Acura TSX Insurance Rates
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UPDATED: Nov 17, 2021
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While Acura discontinued the TSX in 2014 to focus on the TSL, consumers still seek out the TSX model. Acura TSX insurance rates are $107 per month or $1,290 annually for full coverage. However, many factors impact your Acura TSX insurance costs.
For example, the age of your Acura model, as well as your Acura TSX specs, will change your insurance rates. The 2006 Acura TSX insurance costs will be much lower than a newer 2014 Acura TSX wagon.
You can secure cheap car insurance and decrease how much you pay for insurance a month for your Acura TSX by reading through our comprehensive guide.
Can’t wait to get started? Compare cheap Acura TSX insurance rates by entering your five-digit ZIP code into our FREE online quote tool above.
U.S. average insurance rates for an Acura TSX are $854 a year including full coverage. Comprehensive insurance costs approximately $148 each year, collision costs $190, and liability insurance costs around $380. Buying just liability costs as low as $428 a year, with insurance for high-risk drivers costing $1,826 or more. Teens pay the highest rates at $3,396 a year or more.
Average premium for full coverage: $854
Price estimates by individual coverage:
Estimates include $500 physical damage insurance deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and TSX models.
Price Range from Low to High
Using a 40-year-old driver as an example, Acura TSX insurance prices go from the low end price of $428 for just liability insurance to a high rate of $1,826 for high-risk insurance.
Geographic Price Range
Where you live has a significant impact on car insurance prices. Rural locations have lower incidents of comprehensive and collision claims than cities with more traffic congestion.
The graphic below illustrates how rural and urban location affects auto insurance prices.
The ranges above highlight why all drivers should compare prices using their specific location, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below breaks down estimated Acura TSX insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $521
- Using higher $1,000 deductibles will save $76 every year
- The estimated price for the average middle-age driver who chooses $500 deductibles is $854
- Selecting low deductibles for physical damage coverage will cost an additional $146 a year
- Drivers with serious driving violations could pay around $1,826 or more
- The price that insures a teen driver can cost $3,396 or more
Insurance prices for an Acura TSX are also quite variable based on the trim level and model year, your driving record and age, and physical damage deductibles and liability limits.
If you have some driving violations or you caused an accident, you are likely paying anywhere from $1,000 to $1,400 additional each year, depending on your age. Insurance for high-risk drivers can be anywhere from 41% to 131% more than the average policy. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $800 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $3,300 a year. View Rates by Age
The state you live in has a huge impact on Acura TSX insurance rates. A driver around age 40 might see prices as low as $660 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,220 on average in Louisiana, New York, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $230 each year, whereas increasing liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $342 more each year. View Rates by Deductible or Liability Limit
Since prices can be so different, the best way to figure out who has the best auto insurance prices is to do a rate comparison from as many companies as possible. Each insurance company calculates prices differently, and prices may be quite different.
Insurance Rates by Trim Level and Model Year
|Model and Trim||Annual Premium||Monthly Premium|
|Acura TSX Technology Package||$854||$71|
Rates assume 2004 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2013 Acura TSX||$224||$364||$394||$1,118|
|2012 Acura TSX||$220||$340||$402||$1,098|
|2010 Acura TSX||$198||$286||$406||$1,026|
|2009 Acura TSX||$184||$262||$402||$984|
|2008 Acura TSX||$174||$238||$402||$950|
|2007 Acura TSX||$168||$214||$398||$916|
|2004 Acura TSX||$148||$190||$380||$854|
Rates are averaged for all Acura TSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Acura TSX Insurance
Getting lower rates on Acura TSX insurance requires being a low-risk driver, having a good credit score, being claim-free, and qualifying for all possible discounts. Compare rates every couple of years by obtaining price quotes from direct car insurance companies, and also from local auto insurance providers.
The items below are a review of the material that was raised in the charts and tables above.
- Drivers who purchase more liability coverage will pay approximately $420 per year to increase from a low limit to the 250/500 level
- Teen drivers are the costliest to insure, possibly costing $283 a month if comprehensive and collision insurance is included
- High-risk drivers who have several accidents or serious violations will likely pay on average $970 more per year to insure their TSX
- Increasing physical damage deductibles can save approximately $225 each year
So, are Acuras expensive to insure? As you’ve learned from the previous information, many factors affect your rates for insurance on an Acura TSX. Where you live, your driving record and even the age of your car model all impact what you’ll pay for car insurance.
For example, the 2008 Acura TSX insurance costs will always be a little lower than the 2010 Acura TSX insurance costs.
However, you can secure cheap car insurance by comparing quotes from multiple companies and by applying for discounts. It is the best way to know what you’ll pay for your Acura TSX insurance. Just enter your five-digit ZIP code into our FREE tool below to start immediately comparing cheap Acura TSX rates.
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What are the safety ratings for the Acura TSX?
We’ve seen how affordable the Acura TSX is with insurance, now let’s look at the Acura TSX safety ratings. The ratings can help you uncover where you might qualify for insurance discounts or what could cost you more.
Take a look at the safety ratings of the 2014 Acura TSX below.
- Small overlap front (driver-side): Marginal
- Moderate overlap front: Good
- Side: Good
- Roof strength: Good
- Head restraints and seats: Good
A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the ‘Marginal’ rating is not great. Your car insurance costs likely will not increase substantially, however you won’t be seeing any savings either.
Our expert recommendation is to look up the safety ratings for your specific Acura TSX model, as not all variations receive the same safety ratings. For example, the 2006 Acura TSX safety ratings are slightly higher than the 2014 ones.
Does the Acura TSX have transmission problems? Some models of the Acura TSX do have transmission problems, specifically, the 2005 variation. The higher chance of transmission failure impacts the Acura TSX car insurance prices for that specific model.
Acura TSX Compared Against other Vehicles in the Same Class
Comparing the Acura TSX to similar vehicles can help you save money, especially if the Acura TSX has better insurance loss ratios than other vehicles in the same class.
Is an Acura TSX considered a sports car? Acura does market the Acura TSX as a sports car. However, insurance for an Acura TSX is quite affordable because, officially, the Insurance Institute for Highway Safety classifies it as a midsize four-door sedan.
Other comparable midsize four-door vehicles are as follows:
The Acura TSX’s bodily injury liability loss percentage of – 22 is better than average for a vehicle in this class. Every other figure falls within the average range.
Acura is a luxurious brand, but is Acura expensive to insure? Fortunately, how much insurance costs for an Acura TSX is less than most other luxury vehicles.
We’ve now covered the standard insurance rates for an Acura TSX. As you’ve learned, it’s possible to find affordable car insurance rates for your Acura TSX as long as you comparison shop.
Your Acura TSX does not have to be expensive to insure. Ready to find out which insurance company has the cheapest rates for you? Just enter your five-digit ZIP code into our FREE tool to compare affordable rates for your Acura TSX.
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$52|
|5-yr Claim Free||$53|
|Paid in Full/EFT||$31|
Discounts are estimated and may not be available from every company or in every state.