Acura NSX Insurance Rates

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UPDATED: May 11, 2024

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Estimated insurance prices for an Acura NSX are $1,884 every 12 months including full coverage. Comprehensive costs an estimated $434 a year, collision insurance costs $832, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs around $4,100. Teens pay the most at up to $6,830 a year.

Average premium for full coverage: $1,884

Premium estimates broken down by type of coverage:

Comprehensive $434
Collision $832
Liability $460

Prices are based on $500 deductibles, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and NSX trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for an Acura NSX range from the cheapest price of $510 for basic liability insurance to a high of $4,100 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,884
High Risk $4,100

Insurance Price Range by Location

Where you live has a large influence on the price of auto insurance. More rural locations are statistically proven to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,413
Small Cities $1,978
Large Cities $2,543

These rate differences highlight why it is important to compare prices for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Acura NSX insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $1,052
  • Using higher $1,000 deductibles will save approximately $1,598 every year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,884
  • Selecting low $100 deductibles for physical damage coverage increases the price to $2,444
  • Higher-risk drivers with serious driving violations could pay up to $4,100
  • An auto insurance policy to insure a teenage driver can cost as much as $6,830 or more

View Chart as Image

Acura NSX insurance cost comparison chart
Column chart showing Acura NSX insurance rates range from $1,052 to $6,830 for full coverage

Insurance prices for an Acura NSX also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $850 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,700 a year, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay at least $6,800 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying $2,200 to $3,000 extra annually, depending on your age. A high-risk auto insurance policy can be around 44% to 131% more than the average policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Acura NSX insurance rates. A driver around age 40 might see prices as low as $1,440 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,690 on average in Louisiana, New York, and Michigan.

Acura NSX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,704 -$180 -9.6%
Alaska $1,444 -$440 -23.4%
Arizona $1,564 -$320 -17.0%
Arkansas $1,884 -$0 0.0%
California $2,146 $262 13.9%
Colorado $1,800 -$84 -4.5%
Connecticut $1,936 $52 2.8%
Delaware $2,132 $248 13.2%
Florida $2,356 $472 25.1%
Georgia $1,738 -$146 -7.7%
Hawaii $1,354 -$530 -28.1%
Idaho $1,276 -$608 -32.3%
Illinois $1,404 -$480 -25.5%
Indiana $1,418 -$466 -24.7%
Iowa $1,270 -$614 -32.6%
Kansas $1,790 -$94 -5.0%
Kentucky $2,572 $688 36.5%
Louisiana $2,788 $904 48.0%
Maine $1,164 -$720 -38.2%
Maryland $1,554 -$330 -17.5%
Massachusetts $1,508 -$376 -20.0%
Michigan $3,272 $1,388 73.7%
Minnesota $1,576 -$308 -16.3%
Mississippi $2,256 $372 19.7%
Missouri $1,670 -$214 -11.4%
Montana $2,024 $140 7.4%
Nebraska $1,486 -$398 -21.1%
Nevada $2,260 $376 20.0%
New Hampshire $1,358 -$526 -27.9%
New Jersey $2,106 $222 11.8%
New Mexico $1,670 -$214 -11.4%
New York $1,984 $100 5.3%
North Carolina $1,084 -$800 -42.5%
North Dakota $1,542 -$342 -18.2%
Ohio $1,302 -$582 -30.9%
Oklahoma $1,934 $50 2.7%
Oregon $1,726 -$158 -8.4%
Pennsylvania $1,798 -$86 -4.6%
Rhode Island $2,514 $630 33.4%
South Carolina $1,706 -$178 -9.4%
South Dakota $1,590 -$294 -15.6%
Tennessee $1,650 -$234 -12.4%
Texas $2,270 $386 20.5%
Utah $1,394 -$490 -26.0%
Vermont $1,288 -$596 -31.6%
Virginia $1,128 -$756 -40.1%
Washington $1,456 -$428 -22.7%
West Virginia $1,728 -$156 -8.3%
Wisconsin $1,304 -$580 -30.8%
Wyoming $1,678 -$206 -10.9%

View Chart as Image

Acura NSX insurance rates by U.S. city
Acura NSX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2022 Acura NSX $554 $1,196 $430 $2,338
2021 Acura NSX $524 $1,154 $442 $2,278
2020 Acura NSX $504 $1,072 $452 $2,186
2019 Acura NSX $484 $1,008 $456 $2,106
2018 Acura NSX $464 $904 $460 $1,986
2017 Acura NSX $434 $832 $460 $1,884
2016 Acura NSX $418 $780 $464 $1,820

Rates are averaged for all Acura NSX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Acura NSX Insurance

Finding better rates on auto insurance requires not taking risks behind the wheel, having good credit, refrain from filing small claims, and deciding if full coverage is necessary. Take the time to compare rates at every policy renewal by quoting rates from direct car insurance companies, and also from local insurance agencies.

The following is a brief review of the data covered in the above illustrations.

  • Consumers who want higher liability limits will pay approximately $510 per year to increase from 30/60 bodily injury limits to a 250/500 level
  • You may be able to save approximately $240 per year just by quoting early and online
  • Increasing policy deductibles could save as much as $850 each year
  • Teens are charged the highest prices, with the cost nearing $569 per month if they have full coverage

Rates by Driver Age

Acura NSX Insurance Rates by Driver Age
Driver Age Premium
16 $6,830
20 $4,362
30 $1,980
40 $1,884
50 $1,716
60 $1,684

Full coverage, $500 deductibles

Rates by Deductible

Acura NSX Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,444
$250 $2,184
$500 $1,884
$1,000 $1,598

Full coverage, driver age 40

Rates by Liability Limit

Acura NSX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,884
50/100 $1,976
100/300 $2,091
250/500 $2,390
100 CSL $2,022
300 CSL $2,275
500 CSL $2,459

Full coverage, driver age 40

Rates for High Risk Drivers

Acura NSX Insurance Rates for High Risk Drivers
Age Premium
16 $9,814
20 $6,954
30 $4,210
40 $4,100
50 $3,912
60 $3,880

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $271

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $99
Homeowner $26
5-yr Accident Free $149
5-yr Claim Free $125
Paid in Full/EFT $93
Advance Quote $98
Online Quote $138
Total Discounts $832
Rate after discounts $1,052

Discounts are estimated and may not be available from every company or in every state.

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