Volvo V60 Insurance Rates

U.S. average insurance rates for a Volvo V60 are $1,248 a year with full coverage. Comprehensive costs around $258 each year, collision insurance costs $464, and liability costs around $390. Liability-only coverage costs as low as $438 a year, and high-risk coverage costs around $2,706. 16-year-old drivers pay the highest rates at up to $4,688 a year.

Average premium for full coverage: $1,248

Price estimates for individual coverage:

Prices include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and V60 models.

Price Range from Low to High

Geographic Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population have lower incidents of collision claims than congested cities. The graphic below illustrates how rural and urban location affects auto insurance rates.

The ranges above demonstrate why all drivers should compare prices for a specific zip code, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Volvo V60 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $716
• Using higher $1,000 deductibles will save about $164 annually
• The estimated price for the average middle-age driver using $500 deductibles is $1,248
• Buying low deductibles for physical damage coverage bumps up the cost to $1,566
• High-risk insureds with multiple tickets or accidents could pay at least $2,706
• The price that insures a 16-year-old driver can be $4,688 or more

View Chart as Image

Auto insurance prices for a Volvo V60 are also quite variable based on the trim level and model year, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,500 to $2,100 in extra premium each year, depending on your age. Insurance for high-risk drivers can be from 45% to 134% more than the average rate. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,200 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,600 a year. View Rates by Age

The state you live in has a huge impact on Volvo V60 insurance prices. A driver around age 40 might see prices as low as $900 a year in states like New Hampshire, Ohio, and Utah, or at least $1,690 on average in Florida, Michigan, and New York.

View Chart as Image

Opting for high physical damage deductibles could cut prices by as much as $490 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $351 extra every year. View Rates by Deductible or Liability Limit

How to Find the Right Volvo V60 Insurance

Getting lower rates on insurance for a Volvo V60 requires being a low-risk driver, maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Comparison shop every year by getting quotes from direct companies, and also from your local independent and exclusive agents.

The items below are a quick rundown of the coverage data raised in the charts and tables above.

• You may be able to save up to $150 per year just by quoting online in advance
• Increasing physical damage deductibles can save approximately $475 each year
• Teen drivers are expensive to insure, costing up to $391 a month if the policy includes full coverage
• Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,460 more every year to insure their V60