Volkswagen E-Golf Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Estimated insurance prices for a Volkswagen E-Golf are $1,228 every 12 months including full coverage. Comprehensive costs approximately $242 each year, collision costs $368, and liability insurance is $460. A liability-only policy costs around $510 a year, with high-risk insurance costing around $2,648. Teen drivers pay the most at $4,730 a year or more.
Average premium for full coverage: $1,228
Premium estimates by type of coverage:
Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and E-Golf models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Volkswagen E-Golf go from the cheapest price of $510 for liability-only coverage to a high rate of $2,648 for a high-risk driver policy.
Insurance Price Range by Location
Choosing to live in a large city has a significant impact on car insurance prices. Rural locations are statistically proven to have more infrequent comprehensive and collision claims than larger metro areas.
The graphic below illustrates the difference location can make on auto insurance prices.
These rate differences highlight why all drivers should compare rates quotes using their specific location and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Volkswagen E-Golf insurance rates for additional coverage and risk scenarios.
- The lowest rate with discounts is $724
- Raising to $1,000 deductibles will save $138 every year
- The average price for a 40-year-old good driver who chooses $500 deductibles is $1,228
- Choosing low deductibles increases the price to $1,496
- Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,648 or more
- An auto insurance policy to insure a teen driver can cost $4,730
Auto insurance prices for a Volkswagen E-Golf also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the model of your E-Golf.
Choosing high deductibles can reduce prices by up to $410 each year, whereas increasing liability limits will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $4,700 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are likely paying anywhere from $1,500 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 42% to 136% more than average. View High Risk Driver Rates
Where you choose to live also has a big influence on Volkswagen E-Golf insurance rates. A middle-age driver might find prices as low as $940 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,750 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,110 | -$118 | -9.6% |
| Alaska | $942 | -$286 | -23.3% |
| Arizona | $1,020 | -$208 | -16.9% |
| Arkansas | $1,228 | -$0 | 0.0% |
| California | $1,400 | $172 | 14.0% |
| Colorado | $1,174 | -$54 | -4.4% |
| Connecticut | $1,262 | $34 | 2.8% |
| Delaware | $1,390 | $162 | 13.2% |
| Florida | $1,536 | $308 | 25.1% |
| Georgia | $1,134 | -$94 | -7.7% |
| Hawaii | $882 | -$346 | -28.2% |
| Idaho | $832 | -$396 | -32.2% |
| Illinois | $914 | -$314 | -25.6% |
| Indiana | $924 | -$304 | -24.8% |
| Iowa | $828 | -$400 | -32.6% |
| Kansas | $1,168 | -$60 | -4.9% |
| Kentucky | $1,676 | $448 | 36.5% |
| Louisiana | $1,818 | $590 | 48.0% |
| Maine | $760 | -$468 | -38.1% |
| Maryland | $1,014 | -$214 | -17.4% |
| Massachusetts | $984 | -$244 | -19.9% |
| Michigan | $2,134 | $906 | 73.8% |
| Minnesota | $1,028 | -$200 | -16.3% |
| Mississippi | $1,472 | $244 | 19.9% |
| Missouri | $1,088 | -$140 | -11.4% |
| Montana | $1,320 | $92 | 7.5% |
| Nebraska | $968 | -$260 | -21.2% |
| Nevada | $1,474 | $246 | 20.0% |
| New Hampshire | $886 | -$342 | -27.9% |
| New Jersey | $1,374 | $146 | 11.9% |
| New Mexico | $1,088 | -$140 | -11.4% |
| New York | $1,294 | $66 | 5.4% |
| North Carolina | $708 | -$520 | -42.3% |
| North Dakota | $1,006 | -$222 | -18.1% |
| Ohio | $848 | -$380 | -30.9% |
| Oklahoma | $1,262 | $34 | 2.8% |
| Oregon | $1,126 | -$102 | -8.3% |
| Pennsylvania | $1,172 | -$56 | -4.6% |
| Rhode Island | $1,640 | $412 | 33.6% |
| South Carolina | $1,112 | -$116 | -9.4% |
| South Dakota | $1,036 | -$192 | -15.6% |
| Tennessee | $1,076 | -$152 | -12.4% |
| Texas | $1,482 | $254 | 20.7% |
| Utah | $908 | -$320 | -26.1% |
| Vermont | $842 | -$386 | -31.4% |
| Virginia | $734 | -$494 | -40.2% |
| Washington | $950 | -$278 | -22.6% |
| West Virginia | $1,126 | -$102 | -8.3% |
| Wisconsin | $850 | -$378 | -30.8% |
| Wyoming | $1,096 | -$132 | -10.7% |
With such a large range in prices, the best way to figure out who has the best auto insurance prices is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different rate calculation, and quoted prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2019 Volkswagen E-Golf | $270 | $446 | $456 | $1,330 |
| 2018 Volkswagen E-Golf | $258 | $400 | $460 | $1,276 |
| 2017 Volkswagen E-Golf | $242 | $368 | $460 | $1,228 |
| 2016 Volkswagen E-Golf | $234 | $346 | $464 | $1,202 |
Rates are averaged for all Volkswagen E-Golf models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Volkswagen E-Golf Insurance
Finding better rates on Volkswagen E-Golf insurance consists of being a low-risk driver, having a good credit score, refrain from filing small claims, and not having any coverage lapses. Make time to compare rates every time your policy renews by requesting quotes from direct car insurance companies, and also from your local car insurance providers.
The items below are a recap of the information touched on in this article.
- You may be able to save around $140 per year simply by quoting online in advance
- Teen drivers have the highest car insurance prices, with the cost nearing $394 per month if comprehensive and collision insurance is included
- Increasing policy deductibles could save as much as $400 each year
- High-risk drivers that have major violations or accidents could be charged and average of $1,420 more per year to insure their E-Golf
- Drivers who purchase more liability coverage will pay about $510 per year to raise from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,730 |
| 20 | $2,812 |
| 30 | $1,266 |
| 40 | $1,228 |
| 50 | $1,124 |
| 60 | $1,100 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,496 |
| $250 | $1,372 |
| $500 | $1,228 |
| $1,000 | $1,090 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,228 |
| 50/100 | $1,320 |
| 100/300 | $1,435 |
| 250/500 | $1,734 |
| 100 CSL | $1,366 |
| 300 CSL | $1,619 |
| 500 CSL | $1,803 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,708 |
| 20 | $4,480 |
| 30 | $2,690 |
| 40 | $2,648 |
| 50 | $2,530 |
| 60 | $2,506 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $65 |
| Homeowner | $20 |
| 5-yr Accident Free | $83 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $51 |
| Advance Quote | $57 |
| Online Quote | $86 |
| Total Discounts | $504 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
