Acura TLX Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Cheaper 2016 Acura TLX Insurance Rates in 2025

Searching for better car insurance rates for your Acura TLX? Buying the cheapest car insurance on the internet may at first seem to be challenging for comparing and buying car insurance online. With so many agents and online companies available, how are people expected to be able to compare every company in order to find better car insurance prices? Ways to get insurance coverage price quotes Eff...

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: May 3, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average auto insurance rates for an Acura TLX are $1,360 annually with full coverage. Comprehensive costs approximately $258 each year, collision insurance costs $484, and liability coverage is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs around $2,960. Teens cost the most to insure at up to $5,210 a year.

Average premium for full coverage: $1,360

Policy rates by type of insurance:

Comprehensive $258
Collision $484
Liability $460

Rate estimates include $500 deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and TLX models.

Price Range Variability

For a driver in their 40's, Acura TLX insurance rates range from as cheap as $510 for just liability coverage to a high rate of $2,960 for a driver that may need high-risk insurance.

Liability Only $510
Full Coverage $1,360
High Risk $2,960

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of insurance. Rural locations are shown to have fewer collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance prices.

Rural Areas $1,020
Small Cities $1,428
Large Cities $1,836

The examples above demonstrate why all drivers should get quotes using their specific location and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Acura TLX insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $785
  • Choosing higher $1,000 deductibles can save $168 annually
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,360
  • Selecting low deductibles for comp and collision coverage will cost $1,690
  • Drivers with serious driving violations could pay around $2,960
  • Policy cost with full coverage for a teenage driver can cost $5,210 each year

View Chart as Image

Acura TLX insurance cost comparison chart
Column chart showing Acura TLX insurance rates range from $785 to $5,210 for full coverage

Insurance rates for an Acura TLX also range considerably based on the model year and trim level, your driving record, and physical damage deductibles and liability limits.

More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out anywhere from $1,600 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers ranges around 44% to 131% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $500 a year, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Acura TLX insurance rates. A good driver about age 40 could pay as low as $980 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,840 on average in New York, Michigan, and Florida.

Acura TLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,232 -$128 -9.4%
Alaska $1,044 -$316 -23.2%
Arizona $1,130 -$230 -16.9%
Arkansas $1,360 -$0 0.0%
California $1,550 $190 14.0%
Colorado $1,300 -$60 -4.4%
Connecticut $1,400 $40 2.9%
Delaware $1,540 $180 13.2%
Florida $1,704 $344 25.3%
Georgia $1,256 -$104 -7.6%
Hawaii $978 -$382 -28.1%
Idaho $922 -$438 -32.2%
Illinois $1,014 -$346 -25.4%
Indiana $1,026 -$334 -24.6%
Iowa $918 -$442 -32.5%
Kansas $1,294 -$66 -4.9%
Kentucky $1,858 $498 36.6%
Louisiana $2,014 $654 48.1%
Maine $840 -$520 -38.2%
Maryland $1,124 -$236 -17.4%
Massachusetts $1,090 -$270 -19.9%
Michigan $2,366 $1,006 74.0%
Minnesota $1,140 -$220 -16.2%
Mississippi $1,630 $270 19.9%
Missouri $1,208 -$152 -11.2%
Montana $1,462 $102 7.5%
Nebraska $1,074 -$286 -21.0%
Nevada $1,634 $274 20.1%
New Hampshire $982 -$378 -27.8%
New Jersey $1,522 $162 11.9%
New Mexico $1,208 -$152 -11.2%
New York $1,434 $74 5.4%
North Carolina $782 -$578 -42.5%
North Dakota $1,114 -$246 -18.1%
Ohio $940 -$420 -30.9%
Oklahoma $1,400 $40 2.9%
Oregon $1,246 -$114 -8.4%
Pennsylvania $1,298 -$62 -4.6%
Rhode Island $1,816 $456 33.5%
South Carolina $1,232 -$128 -9.4%
South Dakota $1,148 -$212 -15.6%
Tennessee $1,192 -$168 -12.4%
Texas $1,642 $282 20.7%
Utah $1,008 -$352 -25.9%
Vermont $932 -$428 -31.5%
Virginia $816 -$544 -40.0%
Washington $1,054 -$306 -22.5%
West Virginia $1,248 -$112 -8.2%
Wisconsin $942 -$418 -30.7%
Wyoming $1,214 -$146 -10.7%

View Chart as Image

Acura TLX insurance rates by U.S. city
Acura TLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura TLX $346 $690 $390 $1,584
2023 Acura TLX $332 $686 $398 $1,574
2022 Acura TLX $320 $668 $416 $1,562
2021 Acura TLX $310 $640 $430 $1,538
2020 Acura TLX $292 $618 $442 $1,510
2019 Acura TLX $282 $574 $452 $1,466
2018 Acura TLX $270 $540 $456 $1,424
2017 Acura TLX $258 $484 $460 $1,360
2016 Acura TLX $242 $446 $460 $1,306
2015 Acura TLX $234 $418 $464 $1,274

Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Acura TLX Insurance

Finding cheaper rates on auto insurance takes not taking risks behind the wheel, having good credit, not filing small claims, and consideration of higher deductibles. Invest time comparing rates once a year by obtaining price quotes from direct companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following is a brief recap of the data that was covered in the charts and tables above.

  • You may be able to save around $160 per year just by quoting online in advance
  • Consumers who purchase higher liability limits will pay approximately $510 every year to raise limits from a 30/60 limit to higher 250/500 limits
  • Teens are the costliest to insure, as much as $434 each month if they have full coverage
  • Drivers who tend to receive serious violations may pay on average $1,600 more per year for TLX insurance

Rates by Driver Age

Acura TLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,210
20 $3,158
30 $1,410
40 $1,360
50 $1,246
60 $1,222

Full coverage, $500 deductibles

Rates by Deductible

Acura TLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,690
$250 $1,536
$500 $1,360
$1,000 $1,192

Full coverage, driver age 40

Rates by Liability Limit

Acura TLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,360
50/100 $1,452
100/300 $1,567
250/500 $1,866
100 CSL $1,498
300 CSL $1,751
500 CSL $1,935

Full coverage, driver age 40

Rates for High Risk Drivers

Acura TLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,034
30 $3,016
40 $2,960
50 $2,830
60 $2,806

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $98
5-yr Claim Free $88
Paid in Full/EFT $60
Advance Quote $67
Online Quote $96
Total Discounts $575
Rate after discounts $785

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles