Acura TSX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage.  However, many factors impact your Acura TSX insurance costs. 

For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon. 

You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide. 

Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.

Average auto insurance rates for an Acura TSX are $1,118 annually including full coverage. Comprehensive costs approximately $224 each year, collision costs $364, and liability insurance costs $394. Liability-only coverage costs as little as $440 a year, with high-risk coverage costing around $2,414. Teen drivers receive the highest rates at $4,262 a year or more.

Average premium for full coverage: $1,118

Rate estimates by individual coverage type:

Comprehensive $224
Collision $364
Liability $394

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and TSX models.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as cheap as $440 for just liability coverage to a high rate of $2,414 for a driver required to buy high-risk insurance.

Liability Only $440
Full Coverage $1,118
High Risk $2,414

Price Range by Location

Your location has a significant impact on car insurance prices. Rural locations tend to have fewer comprehensive and collision claims than larger metro areas.

The graphic below illustrates how location helps determine auto insurance prices.

Rural Areas $839
Small Cities $1,174
Large Cities $1,509

These examples highlight why all drivers should compare rates using their specific location and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Acura TSX insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $652
  • Drivers who choose higher $1,000 deductibles will pay $134 every year
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,118
  • Choosing low deductibles for comprehensive and collision insurance will cost $1,376
  • High risk drivers with multiple violations and an at-fault accident could pay around $2,414 or more
  • The cost with full coverage for a teen driver can cost $4,262 a year

View Chart as Image

Acura TSX insurance cost comparison chart
Column chart showing full coverage Acura TSX insurance rates range from $652 to $4,262

Car insurance rates for an Acura TSX can also vary considerably based on the trim level of your TSX, your driving characteristics, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high physical damage deductibles could pay as little as $1,100 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged in the ballpark of $4,200 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying anywhere from $1,300 to $1,800 extra per year, depending on your age. Insurance for high-risk drivers can cost anywhere from 42% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $400 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $354 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Acura TSX insurance rates. A 40-year-old driver could pay as low as $860 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,600 on average in Louisiana, New York, and Michigan.

Acura TSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,008 -$110 -9.8%
Alaska $856 -$262 -23.4%
Arizona $928 -$190 -17.0%
Arkansas $1,118 -$0 0.0%
California $1,274 $156 14.0%
Colorado $1,066 -$52 -4.7%
Connecticut $1,148 $30 2.7%
Delaware $1,264 $146 13.1%
Florida $1,396 $278 24.9%
Georgia $1,034 -$84 -7.5%
Hawaii $804 -$314 -28.1%
Idaho $758 -$360 -32.2%
Illinois $832 -$286 -25.6%
Indiana $844 -$274 -24.5%
Iowa $754 -$364 -32.6%
Kansas $1,062 -$56 -5.0%
Kentucky $1,524 $406 36.3%
Louisiana $1,654 $536 47.9%
Maine $690 -$428 -38.3%
Maryland $924 -$194 -17.4%
Massachusetts $892 -$226 -20.2%
Michigan $1,942 $824 73.7%
Minnesota $936 -$182 -16.3%
Mississippi $1,338 $220 19.7%
Missouri $992 -$126 -11.3%
Montana $1,200 $82 7.3%
Nebraska $878 -$240 -21.5%
Nevada $1,342 $224 20.0%
New Hampshire $806 -$312 -27.9%
New Jersey $1,248 $130 11.6%
New Mexico $988 -$130 -11.6%
New York $1,176 $58 5.2%
North Carolina $646 -$472 -42.2%
North Dakota $918 -$200 -17.9%
Ohio $768 -$350 -31.3%
Oklahoma $1,144 $26 2.3%
Oregon $1,026 -$92 -8.2%
Pennsylvania $1,064 -$54 -4.8%
Rhode Island $1,490 $372 33.3%
South Carolina $1,016 -$102 -9.1%
South Dakota $944 -$174 -15.6%
Tennessee $978 -$140 -12.5%
Texas $1,348 $230 20.6%
Utah $826 -$292 -26.1%
Vermont $764 -$354 -31.7%
Virginia $668 -$450 -40.3%
Washington $862 -$256 -22.9%
West Virginia $1,026 -$92 -8.2%
Wisconsin $774 -$344 -30.8%
Wyoming $996 -$122 -10.9%

View Chart as Image

Acura TSX insurance rates by U.S. city

With so much variability in rates, the best way to figure out who has the best auto insurance rates is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, so rate quotes can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Acura TSX Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Acura TSX $1,092 $91
Acura TSX Technology Package $1,118 $93

Rates assume 2014 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Acura TSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2014 Acura TSX $224 $364 $394 $1,118
2013 Acura TSX $220 $340 $402 $1,098
2012 Acura TSX $202 $316 $402 $1,056
2011 Acura TSX $198 $286 $406 $1,026
2010 Acura TSX $184 $262 $402 $984
2009 Acura TSX $174 $238 $402 $950
2008 Acura TSX $168 $214 $398 $916
2007 Acura TSX $166 $208 $390 $900
2004 Acura TSX $144 $180 $376 $836

Rates are averaged for all Acura TSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Acura TSX Insurance

Saving money on Acura TSX insurance not only requires avoiding accidents and claims, but also having a good credit score, not filing small claims, and avoiding coverage lapses. Invest time comparing rates at every policy renewal by getting rate quotes from direct car insurance companies like Progressive and GEICO, and also from local insurance agencies.

The points below are a quick review of the data covered in the charts and tables above.

  • Drivers who purchase increased liability limits will pay about $430 per year to go from a minimum limit to higher 250/500 limits
  • You may be able to save around $130 per year simply by quoting online in advance
  • Increasing deductibles could save up to $400 each year
  • Drivers under the age of 20 pay the highest auto insurance rates, as much as $355 per month if comprehensive and collision insurance is included

So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance. 

For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.

However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.

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What are the safety ratings for the Acura TSX?

We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.

Take a look at the safety ratings of the 2014 Acura TSX below. 

  • Small overlap front (driver-side): Marginal
  • Moderate overlap front: Good
  • Side: Good
  • Roof strength: Good
  • Head restraints and seats: Good

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.

Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.

Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model. 

Acura TSX Compared Against other Vehicles in the Same Class

Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.

Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.

Other comparable midsize four-door vehicles are as follows:

The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range. 

Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles. 

We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.

Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.

Rates by Driver Age

Acura TSX Insurance Rates by Driver Age
Driver Age Premium
16 $4,262
20 $2,564
30 $1,158
40 $1,118
50 $1,024
60 $1,004

Full coverage, $500 deductibles

Rates by Deductible

Acura TSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,376
$250 $1,256
$500 $1,118
$1,000 $984

Full coverage, driver age 40

Rates by Liability Limit

Acura TSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,118
50/100 $1,197
100/300 $1,295
250/500 $1,551
100 CSL $1,236
300 CSL $1,453
500 CSL $1,611

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TSX Insurance Rates for High Risk Drivers
Age Premium
16 $6,060
20 $4,086
30 $2,458
40 $2,414
50 $2,304
60 $2,280

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $154

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $59
Multi-vehicle $59
Homeowner $18
5-yr Accident Free $78
5-yr Claim Free $72
Paid in Full/EFT $48
Advance Quote $53
Online Quote $79
Total Discounts $466
Rate after discounts $652

Discounts are estimated and may not be available from every company or in every state.

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