Acura ILX Hybrid Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 2, 2024

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Estimated insurance prices for an Acura ILX Hybrid are $1,286 every 12 months for full coverage insurance. Comprehensive costs around $242 each year, collision costs $426, and liability is $460. A policy with only liability insurance costs around $510 a year, with a high-risk policy costing around $2,790. Teen drivers pay the most at $4,956 a year or more.

Average premium for full coverage: $1,286

Premium estimates for type of coverage:

Comprehensive $242
Collision $426
Liability $460

Rates are based on $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and ILX Hybrid models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for an Acura ILX Hybrid go from the cheapest price of $510 for just liability insurance to a high rate of $2,790 for a driver required to buy high-risk insurance.

Liability Only $510
Full Coverage $1,286
High Risk $2,790

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than larger metro areas.

The graphic below illustrates how location helps determine auto insurance rates.

Rural Areas $965
Small Cities $1,350
Large Cities $1,736

These rate differences illustrate why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates estimated Acura ILX Hybrid insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $749
  • Raising to $1,000 deductibles will save about $152 each year
  • The average price for a 40-year-old good driver using $500 deductibles is $1,286
  • Choosing low deductibles increases the price to $1,582
  • At-risk drivers with multiple violations and an at-fault accident could pay at least $2,790 or more
  • An auto insurance policy to insure a teen driver can be $4,956

View Chart as Image

Acura ILX Hybrid insurance cost comparison chart
Column chart showing full coverage Acura ILX Hybrid insurance rates range from $749 to $4,956

Car insurance prices for an Acura ILX Hybrid also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.

Choosing high deductibles can reduce prices by up to $450 every year, whereas increasing liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will be charged as much as $4,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,500 to $2,100 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 42% to 130% more than average. View High Risk Driver Rates

Where you choose to live also has a big influence on Acura ILX Hybrid insurance prices. A middle-age driver might find prices as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,740 on average in Michigan, New York, and Florida.

Acura ILX Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,164 -$122 -9.5%
Alaska $986 -$300 -23.3%
Arizona $1,068 -$218 -17.0%
Arkansas $1,286 -$0 0.0%
California $1,466 $180 14.0%
Colorado $1,230 -$56 -4.4%
Connecticut $1,322 $36 2.8%
Delaware $1,456 $170 13.2%
Florida $1,608 $322 25.0%
Georgia $1,188 -$98 -7.6%
Hawaii $924 -$362 -28.1%
Idaho $870 -$416 -32.3%
Illinois $958 -$328 -25.5%
Indiana $968 -$318 -24.7%
Iowa $868 -$418 -32.5%
Kansas $1,222 -$64 -5.0%
Kentucky $1,756 $470 36.5%
Louisiana $1,904 $618 48.1%
Maine $794 -$492 -38.3%
Maryland $1,062 -$224 -17.4%
Massachusetts $1,030 -$256 -19.9%
Michigan $2,234 $948 73.7%
Minnesota $1,076 -$210 -16.3%
Mississippi $1,540 $254 19.8%
Missouri $1,140 -$146 -11.4%
Montana $1,382 $96 7.5%
Nebraska $1,014 -$272 -21.2%
Nevada $1,544 $258 20.1%
New Hampshire $928 -$358 -27.8%
New Jersey $1,438 $152 11.8%
New Mexico $1,140 -$146 -11.4%
New York $1,354 $68 5.3%
North Carolina $742 -$544 -42.3%
North Dakota $1,052 -$234 -18.2%
Ohio $888 -$398 -30.9%
Oklahoma $1,322 $36 2.8%
Oregon $1,178 -$108 -8.4%
Pennsylvania $1,226 -$60 -4.7%
Rhode Island $1,716 $430 33.4%
South Carolina $1,164 -$122 -9.5%
South Dakota $1,086 -$200 -15.6%
Tennessee $1,128 -$158 -12.3%
Texas $1,552 $266 20.7%
Utah $952 -$334 -26.0%
Vermont $882 -$404 -31.4%
Virginia $770 -$516 -40.1%
Washington $996 -$290 -22.6%
West Virginia $1,178 -$108 -8.4%
Wisconsin $892 -$394 -30.6%
Wyoming $1,148 -$138 -10.7%

View Chart as Image

Acura ILX Hybrid insurance rates by U.S. city

With such a large range in prices, the only way to figure out your exact price is to do a rate comparison and see which company has the best price. Every auto insurance company uses a different rate calculation, so rate quotes will be substantially different.

Acura ILX Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Acura ILX Hybrid $242 $426 $460 $1,286
2014 Acura ILX Hybrid $234 $400 $464 $1,256

Rates are averaged for all Acura ILX Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Acura ILX Hybrid Insurance

Finding better rates on car insurance consists of avoiding accidents and violations, maintaining a good credit score, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest time comparing rates at every policy renewal by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.

The list below is a quick review of the data covered in the charts and tables above.

  • Policyholders who may need higher liability limits will pay about $510 annually to raise from 30/60 bodily injury limits to a 250/500 level
  • It is possible to save up to $150 per year simply by quoting online in advance
  • Increasing policy deductibles could save as much as $450 each year
  • Teenagers are the costliest to insure, with premiums being up to $413 per month if the policy includes full coverage

Rates by Driver Age

Acura ILX Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,956
20 $2,972
30 $1,330
40 $1,286
50 $1,178
60 $1,154

Full coverage, $500 deductibles

Rates by Deductible

Acura ILX Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,582
$250 $1,444
$500 $1,286
$1,000 $1,134

Full coverage, driver age 40

Rates by Liability Limit

Acura ILX Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,286
50/100 $1,378
100/300 $1,493
250/500 $1,792
100 CSL $1,424
300 CSL $1,677
500 CSL $1,861

Full coverage, driver age 40

Rates for High Risk Drivers

Acura ILX Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,044
20 $4,740
30 $2,838
40 $2,790
50 $2,666
60 $2,642

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $69
Homeowner $20
5-yr Accident Free $90
5-yr Claim Free $83
Paid in Full/EFT $55
Advance Quote $62
Online Quote $90
Total Discounts $537
Rate after discounts $749

Discounts are estimated and may not be available from every company or in every state.

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