Acura TLX Insurance Rates

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UPDATED: May 3, 2024

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Average insurance rates for an Acura TLX are $1,360 a year for full coverage. Comprehensive insurance costs an estimated $258, collision insurance costs $484, and liability insurance costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs $2,960 or more. Teens receive the highest rates at up to $5,210 a year.

Average premium for full coverage: $1,360

Rate estimates broken down by individual coverage type:

Comprehensive $258
Collision $484
Liability $460

Rate estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all TLX models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from the low end price of $510 for the bare minimum liability coverage to the much higher price of $2,960 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,360
High Risk $2,960

Price Range by Location

Where you live has a significant impact on insurance rates. More rural locations tend to have lower incidents of accident claims than cities with more traffic congestion. The example below illustrates the difference location can make on insurance prices.

Rural Areas $1,020
Small Cities $1,428
Large Cities $1,836

These examples show why everyone should compare prices for a targeted area, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below shows average Acura TLX insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $785
  • Using higher $1,000 deductibles will save approximately $168 a year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $1,360
  • Selecting pricier low deductibles for physical damage coverage will cost an additional $330 a year
  • Drivers with serious driving violations could pay up to $2,960
  • The cost that insures a teen driver for full coverage can cost as much as $5,210 or more

View Chart as Image

Acura TLX insurance cost comparison chart
Column chart showing Acura TLX insurance prices range from $785 to $5,210 for full coverage

Insurance rates for an Acura TLX can also vary considerably based on the model of your TLX, how you drive, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you could be paying $1,600 to $2,300 additional per year, depending on your age. Acura TLX insurance for high-risk drivers can be anywhere from 44% to 131% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay at least $5,200 a year. View Rates by Age

Where you live has a huge impact on Acura TLX insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,940 on average in New York, Louisiana, and Michigan.

Acura TLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,232 -$128 -9.4%
Alaska $1,044 -$316 -23.2%
Arizona $1,130 -$230 -16.9%
Arkansas $1,360 -$0 0.0%
California $1,550 $190 14.0%
Colorado $1,300 -$60 -4.4%
Connecticut $1,400 $40 2.9%
Delaware $1,540 $180 13.2%
Florida $1,704 $344 25.3%
Georgia $1,256 -$104 -7.6%
Hawaii $978 -$382 -28.1%
Idaho $922 -$438 -32.2%
Illinois $1,014 -$346 -25.4%
Indiana $1,026 -$334 -24.6%
Iowa $918 -$442 -32.5%
Kansas $1,294 -$66 -4.9%
Kentucky $1,858 $498 36.6%
Louisiana $2,014 $654 48.1%
Maine $840 -$520 -38.2%
Maryland $1,124 -$236 -17.4%
Massachusetts $1,090 -$270 -19.9%
Michigan $2,366 $1,006 74.0%
Minnesota $1,140 -$220 -16.2%
Mississippi $1,630 $270 19.9%
Missouri $1,208 -$152 -11.2%
Montana $1,462 $102 7.5%
Nebraska $1,074 -$286 -21.0%
Nevada $1,634 $274 20.1%
New Hampshire $982 -$378 -27.8%
New Jersey $1,522 $162 11.9%
New Mexico $1,208 -$152 -11.2%
New York $1,434 $74 5.4%
North Carolina $782 -$578 -42.5%
North Dakota $1,114 -$246 -18.1%
Ohio $940 -$420 -30.9%
Oklahoma $1,400 $40 2.9%
Oregon $1,246 -$114 -8.4%
Pennsylvania $1,298 -$62 -4.6%
Rhode Island $1,816 $456 33.5%
South Carolina $1,232 -$128 -9.4%
South Dakota $1,148 -$212 -15.6%
Tennessee $1,192 -$168 -12.4%
Texas $1,642 $282 20.7%
Utah $1,008 -$352 -25.9%
Vermont $932 -$428 -31.5%
Virginia $816 -$544 -40.0%
Washington $1,054 -$306 -22.5%
West Virginia $1,248 -$112 -8.2%
Wisconsin $942 -$418 -30.7%
Wyoming $1,214 -$146 -10.7%

View Chart as Image

Acura TLX insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $500 each year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit

Acura TLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura TLX $346 $690 $390 $1,584
2023 Acura TLX $332 $686 $398 $1,574
2022 Acura TLX $320 $668 $416 $1,562
2021 Acura TLX $310 $640 $430 $1,538
2020 Acura TLX $292 $618 $442 $1,510
2019 Acura TLX $282 $574 $452 $1,466
2018 Acura TLX $270 $540 $456 $1,424
2017 Acura TLX $258 $484 $460 $1,360
2016 Acura TLX $242 $446 $460 $1,306
2015 Acura TLX $234 $418 $464 $1,274

Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Acura TLX Insurance

Saving money on Acura TLX insurance requires being safe and accident-free, having a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Compare rates every time your policy renews by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the information touched on in this article.

  • Drivers can save approximately $160 per year just by quoting online well ahead of the renewal date
  • Youthful drivers are expensive to insure, costing as high as $434 per month if comprehensive and collision insurance is included
  • Increasing deductibles can save approximately $500 each year
  • High-risk drivers who tend to receive serious violations may pay on average $1,600 more annually than a low-risk driver
  • Drivers who want more liability protection will pay approximately $510 each year to increase from a minimum limit to the 250/500 level

Rates by Driver Age

Acura TLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,210
20 $3,158
30 $1,410
40 $1,360
50 $1,246
60 $1,222

Full coverage, $500 deductibles

Rates by Deductible

Acura TLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,690
$250 $1,536
$500 $1,360
$1,000 $1,192

Full coverage, driver age 40

Rates by Liability Limit

Acura TLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,360
50/100 $1,452
100/300 $1,567
250/500 $1,866
100 CSL $1,498
300 CSL $1,751
500 CSL $1,935

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,034
30 $3,016
40 $2,960
50 $2,830
60 $2,806

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $98
5-yr Claim Free $88
Paid in Full/EFT $60
Advance Quote $67
Online Quote $96
Total Discounts $575
Rate after discounts $785

Discounts are estimated and may not be available from every company or in every state.

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