Volkswagen E-Golf Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 7, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated insurance prices for a Volkswagen E-Golf are $1,228 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $242 a year, collision insurance costs $368, and liability costs around $460. Liability-only coverage costs as low as $510 a year, and high-risk coverage costs $2,648 or more. Teenage drivers pay the most at up to $4,730 a year.

Average premium for full coverage: $1,228

Premium estimates by type of coverage:

Comprehensive $242
Collision $368
Liability $460

Prices are based on $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and E-Golf trim levels.

Insurance Price Range by Risk and Coverage

For the average driver, insurance rates for a Volkswagen E-Golf range from the cheapest price of $510 for just liability coverage to a high of $2,648 for a policy for a high-risk driver.

Liability Only $510
Full Coverage $1,228
High Risk $2,648

Insurance Price Range by Location

Where you live can have significant affects on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than densely populated cities. The diagram below illustrates how location impacts auto insurance prices.

Rural Areas $921
Small Cities $1,289
Large Cities $1,658

These rate differences illustrate why it is important to compare prices using their specific location and their own driving history, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below illustrates average Volkswagen E-Golf insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $724
  • Using higher $1,000 deductibles will save $1,090 each year
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $1,228
  • Using low $100 deductibles for physical damage coverage costs an extra $268 every year
  • Drivers who are prone to accidents and violations could pay around $2,648
  • An auto insurance policy to insure a teen driver can cost $4,730 or more

View Chart as Image

Volkswagen E-Golf insurance cost comparison chart
Column chart showing Volkswagen E-Golf insurance prices range from $724 to $4,730 for full coverage

Insurance prices for a Volkswagen E-Golf also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your E-Golf.

Using high physical damage deductibles could cut prices by as much as $410 every year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay in the ballpark of $4,700 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy can be as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Volkswagen E-Golf insurance prices. A driver around age 40 might see prices as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,660 on average in Florida, New York, and Michigan.

Volkswagen E-Golf Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,110 -$118 -9.6%
Alaska $942 -$286 -23.3%
Arizona $1,020 -$208 -16.9%
Arkansas $1,228 -$0 0.0%
California $1,400 $172 14.0%
Colorado $1,174 -$54 -4.4%
Connecticut $1,262 $34 2.8%
Delaware $1,390 $162 13.2%
Florida $1,536 $308 25.1%
Georgia $1,134 -$94 -7.7%
Hawaii $882 -$346 -28.2%
Idaho $832 -$396 -32.2%
Illinois $914 -$314 -25.6%
Indiana $924 -$304 -24.8%
Iowa $828 -$400 -32.6%
Kansas $1,168 -$60 -4.9%
Kentucky $1,676 $448 36.5%
Louisiana $1,818 $590 48.0%
Maine $760 -$468 -38.1%
Maryland $1,014 -$214 -17.4%
Massachusetts $984 -$244 -19.9%
Michigan $2,134 $906 73.8%
Minnesota $1,028 -$200 -16.3%
Mississippi $1,472 $244 19.9%
Missouri $1,088 -$140 -11.4%
Montana $1,320 $92 7.5%
Nebraska $968 -$260 -21.2%
Nevada $1,474 $246 20.0%
New Hampshire $886 -$342 -27.9%
New Jersey $1,374 $146 11.9%
New Mexico $1,088 -$140 -11.4%
New York $1,294 $66 5.4%
North Carolina $708 -$520 -42.3%
North Dakota $1,006 -$222 -18.1%
Ohio $848 -$380 -30.9%
Oklahoma $1,262 $34 2.8%
Oregon $1,126 -$102 -8.3%
Pennsylvania $1,172 -$56 -4.6%
Rhode Island $1,640 $412 33.6%
South Carolina $1,112 -$116 -9.4%
South Dakota $1,036 -$192 -15.6%
Tennessee $1,076 -$152 -12.4%
Texas $1,482 $254 20.7%
Utah $908 -$320 -26.1%
Vermont $842 -$386 -31.4%
Virginia $734 -$494 -40.2%
Washington $950 -$278 -22.6%
West Virginia $1,126 -$102 -8.3%
Wisconsin $850 -$378 -30.8%
Wyoming $1,096 -$132 -10.7%

View Chart as Image

Volkswagen E-Golf insurance rates by U.S. city
Volkswagen E-Golf Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Volkswagen E-Golf $270 $446 $456 $1,330
2018 Volkswagen E-Golf $258 $400 $460 $1,276
2017 Volkswagen E-Golf $242 $368 $460 $1,228
2016 Volkswagen E-Golf $234 $346 $464 $1,202

Rates are averaged for all Volkswagen E-Golf models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Volkswagen E-Golf Insurance

Finding better rates on car insurance requires being a good driver, having good credit, paying for small claims out-of-pocket, and possibly raising deductibles. Spend time shopping around every year by requesting rates from direct insurance companies, and also from local insurance agencies.

The following list is a brief review of the coverage data touched on above.

  • It is possible to save around $140 per year just by quoting early and online
  • Increasing policy deductibles could save as much as $400 each year
  • Drivers age 16 to 20 are expensive to insure, with premiums being up to $394 per month if they have full coverage
  • Higher risk drivers with DUI or reckless driving convictions may have to pay on average $1,420 more per year than a safer driver

Rates by Driver Age

Volkswagen E-Golf Insurance Rates by Driver Age
Driver Age Premium
16 $4,730
20 $2,812
30 $1,266
40 $1,228
50 $1,124
60 $1,100

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen E-Golf Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,496
$250 $1,372
$500 $1,228
$1,000 $1,090

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen E-Golf Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,228
50/100 $1,320
100/300 $1,435
250/500 $1,734
100 CSL $1,366
300 CSL $1,619
500 CSL $1,803

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen E-Golf Insurance Rates for High Risk Drivers
Age Premium
16 $6,708
20 $4,480
30 $2,690
40 $2,648
50 $2,530
60 $2,506

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $167

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $64
Multi-vehicle $65
Homeowner $20
5-yr Accident Free $83
5-yr Claim Free $78
Paid in Full/EFT $51
Advance Quote $57
Online Quote $86
Total Discounts $504
Rate after discounts $724

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles