Volkswagen E-Golf Insurance Rates

Estimated insurance prices for a Volkswagen E-Golf are $1,228 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $242 a year, collision insurance costs $368, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $2,648 or more. Teenage drivers pay the most at up to $4,730 a year.

Average premium for full coverage: $1,228

Premium estimates by type of coverage:

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and E-Golf trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how location impacts auto insurance prices.

These rate differences illustrate why it is important to compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Volkswagen E-Golf insurance rates for additional coverage and risk scenarios.

• The best discount rate is $724
• Using higher $1,000 deductibles will save $1,090 each year
• The average price for a 40-year-old good driver who chooses $500 deductibles is $1,228
• Using low $100 deductibles for physical damage coverage costs an extra $268 every year
• Drivers who are prone to accidents and violations could pay around $2,648
• An auto insurance policy to insure a teen driver can cost $4,730 or more

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Insurance prices for a Volkswagen E-Golf also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your E-Golf.

Using high physical damage deductibles could cut prices by as much as $410 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Volkswagen E-Golf insurance prices. A driver around age 40 might see prices as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,660 on average in Florida, New York, and Michigan.

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How to Shop for Affordable Volkswagen E-Golf Insurance

Finding better rates on car insurance requires being a good driver, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Spend time shopping around every year by requesting rates from direct insurance companies, and also from local insurance agencies.

The following list is a brief review of the coverage data touched on above.

• It is possible to save around $140 per year just by quoting early and online
• Increasing policy deductibles could save as much as $400 each year
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $394 per month if they have full coverage
• Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,420 more per year than a safer driver