Acura TLX Insurance Rates
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UPDATED: May 3, 2024
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Estimated insurance prices for an Acura TLX are $1,424 every 12 months including full coverage. Comprehensive costs approximately $270 a year, collision insurance costs $540, and liability is estimated at $456. A policy with only liability insurance costs approximately $508 a year, and a high-risk policy costs around $3,106. 16-year-old drivers pay the most at up to $5,422 a year.
Average premium for full coverage: $1,424
Premium estimates by type of coverage:
Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and TLX trim levels.
Insurance Price Range by Risk and Coverage
For an average driver, insurance rates for an Acura TLX range from the cheapest price of $508 for your basic liability-only policy to a high of $3,106 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Living in a larger city can have significant affects on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance prices.
These rate differences highlight why it is important to get quotes using their specific location and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below breaks down average Acura TLX insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $813
- Choosing higher $1,000 deductibles can save $1,242 every year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,424
- Buying low $100 deductibles for comp and collision coverage increases the price to $1,784
- Unlucky drivers with multiple tickets or accidents could pay around $3,106
- An auto insurance policy to insure a teen driver can cost $5,422 each year
Car insurance prices for an Acura TLX also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your TLX.
Opting for high physical damage deductibles can save as much as $550 every year, while buying higher liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $411 extra every 12 months. View Rates by Deductible or Liability Limit
Older drivers with no driving violations and higher deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged in the ballpark of $5,400 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,700 to $2,400 extra annually, depending on your age. A high-risk auto insurance policy ranges as much as 44% to 133% more than the average rate. View High Risk Driver Rates
Where you choose to live plays a big part in determining prices for Acura TLX insurance prices. A good driver about age 40 could pay as low as $1,090 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,030 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,288 | -$136 | -9.6% |
| Alaska | $1,092 | -$332 | -23.3% |
| Arizona | $1,182 | -$242 | -17.0% |
| Arkansas | $1,424 | -$0 | 0.0% |
| California | $1,624 | $200 | 14.0% |
| Colorado | $1,362 | -$62 | -4.4% |
| Connecticut | $1,466 | $42 | 2.9% |
| Delaware | $1,614 | $190 | 13.3% |
| Florida | $1,784 | $360 | 25.3% |
| Georgia | $1,316 | -$108 | -7.6% |
| Hawaii | $1,024 | -$400 | -28.1% |
| Idaho | $962 | -$462 | -32.4% |
| Illinois | $1,062 | -$362 | -25.4% |
| Indiana | $1,074 | -$350 | -24.6% |
| Iowa | $960 | -$464 | -32.6% |
| Kansas | $1,354 | -$70 | -4.9% |
| Kentucky | $1,944 | $520 | 36.5% |
| Louisiana | $2,108 | $684 | 48.0% |
| Maine | $880 | -$544 | -38.2% |
| Maryland | $1,174 | -$250 | -17.6% |
| Massachusetts | $1,140 | -$284 | -19.9% |
| Michigan | $2,474 | $1,050 | 73.7% |
| Minnesota | $1,192 | -$232 | -16.3% |
| Mississippi | $1,708 | $284 | 19.9% |
| Missouri | $1,264 | -$160 | -11.2% |
| Montana | $1,530 | $106 | 7.4% |
| Nebraska | $1,122 | -$302 | -21.2% |
| Nevada | $1,708 | $284 | 19.9% |
| New Hampshire | $1,026 | -$398 | -27.9% |
| New Jersey | $1,592 | $168 | 11.8% |
| New Mexico | $1,262 | -$162 | -11.4% |
| New York | $1,500 | $76 | 5.3% |
| North Carolina | $822 | -$602 | -42.3% |
| North Dakota | $1,164 | -$260 | -18.3% |
| Ohio | $982 | -$442 | -31.0% |
| Oklahoma | $1,462 | $38 | 2.7% |
| Oregon | $1,306 | -$118 | -8.3% |
| Pennsylvania | $1,360 | -$64 | -4.5% |
| Rhode Island | $1,900 | $476 | 33.4% |
| South Carolina | $1,290 | -$134 | -9.4% |
| South Dakota | $1,202 | -$222 | -15.6% |
| Tennessee | $1,246 | -$178 | -12.5% |
| Texas | $1,716 | $292 | 20.5% |
| Utah | $1,056 | -$368 | -25.8% |
| Vermont | $976 | -$448 | -31.5% |
| Virginia | $854 | -$570 | -40.0% |
| Washington | $1,102 | -$322 | -22.6% |
| West Virginia | $1,306 | -$118 | -8.3% |
| Wisconsin | $986 | -$438 | -30.8% |
| Wyoming | $1,270 | -$154 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura TLX | $362 | $718 | $372 | $1,610 |
| 2023 Acura TLX | $346 | $690 | $390 | $1,584 |
| 2022 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2021 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2020 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2019 Acura TLX | $292 | $618 | $442 | $1,510 |
| 2018 Acura TLX | $282 | $574 | $452 | $1,466 |
| 2017 Acura TLX | $270 | $540 | $456 | $1,424 |
| 2016 Acura TLX | $258 | $484 | $460 | $1,360 |
| 2015 Acura TLX | $242 | $446 | $460 | $1,306 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Acura TLX Insurance
Finding better rates on car insurance takes avoiding accidents and claims, maintaining a good credit score, refrain from filing small claims, and attention to physical damage deductibles. Take the time to compare rates at every policy renewal by requesting quotes from direct car insurance companies, and also from your local car insurance providers.
The points below are a summary of the data covered in the above illustrations.
- Policyholders who purchase increased liability limits will pay around $500 per year to raise limits from 30/60 bodily injury limits to a 250/500 level
- You may be able to save around $170 per year just by quoting early and online
- Increasing policy deductibles could save as much as $550 each year
- Drivers under the age of 20 pay the highest auto insurance prices, with the cost nearing $452 per month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,422 |
| 20 | $3,318 |
| 30 | $1,480 |
| 40 | $1,424 |
| 50 | $1,304 |
| 60 | $1,280 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,784 |
| $250 | $1,616 |
| $500 | $1,424 |
| $1,000 | $1,242 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,424 |
| 50/100 | $1,515 |
| 100/300 | $1,629 |
| 250/500 | $1,926 |
| 100 CSL | $1,561 |
| 300 CSL | $1,812 |
| 500 CSL | $1,994 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,738 |
| 20 | $5,290 |
| 30 | $3,166 |
| 40 | $3,106 |
| 50 | $2,968 |
| 60 | $2,944 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $76 |
| Multi-vehicle | $77 |
| Homeowner | $22 |
| 5-yr Accident Free | $106 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $65 |
| Advance Quote | $71 |
| Online Quote | $101 |
| Total Discounts | $611 |
Discounts are estimated and may not be available from every company or in every state.
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