Acura NSX Insurance Rates
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UPDATED: May 11, 2024
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Average auto insurance rates for an Acura NSX are $1,986 annually for full coverage. Comprehensive insurance costs around $464, collision insurance costs $904, and liability insurance is $460. Buying just liability costs around $510 a year, and insurance for high-risk drivers costs $4,328 or more. Teenage drivers receive the highest rates at up to $7,160 a year.
Average premium for full coverage: $1,986
Rate estimates for individual coverage type:
Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for all NSX models.
Price Range by Coverage and Risk
For an average driver, prices range range from as cheap as $510 for your basic liability-only policy to the much higher price of $4,328 for a driver who has had serious violations or accidents.
Price Range by Location
Choosing to live in a large city has a significant impact on auto insurance rates. Areas with sparse population tend to have fewer accident claims than densely populated cities. The example below illustrates the effect of geographic area on auto insurance rates.
These examples show why everyone should compare rates quotes for a specific zip code and their own personal driving habits, rather than relying on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below shows average Acura NSX insurance rates for additional coverage choices and driver risks.
- The best discount rate is $1,102
- Raising to $1,000 deductibles will save about $310 a year
- The estimated rate for a 40-year-old driver using $500 deductibles is $1,986
- Using pricier low deductibles costs an additional $608 a year
- Higher-risk drivers who are prone to accidents and violations could pay at least $4,328
- The cost with full coverage for a teen driver for full coverage can be $7,160
Auto insurance rates for an Acura NSX can also vary considerably based on the trim level of your NSX, your driver profile, and deductibles and policy limits.
A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,800 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $7,100 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you could be paying at least $2,400 to $3,200 in extra premium per year, depending on your age. Acura NSX insurance for high-risk drivers is expensive and can cost anywhere from 45% to 135% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce rates by up to $920 each year, whereas buying more liability protection will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Acura NSX insurance rates. A middle-age driver might find rates as low as $1,310 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,830 on average in Michigan, Louisiana, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,798 | -$188 | -9.5% |
Alaska | $1,524 | -$462 | -23.3% |
Arizona | $1,648 | -$338 | -17.0% |
Arkansas | $1,986 | -$0 | 0.0% |
California | $2,264 | $278 | 14.0% |
Colorado | $1,898 | -$88 | -4.4% |
Connecticut | $2,042 | $56 | 2.8% |
Delaware | $2,248 | $262 | 13.2% |
Florida | $2,484 | $498 | 25.1% |
Georgia | $1,834 | -$152 | -7.7% |
Hawaii | $1,426 | -$560 | -28.2% |
Idaho | $1,346 | -$640 | -32.2% |
Illinois | $1,480 | -$506 | -25.5% |
Indiana | $1,496 | -$490 | -24.7% |
Iowa | $1,342 | -$644 | -32.4% |
Kansas | $1,888 | -$98 | -4.9% |
Kentucky | $2,710 | $724 | 36.5% |
Louisiana | $2,940 | $954 | 48.0% |
Maine | $1,226 | -$760 | -38.3% |
Maryland | $1,638 | -$348 | -17.5% |
Massachusetts | $1,590 | -$396 | -19.9% |
Michigan | $3,452 | $1,466 | 73.8% |
Minnesota | $1,664 | -$322 | -16.2% |
Mississippi | $2,380 | $394 | 19.8% |
Missouri | $1,764 | -$222 | -11.2% |
Montana | $2,134 | $148 | 7.5% |
Nebraska | $1,566 | -$420 | -21.1% |
Nevada | $2,384 | $398 | 20.0% |
New Hampshire | $1,432 | -$554 | -27.9% |
New Jersey | $2,222 | $236 | 11.9% |
New Mexico | $1,760 | -$226 | -11.4% |
New York | $2,092 | $106 | 5.3% |
North Carolina | $1,142 | -$844 | -42.5% |
North Dakota | $1,626 | -$360 | -18.1% |
Ohio | $1,372 | -$614 | -30.9% |
Oklahoma | $2,040 | $54 | 2.7% |
Oregon | $1,820 | -$166 | -8.4% |
Pennsylvania | $1,894 | -$92 | -4.6% |
Rhode Island | $2,650 | $664 | 33.4% |
South Carolina | $1,800 | -$186 | -9.4% |
South Dakota | $1,678 | -$308 | -15.5% |
Tennessee | $1,740 | -$246 | -12.4% |
Texas | $2,394 | $408 | 20.5% |
Utah | $1,472 | -$514 | -25.9% |
Vermont | $1,358 | -$628 | -31.6% |
Virginia | $1,190 | -$796 | -40.1% |
Washington | $1,536 | -$450 | -22.7% |
West Virginia | $1,822 | -$164 | -8.3% |
Wisconsin | $1,374 | -$612 | -30.8% |
Wyoming | $1,770 | -$216 | -10.9% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2022 Acura NSX | $574 | $1,248 | $416 | $2,396 |
2021 Acura NSX | $554 | $1,196 | $430 | $2,338 |
2020 Acura NSX | $524 | $1,154 | $442 | $2,278 |
2019 Acura NSX | $504 | $1,072 | $452 | $2,186 |
2018 Acura NSX | $484 | $1,008 | $456 | $2,106 |
2017 Acura NSX | $464 | $904 | $460 | $1,986 |
2016 Acura NSX | $434 | $832 | $460 | $1,884 |
Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Acura NSX Insurance
Saving money on Acura NSX insurance consists of avoiding accidents and claims, having above-average credit, eliminating unneeded coverage, and possibly raising deductibles. Take the time to compare rates every other policy renewal by requesting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.
The points below are a quick rundown of the ideas that were covered in the above illustrations.
- Drivers under the age of 20 are expensive to insure, costing as high as $597 per month if full coverage is included
- High-risk drivers with reckless driving or DUI convictions pay an average of $2,340 more every year to insure an Acura NSX
- Increasing deductibles could save up to $925 each year
- Drivers can save up to $250 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $7,160 |
20 | $4,604 |
30 | $2,094 |
40 | $1,986 |
50 | $1,810 |
60 | $1,778 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $2,594 |
$250 | $2,310 |
$500 | $1,986 |
$1,000 | $1,676 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,986 |
50/100 | $2,078 |
100/300 | $2,193 |
250/500 | $2,492 |
100 CSL | $2,124 |
300 CSL | $2,377 |
500 CSL | $2,561 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $10,300 |
20 | $7,342 |
30 | $4,450 |
40 | $4,328 |
50 | $4,130 |
60 | $4,094 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $110 |
Multi-vehicle | $105 |
Homeowner | $27 |
5-yr Accident Free | $159 |
5-yr Claim Free | $132 |
Paid in Full/EFT | $100 |
Advance Quote | $105 |
Online Quote | $146 |
Total Discounts | $884 |
Discounts are estimated and may not be available from every company or in every state.
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