Acura TLX Insurance Rates

Average insurance rates for an Acura TLX are $1,306 a year including full coverage. Comprehensive insurance costs around $242 a year, collision insurance costs $446, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs $2,838 or more. Teenage drivers receive the highest rates at up to $5,032 a year.

Average premium for full coverage: $1,306

Rate estimates for individual coverage type:

Rate estimates include $500 physical damage deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and TLX trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

These examples highlight why it is important to compare prices for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below breaks down average Acura TLX insurance rates for additional coverage choices and driver risks.

• The best discount rate is $755
• Using higher $1,000 deductibles will save about $1,150 every year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,306
• Using low $100 deductibles for physical damage coverage will cost an additional $304 annually
• High-risk insureds who are prone to accidents and violations could pay at least $2,838
• The cost that insures a 16-year-old driver can be $5,032 or more

View Chart as Image

Insurance rates for an Acura TLX can also vary considerably based on the trim level of your TLX, your driving record and age, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are likely paying at least $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can be from 44% to 137% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay as much as $5,000 a year. View Rates by Age

Where you live has a huge impact on Acura TLX insurance prices. A driver around age 40 might see rates as low as $1,000 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,860 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $460 annually, while buying higher liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Acura TLX Insurance

Saving money on insurance for an Acura TLX requires being a safe and courteous driver, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Compare prices every year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

Below is a brief recap of the coverage data covered above.

• You may be able to save up to $160 per year just by quoting early and online
• Increasing deductibles can save approximately $450 each year
• Teenage drivers pay higher rates, as much as $419 per month if full coverage is included
• Drivers considered higher risk who tend to receive serious violations may have to pay on average $1,530 more every year for auto insurance