Acura TLX Insurance Rates

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UPDATED: May 3, 2024

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Average auto insurance rates for an Acura TLX are $1,306 annually for full coverage. Comprehensive insurance costs on average $242 each year, collision insurance costs $446, and liability is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs $2,838 or more. Teens receive the highest rates at up to $5,032 a year.

Average premium for full coverage: $1,306

Rate estimates by individual coverage type:

Comprehensive $242
Collision $446
Liability $460

Includes $500 deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and TLX models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as cheap as $510 for a discount liability-only rate to a high rate of $2,838 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,306
High Risk $2,838

Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Rural areas tend to have fewer accident claims than cities with more traffic congestion. The graphic below illustrates how where you live affects car insurance rates.

Rural Areas $980
Small Cities $1,371
Large Cities $1,763

These examples show why all drivers should compare rates quotes based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows average Acura TLX insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $755
  • Raising to $1,000 deductibles will save around $156 a year
  • The estimated rate for a 40-year-old driver with $500 deductibles is $1,306
  • Selecting low deductibles costs an additional $304 every year
  • At-risk drivers with serious driving violations could pay upwards of $2,838
  • The cost with full coverage for a teen driver may cost $5,032

View Chart as Image

Acura TLX insurance cost comparison chart
Column chart showing Acura TLX insurance prices range from $755 to $5,032 for full coverage

Car insurance rates for an Acura TLX can also vary considerably based on the trim level of your TLX, your driver profile, and policy deductibles and limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $5,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at a minimum $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 44% to 137% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $460 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Acura TLX insurance prices. A middle-age driver might find rates as low as $860 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,860 on average in Michigan, Louisiana, and New York.

Acura TLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,180 -$126 -9.6%
Alaska $1,002 -$304 -23.3%
Arizona $1,084 -$222 -17.0%
Arkansas $1,306 -$0 0.0%
California $1,488 $182 13.9%
Colorado $1,248 -$58 -4.4%
Connecticut $1,342 $36 2.8%
Delaware $1,478 $172 13.2%
Florida $1,632 $326 25.0%
Georgia $1,206 -$100 -7.7%
Hawaii $938 -$368 -28.2%
Idaho $884 -$422 -32.3%
Illinois $972 -$334 -25.6%
Indiana $982 -$324 -24.8%
Iowa $882 -$424 -32.5%
Kansas $1,242 -$64 -4.9%
Kentucky $1,782 $476 36.4%
Louisiana $1,932 $626 47.9%
Maine $806 -$500 -38.3%
Maryland $1,078 -$228 -17.5%
Massachusetts $1,046 -$260 -19.9%
Michigan $2,268 $962 73.7%
Minnesota $1,094 -$212 -16.2%
Mississippi $1,564 $258 19.8%
Missouri $1,158 -$148 -11.3%
Montana $1,402 $96 7.4%
Nebraska $1,030 -$276 -21.1%
Nevada $1,566 $260 19.9%
New Hampshire $942 -$364 -27.9%
New Jersey $1,460 $154 11.8%
New Mexico $1,156 -$150 -11.5%
New York $1,376 $70 5.4%
North Carolina $752 -$554 -42.4%
North Dakota $1,068 -$238 -18.2%
Ohio $902 -$404 -30.9%
Oklahoma $1,342 $36 2.8%
Oregon $1,196 -$110 -8.4%
Pennsylvania $1,244 -$62 -4.7%
Rhode Island $1,742 $436 33.4%
South Carolina $1,182 -$124 -9.5%
South Dakota $1,102 -$204 -15.6%
Tennessee $1,144 -$162 -12.4%
Texas $1,574 $268 20.5%
Utah $966 -$340 -26.0%
Vermont $894 -$412 -31.5%
Virginia $782 -$524 -40.1%
Washington $1,010 -$296 -22.7%
West Virginia $1,196 -$110 -8.4%
Wisconsin $904 -$402 -30.8%
Wyoming $1,164 -$142 -10.9%

View Chart as Image

Acura TLX insurance rates by U.S. city
Acura TLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura TLX $332 $686 $398 $1,574
2023 Acura TLX $320 $668 $416 $1,562
2022 Acura TLX $310 $640 $430 $1,538
2021 Acura TLX $292 $618 $442 $1,510
2020 Acura TLX $282 $574 $452 $1,466
2019 Acura TLX $270 $540 $456 $1,424
2018 Acura TLX $258 $484 $460 $1,360
2017 Acura TLX $242 $446 $460 $1,306
2016 Acura TLX $234 $418 $464 $1,274
2015 Acura TLX $228 $390 $474 $1,250

Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Acura TLX Insurance

Saving money on car insurance consists of not taking risks behind the wheel, having a good credit score, eliminating unneeded coverage, and possibly raising deductibles. Take the time to comparison shop at every policy renewal by getting quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following is a recap of the data touched on in the above illustrations.

  • Policyholders who require higher liability limits will pay approximately $510 each year to raise from a minimum limit to higher 250/500 limits
  • Drivers can save as much as $160 per year just by quoting online in advance
  • Increasing deductibles could save up to $450 each year
  • Teens are expensive to insure, costing as high as $419 per month if comprehensive and collision insurance is included

Rates by Driver Age

Acura TLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,032
20 $3,026
30 $1,350
40 $1,306
50 $1,196
60 $1,172

Full coverage, $500 deductibles

Rates by Deductible

Acura TLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,610
$250 $1,468
$500 $1,306
$1,000 $1,150

Full coverage, driver age 40

Rates by Liability Limit

Acura TLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,306
50/100 $1,398
100/300 $1,513
250/500 $1,812
100 CSL $1,444
300 CSL $1,697
500 CSL $1,881

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,156
20 $4,826
30 $2,888
40 $2,838
50 $2,712
60 $2,688

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $70
Homeowner $21
5-yr Accident Free $93
5-yr Claim Free $85
Paid in Full/EFT $57
Advance Quote $64
Online Quote $92
Total Discounts $551
Rate after discounts $755

Discounts are estimated and may not be available from every company or in every state.

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