Acura TLX Insurance Rates

The average insurance rates for an Acura TLX are $1,306 a year for full coverage. Comprehensive costs approximately $242 a year, collision insurance costs $446, and liability costs around $460. Liability-only insurance costs as low as $510 a year, and high-risk driver insurance costs around $2,838. 16-year-old drivers cost the most to insure at up to $5,032 a year.

Average premium for full coverage: $1,306

Policy rates by type of insurance:

Price estimates include $500 deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Prices are averaged for all states and TLX trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural locations are shown to have lower incidents of accident claims than congested cities. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

The examples above show why it is important to compare prices using their specific location, instead of using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Acura TLX insurance rates for additional coverage and risk scenarios.

• The best full coverage rate is $755
• Using higher $1,000 deductibles will save $1,150 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,306
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,610
• Drivers with multiple tickets or accidents could pay around $2,838
• Policy cost that insures a teen driver can cost $5,032 or more

View Chart as Image

Auto insurance rates for an Acura TLX also range considerably based on the trim level of your TLX, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 137% more than the average rate. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay in the ballpark of $5,000 a year. View Rates by Age

Your home state has a huge impact on Acura TLX insurance prices. A driver around age 40 might see rates as low as $860 a year in states like Iowa, Maine, and Idaho, or at least $1,860 on average in New York, Louisiana, and Michigan.

View Chart as Image

Opting for high physical damage deductibles could cut rates by as much as $460 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

How to Find Cheaper Acura TLX Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Comparison shop at every policy renewal by obtaining price quotes from direct carriers, and also from insurance agencies where you live.

The following is a condensed summary of the data covered above.

• Policyholders who purchase higher liability limits will pay around $510 each year to increase from a 30/60 limit to the 250/500 level
• Drivers can save around $160 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $450 each year
• Teens have the highest car insurance rates, costing up to $419 each month if the policy includes full coverage