Acura TLX Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: May 3, 2024
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Average insurance prices for an Acura TLX are $1,360 every 12 months including full coverage. Comprehensive insurance costs on average $258, collision costs $484, and liability is $460. A policy with just liability insurance costs around $510 a year, with coverage for high-risk drivers costing $2,960 or more. Teens receive the highest rates at $5,210 a year or more.
Average premium for full coverage: $1,360
Rate estimates by individual coverage type:
Includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different TLX trim levels.
Price Range by Coverage and Risk
For the average 40-year-old driver, prices range go from the cheapest price of $510 for liability-only coverage to a much higher rate of $2,960 for a driver who has had serious violations or accidents.
Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than cities with more traffic congestion.
The price range example below illustrates the difference location can make on car insurance rates.
These examples highlight why anyone shopping for car insurance should compare rates quotes based on a specific location and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Acura TLX insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $785
- Raising to $1,000 deductibles will save around $168 every year
- The average price for a 40-year-old driver with $500 deductibles is $1,360
- Selecting more expensive low deductibles costs an extra $330 every year
- At-risk drivers with serious driving violations could pay upwards of $2,960 or more
- The cost to insure a teen driver with full coverage may cost $5,210
Insurance rates for an Acura TLX can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your TLX.
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $500 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,600 to $2,300 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 44% to 131% more than the average policy. View High Risk Driver Rates
Where you live also has a big influence on Acura TLX insurance prices. A middle-age driver might find rates as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,940 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,232 | -$128 | -9.4% |
| Alaska | $1,044 | -$316 | -23.2% |
| Arizona | $1,130 | -$230 | -16.9% |
| Arkansas | $1,360 | -$0 | 0.0% |
| California | $1,550 | $190 | 14.0% |
| Colorado | $1,300 | -$60 | -4.4% |
| Connecticut | $1,400 | $40 | 2.9% |
| Delaware | $1,540 | $180 | 13.2% |
| Florida | $1,704 | $344 | 25.3% |
| Georgia | $1,256 | -$104 | -7.6% |
| Hawaii | $978 | -$382 | -28.1% |
| Idaho | $922 | -$438 | -32.2% |
| Illinois | $1,014 | -$346 | -25.4% |
| Indiana | $1,026 | -$334 | -24.6% |
| Iowa | $918 | -$442 | -32.5% |
| Kansas | $1,294 | -$66 | -4.9% |
| Kentucky | $1,858 | $498 | 36.6% |
| Louisiana | $2,014 | $654 | 48.1% |
| Maine | $840 | -$520 | -38.2% |
| Maryland | $1,124 | -$236 | -17.4% |
| Massachusetts | $1,090 | -$270 | -19.9% |
| Michigan | $2,366 | $1,006 | 74.0% |
| Minnesota | $1,140 | -$220 | -16.2% |
| Mississippi | $1,630 | $270 | 19.9% |
| Missouri | $1,208 | -$152 | -11.2% |
| Montana | $1,462 | $102 | 7.5% |
| Nebraska | $1,074 | -$286 | -21.0% |
| Nevada | $1,634 | $274 | 20.1% |
| New Hampshire | $982 | -$378 | -27.8% |
| New Jersey | $1,522 | $162 | 11.9% |
| New Mexico | $1,208 | -$152 | -11.2% |
| New York | $1,434 | $74 | 5.4% |
| North Carolina | $782 | -$578 | -42.5% |
| North Dakota | $1,114 | -$246 | -18.1% |
| Ohio | $940 | -$420 | -30.9% |
| Oklahoma | $1,400 | $40 | 2.9% |
| Oregon | $1,246 | -$114 | -8.4% |
| Pennsylvania | $1,298 | -$62 | -4.6% |
| Rhode Island | $1,816 | $456 | 33.5% |
| South Carolina | $1,232 | -$128 | -9.4% |
| South Dakota | $1,148 | -$212 | -15.6% |
| Tennessee | $1,192 | -$168 | -12.4% |
| Texas | $1,642 | $282 | 20.7% |
| Utah | $1,008 | -$352 | -25.9% |
| Vermont | $932 | -$428 | -31.5% |
| Virginia | $816 | -$544 | -40.0% |
| Washington | $1,054 | -$306 | -22.5% |
| West Virginia | $1,248 | -$112 | -8.2% |
| Wisconsin | $942 | -$418 | -30.7% |
| Wyoming | $1,214 | -$146 | -10.7% |
With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Every auto insurance company calculates rates differently, and rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura TLX | $346 | $690 | $390 | $1,584 |
| 2023 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2022 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2021 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2020 Acura TLX | $292 | $618 | $442 | $1,510 |
| 2019 Acura TLX | $282 | $574 | $452 | $1,466 |
| 2018 Acura TLX | $270 | $540 | $456 | $1,424 |
| 2017 Acura TLX | $258 | $484 | $460 | $1,360 |
| 2016 Acura TLX | $242 | $446 | $460 | $1,306 |
| 2015 Acura TLX | $234 | $418 | $464 | $1,274 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Acura TLX Insurance
Saving money on car insurance consists of avoiding accidents and claims, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Make time to compare rates every other policy renewal by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.
The points below are a recap of the ideas that were touched on in this article.
- Drivers under the age of 20 pay higher rates, as much as $434 per month if full coverage is included
- Higher risk drivers that have major violations or accidents may pay on average $1,600 more each year to insure an Acura TLX
- Increasing deductibles could save as much as $500 each year
- You may be able to save as much as $160 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,210 |
| 20 | $3,158 |
| 30 | $1,410 |
| 40 | $1,360 |
| 50 | $1,246 |
| 60 | $1,222 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,690 |
| $250 | $1,536 |
| $500 | $1,360 |
| $1,000 | $1,192 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,360 |
| 50/100 | $1,452 |
| 100/300 | $1,567 |
| 250/500 | $1,866 |
| 100 CSL | $1,498 |
| 300 CSL | $1,751 |
| 500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,418 |
| 20 | $5,034 |
| 30 | $3,016 |
| 40 | $2,960 |
| 50 | $2,830 |
| 60 | $2,806 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $575 |
Discounts are estimated and may not be available from every company or in every state.
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