Acura TLX Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 3, 2024
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Estimated auto insurance rates for an Acura TLX are $1,306 annually for full coverage insurance. Comprehensive costs approximately $242 a year, collision insurance costs $446, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,838. Teenage drivers pay the most at up to $5,032 a year.
Average premium for full coverage: $1,306
Premium estimates by type of coverage:
Prices are based on $500 deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 states and TLX trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for an Acura TLX range from as cheap as $510 for basic liability insurance to a high of $2,838 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can make a big difference on the price of auto insurance. Rural locations are statistically proven to have fewer physical damage claims than densely populated cities. The diagram below illustrates how where you live affects auto insurance prices.
These rate differences illustrate why it is important to compare rates quotes using their specific location and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates average Acura TLX insurance rates for additional coverage and risk scenarios.
- The best discount rate is $755
- Raising to $1,000 deductibles will save $1,150 each year
- The estimated rate for a 40-year-old good driver who chooses $500 deductibles is $1,306
- Using low $100 deductibles will cost $1,610
- Drivers who are prone to accidents and violations could pay around $2,838
- An auto insurance policy with full coverage for a 16-year-old driver can cost $5,032
Insurance prices for an Acura TLX also have a wide range based on the model of your TLX, your risk profile, and physical damage deductibles and liability limits.
Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay in the ballpark of $5,000 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost from 44% to 137% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce prices by up to $460 annually, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Acura TLX insurance prices. A middle-age driver might find prices as low as $850 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,760 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,180 | -$126 | -9.6% |
| Alaska | $1,002 | -$304 | -23.3% |
| Arizona | $1,084 | -$222 | -17.0% |
| Arkansas | $1,306 | -$0 | 0.0% |
| California | $1,488 | $182 | 13.9% |
| Colorado | $1,248 | -$58 | -4.4% |
| Connecticut | $1,342 | $36 | 2.8% |
| Delaware | $1,478 | $172 | 13.2% |
| Florida | $1,632 | $326 | 25.0% |
| Georgia | $1,206 | -$100 | -7.7% |
| Hawaii | $938 | -$368 | -28.2% |
| Idaho | $884 | -$422 | -32.3% |
| Illinois | $972 | -$334 | -25.6% |
| Indiana | $982 | -$324 | -24.8% |
| Iowa | $882 | -$424 | -32.5% |
| Kansas | $1,242 | -$64 | -4.9% |
| Kentucky | $1,782 | $476 | 36.4% |
| Louisiana | $1,932 | $626 | 47.9% |
| Maine | $806 | -$500 | -38.3% |
| Maryland | $1,078 | -$228 | -17.5% |
| Massachusetts | $1,046 | -$260 | -19.9% |
| Michigan | $2,268 | $962 | 73.7% |
| Minnesota | $1,094 | -$212 | -16.2% |
| Mississippi | $1,564 | $258 | 19.8% |
| Missouri | $1,158 | -$148 | -11.3% |
| Montana | $1,402 | $96 | 7.4% |
| Nebraska | $1,030 | -$276 | -21.1% |
| Nevada | $1,566 | $260 | 19.9% |
| New Hampshire | $942 | -$364 | -27.9% |
| New Jersey | $1,460 | $154 | 11.8% |
| New Mexico | $1,156 | -$150 | -11.5% |
| New York | $1,376 | $70 | 5.4% |
| North Carolina | $752 | -$554 | -42.4% |
| North Dakota | $1,068 | -$238 | -18.2% |
| Ohio | $902 | -$404 | -30.9% |
| Oklahoma | $1,342 | $36 | 2.8% |
| Oregon | $1,196 | -$110 | -8.4% |
| Pennsylvania | $1,244 | -$62 | -4.7% |
| Rhode Island | $1,742 | $436 | 33.4% |
| South Carolina | $1,182 | -$124 | -9.5% |
| South Dakota | $1,102 | -$204 | -15.6% |
| Tennessee | $1,144 | -$162 | -12.4% |
| Texas | $1,574 | $268 | 20.5% |
| Utah | $966 | -$340 | -26.0% |
| Vermont | $894 | -$412 | -31.5% |
| Virginia | $782 | -$524 | -40.1% |
| Washington | $1,010 | -$296 | -22.7% |
| West Virginia | $1,196 | -$110 | -8.4% |
| Wisconsin | $904 | -$402 | -30.8% |
| Wyoming | $1,164 | -$142 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2023 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2022 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2021 Acura TLX | $292 | $618 | $442 | $1,510 |
| 2020 Acura TLX | $282 | $574 | $452 | $1,466 |
| 2019 Acura TLX | $270 | $540 | $456 | $1,424 |
| 2018 Acura TLX | $258 | $484 | $460 | $1,360 |
| 2017 Acura TLX | $242 | $446 | $460 | $1,306 |
| 2016 Acura TLX | $234 | $418 | $464 | $1,274 |
| 2015 Acura TLX | $228 | $390 | $474 | $1,250 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Acura TLX Insurance
Finding better rates on insurance for an Acura TLX consists of not taking risks behind the wheel, having a good credit history, paying for small claims out-of-pocket, and possibly raising deductibles. Take the time to comparison shop at every other renewal by requesting rates from direct insurance companies, and also from insurance agencies where you live.
The following is a brief review of the concepts that were touched on in the above illustrations.
- Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $1,530 more per year for TLX insurance
- Teens are expensive to insure, with premiums being up to $419 per month including comprehensive and collision insurance
- It is possible to save around $160 per year just by quoting early and online
- Increasing policy deductibles could save up to $450 each year
- It is possible to save around $160 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,026 |
| 30 | $1,350 |
| 40 | $1,306 |
| 50 | $1,196 |
| 60 | $1,172 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,610 |
| $250 | $1,468 |
| $500 | $1,306 |
| $1,000 | $1,150 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,306 |
| 50/100 | $1,398 |
| 100/300 | $1,513 |
| 250/500 | $1,812 |
| 100 CSL | $1,444 |
| 300 CSL | $1,697 |
| 500 CSL | $1,881 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,826 |
| 30 | $2,888 |
| 40 | $2,838 |
| 50 | $2,712 |
| 60 | $2,688 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $70 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
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