Acura RLX Insurance Rates
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UPDATED: Apr 22, 2024
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U.S. average auto insurance rates for an Acura RLX are $1,410 annually including full coverage. Comprehensive insurance costs an estimated $288 each year, collision costs $504, and liability costs around $460. Buying just liability costs as low as $510 a year, with insurance for high-risk drivers costing $3,054 or more. Teens pay the highest rates at $5,328 a year or more.
Average premium for full coverage: $1,410
Price estimates broken down by individual coverage:
Price estimates include $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and RLX models.
Price Range from Low to High
For a 40-year-old driver, Acura RLX insurance prices go from as cheap as $510 for minimum levels of liability insurance to a high rate of $3,054 for a high-risk insurance policy.
Geographic Price Range
Where you live can have significant affects on the price of auto insurance. More rural locations have fewer comprehensive and collision claims than cities with more traffic congestion.
The graphic below illustrates how your location can change insurance prices.
The ranges above highlight why all drivers should compare prices for a targeted area and their own personal driving habits, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Acura RLX insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $812
- Using higher $1,000 deductibles will save approximately $182 every year
- The estimated rate for the average middle-age driver who has $500 deductibles is $1,410
- Selecting low deductibles for physical damage coverage costs an additional $348 every year
- Drivers with serious driving violations could pay up to $3,054 or more
- The price with full coverage for a teen driver can cost as much as $5,328 or more
Insurance prices for an Acura RLX are also quite variable based on the trim level and model year, your driving characteristics, and liability limits and deductibles.
More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,300 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are likely paying $1,700 to $2,300 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 134% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $530 every year, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Acura RLX insurance prices. A driver around age 40 might see prices as low as $1,080 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,010 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,276 | -$134 | -9.5% |
| Alaska | $1,080 | -$330 | -23.4% |
| Arizona | $1,170 | -$240 | -17.0% |
| Arkansas | $1,410 | -$0 | 0.0% |
| California | $1,606 | $196 | 13.9% |
| Colorado | $1,346 | -$64 | -4.5% |
| Connecticut | $1,450 | $40 | 2.8% |
| Delaware | $1,596 | $186 | 13.2% |
| Florida | $1,764 | $354 | 25.1% |
| Georgia | $1,302 | -$108 | -7.7% |
| Hawaii | $1,012 | -$398 | -28.2% |
| Idaho | $954 | -$456 | -32.3% |
| Illinois | $1,050 | -$360 | -25.5% |
| Indiana | $1,060 | -$350 | -24.8% |
| Iowa | $950 | -$460 | -32.6% |
| Kansas | $1,338 | -$72 | -5.1% |
| Kentucky | $1,924 | $514 | 36.5% |
| Louisiana | $2,086 | $676 | 47.9% |
| Maine | $870 | -$540 | -38.3% |
| Maryland | $1,164 | -$246 | -17.4% |
| Massachusetts | $1,128 | -$282 | -20.0% |
| Michigan | $2,448 | $1,038 | 73.6% |
| Minnesota | $1,180 | -$230 | -16.3% |
| Mississippi | $1,688 | $278 | 19.7% |
| Missouri | $1,252 | -$158 | -11.2% |
| Montana | $1,514 | $104 | 7.4% |
| Nebraska | $1,110 | -$300 | -21.3% |
| Nevada | $1,690 | $280 | 19.9% |
| New Hampshire | $1,016 | -$394 | -27.9% |
| New Jersey | $1,576 | $166 | 11.8% |
| New Mexico | $1,248 | -$162 | -11.5% |
| New York | $1,484 | $74 | 5.2% |
| North Carolina | $812 | -$598 | -42.4% |
| North Dakota | $1,154 | -$256 | -18.2% |
| Ohio | $974 | -$436 | -30.9% |
| Oklahoma | $1,446 | $36 | 2.6% |
| Oregon | $1,292 | -$118 | -8.4% |
| Pennsylvania | $1,344 | -$66 | -4.7% |
| Rhode Island | $1,882 | $472 | 33.5% |
| South Carolina | $1,276 | -$134 | -9.5% |
| South Dakota | $1,188 | -$222 | -15.7% |
| Tennessee | $1,234 | -$176 | -12.5% |
| Texas | $1,698 | $288 | 20.4% |
| Utah | $1,042 | -$368 | -26.1% |
| Vermont | $964 | -$446 | -31.6% |
| Virginia | $844 | -$566 | -40.1% |
| Washington | $1,090 | -$320 | -22.7% |
| West Virginia | $1,292 | -$118 | -8.4% |
| Wisconsin | $974 | -$436 | -30.9% |
| Wyoming | $1,256 | -$154 | -10.9% |
Since prices can be so different, the best way to figure out which car insurance is cheapest is to do a rate comparison and see which company has the best price. Each insurance company calculates prices differently, and prices may be quite different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $368 | $724 | $430 | $1,680 |
| 2019 Acura RLX | $348 | $698 | $442 | $1,646 |
| 2018 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2017 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2016 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2015 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2014 Acura RLX | $278 | $472 | $464 | $1,372 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Acura RLX Insurance
Getting lower rates on car insurance requires being safe and accident-free, having good credit, being claim-free, and maximizing policy discounts. Invest the time to shop around at least every other year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from insurance agencies where you live.
Below you'll find a condensed summary of the car insurance concepts illustrated above.
- Higher risk drivers with multiple at-fault accidents could be forced to pay on average $1,640 more annually than a low-risk driver
- You may be able to save approximately $170 per year simply by quoting online in advance
- Increasing physical damage deductibles could save up to $525 each year
- Policyholders who want more liability protection will pay approximately $510 per year to increase from a low limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,328 |
| 20 | $3,250 |
| 30 | $1,464 |
| 40 | $1,410 |
| 50 | $1,288 |
| 60 | $1,264 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,758 |
| $250 | $1,596 |
| $500 | $1,410 |
| $1,000 | $1,228 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,410 |
| 50/100 | $1,502 |
| 100/300 | $1,617 |
| 250/500 | $1,916 |
| 100 CSL | $1,548 |
| 300 CSL | $1,801 |
| 500 CSL | $1,985 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,592 |
| 20 | $5,178 |
| 30 | $3,114 |
| 40 | $3,054 |
| 50 | $2,916 |
| 60 | $2,890 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $75 |
| Multi-vehicle | $75 |
| Homeowner | $22 |
| 5-yr Accident Free | $102 |
| 5-yr Claim Free | $92 |
| Paid in Full/EFT | $63 |
| Advance Quote | $69 |
| Online Quote | $100 |
| Total Discounts | $598 |
Discounts are estimated and may not be available from every company or in every state.
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