Acura RLX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 22, 2024

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U.S. average insurance rates for an Acura RLX are $1,410 a year with full coverage. Comprehensive insurance costs an estimated $288 a year, collision insurance costs $504, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs $3,054 or more. Teen drivers pay the highest rates at up to $5,328 a year.

Average premium for full coverage: $1,410

Price estimates broken down by individual coverage:

Comprehensive $288
Collision $504
Liability $460

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and RLX trim levels.

Price Range from Low to High

For a 40-year-old driver, Acura RLX insurance prices range from as low as $510 for a discount liability-only rate to a high of $3,054 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,410
High Risk $3,054

Geographic Price Range

Where you live can have significant affects on car insurance rates. More rural locations have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how your location can change insurance prices.

Rural Areas $1,058
Small Cities $1,481
Large Cities $1,904

The ranges above demonstrate why it is important to compare prices for a targeted area and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Acura RLX insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $812
  • Using higher $1,000 deductibles will save approximately $1,228 annually
  • The average rate for the average middle-age driver who has $500 deductibles is $1,410
  • Choosing low $100 deductibles for physical damage coverage will cost an extra $348 every year
  • Drivers with multiple violations and an at-fault accident could pay up to $3,054
  • The price for full coverage for a teen driver can cost as much as $5,328 or more

View Chart as Image

Acura RLX insurance cost comparison chart
Column chart showing Acura RLX insurance prices range from $812 to $5,328 for full coverage

Insurance prices for an Acura RLX are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age

The state you live in has a huge impact on Acura RLX insurance prices. A driver around age 40 might see prices as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,900 on average in New York, Michigan, and Florida.

Acura RLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,276 -$134 -9.5%
Alaska $1,080 -$330 -23.4%
Arizona $1,170 -$240 -17.0%
Arkansas $1,410 -$0 0.0%
California $1,606 $196 13.9%
Colorado $1,346 -$64 -4.5%
Connecticut $1,450 $40 2.8%
Delaware $1,596 $186 13.2%
Florida $1,764 $354 25.1%
Georgia $1,302 -$108 -7.7%
Hawaii $1,012 -$398 -28.2%
Idaho $954 -$456 -32.3%
Illinois $1,050 -$360 -25.5%
Indiana $1,060 -$350 -24.8%
Iowa $950 -$460 -32.6%
Kansas $1,338 -$72 -5.1%
Kentucky $1,924 $514 36.5%
Louisiana $2,086 $676 47.9%
Maine $870 -$540 -38.3%
Maryland $1,164 -$246 -17.4%
Massachusetts $1,128 -$282 -20.0%
Michigan $2,448 $1,038 73.6%
Minnesota $1,180 -$230 -16.3%
Mississippi $1,688 $278 19.7%
Missouri $1,252 -$158 -11.2%
Montana $1,514 $104 7.4%
Nebraska $1,110 -$300 -21.3%
Nevada $1,690 $280 19.9%
New Hampshire $1,016 -$394 -27.9%
New Jersey $1,576 $166 11.8%
New Mexico $1,248 -$162 -11.5%
New York $1,484 $74 5.2%
North Carolina $812 -$598 -42.4%
North Dakota $1,154 -$256 -18.2%
Ohio $974 -$436 -30.9%
Oklahoma $1,446 $36 2.6%
Oregon $1,292 -$118 -8.4%
Pennsylvania $1,344 -$66 -4.7%
Rhode Island $1,882 $472 33.5%
South Carolina $1,276 -$134 -9.5%
South Dakota $1,188 -$222 -15.7%
Tennessee $1,234 -$176 -12.5%
Texas $1,698 $288 20.4%
Utah $1,042 -$368 -26.1%
Vermont $964 -$446 -31.6%
Virginia $844 -$566 -40.1%
Washington $1,090 -$320 -22.7%
West Virginia $1,292 -$118 -8.4%
Wisconsin $974 -$436 -30.9%
Wyoming $1,256 -$154 -10.9%

View Chart as Image

Acura RLX insurance rates by U.S. city

Choosing high deductibles could cut prices by as much as $530 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 134% more than average. View High Risk Driver Rates

Acura RLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Acura RLX $368 $724 $430 $1,680
2019 Acura RLX $348 $698 $442 $1,646
2018 Acura RLX $334 $648 $452 $1,592
2017 Acura RLX $320 $610 $456 $1,544
2016 Acura RLX $308 $548 $460 $1,474
2015 Acura RLX $288 $504 $460 $1,410
2014 Acura RLX $278 $472 $464 $1,372

Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Acura RLX Insurance

Getting lower rates on car insurance requires having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every year by requesting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following items are a quick rundown of the coverage data illustrated above.

  • You may be able to save approximately $170 per year just by quoting early and online
  • Increasing physical damage deductibles can save around $525 each year
  • 16 to 18-year-old drivers are expensive to insure, costing up to $444 a month including comprehensive and collision insurance
  • Higher risk drivers with reckless driving or DUI convictions may pay on average $1,640 more annually than a driver with a clean driving record

Rates by Driver Age

Acura RLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,328
20 $3,250
30 $1,464
40 $1,410
50 $1,288
60 $1,264

Full coverage, $500 deductibles

Rates by Deductible

Acura RLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,758
$250 $1,596
$500 $1,410
$1,000 $1,228

Full coverage, driver age 40

Rates by Liability Limit

Acura RLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,410
50/100 $1,502
100/300 $1,617
250/500 $1,916
100 CSL $1,548
300 CSL $1,801
500 CSL $1,985

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,592
20 $5,178
30 $3,114
40 $3,054
50 $2,916
60 $2,890

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $102
5-yr Claim Free $92
Paid in Full/EFT $63
Advance Quote $69
Online Quote $100
Total Discounts $598
Rate after discounts $812

Discounts are estimated and may not be available from every company or in every state.

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