Acura RLX Insurance Rates

The average insurance rates for an Acura RLX are $1,342 a year for full coverage. Comprehensive costs on average $270 each year, collision insurance costs $440, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,904. 16-year-old drivers cost the most to insure at up to $5,118 a year.

Average premium for full coverage: $1,342

Policy rates by type of insurance:

Estimates include $500 physical damage deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and RLX models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural areas are shown to have lower incidents of accident claims than congested cities. The graphic below illustrates how location helps determine car insurance rates.

The examples above show why all drivers should compare rates based on a specific location, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Acura RLX insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $781
• Drivers who choose higher $1,000 deductibles will pay around $160 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,342
• Buying low deductibles for comprehensive and collision insurance bumps up the cost to $1,654
• High risk drivers with multiple tickets or accidents could pay upwards of $2,904
• Policy cost that insures a teen driver may cost $5,118 a year

View Chart as Image

Car insurance rates for an Acura RLX also range considerably based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $1,600 to $2,200 extra every year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 133% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $5,100 a year. View Rates by Age

Your home state makes a big difference in Acura RLX insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or at least $1,920 on average in Michigan, Louisiana, and New York.

View Chart as Image

Opting for high physical damage deductibles could save up to $480 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Acura RLX Insurance

Finding cheaper rates on Acura RLX insurance not only requires being a safe and courteous driver, but also having a positive credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Comparison shop every couple of years by getting quotes from direct carriers, and also from local exclusive and independent agents.

Below is a review of the material that was covered in the charts and tables above.

• Drivers who require higher levels of liability will pay around $520 each year to go from a 30/60 limit to the 250/500 level
• Teenage drivers are expensive to insure, costing up to $427 each month if full coverage is purchased
• High-risk drivers who have several accidents or serious violations may pay on average $1,560 more each year for auto insurance
• Increasing comprehensive and collision deductibles can save approximately $475 each year