Acura RLX Insurance Rates
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UPDATED: Apr 22, 2024
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U.S. average insurance rates for an Acura RLX are $1,410 a year with full coverage. Comprehensive insurance costs an estimated $288 a year, collision insurance costs $504, and liability costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs $3,054 or more. Teen drivers pay the highest rates at up to $5,328 a year.
Average premium for full coverage: $1,410
Price estimates broken down by individual coverage:
Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all U.S. states and RLX trim levels.
Price Range from Low to High
For a 40-year-old driver, Acura RLX insurance prices range from as low as $510 for a discount liability-only rate to a high of $3,054 for a policy for a high-risk driver.
Geographic Price Range
Where you live can have significant affects on car insurance rates. More rural locations have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how your location can change insurance prices.
The ranges above demonstrate why it is important to compare prices for a targeted area and risk profile, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average Acura RLX insurance rates for other coverage scenarios.
- The lowest rate with discounts is $812
- Using higher $1,000 deductibles will save approximately $1,228 annually
- The average rate for the average middle-age driver who has $500 deductibles is $1,410
- Choosing low $100 deductibles for physical damage coverage will cost an extra $348 every year
- Drivers with multiple violations and an at-fault accident could pay up to $3,054
- The price for full coverage for a teen driver can cost as much as $5,328 or more
Insurance prices for an Acura RLX are also quite variable based on your driving record, the trim level and model year, and liability limits and deductibles.
Older drivers with no violations or accidents and high deductibles may pay as little as $1,300 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $5,300 a year. View Rates by Age
The state you live in has a huge impact on Acura RLX insurance prices. A driver around age 40 might see prices as low as $1,020 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,900 on average in New York, Michigan, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,276 | -$134 | -9.5% |
Alaska | $1,080 | -$330 | -23.4% |
Arizona | $1,170 | -$240 | -17.0% |
Arkansas | $1,410 | -$0 | 0.0% |
California | $1,606 | $196 | 13.9% |
Colorado | $1,346 | -$64 | -4.5% |
Connecticut | $1,450 | $40 | 2.8% |
Delaware | $1,596 | $186 | 13.2% |
Florida | $1,764 | $354 | 25.1% |
Georgia | $1,302 | -$108 | -7.7% |
Hawaii | $1,012 | -$398 | -28.2% |
Idaho | $954 | -$456 | -32.3% |
Illinois | $1,050 | -$360 | -25.5% |
Indiana | $1,060 | -$350 | -24.8% |
Iowa | $950 | -$460 | -32.6% |
Kansas | $1,338 | -$72 | -5.1% |
Kentucky | $1,924 | $514 | 36.5% |
Louisiana | $2,086 | $676 | 47.9% |
Maine | $870 | -$540 | -38.3% |
Maryland | $1,164 | -$246 | -17.4% |
Massachusetts | $1,128 | -$282 | -20.0% |
Michigan | $2,448 | $1,038 | 73.6% |
Minnesota | $1,180 | -$230 | -16.3% |
Mississippi | $1,688 | $278 | 19.7% |
Missouri | $1,252 | -$158 | -11.2% |
Montana | $1,514 | $104 | 7.4% |
Nebraska | $1,110 | -$300 | -21.3% |
Nevada | $1,690 | $280 | 19.9% |
New Hampshire | $1,016 | -$394 | -27.9% |
New Jersey | $1,576 | $166 | 11.8% |
New Mexico | $1,248 | -$162 | -11.5% |
New York | $1,484 | $74 | 5.2% |
North Carolina | $812 | -$598 | -42.4% |
North Dakota | $1,154 | -$256 | -18.2% |
Ohio | $974 | -$436 | -30.9% |
Oklahoma | $1,446 | $36 | 2.6% |
Oregon | $1,292 | -$118 | -8.4% |
Pennsylvania | $1,344 | -$66 | -4.7% |
Rhode Island | $1,882 | $472 | 33.5% |
South Carolina | $1,276 | -$134 | -9.5% |
South Dakota | $1,188 | -$222 | -15.7% |
Tennessee | $1,234 | -$176 | -12.5% |
Texas | $1,698 | $288 | 20.4% |
Utah | $1,042 | -$368 | -26.1% |
Vermont | $964 | -$446 | -31.6% |
Virginia | $844 | -$566 | -40.1% |
Washington | $1,090 | -$320 | -22.7% |
West Virginia | $1,292 | -$118 | -8.4% |
Wisconsin | $974 | -$436 | -30.9% |
Wyoming | $1,256 | -$154 | -10.9% |
Choosing high deductibles could cut prices by as much as $530 every year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 more each year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you may be forking out $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can be as much as 43% to 134% more than average. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2020 Acura RLX | $368 | $724 | $430 | $1,680 |
2019 Acura RLX | $348 | $698 | $442 | $1,646 |
2018 Acura RLX | $334 | $648 | $452 | $1,592 |
2017 Acura RLX | $320 | $610 | $456 | $1,544 |
2016 Acura RLX | $308 | $548 | $460 | $1,474 |
2015 Acura RLX | $288 | $504 | $460 | $1,410 |
2014 Acura RLX | $278 | $472 | $464 | $1,372 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Acura RLX Insurance
Getting lower rates on car insurance requires having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every year by requesting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.
The following items are a quick rundown of the coverage data illustrated above.
- You may be able to save approximately $170 per year just by quoting early and online
- Increasing physical damage deductibles can save around $525 each year
- 16 to 18-year-old drivers are expensive to insure, costing up to $444 a month including comprehensive and collision insurance
- Higher risk drivers with reckless driving or DUI convictions may pay on average $1,640 more annually than a driver with a clean driving record
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,328 |
20 | $3,250 |
30 | $1,464 |
40 | $1,410 |
50 | $1,288 |
60 | $1,264 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,758 |
$250 | $1,596 |
$500 | $1,410 |
$1,000 | $1,228 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,410 |
50/100 | $1,502 |
100/300 | $1,617 |
250/500 | $1,916 |
100 CSL | $1,548 |
300 CSL | $1,801 |
500 CSL | $1,985 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,592 |
20 | $5,178 |
30 | $3,114 |
40 | $3,054 |
50 | $2,916 |
60 | $2,890 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $75 |
Multi-vehicle | $75 |
Homeowner | $22 |
5-yr Accident Free | $102 |
5-yr Claim Free | $92 |
Paid in Full/EFT | $63 |
Advance Quote | $69 |
Online Quote | $100 |
Total Discounts | $598 |
Discounts are estimated and may not be available from every company or in every state.
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