Acura NSX Insurance Rates

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UPDATED: Mar 15, 2023

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The average insurance rates for an Acura NSX are $2,278 a year with full coverage. Comprehensive costs around $524, collision insurance costs $1,154, and liability insurance is estimated at $442. Liability-only coverage costs approximately $496 a year, and high-risk coverage costs around $5,000. Teen drivers cost the most to insure at up to $8,142 a year.

Average premium for full coverage: $2,278

Policy rates for type of insurance:

Comprehensive $524
Collision $1154
Liability $442

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for all NSX models.

Price Range Variability

For a 40-year-old driver, Acura NSX insurance rates range from the low end price of $496 for a discount liability-only rate to the much higher price of $5,000 for a high-risk insurance policy.

Liability Only $496
Full Coverage $2,278
High Risk $5,000

Urban vs. Rural Price Range

Living in a larger city has a significant impact on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than larger metro areas. The example below illustrates how your location can change auto insurance rates.

Rural Areas $1,709
Small Cities $2,392
Large Cities $3,075

The examples above demonstrate why everyone should get quotes for a specific zip code, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Acura NSX insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $1,238
  • Choosing higher $1,000 deductibles can save about $380 annually
  • The estimated price for a good driver age 40 using $500 deductibles is $2,278
  • Choosing pricier low deductibles for comp and collision coverage bumps up the cost to $3,026
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $5,000
  • Policy cost that insures a teen driver for full coverage can be $8,142 each year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance rates range from $1,238 to $8,142 for full coverage

Insurance rates for an Acura NSX also range considerably based on the model of your NSX, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $2,700 to $3,700 additional every year, depending on your age. Acura NSX insurance for high-risk drivers ranges anywhere from 45% to 132% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $2,100 annually on average, or $175 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $8,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Acura NSX insurance rates. A good driver about age 40 could pay as low as $1,640 a year in states like New Hampshire, Ohio, and Utah, or as much as $3,080 on average in Florida, Michigan, and New York.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $2,062 -$216 -9.5%
Alaska $1,750 -$528 -23.2%
Arizona $1,894 -$384 -16.9%
Arkansas $2,278 -$0 0.0%
California $2,598 $320 14.0%
Colorado $2,176 -$102 -4.5%
Connecticut $2,342 $64 2.8%
Delaware $2,580 $302 13.3%
Florida $2,850 $572 25.1%
Georgia $2,104 -$174 -7.6%
Hawaii $1,636 -$642 -28.2%
Idaho $1,544 -$734 -32.2%
Illinois $1,698 -$580 -25.5%
Indiana $1,718 -$560 -24.6%
Iowa $1,538 -$740 -32.5%
Kansas $2,166 -$112 -4.9%
Kentucky $3,110 $832 36.5%
Louisiana $3,376 $1,098 48.2%
Maine $1,406 -$872 -38.3%
Maryland $1,880 -$398 -17.5%
Massachusetts $1,822 -$456 -20.0%
Michigan $3,960 $1,682 73.8%
Minnesota $1,906 -$372 -16.3%
Mississippi $2,730 $452 19.8%
Missouri $2,022 -$256 -11.2%
Montana $2,450 $172 7.6%
Nebraska $1,798 -$480 -21.1%
Nevada $2,732 $454 19.9%
New Hampshire $1,642 -$636 -27.9%
New Jersey $2,548 $270 11.9%
New Mexico $2,018 -$260 -11.4%
New York $2,402 $124 5.4%
North Carolina $1,312 -$966 -42.4%
North Dakota $1,866 -$412 -18.1%
Ohio $1,574 -$704 -30.9%
Oklahoma $2,340 $62 2.7%
Oregon $2,088 -$190 -8.3%
Pennsylvania $2,174 -$104 -4.6%
Rhode Island $3,042 $764 33.5%
South Carolina $2,064 -$214 -9.4%
South Dakota $1,924 -$354 -15.5%
Tennessee $1,996 -$282 -12.4%
Texas $2,746 $468 20.5%
Utah $1,688 -$590 -25.9%
Vermont $1,560 -$718 -31.5%
Virginia $1,366 -$912 -40.0%
Washington $1,762 -$516 -22.7%
West Virginia $2,088 -$190 -8.3%
Wisconsin $1,578 -$700 -30.7%
Wyoming $2,030 -$248 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Choosing high deductibles can save as much as $1,130 each year, whereas buying more liability protection will increase rates. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $398 more each year. View Rates by Deductible or Liability Limit

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Acura NSX $524 $1,154 $442 $2,278

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Acura NSX Insurance

Finding cheaper rates on Acura NSX insurance takes being a good driver, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Shop around at least every other year by obtaining price quotes from direct companies, and also from your local independent and exclusive agents.

The following list is a quick review of the car insurance concepts illustrated above.

  • High-risk drivers with a DUI or reckless driving violation may pay on average $2,720 more every year than a safer driver
  • You may be able to save up to $300 per year just by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles can save approximately $1,125 each year
  • Drivers who may need an increased level of liability coverage will pay about $490 every year to raise limits from a 30/60 limit to the 250/500 level

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $8,142
20 $5,338
30 $2,416
40 $2,278
50 $2,076
60 $2,040

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $3,026
$250 $2,676
$500 $2,278
$1,000 $1,898

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,278
50/100 $2,366
100/300 $2,477
250/500 $2,764
100 CSL $2,411
300 CSL $2,654
500 CSL $2,831

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $11,760
20 $8,520
30 $5,152
40 $5,000
50 $4,770
60 $4,734

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $338

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $127
Multi-vehicle $121
Homeowner $30
5-yr Accident Free $192
5-yr Claim Free $154
Paid in Full/EFT $121
Advance Quote $125
Online Quote $170
Total Discounts $1,040
Rate after discounts $1,238

Discounts are estimated and may not be available from every company or in every state.

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