Acura ILX Hybrid Insurance Rates
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UPDATED: Jun 2, 2024
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Average insurance rates for an Acura ILX Hybrid are $1,234 a year for full coverage. Comprehensive costs an estimated $228, collision costs $374, and liability coverage is $474. A liability-only policy costs around $522 a year, with high-risk insurance costing around $2,668. 16-year-old drivers receive the highest rates at $4,788 a year or more.
Average premium for full coverage: $1,234
Rate estimates broken down by individual coverage type:
Estimates include $500 deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Rates are averaged for all states and for all ILX Hybrid models.
Price Range by Coverage and Risk
Using a 40-year-old driver as an example, prices range go from as low as $522 for minimum levels of liability insurance to the much higher price of $2,668 for coverage for higher-risk drivers.
Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. More rural locations tend to have a lower frequency of accident claims than congested cities.
The example below illustrates how rural and urban location affects insurance prices.
These examples show why everyone should compare rates quotes for a targeted area and risk profile, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below shows estimated Acura ILX Hybrid insurance rates for other coverage scenarios.
- The best full coverage rate is $725
- Raising to $1,000 deductibles will save approximately $138 a year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,234
- Buying pricier low deductibles will increase the cost to $1,496
- Unlucky drivers with multiple tickets or accidents could pay up to $2,668 or more
- The cost for full coverage for a teenage driver for full coverage can cost as much as $4,788
Insurance rates for an Acura ILX Hybrid can also vary considerably based on your driver profile, the trim level of your ILX Hybrid, and liability limits and deductibles.
A more mature driver with a clean driving record and high deductibles may only pay around $1,200 every 12 months on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay at least $4,700 a year. View Rates by Age
Where you live also has a big influence on Acura ILX Hybrid insurance rates. A middle-age driver might find rates as low as $810 a year in states like Iowa, Maine, and Idaho, or at least $1,760 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,116 | -$118 | -9.6% |
| Alaska | $944 | -$290 | -23.5% |
| Arizona | $1,022 | -$212 | -17.2% |
| Arkansas | $1,234 | -$0 | 0.0% |
| California | $1,406 | $172 | 13.9% |
| Colorado | $1,178 | -$56 | -4.5% |
| Connecticut | $1,268 | $34 | 2.8% |
| Delaware | $1,396 | $162 | 13.1% |
| Florida | $1,542 | $308 | 25.0% |
| Georgia | $1,136 | -$98 | -7.9% |
| Hawaii | $886 | -$348 | -28.2% |
| Idaho | $832 | -$402 | -32.6% |
| Illinois | $918 | -$316 | -25.6% |
| Indiana | $928 | -$306 | -24.8% |
| Iowa | $832 | -$402 | -32.6% |
| Kansas | $1,172 | -$62 | -5.0% |
| Kentucky | $1,680 | $446 | 36.1% |
| Louisiana | $1,824 | $590 | 47.8% |
| Maine | $760 | -$474 | -38.4% |
| Maryland | $1,016 | -$218 | -17.7% |
| Massachusetts | $986 | -$248 | -20.1% |
| Michigan | $2,142 | $908 | 73.6% |
| Minnesota | $1,030 | -$204 | -16.5% |
| Mississippi | $1,474 | $240 | 19.4% |
| Missouri | $1,094 | -$140 | -11.3% |
| Montana | $1,322 | $88 | 7.1% |
| Nebraska | $972 | -$262 | -21.2% |
| Nevada | $1,480 | $246 | 19.9% |
| New Hampshire | $886 | -$348 | -28.2% |
| New Jersey | $1,376 | $142 | 11.5% |
| New Mexico | $1,092 | -$142 | -11.5% |
| New York | $1,298 | $64 | 5.2% |
| North Carolina | $710 | -$524 | -42.5% |
| North Dakota | $1,010 | -$224 | -18.2% |
| Ohio | $852 | -$382 | -31.0% |
| Oklahoma | $1,266 | $32 | 2.6% |
| Oregon | $1,128 | -$106 | -8.6% |
| Pennsylvania | $1,178 | -$56 | -4.5% |
| Rhode Island | $1,644 | $410 | 33.2% |
| South Carolina | $1,116 | -$118 | -9.6% |
| South Dakota | $1,040 | -$194 | -15.7% |
| Tennessee | $1,080 | -$154 | -12.5% |
| Texas | $1,486 | $252 | 20.4% |
| Utah | $912 | -$322 | -26.1% |
| Vermont | $844 | -$390 | -31.6% |
| Virginia | $738 | -$496 | -40.2% |
| Washington | $954 | -$280 | -22.7% |
| West Virginia | $1,128 | -$106 | -8.6% |
| Wisconsin | $854 | -$380 | -30.8% |
| Wyoming | $1,098 | -$136 | -11.0% |
Opting for high physical damage deductibles can reduce rates by up to $400 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying $1,500 to $2,100 extra per year, depending on your age. Acura ILX Hybrid insurance for high-risk drivers is expensive and can cost around 44% to 136% more than the average rate. View High Risk Driver Rates
With so much variability in rates, the only way to know which company is cheapest is to regularly compare rates and see how they stack up. Every auto insurance company utilizes a different rate formula, so the rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Acura ILX Hybrid | $228 | $374 | $474 | $1,234 |
| 2014 Acura ILX Hybrid | $210 | $346 | $474 | $1,188 |
Rates are averaged for all Acura ILX Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Acura ILX Hybrid Insurance
Saving money on auto insurance consists of not taking risks behind the wheel, maintaining good credit, eliminating unneeded coverage, and taking advantage of discounts. Set aside time to shop around at least once a year by obtaining price quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.
The following is a review of the primary concepts that were raised in the charts and tables above.
- Drivers can save approximately $140 per year simply by quoting online well ahead of the renewal date
- Drivers who have several accidents or serious violations pay an average of $1,430 more annually for ILX Hybrid insurance
- Increasing deductibles can save around $400 each year
- Teens are charged the highest rates, costing as high as $399 per month for full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,788 |
| 20 | $2,836 |
| 30 | $1,270 |
| 40 | $1,234 |
| 50 | $1,128 |
| 60 | $1,106 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,496 |
| $250 | $1,374 |
| $500 | $1,234 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,234 |
| 50/100 | $1,329 |
| 100/300 | $1,447 |
| 250/500 | $1,755 |
| 100 CSL | $1,376 |
| 300 CSL | $1,637 |
| 500 CSL | $1,827 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,794 |
| 20 | $4,524 |
| 30 | $2,706 |
| 40 | $2,668 |
| 50 | $2,548 |
| 60 | $2,524 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $51 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $509 |
Discounts are estimated and may not be available from every company or in every state.
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