Acura TLX Insurance Rates

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Cheaper 2016 Acura TLX Insurance Rates in 2025

Searching for better car insurance rates for your Acura TLX? Buying the cheapest car insurance on the internet may at first seem to be challenging for comparing and buying car insurance online. With so many agents and online companies available, how are people expected to be able to compare every company in order to find better car insurance prices? Ways to get insurance coverage price quotes Eff...

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UPDATED: May 3, 2024

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U.S. average insurance rates for an Acura TLX are $1,360 a year including full coverage. Comprehensive costs around $258, collision insurance costs $484, and liability costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs around $2,960. Teenage drivers pay the highest rates at up to $5,210 a year.

Average premium for full coverage: $1,360

Price estimates for individual coverage:

Comprehensive $258
Collision $484
Liability $460

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and for different TLX trim levels.

Price Range from Low to High

For an average driver, Acura TLX insurance prices range from the low end price of $510 for just liability insurance to a much higher rate of $2,960 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,360
High Risk $2,960

Geographic Price Range

Where you live can have significant affects on the price of insurance. Areas with sparse population have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on auto insurance rates.

Rural Areas $1,020
Small Cities $1,428
Large Cities $1,836

The ranges above highlight why anyone shopping for car insurance should compare prices for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down average Acura TLX insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $785
  • Using higher $1,000 deductibles will save about $168 every year
  • The estimated price for the average middle-age driver using $500 deductibles is $1,360
  • Using more expensive low deductibles for physical damage coverage bumps up the cost to $1,690
  • Drivers who are prone to accidents and violations could pay at least $2,960
  • The price that insures a teen driver with full coverage can be $5,210 or more

View Chart as Image

Acura TLX insurance cost comparison chart
Column chart showing Acura TLX insurance rates range from $785 to $5,210 for full coverage

Insurance prices for an Acura TLX are also quite variable based on the model year and trim level, your driving record and age, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you are likely paying at least $1,600 to $2,300 extra each year, depending on your age. High-risk driver insurance can be as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $5,200 a year. View Rates by Age

The state you live in has a huge impact on Acura TLX insurance prices. A driver around age 40 might see prices as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,940 on average in Michigan, New York, and Louisiana.

Acura TLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,232 -$128 -9.4%
Alaska $1,044 -$316 -23.2%
Arizona $1,130 -$230 -16.9%
Arkansas $1,360 -$0 0.0%
California $1,550 $190 14.0%
Colorado $1,300 -$60 -4.4%
Connecticut $1,400 $40 2.9%
Delaware $1,540 $180 13.2%
Florida $1,704 $344 25.3%
Georgia $1,256 -$104 -7.6%
Hawaii $978 -$382 -28.1%
Idaho $922 -$438 -32.2%
Illinois $1,014 -$346 -25.4%
Indiana $1,026 -$334 -24.6%
Iowa $918 -$442 -32.5%
Kansas $1,294 -$66 -4.9%
Kentucky $1,858 $498 36.6%
Louisiana $2,014 $654 48.1%
Maine $840 -$520 -38.2%
Maryland $1,124 -$236 -17.4%
Massachusetts $1,090 -$270 -19.9%
Michigan $2,366 $1,006 74.0%
Minnesota $1,140 -$220 -16.2%
Mississippi $1,630 $270 19.9%
Missouri $1,208 -$152 -11.2%
Montana $1,462 $102 7.5%
Nebraska $1,074 -$286 -21.0%
Nevada $1,634 $274 20.1%
New Hampshire $982 -$378 -27.8%
New Jersey $1,522 $162 11.9%
New Mexico $1,208 -$152 -11.2%
New York $1,434 $74 5.4%
North Carolina $782 -$578 -42.5%
North Dakota $1,114 -$246 -18.1%
Ohio $940 -$420 -30.9%
Oklahoma $1,400 $40 2.9%
Oregon $1,246 -$114 -8.4%
Pennsylvania $1,298 -$62 -4.6%
Rhode Island $1,816 $456 33.5%
South Carolina $1,232 -$128 -9.4%
South Dakota $1,148 -$212 -15.6%
Tennessee $1,192 -$168 -12.4%
Texas $1,642 $282 20.7%
Utah $1,008 -$352 -25.9%
Vermont $932 -$428 -31.5%
Virginia $816 -$544 -40.0%
Washington $1,054 -$306 -22.5%
West Virginia $1,248 -$112 -8.2%
Wisconsin $942 -$418 -30.7%
Wyoming $1,214 -$146 -10.7%

View Chart as Image

Acura TLX insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $500 every year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Acura TLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura TLX $346 $690 $390 $1,584
2023 Acura TLX $332 $686 $398 $1,574
2022 Acura TLX $320 $668 $416 $1,562
2021 Acura TLX $310 $640 $430 $1,538
2020 Acura TLX $292 $618 $442 $1,510
2019 Acura TLX $282 $574 $452 $1,466
2018 Acura TLX $270 $540 $456 $1,424
2017 Acura TLX $258 $484 $460 $1,360
2016 Acura TLX $242 $446 $460 $1,306
2015 Acura TLX $234 $418 $464 $1,274

Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Acura TLX Insurance

Getting lower rates on car insurance requires having a decent driving record, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Compare prices at every policy renewal by requesting rates from direct car insurance companies, and also from local insurance agencies.

The following items are a quick review of the data covered in the above illustrations.

  • Policyholders who may need additional liability coverage will pay an extra $510 per year to increase from a low limit to the 250/500 level
  • You may be able to save up to $160 per year just by shopping early and online
  • Increasing physical damage deductibles can save approximately $500 each year
  • 16 to 18-year-old drivers pay higher prices, possibly costing $434 a month if full coverage is included

Rates by Driver Age

Acura TLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,210
20 $3,158
30 $1,410
40 $1,360
50 $1,246
60 $1,222

Full coverage, $500 deductibles

Rates by Deductible

Acura TLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,690
$250 $1,536
$500 $1,360
$1,000 $1,192

Full coverage, driver age 40

Rates by Liability Limit

Acura TLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,360
50/100 $1,452
100/300 $1,567
250/500 $1,866
100 CSL $1,498
300 CSL $1,751
500 CSL $1,935

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,034
30 $3,016
40 $2,960
50 $2,830
60 $2,806

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $98
5-yr Claim Free $88
Paid in Full/EFT $60
Advance Quote $67
Online Quote $96
Total Discounts $575
Rate after discounts $785

Discounts are estimated and may not be available from every company or in every state.

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