Volkswagen E-Golf Insurance Rates

Average insurance prices for a Volkswagen E-Golf are $1,276 every 12 months for full coverage. Comprehensive insurance costs on average $258, collision insurance costs $400, and liability insurance costs $460. A liability-only policy costs as little as $510 a year, and high-risk insurance costs $2,752 or more. Teenage drivers receive the highest rates at up to $4,882 a year.

Average premium for full coverage: $1,276

Rate estimates by individual coverage type:

Prices are based on $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for different E-Golf trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on car insurance rates. Rural areas tend to have more infrequent accident claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.

These examples show why anyone shopping for car insurance should compare rates based on a specific location and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Volkswagen E-Golf insurance rates for different risk profiles and scenarios.

• The best discount rate is $750
• Drivers who choose higher $1,000 deductibles will pay around $150 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,276
• Using more expensive low deductibles for comprehensive and collision insurance costs an extra $288 a year
• High risk drivers who are prone to accidents and violations could pay upwards of $2,752
• The cost to insure a teen driver with full coverage may cost $4,882 a year

View Chart as Image

Insurance rates for a Volkswagen E-Golf can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your E-Golf.

Using high physical damage deductibles could save up to $440 each year, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay upwards of $4,800 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 131% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Volkswagen E-Golf insurance rates. A 40-year-old driver could pay as low as $840 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,820 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Affordable Volkswagen E-Golf Insurance

Saving money on Volkswagen E-Golf insurance not only requires avoiding accidents and violations, but also having good credit, eliminating unneeded coverage, and determing if full coverage is necessary. Take the time to compare rates every couple of years by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a brief review of the material that was covered in the above illustrations.

• Drivers who require higher liability limits will pay an extra $510 each year to go from a minimum limit to a 250/500 level
• Teenagers pay the highest rates, costing as high as $407 per month if they have full coverage
• High-risk drivers with DUI or reckless driving convictions pay an average of $1,480 more each year for car insurance
• Increasing deductibles could save as much as $450 each year