Acura RLX Insurance Rates

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Lower Your 2014 Acura RLX Insurance Cost in 2025

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UPDATED: Apr 22, 2024

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U.S. average insurance rates for an Acura RLX are $1,372 a year for full coverage. Comprehensive insurance costs approximately $278, collision costs $472, and liability costs around $464. A policy with just liability insurance costs as low as $514 a year, with coverage for high-risk drivers costing $2,972 or more. Teenage drivers pay the highest rates at $5,208 a year or more.

Average premium for full coverage: $1,372

Price estimates by individual coverage:

Comprehensive $278
Collision $472
Liability $464

Rates are based on $500 policy deductibles, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all states and for different RLX trim levels.

Price Range from Low to High

For a driver in their 40's, Acura RLX insurance prices go from as low as $514 for liability-only coverage to a much higher rate of $2,972 for a driver required to buy high-risk insurance.

Liability Only $514
Full Coverage $1,372
High Risk $2,972

Geographic Price Range

Where you live can make a big difference on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates how location helps determine auto insurance prices.

Rural Areas $1,029
Small Cities $1,441
Large Cities $1,852

The ranges above show why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows estimated Acura RLX insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $794
  • Using higher $1,000 deductibles will save $172 a year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,372
  • Using more expensive low deductibles for physical damage coverage will cost an extra $328 annually
  • High-risk insureds who are prone to accidents and violations could pay around $2,972 or more
  • The price for full coverage for a 16-year-old driver with full coverage can cost $5,208 or more

View Chart as Image

Acura RLX insurance cost comparison chart
Column chart showing full coverage Acura RLX insurance prices range from $794 to $5,208

Insurance prices for an Acura RLX are also quite variable based on your driving record, the trim level of your RLX, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may pay as low as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,200 a year. View Rates by Age

The state you live in has a huge impact on Acura RLX insurance prices. A driver around age 40 might see prices as low as $910 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,960 on average in New York, Louisiana, and Michigan.

Acura RLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$132 -9.6%
Alaska $1,052 -$320 -23.3%
Arizona $1,140 -$232 -16.9%
Arkansas $1,372 -$0 0.0%
California $1,564 $192 14.0%
Colorado $1,310 -$62 -4.5%
Connecticut $1,414 $42 3.1%
Delaware $1,554 $182 13.3%
Florida $1,716 $344 25.1%
Georgia $1,266 -$106 -7.7%
Hawaii $988 -$384 -28.0%
Idaho $928 -$444 -32.4%
Illinois $1,022 -$350 -25.5%
Indiana $1,034 -$338 -24.6%
Iowa $926 -$446 -32.5%
Kansas $1,304 -$68 -5.0%
Kentucky $1,872 $500 36.4%
Louisiana $2,032 $660 48.1%
Maine $848 -$524 -38.2%
Maryland $1,132 -$240 -17.5%
Massachusetts $1,100 -$272 -19.8%
Michigan $2,384 $1,012 73.8%
Minnesota $1,148 -$224 -16.3%
Mississippi $1,644 $272 19.8%
Missouri $1,218 -$154 -11.2%
Montana $1,474 $102 7.4%
Nebraska $1,082 -$290 -21.1%
Nevada $1,644 $272 19.8%
New Hampshire $988 -$384 -28.0%
New Jersey $1,534 $162 11.8%
New Mexico $1,216 -$156 -11.4%
New York $1,446 $74 5.4%
North Carolina $792 -$580 -42.3%
North Dakota $1,124 -$248 -18.1%
Ohio $948 -$424 -30.9%
Oklahoma $1,408 $36 2.6%
Oregon $1,256 -$116 -8.5%
Pennsylvania $1,308 -$64 -4.7%
Rhode Island $1,832 $460 33.5%
South Carolina $1,244 -$128 -9.3%
South Dakota $1,158 -$214 -15.6%
Tennessee $1,202 -$170 -12.4%
Texas $1,654 $282 20.6%
Utah $1,018 -$354 -25.8%
Vermont $940 -$432 -31.5%
Virginia $822 -$550 -40.1%
Washington $1,060 -$312 -22.7%
West Virginia $1,256 -$116 -8.5%
Wisconsin $950 -$422 -30.8%
Wyoming $1,222 -$150 -10.9%

View Chart as Image

Acura RLX insurance rates by U.S. city

Using high physical damage deductibles could cut prices by as much as $500 annually, while increasing your policy's liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $417 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,600 to $2,300 extra each year, depending on your age. High-risk driver insurance can be from 44% to 130% more than a normal policy. View High Risk Driver Rates

Since prices can be so different, the only way to know who has the cheapest car insurance prices is to compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so the prices may be quite different from one company to the next.

Acura RLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Acura RLX $348 $698 $442 $1,646
2019 Acura RLX $334 $648 $452 $1,592
2018 Acura RLX $320 $610 $456 $1,544
2017 Acura RLX $308 $548 $460 $1,474
2016 Acura RLX $288 $504 $460 $1,410
2015 Acura RLX $278 $472 $464 $1,372
2014 Acura RLX $270 $440 $474 $1,342

Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Acura RLX Insurance

Getting lower rates on insurance for an Acura RLX requires being safe and accident-free, maintaining good credit, eliminating unnecessary coverage, and maximizing policy discounts. Invest time comparing rates at every policy renewal by obtaining price quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a quick review of the data covered in the charts and tables above.

  • Insureds who purchase more liability protection will pay an extra $510 each year to increase from a low limit to 250/500 limits
  • Drivers can save around $160 per year simply by shopping early and online
  • Increasing physical damage deductibles can save around $500 each year
  • Youthful drivers are expensive to insure, with premiums as much as $434 a month for full coverage

Rates by Driver Age

Acura RLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,208
20 $3,158
30 $1,422
40 $1,372
50 $1,254
60 $1,230

Full coverage, $500 deductibles

Rates by Deductible

Acura RLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,700
$250 $1,550
$500 $1,372
$1,000 $1,200

Full coverage, driver age 40

Rates by Liability Limit

Acura RLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,372
50/100 $1,465
100/300 $1,581
250/500 $1,882
100 CSL $1,511
300 CSL $1,766
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,034
30 $3,028
40 $2,972
50 $2,838
60 $2,812

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $191

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $98
5-yr Claim Free $89
Paid in Full/EFT $60
Advance Quote $67
Online Quote $97
Total Discounts $578
Rate after discounts $794

Discounts are estimated and may not be available from every company or in every state.

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