Acura TLX Insurance Rates

Average insurance rates for an Acura TLX are $1,360 a year with full coverage. Comprehensive insurance costs around $258, collision insurance costs $484, and liability coverage costs $460. Buying just liability costs as little as $510 a year, and insurance for high-risk drivers costs $2,960 or more. Teenage drivers receive the highest rates at up to $5,210 a year.

Average premium for full coverage: $1,360

Rate estimates for individual coverage type:

Price estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all TLX models.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance rates.

These examples demonstrate why everyone should compare rates for a specific zip code and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Acura TLX insurance rates for additional coverage choices and driver risks.

• The best discount rate is $785
• Drivers who choose higher $1,000 deductibles will pay about $168 annually
• The average rate for a 40-year-old driver using $500 deductibles is $1,360
• Using pricier low deductibles for comprehensive and collision insurance will cost an extra $330 each year
• High-risk insureds who are prone to accidents and violations could pay at least $2,960
• The cost for full coverage for a teenage driver for full coverage can be $5,210 a year

View Chart as Image

Auto insurance rates for an Acura TLX can also vary considerably based on your driver profile, the trim level and model year, and deductibles and policy limits.

A more mature driver with a good driving record and high deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay as much as $5,200 a year. View Rates by Age

Where you live makes a big difference in Acura TLX insurance rates. A 40-year-old driver could pay as low as $980 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,840 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $500 a year, whereas buying more liability protection will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,600 to $2,300 in extra premium per year, depending on your age. Acura TLX insurance for high-risk drivers can cost around 44% to 131% more than a normal policy. View High Risk Driver Rates

How to Find Cheaper Acura TLX Insurance

Saving money on auto insurance not only requires having a decent driving record, but also having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to compare rates every couple of years by requesting quotes from direct companies like GEICO and Progressive, and also from local independent and exclusive agents.

The following items are a condensed summary of the material that was covered in the above illustrations.

• Consumers who may need additional liability coverage will pay an extra $510 every year to go from a minimum limit to 250/500 limits
• 16 to 18-year-old drivers are expensive to insure, with premiums as much as $434 per month if they have full coverage
• Drivers with multiple at-fault accidents pay an average of $1,600 more every year than a driver with a clean driving record
• Increasing deductibles can save around $500 each year