Acura RLX Insurance Rates
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 22, 2024
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Estimated auto insurance rates for an Acura RLX are $1,372 annually for full coverage. Comprehensive costs around $278 a year, collision insurance costs $472, and liability costs around $464. A liability-only policy costs as low as $514 a year, and high-risk insurance costs around $2,972. Teenage drivers pay the most at up to $5,208 a year.
Average premium for full coverage: $1,372
Premium estimates for type of coverage:
Price estimates include $500 deductible amounts, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and RLX trim levels.
Insurance Price Range by Risk and Coverage
For a driver around age 40, insurance rates for an Acura RLX range from as cheap as $514 for minimum levels of liability insurance to a high of $2,972 for a high-risk driver policy.
Insurance Price Range by Location
Where you live can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have fewer accident claims than densely populated cities. The diagram below illustrates the difference between rural and urban areas on auto insurance rates.
These rate differences show why it is important to compare prices for a specific zip code and their own personal driving habits, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows average Acura RLX insurance rates for additional coverage choices and driver risks.
- The best discount rate is $794
- Using higher $1,000 deductibles will save about $1,200 a year
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,372
- Using low $100 deductibles for physical damage coverage will cost $1,700
- Drivers who are prone to accidents and violations could pay at least $2,972
- An auto insurance policy with full coverage for a teen driver can be $5,208 or more
Auto insurance prices for an Acura RLX also have a wide range based on the model of your RLX, your driver profile, and deductibles and policy limits.
Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $5,200 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you could be paying at least $1,600 to $2,300 in extra premium annually, depending on your age. A high-risk auto insurance policy can be as much as 44% to 130% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $500 every year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $417 extra every year. View Rates by Deductible or Liability Limit
Where you choose to live has a huge impact on Acura RLX insurance prices. A driver around age 40 might see prices as low as $910 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,960 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,240 | -$132 | -9.6% |
| Alaska | $1,052 | -$320 | -23.3% |
| Arizona | $1,140 | -$232 | -16.9% |
| Arkansas | $1,372 | -$0 | 0.0% |
| California | $1,564 | $192 | 14.0% |
| Colorado | $1,310 | -$62 | -4.5% |
| Connecticut | $1,414 | $42 | 3.1% |
| Delaware | $1,554 | $182 | 13.3% |
| Florida | $1,716 | $344 | 25.1% |
| Georgia | $1,266 | -$106 | -7.7% |
| Hawaii | $988 | -$384 | -28.0% |
| Idaho | $928 | -$444 | -32.4% |
| Illinois | $1,022 | -$350 | -25.5% |
| Indiana | $1,034 | -$338 | -24.6% |
| Iowa | $926 | -$446 | -32.5% |
| Kansas | $1,304 | -$68 | -5.0% |
| Kentucky | $1,872 | $500 | 36.4% |
| Louisiana | $2,032 | $660 | 48.1% |
| Maine | $848 | -$524 | -38.2% |
| Maryland | $1,132 | -$240 | -17.5% |
| Massachusetts | $1,100 | -$272 | -19.8% |
| Michigan | $2,384 | $1,012 | 73.8% |
| Minnesota | $1,148 | -$224 | -16.3% |
| Mississippi | $1,644 | $272 | 19.8% |
| Missouri | $1,218 | -$154 | -11.2% |
| Montana | $1,474 | $102 | 7.4% |
| Nebraska | $1,082 | -$290 | -21.1% |
| Nevada | $1,644 | $272 | 19.8% |
| New Hampshire | $988 | -$384 | -28.0% |
| New Jersey | $1,534 | $162 | 11.8% |
| New Mexico | $1,216 | -$156 | -11.4% |
| New York | $1,446 | $74 | 5.4% |
| North Carolina | $792 | -$580 | -42.3% |
| North Dakota | $1,124 | -$248 | -18.1% |
| Ohio | $948 | -$424 | -30.9% |
| Oklahoma | $1,408 | $36 | 2.6% |
| Oregon | $1,256 | -$116 | -8.5% |
| Pennsylvania | $1,308 | -$64 | -4.7% |
| Rhode Island | $1,832 | $460 | 33.5% |
| South Carolina | $1,244 | -$128 | -9.3% |
| South Dakota | $1,158 | -$214 | -15.6% |
| Tennessee | $1,202 | -$170 | -12.4% |
| Texas | $1,654 | $282 | 20.6% |
| Utah | $1,018 | -$354 | -25.8% |
| Vermont | $940 | -$432 | -31.5% |
| Virginia | $822 | -$550 | -40.1% |
| Washington | $1,060 | -$312 | -22.7% |
| West Virginia | $1,256 | -$116 | -8.5% |
| Wisconsin | $950 | -$422 | -30.8% |
| Wyoming | $1,222 | -$150 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $348 | $698 | $442 | $1,646 |
| 2019 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2018 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2017 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2016 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2015 Acura RLX | $278 | $472 | $464 | $1,372 |
| 2014 Acura RLX | $270 | $440 | $474 | $1,342 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Acura RLX Insurance
Finding better rates on car insurance requires having a good driving record, having above-average credit, not filing small claims, and possibly raising deductibles. Set aside time to compare rates every time your policy renews by requesting rates from direct carriers, and also from local independent and exclusive agents.
The next list is a condensed summary of the information covered above.
- Drivers can save up to $160 per year just by quoting early and online
- Drivers age 20 and younger are expensive to insure, as much as $434 per month if full coverage is included
- Increasing policy deductibles could save up to $500 each year
- Higher risk drivers with multiple at-fault accidents pay an average of $1,600 more every year to buy Acura RLX insurance
- Policyholders who may need increased levels of liability coverage will pay an extra $510 each year to increase from 30/60 bodily injury limits to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,208 |
| 20 | $3,158 |
| 30 | $1,422 |
| 40 | $1,372 |
| 50 | $1,254 |
| 60 | $1,230 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,700 |
| $250 | $1,550 |
| $500 | $1,372 |
| $1,000 | $1,200 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,372 |
| 50/100 | $1,465 |
| 100/300 | $1,581 |
| 250/500 | $1,882 |
| 100 CSL | $1,511 |
| 300 CSL | $1,766 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,418 |
| 20 | $5,034 |
| 30 | $3,028 |
| 40 | $2,972 |
| 50 | $2,838 |
| 60 | $2,812 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $97 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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