Acura TLX Insurance Rates

U.S. average insurance rates for an Acura TLX are $1,360 a year for full coverage insurance. Comprehensive insurance costs an estimated $258, collision insurance costs $484, and liability insurance is estimated at $460. A policy with just liability insurance costs approximately $510 a year, and coverage for high-risk drivers costs $2,960 or more. Teenage drivers pay the highest rates at up to $5,210 a year.

Average premium for full coverage: $1,360

Price estimates broken down by individual coverage:

Prices include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for all TLX models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations have lower incidents of physical damage claims than densely populated cities. The example below illustrates how location helps determine insurance prices.

The ranges above illustrate why everyone should get quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates average Acura TLX insurance rates for other coverage scenarios.

• The best discount rate is $785
• Choosing higher $1,000 deductibles can save approximately $168 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,360
• Using pricier low deductibles for comp and collision coverage will cost an additional $330 a year
• High-risk insureds who are prone to accidents and violations could pay up to $2,960
• The price that insures a teen driver for full coverage can cost as much as $5,210 each year

View Chart as Image

Insurance prices for an Acura TLX are also quite variable based on the model of your TLX, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,600 to $2,300 extra each year, depending on your age. Acura TLX insurance for high-risk drivers ranges anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay at least $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Acura TLX insurance rates. A good driver about age 40 could pay as low as $890 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,840 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $500 each year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

How to Find the Right Acura TLX Insurance

Getting lower rates on Acura TLX insurance takes avoiding accidents and violations, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare prices at every policy renewal by obtaining price quotes from direct insurance companies, and also from local insurance agencies.

The list below is a quick rundown of the data covered in the charts and tables above.

• Drivers who want higher liability limits will pay an extra $510 annually to raise limits from a low limit to the 250/500 level
• It is possible to save approximately $160 per year just by quoting online well ahead of the renewal date
• Increasing physical damage deductibles can save approximately $500 each year
• Teenagers are charged the highest prices, as much as $434 a month if full coverage is included