Cheapest Car Insurance Companies That Don’t Lobby (2022)
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 27, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- There are a few car insurance companies that don’t lobby
- Your car insurance options may shrink, but you’ll still have plenty to choose from
- Lobbying is meant to gain the favor of politicians and sway them to vote in the lobbyist’s interests
Are you looking for car insurance companies that don’t lobby? While your options will be decreased, plenty of companies still don’t lobby. It’s possible to get cheap car insurance from companies that don’t donate to politicians and use your money to better the company and local community.
Now that you know you can find car insurance companies that don’t lobby, enter your ZIP code into our free quote tool to see what you could pay for a policy today.
What are some auto insurance companies that don’t lobby?
When everything seems politically motivated nowadays, it makes sense that you would want to give your money to an insurer that doesn’t lobby with it. It can be hard to tell, but some car insurance companies have decided that changing laws through cash isn’t a great way to do business.
The car insurance companies that don’t lobby include:
These car insurance companies use the rates the clients pay each month to provide better services, like discounts, while also investing in the local community. Instead of changing laws, these insurance companies believe in enacting positive change with the clients’ money into the policies.
What insurance companies do lobby?
Unfortunately, most insurance companies spend a great deal of money attempting to influence laws in certain states and on the federal level. As a tried and true method, insurers know the power of indirectly donating to politicians to get a favorable result.
Some of the car insurance companies that lobby to politicians include:
- Liberty Mutual
Many of the top insurance companies are happy to spend unbelievable amounts of money to win the favor of certain politicians. Unfortunately, this impacts laws that affect consumers’ daily lives, so it’s always wise to know where the company is spending its money.
What insurance companies lobby the most?
According to OpenSecrets, insurance is one of the groups that donates most heavily to politicians, with tens of millions of dollars spent each year lobbying. Some of the top car insurance companies political contributions include:
- USAA – $3,130,000
- Nationwide – $2,250,000
- State Farm – $2,207,000
- Liberty Mutual – $2,110,000
With just a sample selection, it’s easy to see how lobbying can accomplish results in the United States. With millions of dollars being sent to these politicians, it makes sense it would impact their decision-making process.
What states have the most car insurance lobbying?
Politicians openly accept donations from lobbying groups depending on their leniencies and the state legislature. Some of the top politicians elected at a state level have received large amounts of money from insurance lobbyists.
Using the same source, the top states with the most donations to politicians from insurance companies include:
- New York
Except for New York, which generally leans Democratic, most of the state politicians receiving the largest donations come from Republican strongholds. Republicans have shown a tendency to keep laws and systems the way they are, so insurance companies could be contributing to support those same views.
What is lobbying?
Simply put, lobbying is when a person tries to influence a politician or group to support a particular idea. Of course, the insurance company can do this through favors, money, or sheer force of will. However, it’s usually the two former factors that spin the wheels of our democracy.
Companies know that lobbying with donations is the best way to get results in this system when it comes to politics and insurance.
Nearly all politicians receive donations from lobbyists, but that doesn’t mean they are beholden to those interests. It’s the hope of the lobbying group that the donations will sway a politician, but there is no guarantee that it will achieve the desired vote or result that the company is looking for.
Lobbying in Car Insurance: The Bottom Line
Lobbying is one of the most influential forces in America’s current political system, and it seems that insurance companies have locked onto that. If you’re looking for car insurance companies that don’t lobby, you’ll likely have fewer choices, but you can still find a quality insurance policy.
There are a few car insurance companies that don’t lobby, so enter your ZIP code into our free quote tool to see what you could pay for a policy today.
Frequently Asked Questions
- What is a named operator policy?
- Will GEICO insure a car not in my name?
- What is covered in a Jeep powertrain warranty?
- Are Jeeps more expensive to insure?
- Do trucks cost more to insure?
- How long does a DUI stay on your record?
- Does the Porsche Club of America offer car insurance?
- View All Coverage Questions
Popular Rate Quotes
- Honda Accord Insurance
- Honda CR-V Insurance
- Ford Edge Insurance
- Toyota Camry Insurance
- Nissan Altima Insurance
- Ford F-150 Insurance
- Subaru Forester Insurance
- Chevrolet Silverado Insurance
- Hyundai Santa Fe Insurance
Compare Rates and Save
Find companies with the cheapest rates in your area