Acura ILX Hybrid Insurance Rates
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Michelle Robbins
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UPDATED: Jun 2, 2024
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Average auto insurance rates for an Acura ILX Hybrid are $1,234 annually with full coverage. Comprehensive costs on average $228 each year, collision insurance costs $374, and liability costs around $474. Buying just liability costs as low as $522 a year, and insurance for high-risk drivers costs around $2,668. Teen drivers receive the highest rates at up to $4,788 a year.
Average premium for full coverage: $1,234
Rate estimates by individual coverage type:
Rate estimates include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and ILX Hybrid models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as cheap as $522 for just liability coverage to a high rate of $2,668 for high-risk insurance.
Price Range by Location
Where you live can make a big difference on auto insurance rates. Rural areas tend to have fewer collision claims than larger metro areas. The graphic below illustrates how location helps determine car insurance rates.
These examples demonstrate why all drivers should compare prices based on a specific location and their own personal driving habits, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average Acura ILX Hybrid insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $725
- Using higher $1,000 deductibles will save around $138 annually
- The estimated rate for a 40-year-old driver with $500 deductibles is $1,234
- Choosing low deductibles for physical damage coverage will cost $1,496
- High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,668
- The cost with full coverage for a 16-year-old driver may cost $4,788 or more
Auto insurance rates for an Acura ILX Hybrid can also vary considerably based on the trim level of your ILX Hybrid, your driving record, and policy deductibles and limits.
More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay upwards of $4,700 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at a minimum $1,500 to $2,100 in extra premium per year, depending on your age. Insurance for high-risk drivers can be from 44% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles could cut rates by as much as $400 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Acura ILX Hybrid insurance prices. A driver around age 40 might see rates as low as $890 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,670 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,116 | -$118 | -9.6% |
| Alaska | $944 | -$290 | -23.5% |
| Arizona | $1,022 | -$212 | -17.2% |
| Arkansas | $1,234 | -$0 | 0.0% |
| California | $1,406 | $172 | 13.9% |
| Colorado | $1,178 | -$56 | -4.5% |
| Connecticut | $1,268 | $34 | 2.8% |
| Delaware | $1,396 | $162 | 13.1% |
| Florida | $1,542 | $308 | 25.0% |
| Georgia | $1,136 | -$98 | -7.9% |
| Hawaii | $886 | -$348 | -28.2% |
| Idaho | $832 | -$402 | -32.6% |
| Illinois | $918 | -$316 | -25.6% |
| Indiana | $928 | -$306 | -24.8% |
| Iowa | $832 | -$402 | -32.6% |
| Kansas | $1,172 | -$62 | -5.0% |
| Kentucky | $1,680 | $446 | 36.1% |
| Louisiana | $1,824 | $590 | 47.8% |
| Maine | $760 | -$474 | -38.4% |
| Maryland | $1,016 | -$218 | -17.7% |
| Massachusetts | $986 | -$248 | -20.1% |
| Michigan | $2,142 | $908 | 73.6% |
| Minnesota | $1,030 | -$204 | -16.5% |
| Mississippi | $1,474 | $240 | 19.4% |
| Missouri | $1,094 | -$140 | -11.3% |
| Montana | $1,322 | $88 | 7.1% |
| Nebraska | $972 | -$262 | -21.2% |
| Nevada | $1,480 | $246 | 19.9% |
| New Hampshire | $886 | -$348 | -28.2% |
| New Jersey | $1,376 | $142 | 11.5% |
| New Mexico | $1,092 | -$142 | -11.5% |
| New York | $1,298 | $64 | 5.2% |
| North Carolina | $710 | -$524 | -42.5% |
| North Dakota | $1,010 | -$224 | -18.2% |
| Ohio | $852 | -$382 | -31.0% |
| Oklahoma | $1,266 | $32 | 2.6% |
| Oregon | $1,128 | -$106 | -8.6% |
| Pennsylvania | $1,178 | -$56 | -4.5% |
| Rhode Island | $1,644 | $410 | 33.2% |
| South Carolina | $1,116 | -$118 | -9.6% |
| South Dakota | $1,040 | -$194 | -15.7% |
| Tennessee | $1,080 | -$154 | -12.5% |
| Texas | $1,486 | $252 | 20.4% |
| Utah | $912 | -$322 | -26.1% |
| Vermont | $844 | -$390 | -31.6% |
| Virginia | $738 | -$496 | -40.2% |
| Washington | $954 | -$280 | -22.7% |
| West Virginia | $1,128 | -$106 | -8.6% |
| Wisconsin | $854 | -$380 | -30.8% |
| Wyoming | $1,098 | -$136 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Acura ILX Hybrid | $228 | $374 | $474 | $1,234 |
| 2014 Acura ILX Hybrid | $210 | $346 | $474 | $1,188 |
Rates are averaged for all Acura ILX Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Acura ILX Hybrid Insurance
Saving money on insurance for an Acura ILX Hybrid requires being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Invest time comparing rates every couple of years by requesting rates from direct companies like Progressive and GEICO, and also from local independent and exclusive agents.
Below you'll find a brief recap of the material that was covered in the charts and tables above.
- Insureds who require more liability protection will pay about $520 every year to increase from a minimum limit to higher 250/500 limits
- Youthful drivers are charged the highest rates, with premiums as much as $399 per month if full coverage is included
- Drivers considered higher risk who tend to receive serious violations pay an average of $1,430 more each year than a low-risk driver
- Increasing deductibles could save up to $400 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,788 |
| 20 | $2,836 |
| 30 | $1,270 |
| 40 | $1,234 |
| 50 | $1,128 |
| 60 | $1,106 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,496 |
| $250 | $1,374 |
| $500 | $1,234 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,234 |
| 50/100 | $1,329 |
| 100/300 | $1,447 |
| 250/500 | $1,755 |
| 100 CSL | $1,376 |
| 300 CSL | $1,637 |
| 500 CSL | $1,827 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,794 |
| 20 | $4,524 |
| 30 | $2,706 |
| 40 | $2,668 |
| 50 | $2,548 |
| 60 | $2,524 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $51 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $509 |
Discounts are estimated and may not be available from every company or in every state.
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