Acura RLX Insurance Rates

The average insurance rates for an Acura RLX are $1,342 a year for full coverage. Comprehensive costs on average $270 each year, collision insurance costs $440, and liability costs around $474. Liability-only insurance costs as low as $522 a year, and high-risk driver insurance costs around $2,904. Teen drivers cost the most to insure at up to $5,118 a year.

Average premium for full coverage: $1,342

Policy rates by type of insurance:

Prices include $500 physical damage deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and RLX models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of accident claims than larger metro areas. The graphic below illustrates how location helps determine car insurance rates.

The examples above show why all drivers should compare prices based on a specific location, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Acura RLX insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $781
• Using higher $1,000 deductibles will save around $160 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,342
• Choosing low deductibles for physical damage coverage bumps up the cost to $1,654
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,904
• Policy cost that insures a 16-year-old driver may cost $5,118 or more

View Chart as Image

Auto insurance rates for an Acura RLX also range considerably based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. Insurance for high-risk drivers can be from 43% to 133% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will have to pay upwards of $5,100 a year. View Rates by Age

Your home state has a huge impact on Acura RLX insurance prices. A driver around age 40 might see rates as low as $890 a year in states like Idaho, Maine, and Iowa, or as much as $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing high deductibles could cut rates by as much as $480 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Acura RLX Insurance

Finding cheaper rates on insurance for an Acura RLX requires being a safe and courteous driver, maintaining a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Shop around every other policy renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.

Below is a quick rundown of the ideas that were covered in the charts and tables above.

• Teenage drivers are charged the highest rates, costing up to $427 each month if the policy includes full coverage
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,560 more each year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $475 each year
• Drivers can save as much as $160 per year just by quoting online in advance