Acura RLX Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 22, 2024
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Estimated auto insurance rates for an Acura RLX are $1,372 annually including full coverage. Comprehensive costs on average $278, collision costs $472, and liability is estimated at $464. A policy with only liability insurance costs approximately $514 a year, with a high-risk policy costing around $2,972. Teenage drivers pay the most at $5,208 a year or more.
Average premium for full coverage: $1,372
Premium estimates by type of coverage:
Prices are based on $500 physical damage insurance deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for all RLX models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for an Acura RLX go from as cheap as $514 for just the minimum liability insurance to the much higher price of $2,972 for a high-risk insurance policy.
Insurance Price Range by Location
Living in a larger city can make a big difference on car insurance rates. Rural areas are statistically proven to have fewer comprehensive and collision claims than densely populated cities.
The example below illustrates how location helps determine car insurance rates.
These rate differences highlight why everyone should get quotes based on a specific location and their own personal driving habits, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Acura RLX insurance rates for different risk profiles and scenarios.
- The best discount rate is $794
- Choosing higher $1,000 deductibles can save around $172 every year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $1,372
- Using pricier low deductibles for comp and collision coverage will cost $1,700
- Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,972 or more
- An auto insurance policy with full coverage for a 16-year-old driver for full coverage may cost $5,208 each year
Car insurance prices for an Acura RLX also have a wide range based on the model of your RLX, your driving characteristics, and policy deductibles and limits.
A more mature driver with no driving violations and high physical damage deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged upwards of $5,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are likely paying at a minimum $1,600 to $2,300 extra annually, depending on your age. Acura RLX insurance for high-risk drivers ranges from 44% to 130% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can save as much as $500 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $417 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Acura RLX insurance prices. A good driver about age 40 could pay as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,960 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,240 | -$132 | -9.6% |
| Alaska | $1,052 | -$320 | -23.3% |
| Arizona | $1,140 | -$232 | -16.9% |
| Arkansas | $1,372 | -$0 | 0.0% |
| California | $1,564 | $192 | 14.0% |
| Colorado | $1,310 | -$62 | -4.5% |
| Connecticut | $1,414 | $42 | 3.1% |
| Delaware | $1,554 | $182 | 13.3% |
| Florida | $1,716 | $344 | 25.1% |
| Georgia | $1,266 | -$106 | -7.7% |
| Hawaii | $988 | -$384 | -28.0% |
| Idaho | $928 | -$444 | -32.4% |
| Illinois | $1,022 | -$350 | -25.5% |
| Indiana | $1,034 | -$338 | -24.6% |
| Iowa | $926 | -$446 | -32.5% |
| Kansas | $1,304 | -$68 | -5.0% |
| Kentucky | $1,872 | $500 | 36.4% |
| Louisiana | $2,032 | $660 | 48.1% |
| Maine | $848 | -$524 | -38.2% |
| Maryland | $1,132 | -$240 | -17.5% |
| Massachusetts | $1,100 | -$272 | -19.8% |
| Michigan | $2,384 | $1,012 | 73.8% |
| Minnesota | $1,148 | -$224 | -16.3% |
| Mississippi | $1,644 | $272 | 19.8% |
| Missouri | $1,218 | -$154 | -11.2% |
| Montana | $1,474 | $102 | 7.4% |
| Nebraska | $1,082 | -$290 | -21.1% |
| Nevada | $1,644 | $272 | 19.8% |
| New Hampshire | $988 | -$384 | -28.0% |
| New Jersey | $1,534 | $162 | 11.8% |
| New Mexico | $1,216 | -$156 | -11.4% |
| New York | $1,446 | $74 | 5.4% |
| North Carolina | $792 | -$580 | -42.3% |
| North Dakota | $1,124 | -$248 | -18.1% |
| Ohio | $948 | -$424 | -30.9% |
| Oklahoma | $1,408 | $36 | 2.6% |
| Oregon | $1,256 | -$116 | -8.5% |
| Pennsylvania | $1,308 | -$64 | -4.7% |
| Rhode Island | $1,832 | $460 | 33.5% |
| South Carolina | $1,244 | -$128 | -9.3% |
| South Dakota | $1,158 | -$214 | -15.6% |
| Tennessee | $1,202 | -$170 | -12.4% |
| Texas | $1,654 | $282 | 20.6% |
| Utah | $1,018 | -$354 | -25.8% |
| Vermont | $940 | -$432 | -31.5% |
| Virginia | $822 | -$550 | -40.1% |
| Washington | $1,060 | -$312 | -22.7% |
| West Virginia | $1,256 | -$116 | -8.5% |
| Wisconsin | $950 | -$422 | -30.8% |
| Wyoming | $1,222 | -$150 | -10.9% |
With such a large range in prices, the best way to figure out exactly what you will pay is to regularly compare prices from multiple companies. Each auto insurer uses a different method to calculate prices, so rate quotes will be substantially different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $348 | $698 | $442 | $1,646 |
| 2019 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2018 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2017 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2016 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2015 Acura RLX | $278 | $472 | $464 | $1,372 |
| 2014 Acura RLX | $270 | $440 | $474 | $1,342 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable Acura RLX Insurance
Finding better rates on insurance for an Acura RLX takes being a low-risk driver, having a good credit score, refrain from filing small claims, and maximizing policy discounts. Invest time comparing rates at least every other year by requesting quotes from direct car insurance companies, and also from several local insurance agents.
The items below are a brief review of the car insurance concepts covered in the charts and tables above.
- Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,600 more each year to insure their RLX
- You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles could save up to $500 each year
- Insureds who require more liability coverage will pay an extra $510 per year to raise limits from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,208 |
| 20 | $3,158 |
| 30 | $1,422 |
| 40 | $1,372 |
| 50 | $1,254 |
| 60 | $1,230 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,700 |
| $250 | $1,550 |
| $500 | $1,372 |
| $1,000 | $1,200 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,372 |
| 50/100 | $1,465 |
| 100/300 | $1,581 |
| 250/500 | $1,882 |
| 100 CSL | $1,511 |
| 300 CSL | $1,766 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,418 |
| 20 | $5,034 |
| 30 | $3,028 |
| 40 | $2,972 |
| 50 | $2,838 |
| 60 | $2,812 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $97 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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