Acura TLX Insurance Rates

Estimated insurance prices for an Acura TLX are $1,424 every 12 months with full coverage. Comprehensive costs on average $270 a year, collision insurance costs $540, and liability coverage is $456. Liability-only insurance costs around $508 a year, and high-risk driver insurance costs around $3,106. Teenage drivers pay the most at up to $5,422 a year.

Average premium for full coverage: $1,424

Premium estimates by type of coverage:

Estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and TLX trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas are statistically proven to have more infrequent collision claims than densely populated cities. The diagram below illustrates how rural and urban location affects car insurance rates.

These rate differences demonstrate why it is important to compare rates quotes based on a specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details average Acura TLX insurance rates for different risk profiles and scenarios.

• The best discount rate is $813
• Raising to $1,000 deductibles will save around $1,242 annually
• The average price for a 40-year-old good driver with $500 deductibles is $1,424
• Using low $100 deductibles increases the price to $1,784
• Unlucky drivers who are prone to accidents and violations could pay upwards of $3,106
• An auto insurance policy to insure a teenage driver may cost $5,422

View Chart as Image

Insurance prices for an Acura TLX also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level of your TLX.

Using high physical damage deductibles can reduce prices by up to $550 a year, while buying higher liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $411 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers should be prepared to pay upwards of $5,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at a minimum $1,700 to $2,400 additional annually, depending on your age. A high-risk auto insurance policy is expensive and can cost around 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Acura TLX insurance rates. A middle-age driver might find prices as low as $1,030 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,920 on average in Florida, Michigan, and New York.

View Chart as Image

How to Shop for Low Cost Acura TLX Insurance

Finding better rates on auto insurance consists of avoiding accidents and claims, having above-average credit, being claim-free, and dropping full coverage on older vehicles. Set aside time to shop around every couple of years by getting rate quotes from direct companies, and also from local exclusive and independent agents.

The points below are a review of the material that was raised in the charts and tables above.

• Consumers who require increased liability limits will pay an extra $500 every year to raise from 30/60 bodily injury limits to a 250/500 level
• Drivers under the age of 20 pay higher prices, possibly costing $452 per month if full coverage is included
• Drivers who have several accidents or serious violations may pay on average $1,680 more each year to insure an Acura TLX
• Increasing policy deductibles could save as much as $550 each year