont $762 -$350 -31.5%
Virginia $666 -$446 -40.1%
Washington $860 -$252 -22.7%
West Virginia $1,018 -$94 -8.5%
Wisconsin $770 -$342 -30.8%
Wyoming $992 -$120 -10.8%

View Chart as Image

Acura ZDX insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Acura ZDX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura ZDX Technology Package AWD $1,094 $91
Acura ZDX AWD $1,094 $91
Acura ZDX Advance Package AWD $1,130 $94

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura ZDX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2013 Acura ZDX $236 $328 $478 $1,200
2012 Acura ZDX $220 $300 $474 $1,152
2011 Acura ZDX $208 $272 $474 $1,112
2010 Acura ZDX $200 $246 $468 $1,072

Rates are averaged for all Acura ZDX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Low Cost Acura ZDX Insurance

Saving money on car insurance requires having a decent driving record, maintaining a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Invest the time to shop around every time your policy renews by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.

The following items are a review of the information illustrated above.

  • You may be able to save around $130 per year just by shopping early and online
  • 16 to 18-year-old drivers pay the highest auto insurance rates, with premiums as much as $364 per month if the policy includes full coverage
  • Increasing deductibles could save as much as $325 each year
  • Higher risk drivers who have several accidents or serious violations could be forced to pay on average $1,280 more per year than a driver with a clean driving record
  • Policyholders who purchase additional liability coverage will pay an extra $520 every year to increase from a minimum limit to a 250/500 level

Rates by Driver Age

Acura ZDX Insurance Rates by Driver Age
Driver Age Premium
16 $4,366
20 $2,530
30 $1,138
40 $1,112
50 $1,018
60 $996

Full coverage, $500 deductibles

Rates by Deductible

Acura ZDX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,320
$250 $1,224
$500 $1,112
$1,000 $1,002

Full coverage, driver age 40

Rates by Liability Limit

Acura ZDX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,112
50/100 $1,225
100/300 $1,343
250/500 $1,651
100 CSL $1,272
300 CSL $1,533
500 CSL $1,723

Full coverage, driver age 40

Rates for High Risk Drivers

Acura ZDX Insurance Rates for High Risk Drivers
Age Premium
16 $6,170
20 $4,032
30 $2,414
40 $2,388
50 $2,282
60 $2,258

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $149

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $70
5-yr Claim Free $70
Paid in Full/EFT $42
Advance Quote $50
Online Quote $76
Total Discounts $443
Rate after discounts $669

Discounts are estimated and may not be available from every company or in every state.

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