Acura RLX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 22, 2024

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Estimated insurance rates for an Acura RLX are $1,410 a year including full coverage. Comprehensive costs around $288, collision costs $504, and liability coverage is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $3,054. 16-year-old drivers pay the most at $5,328 a year or more.

Average premium for full coverage: $1,410

Premium estimates for type of coverage:

Comprehensive $288
Collision $504
Liability $460

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and for different RLX trim levels.

Insurance Price Range by Risk and Coverage

For the normal driver, insurance rates for an Acura RLX go from as low as $510 for just liability insurance to a much higher rate of $3,054 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,410
High Risk $3,054

Insurance Price Range by Location

Living in a larger city has a large influence on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities.

The price range example below illustrates how geographic area affects auto insurance rates.

Rural Areas $1,058
Small Cities $1,481
Large Cities $1,904

These rate differences highlight why anyone shopping for car insurance should get quotes for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Acura RLX insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $812
  • Choosing higher $1,000 deductibles can save about $182 every year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,410
  • Buying more expensive low deductibles for comp and collision coverage will increase the cost to $1,758
  • Drivers with multiple tickets or accidents could pay at least $3,054 or more
  • An auto insurance policy for full coverage for a teenage driver with full coverage can be $5,328 each year

View Chart as Image

Acura RLX insurance cost comparison chart
Column chart showing full coverage Acura RLX insurance rates range from $812 to $5,328

Auto insurance prices for an Acura RLX also have a wide range based on your driving characteristics, the model of your RLX, and deductibles and policy limits.

An older driver with a good driving record and high deductibles may only pay around $1,300 annually on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will have to pay as much as $5,300 a year. View Rates by Age

Where you choose to live plays a big part in determining prices for Acura RLX insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,010 on average in Michigan, New York, and Louisiana.

Acura RLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,276 -$134 -9.5%
Alaska $1,080 -$330 -23.4%
Arizona $1,170 -$240 -17.0%
Arkansas $1,410 -$0 0.0%
California $1,606 $196 13.9%
Colorado $1,346 -$64 -4.5%
Connecticut $1,450 $40 2.8%
Delaware $1,596 $186 13.2%
Florida $1,764 $354 25.1%
Georgia $1,302 -$108 -7.7%
Hawaii $1,012 -$398 -28.2%
Idaho $954 -$456 -32.3%
Illinois $1,050 -$360 -25.5%
Indiana $1,060 -$350 -24.8%
Iowa $950 -$460 -32.6%
Kansas $1,338 -$72 -5.1%
Kentucky $1,924 $514 36.5%
Louisiana $2,086 $676 47.9%
Maine $870 -$540 -38.3%
Maryland $1,164 -$246 -17.4%
Massachusetts $1,128 -$282 -20.0%
Michigan $2,448 $1,038 73.6%
Minnesota $1,180 -$230 -16.3%
Mississippi $1,688 $278 19.7%
Missouri $1,252 -$158 -11.2%
Montana $1,514 $104 7.4%
Nebraska $1,110 -$300 -21.3%
Nevada $1,690 $280 19.9%
New Hampshire $1,016 -$394 -27.9%
New Jersey $1,576 $166 11.8%
New Mexico $1,248 -$162 -11.5%
New York $1,484 $74 5.2%
North Carolina $812 -$598 -42.4%
North Dakota $1,154 -$256 -18.2%
Ohio $974 -$436 -30.9%
Oklahoma $1,446 $36 2.6%
Oregon $1,292 -$118 -8.4%
Pennsylvania $1,344 -$66 -4.7%
Rhode Island $1,882 $472 33.5%
South Carolina $1,276 -$134 -9.5%
South Dakota $1,188 -$222 -15.7%
Tennessee $1,234 -$176 -12.5%
Texas $1,698 $288 20.4%
Utah $1,042 -$368 -26.1%
Vermont $964 -$446 -31.6%
Virginia $844 -$566 -40.1%
Washington $1,090 -$320 -22.7%
West Virginia $1,292 -$118 -8.4%
Wisconsin $974 -$436 -30.9%
Wyoming $1,256 -$154 -10.9%

View Chart as Image

Acura RLX insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $530 a year, while increasing your policy's liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance ranges around 43% to 134% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the best way to figure out your exact price is to compare prices and see how they stack up. Each auto insurer utilizes a different rate formula, and quoted prices will be substantially different from one company to the next.

Acura RLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Acura RLX $368 $724 $430 $1,680
2019 Acura RLX $348 $698 $442 $1,646
2018 Acura RLX $334 $648 $452 $1,592
2017 Acura RLX $320 $610 $456 $1,544
2016 Acura RLX $308 $548 $460 $1,474
2015 Acura RLX $288 $504 $460 $1,410
2014 Acura RLX $278 $472 $464 $1,372

Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Acura RLX Insurance

Finding better rates on auto insurance takes being safe and accident-free, having good credit, refrain from filing small claims, and maximizing policy discounts. Invest the time to compare rates at every policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

Below you'll find a quick review of the data presented in the illustrations above.

  • Consumers who may need more liability protection will pay around $510 per year to raise limits from 30/60 bodily injury limits to 250/500 limits
  • You may be able to save up to $170 per year simply by shopping early and online
  • Increasing policy deductibles can save around $525 each year
  • Youthful drivers are expensive to insure, with the cost nearing $444 per month if they have full coverage

Rates by Driver Age

Acura RLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,328
20 $3,250
30 $1,464
40 $1,410
50 $1,288
60 $1,264

Full coverage, $500 deductibles

Rates by Deductible

Acura RLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,758
$250 $1,596
$500 $1,410
$1,000 $1,228

Full coverage, driver age 40

Rates by Liability Limit

Acura RLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,410
50/100 $1,502
100/300 $1,617
250/500 $1,916
100 CSL $1,548
300 CSL $1,801
500 CSL $1,985

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,592
20 $5,178
30 $3,114
40 $3,054
50 $2,916
60 $2,890

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $102
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $69
Online Quote $100
Total Discounts $598
Rate after discounts $812

Discounts are estimated and may not be available from every company or in every state.

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