Acura RLX Insurance Rates
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UPDATED: Apr 22, 2024
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The average insurance prices for an Acura RLX are $1,372 every 12 months including full coverage. Comprehensive costs an estimated $278, collision costs $472, and liability is estimated at $464. Liability-only insurance costs approximately $514 a year, with high-risk driver insurance costing around $2,972. 16-year-old drivers cost the most to insure at $5,208 a year or more.
Average premium for full coverage: $1,372
Policy rates broken down by type of insurance:
Prices include $500 deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all 50 U.S. states and for different RLX trim levels.
Price Range Variability
For a 40-year-old driver, Acura RLX insurance rates go from the cheapest price of $514 for a discount liability-only rate to a much higher rate of $2,972 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Living in a larger city can have significant affects on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than congested cities.
The price range example below illustrates how your location can change insurance prices.
The examples above highlight why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Acura RLX insurance rates for other coverage scenarios.
- The best full coverage rate is $794
- Choosing higher $1,000 deductibles can save approximately $172 every year
- The average price for a good driver age 40 who has $500 deductibles is $1,372
- Buying more expensive low deductibles for comp and collision coverage increases the price to $1,700
- Unlucky drivers with multiple tickets or accidents could pay up to $2,972 or more
- Policy cost to insure a teen driver with full coverage can cost as much as $5,208 each year
Auto insurance rates for an Acura RLX also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.
Opting for high physical damage deductibles can save as much as $500 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $417 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may pay as little as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers will have to pay at least $5,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,600 to $2,300 in extra premium every year, depending on your age. High-risk driver insurance ranges as much as 44% to 130% more than the average rate. View High Risk Driver Rates
Your home state plays a big part in determining prices for Acura RLX insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like Vermont, New Hampshire, and Missouri, or at least $1,960 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,240 | -$132 | -9.6% |
| Alaska | $1,052 | -$320 | -23.3% |
| Arizona | $1,140 | -$232 | -16.9% |
| Arkansas | $1,372 | -$0 | 0.0% |
| California | $1,564 | $192 | 14.0% |
| Colorado | $1,310 | -$62 | -4.5% |
| Connecticut | $1,414 | $42 | 3.1% |
| Delaware | $1,554 | $182 | 13.3% |
| Florida | $1,716 | $344 | 25.1% |
| Georgia | $1,266 | -$106 | -7.7% |
| Hawaii | $988 | -$384 | -28.0% |
| Idaho | $928 | -$444 | -32.4% |
| Illinois | $1,022 | -$350 | -25.5% |
| Indiana | $1,034 | -$338 | -24.6% |
| Iowa | $926 | -$446 | -32.5% |
| Kansas | $1,304 | -$68 | -5.0% |
| Kentucky | $1,872 | $500 | 36.4% |
| Louisiana | $2,032 | $660 | 48.1% |
| Maine | $848 | -$524 | -38.2% |
| Maryland | $1,132 | -$240 | -17.5% |
| Massachusetts | $1,100 | -$272 | -19.8% |
| Michigan | $2,384 | $1,012 | 73.8% |
| Minnesota | $1,148 | -$224 | -16.3% |
| Mississippi | $1,644 | $272 | 19.8% |
| Missouri | $1,218 | -$154 | -11.2% |
| Montana | $1,474 | $102 | 7.4% |
| Nebraska | $1,082 | -$290 | -21.1% |
| Nevada | $1,644 | $272 | 19.8% |
| New Hampshire | $988 | -$384 | -28.0% |
| New Jersey | $1,534 | $162 | 11.8% |
| New Mexico | $1,216 | -$156 | -11.4% |
| New York | $1,446 | $74 | 5.4% |
| North Carolina | $792 | -$580 | -42.3% |
| North Dakota | $1,124 | -$248 | -18.1% |
| Ohio | $948 | -$424 | -30.9% |
| Oklahoma | $1,408 | $36 | 2.6% |
| Oregon | $1,256 | -$116 | -8.5% |
| Pennsylvania | $1,308 | -$64 | -4.7% |
| Rhode Island | $1,832 | $460 | 33.5% |
| South Carolina | $1,244 | -$128 | -9.3% |
| South Dakota | $1,158 | -$214 | -15.6% |
| Tennessee | $1,202 | -$170 | -12.4% |
| Texas | $1,654 | $282 | 20.6% |
| Utah | $1,018 | -$354 | -25.8% |
| Vermont | $940 | -$432 | -31.5% |
| Virginia | $822 | -$550 | -40.1% |
| Washington | $1,060 | -$312 | -22.7% |
| West Virginia | $1,256 | -$116 | -8.5% |
| Wisconsin | $950 | -$422 | -30.8% |
| Wyoming | $1,222 | -$150 | -10.9% |
Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates and see which company has the best rate. Each auto insurer utilizes a different rate formula, and quoted rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $348 | $698 | $442 | $1,646 |
| 2019 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2018 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2017 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2016 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2015 Acura RLX | $278 | $472 | $464 | $1,372 |
| 2014 Acura RLX | $270 | $440 | $474 | $1,342 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Acura RLX Insurance
Finding cheaper rates on car insurance takes not taking risks behind the wheel, having a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest the time to shop around at every other renewal by requesting quotes from direct car insurance companies, and also from local insurance agencies.
The following is a quick rundown of the concepts that were illustrated above.
- Higher risk drivers with reckless driving or DUI convictions may have to pay on average $1,600 more annually for RLX insurance
- Teens are the costliest to insure, with premiums being up to $434 each month if comprehensive and collision insurance is included
- You may be able to save approximately $160 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save as much as $500 each year
- You may be able to save approximately $160 per year simply by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,208 |
| 20 | $3,158 |
| 30 | $1,422 |
| 40 | $1,372 |
| 50 | $1,254 |
| 60 | $1,230 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,700 |
| $250 | $1,550 |
| $500 | $1,372 |
| $1,000 | $1,200 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,372 |
| 50/100 | $1,465 |
| 100/300 | $1,581 |
| 250/500 | $1,882 |
| 100 CSL | $1,511 |
| 300 CSL | $1,766 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,418 |
| 20 | $5,034 |
| 30 | $3,028 |
| 40 | $2,972 |
| 50 | $2,838 |
| 60 | $2,812 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $97 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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