Acura NSX Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 11, 2024

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The average auto insurance rates for an Acura NSX are $2,106 annually for full coverage insurance. Comprehensive insurance costs around $484, collision insurance costs $1,008, and liability costs around $456. Liability-only coverage costs as low as $508 a year, and high-risk coverage costs $4,606 or more. Teen drivers cost the most to insure at up to $7,574 a year.

Average premium for full coverage: $2,106

Policy rates for type of insurance:

Comprehensive $484
Collision $1008
Liability $456

Full coverage includes $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all NSX models.

Price Range Variability

Using a middle-aged driver as an example, Acura NSX insurance rates range from as cheap as $508 for just the minimum liability insurance to the much higher price of $4,606 for a high-risk insurance policy.

Liability Only $508
Full Coverage $2,106
High Risk $4,606

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.

Rural Areas $1,580
Small Cities $2,211
Large Cities $2,843

The examples above illustrate why everyone should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Acura NSX insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $1,156
  • Using higher $1,000 deductibles will save about $336 each year
  • The estimated rate for a good driver age 40 using $500 deductibles is $2,106
  • Choosing pricier low deductibles for physical damage coverage costs an additional $664 annually
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $4,606
  • Policy cost with full coverage for a 16-year-old driver for full coverage can be $7,574 or more

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,156 to $7,574 for full coverage

Insurance rates for an Acura NSX also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as low as $1,900 a year, or $158 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $7,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $2,500 to $3,400 additional every year, depending on your age. Acura NSX insurance for high-risk drivers can be from 45% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles could cut rates by as much as $1,000 annually, whereas buying more liability protection will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $411 more each year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Acura NSX insurance prices. A driver around age 40 might see rates as low as $1,380 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,840 on average in Michigan, New York, and Florida.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,906 -$200 -9.5%
Alaska $1,616 -$490 -23.3%
Arizona $1,750 -$356 -16.9%
Arkansas $2,106 -$0 0.0%
California $2,402 $296 14.1%
Colorado $2,014 -$92 -4.4%
Connecticut $2,166 $60 2.8%
Delaware $2,386 $280 13.3%
Florida $2,634 $528 25.1%
Georgia $1,944 -$162 -7.7%
Hawaii $1,514 -$592 -28.1%
Idaho $1,426 -$680 -32.3%
Illinois $1,570 -$536 -25.5%
Indiana $1,586 -$520 -24.7%
Iowa $1,422 -$684 -32.5%
Kansas $2,002 -$104 -4.9%
Kentucky $2,874 $768 36.5%
Louisiana $3,118 $1,012 48.1%
Maine $1,300 -$806 -38.3%
Maryland $1,738 -$368 -17.5%
Massachusetts $1,684 -$422 -20.0%
Michigan $3,660 $1,554 73.8%
Minnesota $1,764 -$342 -16.2%
Mississippi $2,524 $418 19.8%
Missouri $1,870 -$236 -11.2%
Montana $2,264 $158 7.5%
Nebraska $1,660 -$446 -21.2%
Nevada $2,526 $420 19.9%
New Hampshire $1,518 -$588 -27.9%
New Jersey $2,354 $248 11.8%
New Mexico $1,866 -$240 -11.4%
New York $2,220 $114 5.4%
North Carolina $1,212 -$894 -42.5%
North Dakota $1,724 -$382 -18.1%
Ohio $1,454 -$652 -31.0%
Oklahoma $2,164 $58 2.8%
Oregon $1,930 -$176 -8.4%
Pennsylvania $2,010 -$96 -4.6%
Rhode Island $2,812 $706 33.5%
South Carolina $1,908 -$198 -9.4%
South Dakota $1,778 -$328 -15.6%
Tennessee $1,844 -$262 -12.4%
Texas $2,538 $432 20.5%
Utah $1,560 -$546 -25.9%
Vermont $1,442 -$664 -31.5%
Virginia $1,262 -$844 -40.1%
Washington $1,628 -$478 -22.7%
West Virginia $1,932 -$174 -8.3%
Wisconsin $1,458 -$648 -30.8%
Wyoming $1,876 -$230 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $594 $1,280 $398 $2,430
2021 Acura NSX $574 $1,248 $416 $2,396
2020 Acura NSX $554 $1,196 $430 $2,338
2019 Acura NSX $524 $1,154 $442 $2,278
2018 Acura NSX $504 $1,072 $452 $2,186
2017 Acura NSX $484 $1,008 $456 $2,106
2016 Acura NSX $464 $904 $460 $1,986

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy More Affordable Acura NSX Insurance

Finding cheaper rates on insurance for an Acura NSX requires being a good driver, having good credit, being claim-free, and deciding if full coverage is necessary. Take the time to comparison shop at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following list is a summary of the car insurance concepts touched on in the above illustrations.

  • Drivers considered higher risk who have multiple accidents or major violations pay on average $2,500 more every year than a safer driver
  • It is possible to save up to $270 per year just by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles could save up to $1,000 each year
  • Insureds who may need an increased level of liability coverage will pay about $500 annually to increase from a 30/60 limit to higher 250/500 limits

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,574
20 $4,910
30 $2,224
40 $2,106
50 $1,918
60 $1,886

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,770
$250 $2,462
$500 $2,106
$1,000 $1,770

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,106
50/100 $2,197
100/300 $2,311
250/500 $2,608
100 CSL $2,243
300 CSL $2,494
500 CSL $2,676

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,920
20 $7,834
30 $4,740
40 $4,606
50 $4,394
60 $4,360

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $308

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $112
Homeowner $29
5-yr Accident Free $173
5-yr Claim Free $141
Paid in Full/EFT $109
Advance Quote $113
Online Quote $156
Total Discounts $950
Rate after discounts $1,156

Discounts are estimated and may not be available from every company or in every state.

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