Acura ILX Hybrid Insurance Rates

Average auto insurance rates for an Acura ILX Hybrid are $1,286 annually for full coverage insurance. Comprehensive costs on average $242 a year, collision insurance costs $426, and liability coverage is $460. Liability-only coverage costs around $510 a year, and high-risk coverage costs around $2,790. Teenage drivers receive the highest rates at up to $4,956 a year.

Average premium for full coverage: $1,286

Rate estimates by individual coverage type:

Includes $500 physical damage deductibles, liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and ILX Hybrid trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. Rural areas tend to have fewer physical damage claims than densely populated cities. The diagram below illustrates how location helps determine car insurance rates.

These examples illustrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Acura ILX Hybrid insurance rates for different risk profiles and scenarios.

• The best discount rate is $749
• Raising to $1,000 deductibles will save around $1,134 each year
• The estimated rate for a 40-year-old driver with $500 deductibles is $1,286
• Using low $100 deductibles will cost $1,582
• Unlucky drivers who are prone to accidents and violations could pay upwards of $2,790
• The cost with full coverage for a teenage driver may cost $4,956

View Chart as Image

Car insurance rates for an Acura ILX Hybrid can also vary considerably based on the trim level of your ILX Hybrid, your risk profile, and policy deductibles and limits.

Older drivers with no driving violations and high physical damage deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will be charged upwards of $4,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at a minimum $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 42% to 130% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce rates by up to $450 a year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Acura ILX Hybrid insurance rates. A middle-age driver might find rates as low as $840 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,740 on average in Michigan, New York, and Florida.

View Chart as Image

How to Buy the Cheapest Acura ILX Hybrid Insurance

Saving money on auto insurance consists of being a safe and courteous driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates once a year by requesting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

Below is a recap of the data that was covered in the charts and tables above.

• It is possible to save as much as $150 per year just by quoting early and online
• Consumers who require higher levels of liability will pay an extra $510 annually to raise from a minimum limit to higher 250/500 limits
• Teenage drivers are expensive to insure, costing up to $413 per month if comprehensive and collision insurance is included
• Drivers that have major violations or accidents may pay on average $1,500 more each year for auto insurance