Acura RLX Insurance Rates

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UPDATED: Apr 22, 2024

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The average auto insurance rates for an Acura RLX are $1,372 annually including full coverage. Comprehensive costs around $278, collision costs $472, and liability insurance costs around $464. Liability-only insurance costs as low as $514 a year, with high-risk driver insurance costing around $2,972. Teen drivers cost the most to insure at $5,208 a year or more.

Average premium for full coverage: $1,372

Policy rates for type of insurance:

Comprehensive $278
Collision $472
Liability $464

Includes $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different RLX trim levels.

Price Range Variability

For the average driver, Acura RLX insurance rates go from as cheap as $514 for just liability coverage to a much higher rate of $2,972 for a high-risk driver policy.

Liability Only $514
Full Coverage $1,372
High Risk $2,972

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have fewer comprehensive and collision claims than larger metro areas.

The price range example below illustrates how location impacts auto insurance rates.

Rural Areas $1,029
Small Cities $1,441
Large Cities $1,852

The examples above highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down estimated Acura RLX insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $794
  • Using higher $1,000 deductibles will save about $172 every year
  • The estimated rate for a good driver age 40 using $500 deductibles is $1,372
  • Choosing more expensive low deductibles for physical damage coverage will cost $1,700
  • Drivers with multiple violations and an at-fault accident could pay at least $2,972 or more
  • Policy cost with full coverage for a teen driver with full coverage can be $5,208 or more

View Chart as Image

Acura RLX insurance cost comparison chart
Column chart showing full coverage Acura RLX insurance rates range from $794 to $5,208

Auto insurance rates for an Acura RLX also range considerably based on the model year and trim level, your driving characteristics, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,600 to $2,300 in extra premium every year, depending on your age. High-risk driver insurance can be anywhere from 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $500 each year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $417 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Acura RLX insurance rates. A driver around age 40 might see rates as low as $1,050 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,960 on average in Michigan, New York, and Louisiana.

Acura RLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$132 -9.6%
Alaska $1,052 -$320 -23.3%
Arizona $1,140 -$232 -16.9%
Arkansas $1,372 -$0 0.0%
California $1,564 $192 14.0%
Colorado $1,310 -$62 -4.5%
Connecticut $1,414 $42 3.1%
Delaware $1,554 $182 13.3%
Florida $1,716 $344 25.1%
Georgia $1,266 -$106 -7.7%
Hawaii $988 -$384 -28.0%
Idaho $928 -$444 -32.4%
Illinois $1,022 -$350 -25.5%
Indiana $1,034 -$338 -24.6%
Iowa $926 -$446 -32.5%
Kansas $1,304 -$68 -5.0%
Kentucky $1,872 $500 36.4%
Louisiana $2,032 $660 48.1%
Maine $848 -$524 -38.2%
Maryland $1,132 -$240 -17.5%
Massachusetts $1,100 -$272 -19.8%
Michigan $2,384 $1,012 73.8%
Minnesota $1,148 -$224 -16.3%
Mississippi $1,644 $272 19.8%
Missouri $1,218 -$154 -11.2%
Montana $1,474 $102 7.4%
Nebraska $1,082 -$290 -21.1%
Nevada $1,644 $272 19.8%
New Hampshire $988 -$384 -28.0%
New Jersey $1,534 $162 11.8%
New Mexico $1,216 -$156 -11.4%
New York $1,446 $74 5.4%
North Carolina $792 -$580 -42.3%
North Dakota $1,124 -$248 -18.1%
Ohio $948 -$424 -30.9%
Oklahoma $1,408 $36 2.6%
Oregon $1,256 -$116 -8.5%
Pennsylvania $1,308 -$64 -4.7%
Rhode Island $1,832 $460 33.5%
South Carolina $1,244 -$128 -9.3%
South Dakota $1,158 -$214 -15.6%
Tennessee $1,202 -$170 -12.4%
Texas $1,654 $282 20.6%
Utah $1,018 -$354 -25.8%
Vermont $940 -$432 -31.5%
Virginia $822 -$550 -40.1%
Washington $1,060 -$312 -22.7%
West Virginia $1,256 -$116 -8.5%
Wisconsin $950 -$422 -30.8%
Wyoming $1,222 -$150 -10.9%

View Chart as Image

Acura RLX insurance rates by U.S. city

Because rates have so much variability, the best way to figure out your exact price is to compare rates from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates will be varied between companies.

Acura RLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Acura RLX $348 $698 $442 $1,646
2019 Acura RLX $334 $648 $452 $1,592
2018 Acura RLX $320 $610 $456 $1,544
2017 Acura RLX $308 $548 $460 $1,474
2016 Acura RLX $288 $504 $460 $1,410
2015 Acura RLX $278 $472 $464 $1,372
2014 Acura RLX $270 $440 $474 $1,342

Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Acura RLX Insurance

Finding cheaper rates on Acura RLX insurance requires being a good driver, having above-average credit, paying for small claims out-of-pocket, and maximizing policy discounts. Spend time shopping around every time your policy renews by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

The following list is a recap of the information touched on above.

  • You may be able to save up to $160 per year simply by shopping early and online
  • Drivers age 16 to 20 are expensive to insure, with premiums being up to $434 each month if full coverage is included
  • Increasing comprehensive and collision deductibles could save up to $500 each year
  • High-risk drivers that have major violations or accidents may pay on average $1,600 more every year than a safer driver
  • Drivers who may need an increased level of liability coverage will pay about $510 per year to increase from a 30/60 limit to higher 250/500 limits

Rates by Driver Age

Acura RLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,208
20 $3,158
30 $1,422
40 $1,372
50 $1,254
60 $1,230

Full coverage, $500 deductibles

Rates by Deductible

Acura RLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,700
$250 $1,550
$500 $1,372
$1,000 $1,200

Full coverage, driver age 40

Rates by Liability Limit

Acura RLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,372
50/100 $1,465
100/300 $1,581
250/500 $1,882
100 CSL $1,511
300 CSL $1,766
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,034
30 $3,028
40 $2,972
50 $2,838
60 $2,812

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $191

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $98
5-yr Claim Free $89
Paid in Full/EFT $60
Advance Quote $67
Online Quote $97
Total Discounts $578
Rate after discounts $794

Discounts are estimated and may not be available from every company or in every state.

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