Acura RLX Insurance Rates

The average insurance rates for an Acura RLX are $1,342 a year for full coverage insurance. Comprehensive insurance costs approximately $270, collision insurance costs $440, and liability coverage costs $474. Buying just liability costs as little as $522 a year, and insurance for high-risk drivers costs $2,904 or more. Teen drivers cost the most to insure at up to $5,118 a year.

Average premium for full coverage: $1,342

Policy rates by type of insurance:

Includes $500 physical damage insurance deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 states and for all RLX models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. Rural locations are shown to have a lower frequency of physical damage claims than larger metro areas. The example below illustrates how your location can change auto insurance prices.

The examples above illustrate why everyone should compare rates using their specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Acura RLX insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $781
• Drivers who choose higher $1,000 deductibles will pay $160 each year
• The average rate for a good driver age 40 who chooses $500 deductibles is $1,342
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an extra $312 each year
• High-risk insureds with multiple violations and an at-fault accident could pay around $2,904
• Policy cost for full coverage for a teenage driver for full coverage can cost $5,118 a year

View Chart as Image

Insurance rates for an Acura RLX also range considerably based on your risk profile, the model year and trim level, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

Your home state makes a big difference in Acura RLX insurance rates. A 40-year-old driver could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,810 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could save up to $480 a year, whereas buying more liability protection will push rates upward. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra every year, depending on your age. Acura RLX insurance for high-risk drivers can cost around 43% to 133% more than average. View High Risk Driver Rates

How to Find the Cheapest Acura RLX Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also maintaining good credit, being claim-free, and possibly raising deductibles. Invest the time to shop around every couple of years by requesting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a recap of the material that was illustrated above.

• Consumers who purchase more liability coverage will pay about $520 annually to go from a 30/60 limit to 250/500 limits
• Teen drivers are expensive to insure, possibly costing $427 each month for full coverage
• Drivers that have major violations or accidents may pay on average $1,560 more per year to insure their RLX
• Increasing comprehensive and collision deductibles can save around $475 each year