Acura ILX Hybrid Insurance Rates

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UPDATED: Jun 2, 2024

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Estimated insurance rates for an Acura ILX Hybrid are $1,256 a year for full coverage insurance. Comprehensive insurance costs around $234 a year, collision costs $400, and liability coverage costs around $464. Liability-only coverage costs as low as $514 a year, with high-risk coverage costing $2,722 or more. Teen drivers pay the most at $4,858 a year or more.

Average premium for full coverage: $1,256

Premium estimates for type of coverage:

Comprehensive $234
Collision $400
Liability $464

Rate estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and ILX Hybrid trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for an Acura ILX Hybrid go from as low as $514 for the bare minimum liability coverage to a high of $2,722 for a driver who has had serious violations or accidents.

Liability Only $514
Full Coverage $1,256
High Risk $2,722

Insurance Price Range by Location

Where you live has a large influence on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates how location helps determine auto insurance rates.

Rural Areas $942
Small Cities $1,319
Large Cities $1,696

These rate differences illustrate why it is important to compare prices for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates estimated Acura ILX Hybrid insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $734
  • Using higher $1,000 deductibles will save about $1,112 each year
  • The average rate for a 40-year-old good driver using $500 deductibles is $1,256
  • Choosing low $100 deductibles for physical damage coverage will cost an extra $278 each year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,722 or more
  • An auto insurance policy for full coverage for a teenage driver can be $4,858 or more

View Chart as Image

Acura ILX Hybrid insurance cost comparison chart
Column chart showing full coverage Acura ILX Hybrid insurance prices range from $734 to $4,858

Insurance prices for an Acura ILX Hybrid also have a wide range based on your driving characteristics, the model year and trim level, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay as much as $4,800 a year. View Rates by Age

Where you choose to live has a huge impact on Acura ILX Hybrid insurance rates. A driver around age 40 might see prices as low as $820 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,700 on average in Michigan, New York, and Florida.

Acura ILX Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,136 -$120 -9.6%
Alaska $962 -$294 -23.4%
Arizona $1,044 -$212 -16.9%
Arkansas $1,256 -$0 0.0%
California $1,432 $176 14.0%
Colorado $1,200 -$56 -4.5%
Connecticut $1,292 $36 2.9%
Delaware $1,422 $166 13.2%
Florida $1,572 $316 25.2%
Georgia $1,160 -$96 -7.6%
Hawaii $902 -$354 -28.2%
Idaho $848 -$408 -32.5%
Illinois $936 -$320 -25.5%
Indiana $946 -$310 -24.7%
Iowa $848 -$408 -32.5%
Kansas $1,194 -$62 -4.9%
Kentucky $1,714 $458 36.5%
Louisiana $1,860 $604 48.1%
Maine $774 -$482 -38.4%
Maryland $1,036 -$220 -17.5%
Massachusetts $1,006 -$250 -19.9%
Michigan $2,182 $926 73.7%
Minnesota $1,050 -$206 -16.4%
Mississippi $1,504 $248 19.7%
Missouri $1,114 -$142 -11.3%
Montana $1,348 $92 7.3%
Nebraska $990 -$266 -21.2%
Nevada $1,506 $250 19.9%
New Hampshire $904 -$352 -28.0%
New Jersey $1,402 $146 11.6%
New Mexico $1,112 -$144 -11.5%
New York $1,322 $66 5.3%
North Carolina $724 -$532 -42.4%
North Dakota $1,028 -$228 -18.2%
Ohio $868 -$388 -30.9%
Oklahoma $1,290 $34 2.7%
Oregon $1,150 -$106 -8.4%
Pennsylvania $1,198 -$58 -4.6%
Rhode Island $1,678 $422 33.6%
South Carolina $1,138 -$118 -9.4%
South Dakota $1,060 -$196 -15.6%
Tennessee $1,100 -$156 -12.4%
Texas $1,516 $260 20.7%
Utah $930 -$326 -26.0%
Vermont $862 -$394 -31.4%
Virginia $752 -$504 -40.1%
Washington $970 -$286 -22.8%
West Virginia $1,150 -$106 -8.4%
Wisconsin $870 -$386 -30.7%
Wyoming $1,120 -$136 -10.8%

View Chart as Image

Acura ILX Hybrid insurance rates by U.S. city

Choosing high deductibles could cut prices by as much as $430 a year, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will cost up to $417 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,500 to $2,100 extra annually, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than average. View High Risk Driver Rates

With such a large range in prices, the only way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the prices will be substantially different from one company to the next.

Acura ILX Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Acura ILX Hybrid $234 $400 $464 $1,256
2014 Acura ILX Hybrid $228 $374 $474 $1,234

Rates are averaged for all Acura ILX Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Acura ILX Hybrid Insurance

Finding better rates on auto insurance requires being safe and accident-free, maintaining good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Invest time comparing rates every other policy renewal by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below you'll find a brief recap of the ideas that were covered in the charts and tables above.

  • Youthful drivers pay higher prices, with premiums being up to $405 per month for full coverage
  • Drivers who tend to receive serious violations may pay on average $1,470 more every year than a low-risk driver
  • Increasing policy deductibles can save around $425 each year
  • It is possible to save up to $150 per year simply by quoting early and online

Rates by Driver Age

Acura ILX Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,858
20 $2,896
30 $1,294
40 $1,256
50 $1,150
60 $1,128

Full coverage, $500 deductibles

Rates by Deductible

Acura ILX Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,534
$250 $1,406
$500 $1,256
$1,000 $1,112

Full coverage, driver age 40

Rates by Liability Limit

Acura ILX Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,256
50/100 $1,349
100/300 $1,465
250/500 $1,766
100 CSL $1,395
300 CSL $1,650
500 CSL $1,836

Full coverage, driver age 40

Rates for High Risk Drivers

Acura ILX Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,900
20 $4,620
30 $2,764
40 $2,722
50 $2,600
60 $2,578

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $175

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $67
Homeowner $20
5-yr Accident Free $87
5-yr Claim Free $81
Paid in Full/EFT $53
Advance Quote $60
Online Quote $88
Total Discounts $522
Rate after discounts $734

Discounts are estimated and may not be available from every company or in every state.

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