Acura ILX Hybrid Insurance Rates
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UPDATED: Jun 2, 2024
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Average auto insurance rates for an Acura ILX Hybrid are $1,286 annually for full coverage insurance. Comprehensive costs on average $242 a year, collision insurance costs $426, and liability coverage is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,790. Teenage drivers receive the highest rates at up to $4,956 a year.
Average premium for full coverage: $1,286
Rate estimates by individual coverage type:
Includes $500 physical damage deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and ILX Hybrid trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as cheap as $510 for minimum levels of liability insurance to a high of $2,790 for a driver that may need high-risk insurance.
Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. Rural areas tend to have fewer physical damage claims than densely populated cities. The diagram below illustrates how location helps determine car insurance rates.
These examples illustrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below illustrates average Acura ILX Hybrid insurance rates for different risk profiles and scenarios.
- The best discount rate is $749
- Raising to $1,000 deductibles will save around $1,134 each year
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,286
- Using low $100 deductibles will cost $1,582
- Unlucky drivers who are prone to accidents and violations could pay upwards of $2,790
- The cost with full coverage for a teenage driver may cost $4,956
Car insurance rates for an Acura ILX Hybrid can also vary considerably based on the trim level of your ILX Hybrid, your risk profile, and policy deductibles and limits.
Older drivers with no driving violations and high physical damage deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $4,900 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 130% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles can reduce rates by up to $450 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit
Where you live also has a big influence on Acura ILX Hybrid insurance rates. A middle-age driver might find rates as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,740 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,164 | -$122 | -9.5% |
Alaska | $986 | -$300 | -23.3% |
Arizona | $1,068 | -$218 | -17.0% |
Arkansas | $1,286 | -$0 | 0.0% |
California | $1,466 | $180 | 14.0% |
Colorado | $1,230 | -$56 | -4.4% |
Connecticut | $1,322 | $36 | 2.8% |
Delaware | $1,456 | $170 | 13.2% |
Florida | $1,608 | $322 | 25.0% |
Georgia | $1,188 | -$98 | -7.6% |
Hawaii | $924 | -$362 | -28.1% |
Idaho | $870 | -$416 | -32.3% |
Illinois | $958 | -$328 | -25.5% |
Indiana | $968 | -$318 | -24.7% |
Iowa | $868 | -$418 | -32.5% |
Kansas | $1,222 | -$64 | -5.0% |
Kentucky | $1,756 | $470 | 36.5% |
Louisiana | $1,904 | $618 | 48.1% |
Maine | $794 | -$492 | -38.3% |
Maryland | $1,062 | -$224 | -17.4% |
Massachusetts | $1,030 | -$256 | -19.9% |
Michigan | $2,234 | $948 | 73.7% |
Minnesota | $1,076 | -$210 | -16.3% |
Mississippi | $1,540 | $254 | 19.8% |
Missouri | $1,140 | -$146 | -11.4% |
Montana | $1,382 | $96 | 7.5% |
Nebraska | $1,014 | -$272 | -21.2% |
Nevada | $1,544 | $258 | 20.1% |
New Hampshire | $928 | -$358 | -27.8% |
New Jersey | $1,438 | $152 | 11.8% |
New Mexico | $1,140 | -$146 | -11.4% |
New York | $1,354 | $68 | 5.3% |
North Carolina | $742 | -$544 | -42.3% |
North Dakota | $1,052 | -$234 | -18.2% |
Ohio | $888 | -$398 | -30.9% |
Oklahoma | $1,322 | $36 | 2.8% |
Oregon | $1,178 | -$108 | -8.4% |
Pennsylvania | $1,226 | -$60 | -4.7% |
Rhode Island | $1,716 | $430 | 33.4% |
South Carolina | $1,164 | -$122 | -9.5% |
South Dakota | $1,086 | -$200 | -15.6% |
Tennessee | $1,128 | -$158 | -12.3% |
Texas | $1,552 | $266 | 20.7% |
Utah | $952 | -$334 | -26.0% |
Vermont | $882 | -$404 | -31.4% |
Virginia | $770 | -$516 | -40.1% |
Washington | $996 | -$290 | -22.6% |
West Virginia | $1,178 | -$108 | -8.4% |
Wisconsin | $892 | -$394 | -30.6% |
Wyoming | $1,148 | -$138 | -10.7% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2015 Acura ILX Hybrid | $242 | $426 | $460 | $1,286 |
2014 Acura ILX Hybrid | $234 | $400 | $464 | $1,256 |
Rates are averaged for all Acura ILX Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Acura ILX Hybrid Insurance
Saving money on auto insurance consists of being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates once a year by requesting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.
Below is a recap of the data that was covered in the charts and tables above.
- It is possible to save as much as $150 per year just by quoting early and online
- Consumers who require higher levels of liability will pay an extra $510 annually to raise from a minimum limit to higher 250/500 limits
- Teenage drivers are expensive to insure, costing up to $413 per month if comprehensive and collision insurance is included
- Drivers that have major violations or accidents may pay on average $1,500 more each year for auto insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,956 |
20 | $2,972 |
30 | $1,330 |
40 | $1,286 |
50 | $1,178 |
60 | $1,154 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,582 |
$250 | $1,444 |
$500 | $1,286 |
$1,000 | $1,134 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,286 |
50/100 | $1,378 |
100/300 | $1,493 |
250/500 | $1,792 |
100 CSL | $1,424 |
300 CSL | $1,677 |
500 CSL | $1,861 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,044 |
20 | $4,740 |
30 | $2,838 |
40 | $2,790 |
50 | $2,666 |
60 | $2,642 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $68 |
Multi-vehicle | $69 |
Homeowner | $20 |
5-yr Accident Free | $90 |
5-yr Claim Free | $83 |
Paid in Full/EFT | $55 |
Advance Quote | $62 |
Online Quote | $90 |
Total Discounts | $537 |
Discounts are estimated and may not be available from every company or in every state.
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