Acura TSX Insurance Rates

While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

U.S. average insurance rates for an Acura TSX are $1,056 a year for full coverage. Comprehensive insurance costs on average $202, collision costs $316, and liability is $402. A policy with just liability insurance costs around $446 a year, with coverage for high-risk drivers costing $2,278 or more. Teens pay the highest rates at $4,074 a year or more.

Average premium for full coverage: $1,056

Price estimates by individual coverage:

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for different TSX trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural areas have a lower frequency of accident claims than cities with more traffic congestion.

The price range example below illustrates the difference location can make on car insurance rates.

The ranges above show why anyone shopping for car insurance should compare rates quotes based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Acura TSX insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $623
• Raising to $1,000 deductibles will save around $118 a year
• The average rate for the average middle-age driver with $500 deductibles is $1,056
• Selecting more expensive low deductibles will cost an extra $226 annually
• Drivers with serious driving violations could pay upwards of $2,278 or more
• The price for full coverage for a 16-year-old driver with full coverage may cost $4,074

View Chart as Image

Insurance prices for an Acura TSX are also quite variable based on your driving record, the trim level of your TSX, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay upwards of $4,000 a year. View Rates by Age

The state you live in also has a big influence on Acura TSX insurance prices. A middle-age driver might find prices as low as $700 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,510 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $350 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $362 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 137% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know exactly what you will pay is to compare prices from multiple companies. Every auto insurance company calculates prices differently, so the prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Cheapest Acura TSX Insurance

Getting lower rates on insurance for an Acura TSX consists of being safe and accident-free, maintaining good credit, eliminating unnecessary coverage, and bundling your home and auto policies. Make time to compare rates at every other renewal by quoting rates from direct carriers like Progressive and GEICO, and also from your local insurance agents.

Below you'll find a recap of the concepts that were touched on in this article.

• Drivers considered higher risk that have major violations or accidents will pay on average $1,220 more each year than a low-risk driver
• Youthful drivers pay the highest prices, with premiums as much as $340 a month for full coverage
• Drivers can save as much as $120 per year simply by shopping early and online
• Increasing physical damage deductibles can save around $350 each year
• Drivers can save as much as $120 per year simply by shopping early and online

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

• Small overlap front (driver-side): Marginal
• Moderate overlap front: Good
• Side: Good
• Roof strength: Good
• Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

• Chevrolet Malibu
• Honda Accord
• Nissan Maxima

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.