Volvo V60 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 23, 2024

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The average insurance rates for a Volvo V60 are $1,310 a year for full coverage. Comprehensive insurance costs around $270, collision insurance costs $516, and liability is estimated at $388. A liability-only policy costs approximately $434 a year, and high-risk insurance costs $2,848 or more. Teenage drivers cost the most to insure at up to $4,892 a year.

Average premium for full coverage: $1,310

Policy rates for type of insurance:

Comprehensive $270
Collision $516
Liability $388

Includes $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for different V60 trim levels.

Price Range Variability

For the normal driver, Volvo V60 insurance rates range from the low end price of $434 for just liability coverage to a much higher rate of $2,848 for a high-risk driver policy.

Liability Only $434
Full Coverage $1,310
High Risk $2,848

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population are shown to have lower incidents of accident claims than densely populated cities. The price range example below illustrates how geographic area affects auto insurance rates.

Rural Areas $983
Small Cities $1,376
Large Cities $1,769

The examples above show why anyone shopping for car insurance should get quotes for a specific zip code, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Volvo V60 insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $745
  • Choosing higher $1,000 deductibles can save about $176 a year
  • The estimated price for a good driver age 40 using $500 deductibles is $1,310
  • Using more expensive low deductibles for comp and collision coverage will cost an additional $350 annually
  • Higher-risk drivers who are prone to accidents and violations could pay at least $2,848
  • Policy cost that insures a 16-year-old driver with full coverage can be $4,892 each year

View Chart as Image

Volvo V60 insurance cost comparison chart
Column chart showing Volvo V60 insurance prices range from $745 to $4,892 for full coverage

Car insurance rates for a Volvo V60 also range considerably based on the model year and trim level, how you drive, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you could be paying at least $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance ranges from 45% to 136% more than a normal policy. View High Risk Driver Rates

An older driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged as much as $4,800 a year. View Rates by Age

Your home state plays a big part in determining prices for Volvo V60 insurance prices. A good driver about age 40 could pay as low as $860 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,870 on average in Michigan, Louisiana, and New York.

Volvo V60 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,184 -$126 -9.6%
Alaska $1,002 -$308 -23.5%
Arizona $1,086 -$224 -17.1%
Arkansas $1,310 -$0 0.0%
California $1,494 $184 14.0%
Colorado $1,250 -$60 -4.6%
Connecticut $1,346 $36 2.7%
Delaware $1,480 $170 13.0%
Florida $1,636 $326 24.9%
Georgia $1,212 -$98 -7.5%
Hawaii $942 -$368 -28.1%
Idaho $886 -$424 -32.4%
Illinois $976 -$334 -25.5%
Indiana $988 -$322 -24.6%
Iowa $884 -$426 -32.5%
Kansas $1,242 -$68 -5.2%
Kentucky $1,786 $476 36.3%
Louisiana $1,940 $630 48.1%
Maine $806 -$504 -38.5%
Maryland $1,080 -$230 -17.6%
Massachusetts $1,046 -$264 -20.2%
Michigan $2,272 $962 73.4%
Minnesota $1,096 -$214 -16.3%
Mississippi $1,570 $260 19.8%
Missouri $1,162 -$148 -11.3%
Montana $1,406 $96 7.3%
Nebraska $1,032 -$278 -21.2%
Nevada $1,570 $260 19.8%
New Hampshire $944 -$366 -27.9%
New Jersey $1,464 $154 11.8%
New Mexico $1,158 -$152 -11.6%
New York $1,378 $68 5.2%
North Carolina $754 -$556 -42.4%
North Dakota $1,072 -$238 -18.2%
Ohio $902 -$408 -31.1%
Oklahoma $1,342 $32 2.4%
Oregon $1,200 -$110 -8.4%
Pennsylvania $1,248 -$62 -4.7%
Rhode Island $1,746 $436 33.3%
South Carolina $1,186 -$124 -9.5%
South Dakota $1,104 -$206 -15.7%
Tennessee $1,144 -$166 -12.7%
Texas $1,578 $268 20.5%
Utah $968 -$342 -26.1%
Vermont $894 -$416 -31.8%
Virginia $784 -$526 -40.2%
Washington $1,010 -$300 -22.9%
West Virginia $1,202 -$108 -8.2%
Wisconsin $904 -$406 -31.0%
Wyoming $1,164 -$146 -11.1%

View Chart as Image

Volvo V60 insurance rates by U.S. city

Using high physical damage deductibles can save as much as $530 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $349 extra every 12 months. View Rates by Deductible or Liability Limit

Volvo V60 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volvo V60 $362 $688 $316 $1,502
2023 Volvo V60 $346 $660 $332 $1,474
2022 Volvo V60 $332 $656 $338 $1,462
2021 Volvo V60 $320 $640 $354 $1,450
2020 Volvo V60 $310 $612 $364 $1,422
2019 Volvo V60 $292 $592 $376 $1,396
2018 Volvo V60 $282 $548 $384 $1,350
2017 Volvo V60 $270 $516 $388 $1,310
2016 Volvo V60 $258 $464 $390 $1,248

Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Volvo V60 Insurance

Finding cheaper rates on insurance for a Volvo V60 takes avoiding accidents and claims, having a positive credit history, avoid buying unnecessary coverage, and consideration of higher deductibles. Compare prices every time your policy renews by requesting quotes from direct carriers, and also from several local insurance agents.

The points below are a recap of the information presented in the illustrations above.

  • Drivers can save up to $160 per year just by shopping early and online
  • Drivers under the age of 20 are the costliest to insure, costing up to $408 each month if full coverage is purchased
  • Increasing comprehensive and collision deductibles can save approximately $525 each year
  • Drivers considered higher risk that have major violations or accidents pay on average $1,540 more every year to insure a Volvo V60
  • Insureds who may need increased liability limits will pay an extra $430 each year to raise limits from a 30/60 limit to the 250/500 level

Rates by Driver Age

Volvo V60 Insurance Rates by Driver Age
Driver Age Premium
16 $4,892
20 $3,034
30 $1,366
40 $1,310
50 $1,198
60 $1,178

Full coverage, $500 deductibles

Rates by Deductible

Volvo V60 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,660
$250 $1,498
$500 $1,310
$1,000 $1,134

Full coverage, driver age 40

Rates by Liability Limit

Volvo V60 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,310
50/100 $1,388
100/300 $1,485
250/500 $1,737
100 CSL $1,426
300 CSL $1,640
500 CSL $1,795

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo V60 Insurance Rates for High Risk Drivers
Age Premium
16 $6,998
20 $4,838
30 $2,910
40 $2,848
50 $2,716
60 $2,694

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $66
Online Quote $94
Total Discounts $565
Rate after discounts $745

Discounts are estimated and may not be available from every company or in every state.

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