Acura NSX Insurance Rates

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Cheaper 2016 Acura NSX Insurance Cost in 2025

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UPDATED: May 11, 2024

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Estimated insurance rates for an Acura NSX are $1,986 a year including full coverage. Comprehensive insurance costs on average $464 each year, collision insurance costs $904, and liability coverage costs $460. A policy with only liability insurance costs as little as $510 a year, and a high-risk policy costs $4,328 or more. 16-year-old drivers pay the most at up to $7,160 a year.

Average premium for full coverage: $1,986

Premium estimates by type of coverage:

Comprehensive $464
Collision $904
Liability $460

Prices are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all 50 U.S. states and NSX models.

Insurance Price Range by Risk and Coverage

Using a 40-year-old driver as an example, insurance rates for an Acura NSX range from the low end price of $510 for your basic liability-only policy to a high rate of $4,328 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,986
High Risk $4,328

Insurance Price Range by Location

Your location has a large influence on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates how rural and urban location affects car insurance rates.

Rural Areas $1,490
Small Cities $2,085
Large Cities $2,681

These rate differences highlight why all drivers should compare rates based on a specific location, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down average Acura NSX insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $1,102
  • Drivers who choose higher $1,000 deductibles will pay around $310 every year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,986
  • Buying low deductibles for comprehensive and collision insurance will cost an additional $608 each year
  • High-risk insureds with multiple tickets or accidents could pay upwards of $4,328
  • An auto insurance policy that insures a teenage driver may cost $7,160 a year

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance prices range from $1,102 to $7,160 for full coverage

Car insurance prices for an Acura NSX also have a wide range based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $2,400 to $3,200 extra annually, depending on your age. Insurance for high-risk drivers can cost around 45% to 135% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,800 per year on average, or $150 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $7,100 a year. View Rates by Age

Where you choose to live makes a big difference in Acura NSX insurance rates. A 40-year-old driver could pay as low as $1,520 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,830 on average in Michigan, New York, and Louisiana.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,798 -$188 -9.5%
Alaska $1,524 -$462 -23.3%
Arizona $1,648 -$338 -17.0%
Arkansas $1,986 -$0 0.0%
California $2,264 $278 14.0%
Colorado $1,898 -$88 -4.4%
Connecticut $2,042 $56 2.8%
Delaware $2,248 $262 13.2%
Florida $2,484 $498 25.1%
Georgia $1,834 -$152 -7.7%
Hawaii $1,426 -$560 -28.2%
Idaho $1,346 -$640 -32.2%
Illinois $1,480 -$506 -25.5%
Indiana $1,496 -$490 -24.7%
Iowa $1,342 -$644 -32.4%
Kansas $1,888 -$98 -4.9%
Kentucky $2,710 $724 36.5%
Louisiana $2,940 $954 48.0%
Maine $1,226 -$760 -38.3%
Maryland $1,638 -$348 -17.5%
Massachusetts $1,590 -$396 -19.9%
Michigan $3,452 $1,466 73.8%
Minnesota $1,664 -$322 -16.2%
Mississippi $2,380 $394 19.8%
Missouri $1,764 -$222 -11.2%
Montana $2,134 $148 7.5%
Nebraska $1,566 -$420 -21.1%
Nevada $2,384 $398 20.0%
New Hampshire $1,432 -$554 -27.9%
New Jersey $2,222 $236 11.9%
New Mexico $1,760 -$226 -11.4%
New York $2,092 $106 5.3%
North Carolina $1,142 -$844 -42.5%
North Dakota $1,626 -$360 -18.1%
Ohio $1,372 -$614 -30.9%
Oklahoma $2,040 $54 2.7%
Oregon $1,820 -$166 -8.4%
Pennsylvania $1,894 -$92 -4.6%
Rhode Island $2,650 $664 33.4%
South Carolina $1,800 -$186 -9.4%
South Dakota $1,678 -$308 -15.5%
Tennessee $1,740 -$246 -12.4%
Texas $2,394 $408 20.5%
Utah $1,472 -$514 -25.9%
Vermont $1,358 -$628 -31.6%
Virginia $1,190 -$796 -40.1%
Washington $1,536 -$450 -22.7%
West Virginia $1,822 -$164 -8.3%
Wisconsin $1,374 -$612 -30.8%
Wyoming $1,770 -$216 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $920 a year, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $574 $1,248 $416 $2,396
2021 Acura NSX $554 $1,196 $430 $2,338
2020 Acura NSX $524 $1,154 $442 $2,278
2019 Acura NSX $504 $1,072 $452 $2,186
2018 Acura NSX $484 $1,008 $456 $2,106
2017 Acura NSX $464 $904 $460 $1,986
2016 Acura NSX $434 $832 $460 $1,884

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Acura NSX Insurance

Finding better rates on auto insurance not only requires having a decent driving record, but also having a positive credit history, refrain from filing small claims, and possibly raising deductibles. Comparison shop at every policy renewal by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

The following items are a brief review of the data raised in the charts and tables above.

  • Consumers who require additional liability coverage will pay around $510 per year to go from 30/60 bodily injury limits to the 250/500 level
  • You may be able to save as much as $250 per year just by quoting online in advance
  • Increasing policy deductibles can save approximately $925 each year
  • 16 to 18-year-old drivers are expensive to insure, with the cost nearing $597 per month if full coverage is purchased

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $7,160
20 $4,604
30 $2,094
40 $1,986
50 $1,810
60 $1,778

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,594
$250 $2,310
$500 $1,986
$1,000 $1,676

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,986
50/100 $2,078
100/300 $2,193
250/500 $2,492
100 CSL $2,124
300 CSL $2,377
500 CSL $2,561

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $10,300
20 $7,342
30 $4,450
40 $4,328
50 $4,130
60 $4,094

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $287

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $110
Multi-vehicle $105
Homeowner $27
5-yr Accident Free $159
5-yr Claim Free $132
Paid in Full/EFT $100
Advance Quote $105
Online Quote $146
Total Discounts $884
Rate after discounts $1,102

Discounts are estimated and may not be available from every company or in every state.

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