Acura TLX Insurance Rates
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Michelle Robbins
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UPDATED: May 3, 2024
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The average insurance rates for an Acura TLX are $1,306 a year with full coverage. Comprehensive costs an estimated $242 a year, collision costs $446, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing around $2,838. Teens cost the most to insure at $5,032 a year or more.
Average premium for full coverage: $1,306
Policy rates broken down by type of insurance:
Rates are based on $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and TLX trim levels.
Price Range Variability
For the normal driver, Acura TLX insurance rates go from as low as $510 for a discount liability-only rate to a high of $2,838 for a driver required to buy high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city has a large influence on car insurance rates. More rural locations are shown to have a lower frequency of collision claims than cities with more traffic congestion.
The diagram below illustrates how geographic area affects insurance prices.
The examples above demonstrate why it is important to get quotes for a targeted area and risk profile, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details estimated Acura TLX insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $755
- Choosing higher $1,000 deductibles can save approximately $1,150 annually
- The average rate for a good driver age 40 who has $500 deductibles is $1,306
- Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,610
- Drivers with serious driving violations could pay up to $2,838 or more
- Policy cost for full coverage for a teenage driver can cost as much as $5,032 each year
Insurance rates for an Acura TLX also range considerably based on your risk profile, the trim level and model year, and liability limits and deductibles.
Older drivers with no violations or accidents and high deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay at least $5,000 a year. View Rates by Age
Your home state plays a big part in determining prices for Acura TLX insurance rates. A good driver about age 40 could pay as low as $940 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,760 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,180 | -$126 | -9.6% |
| Alaska | $1,002 | -$304 | -23.3% |
| Arizona | $1,084 | -$222 | -17.0% |
| Arkansas | $1,306 | -$0 | 0.0% |
| California | $1,488 | $182 | 13.9% |
| Colorado | $1,248 | -$58 | -4.4% |
| Connecticut | $1,342 | $36 | 2.8% |
| Delaware | $1,478 | $172 | 13.2% |
| Florida | $1,632 | $326 | 25.0% |
| Georgia | $1,206 | -$100 | -7.7% |
| Hawaii | $938 | -$368 | -28.2% |
| Idaho | $884 | -$422 | -32.3% |
| Illinois | $972 | -$334 | -25.6% |
| Indiana | $982 | -$324 | -24.8% |
| Iowa | $882 | -$424 | -32.5% |
| Kansas | $1,242 | -$64 | -4.9% |
| Kentucky | $1,782 | $476 | 36.4% |
| Louisiana | $1,932 | $626 | 47.9% |
| Maine | $806 | -$500 | -38.3% |
| Maryland | $1,078 | -$228 | -17.5% |
| Massachusetts | $1,046 | -$260 | -19.9% |
| Michigan | $2,268 | $962 | 73.7% |
| Minnesota | $1,094 | -$212 | -16.2% |
| Mississippi | $1,564 | $258 | 19.8% |
| Missouri | $1,158 | -$148 | -11.3% |
| Montana | $1,402 | $96 | 7.4% |
| Nebraska | $1,030 | -$276 | -21.1% |
| Nevada | $1,566 | $260 | 19.9% |
| New Hampshire | $942 | -$364 | -27.9% |
| New Jersey | $1,460 | $154 | 11.8% |
| New Mexico | $1,156 | -$150 | -11.5% |
| New York | $1,376 | $70 | 5.4% |
| North Carolina | $752 | -$554 | -42.4% |
| North Dakota | $1,068 | -$238 | -18.2% |
| Ohio | $902 | -$404 | -30.9% |
| Oklahoma | $1,342 | $36 | 2.8% |
| Oregon | $1,196 | -$110 | -8.4% |
| Pennsylvania | $1,244 | -$62 | -4.7% |
| Rhode Island | $1,742 | $436 | 33.4% |
| South Carolina | $1,182 | -$124 | -9.5% |
| South Dakota | $1,102 | -$204 | -15.6% |
| Tennessee | $1,144 | -$162 | -12.4% |
| Texas | $1,574 | $268 | 20.5% |
| Utah | $966 | -$340 | -26.0% |
| Vermont | $894 | -$412 | -31.5% |
| Virginia | $782 | -$524 | -40.1% |
| Washington | $1,010 | -$296 | -22.7% |
| West Virginia | $1,196 | -$110 | -8.4% |
| Wisconsin | $904 | -$402 | -30.8% |
| Wyoming | $1,164 | -$142 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $460 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out $1,600 to $2,200 additional every year, depending on your age. A high-risk auto insurance policy ranges around 44% to 137% more than the average policy. View High Risk Driver Rates
Because rates have so much variability, the best way to find out which auto insurance is cheapest is to get quotes and see how they stack up. Each auto insurer calculates rates differently, and rates will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2023 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2022 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2021 Acura TLX | $292 | $618 | $442 | $1,510 |
| 2020 Acura TLX | $282 | $574 | $452 | $1,466 |
| 2019 Acura TLX | $270 | $540 | $456 | $1,424 |
| 2018 Acura TLX | $258 | $484 | $460 | $1,360 |
| 2017 Acura TLX | $242 | $446 | $460 | $1,306 |
| 2016 Acura TLX | $234 | $418 | $464 | $1,274 |
| 2015 Acura TLX | $228 | $390 | $474 | $1,250 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Acura TLX Insurance
Finding cheaper rates on auto insurance takes being safe and accident-free, having a good credit history, not filing small claims, and maximizing policy discounts. Invest the time to compare rates at every policy renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.
Below you'll find a quick review of the data presented in the illustrations above.
- Consumers who want more liability protection will pay approximately $510 every year to raise limits from a 30/60 limit to 250/500 limits
- You may be able to save approximately $160 per year simply by quoting early and online
- Increasing comprehensive and collision deductibles can save around $450 each year
- Youthful drivers are expensive to insure, as much as $419 each month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,026 |
| 30 | $1,350 |
| 40 | $1,306 |
| 50 | $1,196 |
| 60 | $1,172 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,610 |
| $250 | $1,468 |
| $500 | $1,306 |
| $1,000 | $1,150 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,306 |
| 50/100 | $1,398 |
| 100/300 | $1,513 |
| 250/500 | $1,812 |
| 100 CSL | $1,444 |
| 300 CSL | $1,697 |
| 500 CSL | $1,881 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,156 |
| 20 | $4,826 |
| 30 | $2,888 |
| 40 | $2,838 |
| 50 | $2,712 |
| 60 | $2,688 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $69 |
| Multi-vehicle | $70 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $92 |
| Total Discounts | $551 |
Discounts are estimated and may not be available from every company or in every state.
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