Acura TLX Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 3, 2024
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The average auto insurance rates for an Acura TLX are $1,360 annually including full coverage. Comprehensive costs an estimated $258, collision insurance costs $484, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $2,960. Teens cost the most to insure at up to $5,210 a year.
Average premium for full coverage: $1,360
Policy rates broken down by type of insurance:
Rate estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different TLX trim levels.
Price Range Variability
For an average driver, Acura TLX insurance rates range from as cheap as $510 for liability-only coverage to a much higher rate of $2,960 for a high-risk insurance policy.
Urban vs. Rural Price Range
Where you live can have significant affects on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates the effect of geographic area on insurance prices.
The examples above highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Acura TLX insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $785
- Using higher $1,000 deductibles will save approximately $168 every year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,360
- Selecting more expensive low deductibles for physical damage coverage will cost $1,690
- Drivers with serious driving violations could pay up to $2,960
- Policy cost with full coverage for a teen driver with full coverage can cost as much as $5,210 or more
Car insurance rates for an Acura TLX also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.
An older driver with no driving violations and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged at least $5,200 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,600 to $2,300 extra every year, depending on your age. High-risk driver insurance can be as much as 44% to 131% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $500 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Acura TLX insurance prices. A driver around age 40 might see rates as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,940 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,232 | -$128 | -9.4% |
| Alaska | $1,044 | -$316 | -23.2% |
| Arizona | $1,130 | -$230 | -16.9% |
| Arkansas | $1,360 | -$0 | 0.0% |
| California | $1,550 | $190 | 14.0% |
| Colorado | $1,300 | -$60 | -4.4% |
| Connecticut | $1,400 | $40 | 2.9% |
| Delaware | $1,540 | $180 | 13.2% |
| Florida | $1,704 | $344 | 25.3% |
| Georgia | $1,256 | -$104 | -7.6% |
| Hawaii | $978 | -$382 | -28.1% |
| Idaho | $922 | -$438 | -32.2% |
| Illinois | $1,014 | -$346 | -25.4% |
| Indiana | $1,026 | -$334 | -24.6% |
| Iowa | $918 | -$442 | -32.5% |
| Kansas | $1,294 | -$66 | -4.9% |
| Kentucky | $1,858 | $498 | 36.6% |
| Louisiana | $2,014 | $654 | 48.1% |
| Maine | $840 | -$520 | -38.2% |
| Maryland | $1,124 | -$236 | -17.4% |
| Massachusetts | $1,090 | -$270 | -19.9% |
| Michigan | $2,366 | $1,006 | 74.0% |
| Minnesota | $1,140 | -$220 | -16.2% |
| Mississippi | $1,630 | $270 | 19.9% |
| Missouri | $1,208 | -$152 | -11.2% |
| Montana | $1,462 | $102 | 7.5% |
| Nebraska | $1,074 | -$286 | -21.0% |
| Nevada | $1,634 | $274 | 20.1% |
| New Hampshire | $982 | -$378 | -27.8% |
| New Jersey | $1,522 | $162 | 11.9% |
| New Mexico | $1,208 | -$152 | -11.2% |
| New York | $1,434 | $74 | 5.4% |
| North Carolina | $782 | -$578 | -42.5% |
| North Dakota | $1,114 | -$246 | -18.1% |
| Ohio | $940 | -$420 | -30.9% |
| Oklahoma | $1,400 | $40 | 2.9% |
| Oregon | $1,246 | -$114 | -8.4% |
| Pennsylvania | $1,298 | -$62 | -4.6% |
| Rhode Island | $1,816 | $456 | 33.5% |
| South Carolina | $1,232 | -$128 | -9.4% |
| South Dakota | $1,148 | -$212 | -15.6% |
| Tennessee | $1,192 | -$168 | -12.4% |
| Texas | $1,642 | $282 | 20.7% |
| Utah | $1,008 | -$352 | -25.9% |
| Vermont | $932 | -$428 | -31.5% |
| Virginia | $816 | -$544 | -40.0% |
| Washington | $1,054 | -$306 | -22.5% |
| West Virginia | $1,248 | -$112 | -8.2% |
| Wisconsin | $942 | -$418 | -30.7% |
| Wyoming | $1,214 | -$146 | -10.7% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Acura TLX | $346 | $690 | $390 | $1,584 |
| 2023 Acura TLX | $332 | $686 | $398 | $1,574 |
| 2022 Acura TLX | $320 | $668 | $416 | $1,562 |
| 2021 Acura TLX | $310 | $640 | $430 | $1,538 |
| 2020 Acura TLX | $292 | $618 | $442 | $1,510 |
| 2019 Acura TLX | $282 | $574 | $452 | $1,466 |
| 2018 Acura TLX | $270 | $540 | $456 | $1,424 |
| 2017 Acura TLX | $258 | $484 | $460 | $1,360 |
| 2016 Acura TLX | $242 | $446 | $460 | $1,306 |
| 2015 Acura TLX | $234 | $418 | $464 | $1,274 |
Rates are averaged for all Acura TLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Acura TLX Insurance
Finding cheaper rates on car insurance requires avoiding accidents and claims, having a good credit score, paying for small claims out-of-pocket, and possibly higher deductibles. Take the time to compare rates at least every other year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The points below are a brief recap of the car insurance concepts covered in the above illustrations.
- Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,600 more annually to insure an Acura TLX
- You may be able to save approximately $160 per year just by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $500 each year
- Policyholders who want increased liability limits will pay approximately $510 per year to increase from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,210 |
| 20 | $3,158 |
| 30 | $1,410 |
| 40 | $1,360 |
| 50 | $1,246 |
| 60 | $1,222 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,690 |
| $250 | $1,536 |
| $500 | $1,360 |
| $1,000 | $1,192 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,360 |
| 50/100 | $1,452 |
| 100/300 | $1,567 |
| 250/500 | $1,866 |
| 100 CSL | $1,498 |
| 300 CSL | $1,751 |
| 500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,418 |
| 20 | $5,034 |
| 30 | $3,016 |
| 40 | $2,960 |
| 50 | $2,830 |
| 60 | $2,806 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $72 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $88 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $96 |
| Total Discounts | $575 |
Discounts are estimated and may not be available from every company or in every state.
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