Acura RLX Insurance Rates

Estimated insurance rates for an Acura RLX are $1,410 a year for full coverage. Comprehensive costs an estimated $288 a year, collision insurance costs $504, and liability coverage costs $460. Liability-only insurance costs as little as $510 a year, and high-risk driver insurance costs around $3,054. Teenage drivers pay the most at up to $5,328 a year.

Average premium for full coverage: $1,410

Premium estimates broken down by type of coverage:

Rate estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates include averaging for all states and RLX trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how rural and urban location affects insurance prices.

These rate differences show why it is important to compare rates for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Acura RLX insurance rates for other coverage scenarios.

• The best discount rate is $812
• Drivers who choose higher $1,000 deductibles will pay approximately $1,228 a year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,410
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,758
• High-risk insureds who are prone to accidents and violations could pay up to $3,054
• An auto insurance policy for full coverage for a teenage driver can cost as much as $5,328 a year

View Chart as Image

Insurance prices for an Acura RLX also have a wide range based on your driving characteristics, the trim level of your RLX, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Acura RLX insurance rates. A 40-year-old driver could pay as low as $930 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,010 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles could save up to $530 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $414 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,700 to $2,300 additional annually, depending on your age. A high-risk auto insurance policy can cost around 43% to 134% more than a normal policy. View High Risk Driver Rates

How to Find the Best Acura RLX Insurance

Finding better rates on auto insurance not only requires being a low-risk driver, but also having a good credit history, not filing small claims, and possibly raising deductibles. Set aside time to shop around at least once a year by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The items below are a brief recap of the primary concepts that were raised in the charts and tables above.

• Drivers can save approximately $170 per year just by quoting early and online
• Drivers who tend to receive serious violations pay an average of $1,640 more annually to insure their RLX
• Increasing policy deductibles can save around $525 each year
• Teen drivers are expensive to insure, as much as $444 per month including comprehensive and collision insurance