Acura NSX Insurance Rates

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UPDATED: Jun 6, 2023

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Estimated insurance rates for an Acura NSX are $2,186 a year with full coverage. Comprehensive insurance costs an estimated $504, collision insurance costs $1,072, and liability is $452. A policy with only liability insurance costs around $504 a year, and a high-risk policy costs $4,784 or more. 16-year-old drivers pay the most at up to $7,826 a year.

Average premium for full coverage: $2,186

Premium estimates broken down by type of coverage:

Comprehensive $504
Collision $1072
Liability $452

Includes $500 policy deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Rates include averaging for all U.S. states and for all NSX models.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for an Acura NSX range from the low end price of $504 for just liability insurance to the much higher price of $4,784 for a driver that may need high-risk insurance.

Liability Only $504
Full Coverage $2,186
High Risk $4,784

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. More rural locations are statistically proven to have lower incidents of collision claims than congested cities. The example below illustrates how location impacts insurance prices.

Rural Areas $1,640
Small Cities $2,295
Large Cities $2,951

These rate differences demonstrate why everyone should compare rates quotes for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average Acura NSX insurance rates for other coverage scenarios.

  • The best full coverage rate is $1,196
  • Raising to $1,000 deductibles will save approximately $356 annually
  • The estimated price for a 40-year-old good driver who has $500 deductibles is $2,186
  • Buying pricier low deductibles will cost an additional $700 every year
  • At-risk drivers with multiple tickets or accidents could pay up to $4,784
  • An auto insurance policy that insures a teen driver for full coverage can cost as much as $7,826

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,196 to $7,826 for full coverage

Car insurance prices for an Acura NSX also have a wide range based on the model of your NSX, your age and driving habits, and liability limits and deductibles.

If you have a few violations or you caused an accident, you may be forking out $2,600 to $3,500 extra annually, depending on your age. Acura NSX insurance for high-risk drivers is expensive and can cost as much as 45% to 133% more than the average rate. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $2,000 every 12 months on average, or $167 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $7,800 a year. View Rates by Age

Where you choose to live also has a big influence on Acura NSX insurance prices. A middle-age driver might find prices as low as $1,570 a year in states like Utah, Ohio, and New Hampshire, or at least $2,950 on average in New York, Michigan, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,976 -$210 -9.6%
Alaska $1,676 -$510 -23.3%
Arizona $1,814 -$372 -17.0%
Arkansas $2,186 -$0 0.0%
California $2,490 $304 13.9%
Colorado $2,088 -$98 -4.5%
Connecticut $2,246 $60 2.7%
Delaware $2,472 $286 13.1%
Florida $2,732 $546 25.0%
Georgia $2,018 -$168 -7.7%
Hawaii $1,570 -$616 -28.2%
Idaho $1,480 -$706 -32.3%
Illinois $1,628 -$558 -25.5%
Indiana $1,646 -$540 -24.7%
Iowa $1,474 -$712 -32.6%
Kansas $2,076 -$110 -5.0%
Kentucky $2,982 $796 36.4%
Louisiana $3,234 $1,048 47.9%
Maine $1,346 -$840 -38.4%
Maryland $1,802 -$384 -17.6%
Massachusetts $1,746 -$440 -20.1%
Michigan $3,796 $1,610 73.7%
Minnesota $1,828 -$358 -16.4%
Mississippi $2,618 $432 19.8%
Missouri $1,940 -$246 -11.3%
Montana $2,348 $162 7.4%
Nebraska $1,724 -$462 -21.1%
Nevada $2,620 $434 19.9%
New Hampshire $1,576 -$610 -27.9%
New Jersey $2,442 $256 11.7%
New Mexico $1,934 -$252 -11.5%
New York $2,300 $114 5.2%
North Carolina $1,258 -$928 -42.5%
North Dakota $1,788 -$398 -18.2%
Ohio $1,510 -$676 -30.9%
Oklahoma $2,244 $58 2.7%
Oregon $2,002 -$184 -8.4%
Pennsylvania $2,084 -$102 -4.7%
Rhode Island $2,914 $728 33.3%
South Carolina $1,978 -$208 -9.5%
South Dakota $1,844 -$342 -15.6%
Tennessee $1,914 -$272 -12.4%
Texas $2,634 $448 20.5%
Utah $1,616 -$570 -26.1%
Vermont $1,494 -$692 -31.7%
Virginia $1,308 -$878 -40.2%
Washington $1,688 -$498 -22.8%
West Virginia $2,002 -$184 -8.4%
Wisconsin $1,512 -$674 -30.8%
Wyoming $1,946 -$240 -11.0%

View Chart as Image

Acura NSX insurance rates by U.S. city

Opting for high physical damage deductibles can reduce prices by up to $1,060 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2018 Acura NSX $504 $1,072 $452 $2,186

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Acura NSX Insurance

Finding better rates on car insurance consists of avoiding accidents and claims, having a positive credit history, being claim-free, and possibly higher deductibles. Comparison shop once a year by getting rate quotes from direct companies, and also from insurance agencies where you live.

The points below are a recap of the data that was touched on above.

  • You may be able to save approximately $280 per year just by quoting online well ahead of the renewal date
  • Policyholders who want increased liability limits will pay around $500 every year to raise from 30/60 bodily injury limits to the 250/500 level
  • Drivers under the age of 20 have the highest car insurance prices, possibly costing $652 per month if full coverage is purchased
  • Higher risk drivers that have major violations or accidents could be forced to pay on average $2,600 more annually to insure an Acura NSX

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,826
20 $5,102
30 $2,310
40 $2,186
50 $1,990
60 $1,956

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,886
$250 $2,558
$500 $2,186
$1,000 $1,830

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,186
50/100 $2,276
100/300 $2,389
250/500 $2,683
100 CSL $2,322
300 CSL $2,570
500 CSL $2,751

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $11,296
20 $8,138
30 $4,922
40 $4,784
50 $4,562
60 $4,526

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $322

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $122
Multi-vehicle $116
Homeowner $29
5-yr Accident Free $182
5-yr Claim Free $147
Paid in Full/EFT $114
Advance Quote $118
Online Quote $162
Total Discounts $990
Rate after discounts $1,196

Discounts are estimated and may not be available from every company or in every state.

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