Acura TLX Insurance Rates

U.S. average insurance rates for an Acura TLX are $1,360 a year for full coverage. Comprehensive costs around $258, collision insurance costs $484, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs around $2,960. Teenage drivers pay the highest rates at up to $5,210 a year.

Average premium for full coverage: $1,360

Price estimates for individual coverage:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different TLX trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can have significant affects on auto insurance rates. Areas with sparse population have lower incidents of accident claims than densely populated cities. The price range example below illustrates how rural and urban location affects auto insurance rates.

The ranges above show why anyone shopping for car insurance should get quotes for a specific zip code, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Acura TLX insurance rates for additional coverage choices and driver risks.

• The best discount rate is $785
• Choosing higher $1,000 deductibles can save about $168 a year
• The estimated price for the average middle-age driver using $500 deductibles is $1,360
• Using more expensive low deductibles for comp and collision coverage bumps up the cost to $1,690
• Unlucky drivers who are prone to accidents and violations could pay at least $2,960
• The price that insures a teen driver with full coverage can be $5,210 each year

View Chart as Image

Auto insurance prices for an Acura TLX are also quite variable based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you could be paying at least $1,600 to $2,300 in extra premium each year, depending on your age. High-risk driver insurance ranges as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records will have to pay as much as $5,200 a year. View Rates by Age

The state you live in plays a big part in determining prices for Acura TLX insurance prices. A good driver about age 40 could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,940 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles can save as much as $500 every year, while increasing your policy's liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 extra every year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Acura TLX Insurance

Getting lower rates on car insurance takes avoiding accidents and violations, maintaining a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Compare prices every other policy renewal by obtaining price quotes from direct carriers, and also from several local insurance agents.

The list below is a recap of the ideas that were raised in the charts and tables above.

• Teenagers are expensive to insure, with premiums as much as $434 a month if the policy includes full coverage
• Higher risk drivers that have major violations or accidents pay on average $1,600 more every year for car insurance
• Increasing physical damage deductibles can save approximately $500 each year
• Drivers can save up to $160 per year just by shopping early and online