Acura ILX Hybrid Insurance Rates

The average insurance rates for an Acura ILX Hybrid are $1,256 a year with full coverage. Comprehensive insurance costs an estimated $234 each year, collision insurance costs $400, and liability costs around $464. Liability-only coverage costs as low as $514 a year, and high-risk coverage costs $2,722 or more. Teenage drivers cost the most to insure at up to $4,858 a year.

Average premium for full coverage: $1,256

Policy rates broken down by type of insurance:

Full coverage includes $500 physical damage deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and ILX Hybrid models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. More rural locations are shown to have lower incidents of collision claims than densely populated cities. The graphic below illustrates how where you live affects insurance prices.

The examples above demonstrate why all drivers should compare prices for a targeted area, instead of using average rates.

Use the form below to get customized rates for your location.

More Rate Details

The chart below details average Acura ILX Hybrid insurance rates for other coverage scenarios.

• The best discount rate is $734
• Using higher $1,000 deductibles will save approximately $144 annually
• The estimated price for a good driver age 40 who has $500 deductibles is $1,256
• Using low deductibles for physical damage coverage will cost an additional $278 every year
• Drivers who are prone to accidents and violations could pay up to $2,722
• Policy cost that insures a teen driver can cost as much as $4,858 or more

View Chart as Image

Insurance rates for an Acura ILX Hybrid also range considerably based on the trim level and model year, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,500 to $2,100 additional every year, depending on your age. Insurance for high-risk drivers can be as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,800 a year. View Rates by Age

Your home state has a huge impact on Acura ILX Hybrid insurance prices. A driver around age 40 might see rates as low as $910 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,700 on average in New York, Michigan, and Florida.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $430 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $417 more each year. View Rates by Deductible or Liability Limit

How to Find More Affordable Acura ILX Hybrid Insurance

Finding cheaper rates on car insurance requires being a safe and courteous driver, having a good credit score, not filing small claims, and possibly raising deductibles. Compare prices every year by getting quotes from direct companies, and also from insurance agencies where you live.

Below is a summary of the coverage data touched on in the above illustrations.

• You may be able to save approximately $150 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Teenage drivers are expensive to insure, as much as $405 each month if comprehensive and collision insurance is included
• Higher risk drivers who have multiple accidents or major violations could be forced to pay on average $1,470 more annually for auto insurance