Acura NSX Insurance Rates
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UPDATED: May 11, 2024
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U.S. average insurance rates for an Acura NSX are $2,106 a year including full coverage. Comprehensive insurance costs around $484 each year, collision insurance costs $1,008, and liability insurance is $456. A policy with just liability insurance costs around $508 a year, and coverage for high-risk drivers costs $4,606 or more. Teenage drivers pay the highest rates at up to $7,574 a year.
Average premium for full coverage: $2,106
Price estimates for individual coverage:
Estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and NSX models.
Price Range from Low to High
For a 40-year-old driver, Acura NSX insurance prices range from as low as $508 for liability-only coverage to a high rate of $4,606 for a driver that may need high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a significant impact on the price of insurance. Areas with sparse population have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how your location can change auto insurance rates.
The ranges above highlight why all drivers should compare rates quotes for a specific zip code and risk profile, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down average Acura NSX insurance rates for additional coverage choices and driver risks.
- The best discount rate is $1,156
- Raising to $1,000 deductibles will save about $336 every year
- The average rate for the average middle-age driver using $500 deductibles is $2,106
- Using low deductibles will cost an extra $664 a year
- Higher-risk drivers who are prone to accidents and violations could pay at least $4,606
- The price for full coverage for a teen driver can be $7,574
Insurance prices for an Acura NSX are also quite variable based on your driving record, the model of your NSX, and deductibles and policy limits.
More mature drivers with a clean driving record and high deductibles could pay as little as $1,900 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay as much as $7,500 a year. View Rates by Age
The state you live in also has a big influence on Acura NSX insurance rates. A middle-age driver might find prices as low as $1,610 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $3,000 on average in Michigan, New York, and Louisiana.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,906 | -$200 | -9.5% |
Alaska | $1,616 | -$490 | -23.3% |
Arizona | $1,750 | -$356 | -16.9% |
Arkansas | $2,106 | -$0 | 0.0% |
California | $2,402 | $296 | 14.1% |
Colorado | $2,014 | -$92 | -4.4% |
Connecticut | $2,166 | $60 | 2.8% |
Delaware | $2,386 | $280 | 13.3% |
Florida | $2,634 | $528 | 25.1% |
Georgia | $1,944 | -$162 | -7.7% |
Hawaii | $1,514 | -$592 | -28.1% |
Idaho | $1,426 | -$680 | -32.3% |
Illinois | $1,570 | -$536 | -25.5% |
Indiana | $1,586 | -$520 | -24.7% |
Iowa | $1,422 | -$684 | -32.5% |
Kansas | $2,002 | -$104 | -4.9% |
Kentucky | $2,874 | $768 | 36.5% |
Louisiana | $3,118 | $1,012 | 48.1% |
Maine | $1,300 | -$806 | -38.3% |
Maryland | $1,738 | -$368 | -17.5% |
Massachusetts | $1,684 | -$422 | -20.0% |
Michigan | $3,660 | $1,554 | 73.8% |
Minnesota | $1,764 | -$342 | -16.2% |
Mississippi | $2,524 | $418 | 19.8% |
Missouri | $1,870 | -$236 | -11.2% |
Montana | $2,264 | $158 | 7.5% |
Nebraska | $1,660 | -$446 | -21.2% |
Nevada | $2,526 | $420 | 19.9% |
New Hampshire | $1,518 | -$588 | -27.9% |
New Jersey | $2,354 | $248 | 11.8% |
New Mexico | $1,866 | -$240 | -11.4% |
New York | $2,220 | $114 | 5.4% |
North Carolina | $1,212 | -$894 | -42.5% |
North Dakota | $1,724 | -$382 | -18.1% |
Ohio | $1,454 | -$652 | -31.0% |
Oklahoma | $2,164 | $58 | 2.8% |
Oregon | $1,930 | -$176 | -8.4% |
Pennsylvania | $2,010 | -$96 | -4.6% |
Rhode Island | $2,812 | $706 | 33.5% |
South Carolina | $1,908 | -$198 | -9.4% |
South Dakota | $1,778 | -$328 | -15.6% |
Tennessee | $1,844 | -$262 | -12.4% |
Texas | $2,538 | $432 | 20.5% |
Utah | $1,560 | -$546 | -25.9% |
Vermont | $1,442 | -$664 | -31.5% |
Virginia | $1,262 | -$844 | -40.1% |
Washington | $1,628 | -$478 | -22.7% |
West Virginia | $1,932 | -$174 | -8.3% |
Wisconsin | $1,458 | -$648 | -30.8% |
Wyoming | $1,876 | -$230 | -10.9% |
Using high physical damage deductibles can reduce prices by up to $1,000 each year, whereas increasing liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will increase prices by as much as $411 more per year. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you are likely paying at least $2,500 to $3,400 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 45% to 133% more than a normal policy. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2022 Acura NSX | $594 | $1,280 | $398 | $2,430 |
2021 Acura NSX | $574 | $1,248 | $416 | $2,396 |
2020 Acura NSX | $554 | $1,196 | $430 | $2,338 |
2019 Acura NSX | $524 | $1,154 | $442 | $2,278 |
2018 Acura NSX | $504 | $1,072 | $452 | $2,186 |
2017 Acura NSX | $484 | $1,008 | $456 | $2,106 |
2016 Acura NSX | $464 | $904 | $460 | $1,986 |
Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Acura NSX Insurance
Getting lower rates on Acura NSX insurance consists of avoiding accidents and violations, maintaining good credit, being claim-free, and dropping full coverage on older vehicles. Invest the time to shop around once a year by quoting rates from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
The list below is a review of the data that was illustrated above.
- You may be able to save up to $270 per year just by quoting online in advance
- Drivers who may need higher liability limits will pay an extra $500 per year to raise from a low limit to 250/500 limits
- Teenagers pay higher prices, possibly costing $631 a month for full coverage
- High-risk drivers who have several accidents or serious violations pay on average $2,500 more every year for car insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $7,574 |
20 | $4,910 |
30 | $2,224 |
40 | $2,106 |
50 | $1,918 |
60 | $1,886 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,770 |
$250 | $2,462 |
$500 | $2,106 |
$1,000 | $1,770 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $2,106 |
50/100 | $2,197 |
100/300 | $2,311 |
250/500 | $2,608 |
100 CSL | $2,243 |
300 CSL | $2,494 |
500 CSL | $2,676 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $10,920 |
20 | $7,834 |
30 | $4,740 |
40 | $4,606 |
50 | $4,394 |
60 | $4,360 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $117 |
Multi-vehicle | $112 |
Homeowner | $29 |
5-yr Accident Free | $173 |
5-yr Claim Free | $141 |
Paid in Full/EFT | $109 |
Advance Quote | $113 |
Online Quote | $156 |
Total Discounts | $950 |
Discounts are estimated and may not be available from every company or in every state.
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