Volvo V60 Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average auto insurance rates for a Volvo V60 are $1,310 annually for full coverage. Comprehensive insurance costs an estimated $270, collision costs $516, and liability coverage costs around $388. Liability-only coverage costs as low as $434 a year, with high-risk coverage costing $2,848 or more. Teen drivers cost the most to insure at $4,892 a year or more.
Average premium for full coverage: $1,310
Policy rates broken down by type of insurance:
Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes UM/UIM and medical coverage. Prices are averaged for all states and for all V60 models.
Price Range Variability
For the average driver, Volvo V60 insurance rates go from as cheap as $434 for a discount liability-only rate to the much higher price of $2,848 for a high-risk driver policy.
Urban vs. Rural Price Range
Where you live has a large influence on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas.
The example below illustrates how location impacts insurance prices.
The examples above show why everyone should compare prices for a targeted area and their own personal driving habits, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows estimated Volvo V60 insurance rates for other coverage scenarios.
- The lowest rate with discounts is $745
- Using higher $1,000 deductibles will save approximately $176 a year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,310
- Choosing pricier low deductibles for physical damage coverage costs an additional $350 each year
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,848 or more
- Policy cost with full coverage for a teenage driver for full coverage can cost as much as $4,892 or more
Insurance rates for a Volvo V60 also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.
A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,800 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying $1,600 to $2,200 additional every year, depending on your age. Volvo V60 insurance for high-risk drivers can be around 45% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles could cut rates by as much as $530 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $349 more each year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Volvo V60 insurance rates. A driver around age 40 might see rates as low as $860 a year in states like Iowa, Maine, and Idaho, or as much as $1,870 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,184 | -$126 | -9.6% |
| Alaska | $1,002 | -$308 | -23.5% |
| Arizona | $1,086 | -$224 | -17.1% |
| Arkansas | $1,310 | -$0 | 0.0% |
| California | $1,494 | $184 | 14.0% |
| Colorado | $1,250 | -$60 | -4.6% |
| Connecticut | $1,346 | $36 | 2.7% |
| Delaware | $1,480 | $170 | 13.0% |
| Florida | $1,636 | $326 | 24.9% |
| Georgia | $1,212 | -$98 | -7.5% |
| Hawaii | $942 | -$368 | -28.1% |
| Idaho | $886 | -$424 | -32.4% |
| Illinois | $976 | -$334 | -25.5% |
| Indiana | $988 | -$322 | -24.6% |
| Iowa | $884 | -$426 | -32.5% |
| Kansas | $1,242 | -$68 | -5.2% |
| Kentucky | $1,786 | $476 | 36.3% |
| Louisiana | $1,940 | $630 | 48.1% |
| Maine | $806 | -$504 | -38.5% |
| Maryland | $1,080 | -$230 | -17.6% |
| Massachusetts | $1,046 | -$264 | -20.2% |
| Michigan | $2,272 | $962 | 73.4% |
| Minnesota | $1,096 | -$214 | -16.3% |
| Mississippi | $1,570 | $260 | 19.8% |
| Missouri | $1,162 | -$148 | -11.3% |
| Montana | $1,406 | $96 | 7.3% |
| Nebraska | $1,032 | -$278 | -21.2% |
| Nevada | $1,570 | $260 | 19.8% |
| New Hampshire | $944 | -$366 | -27.9% |
| New Jersey | $1,464 | $154 | 11.8% |
| New Mexico | $1,158 | -$152 | -11.6% |
| New York | $1,378 | $68 | 5.2% |
| North Carolina | $754 | -$556 | -42.4% |
| North Dakota | $1,072 | -$238 | -18.2% |
| Ohio | $902 | -$408 | -31.1% |
| Oklahoma | $1,342 | $32 | 2.4% |
| Oregon | $1,200 | -$110 | -8.4% |
| Pennsylvania | $1,248 | -$62 | -4.7% |
| Rhode Island | $1,746 | $436 | 33.3% |
| South Carolina | $1,186 | -$124 | -9.5% |
| South Dakota | $1,104 | -$206 | -15.7% |
| Tennessee | $1,144 | -$166 | -12.7% |
| Texas | $1,578 | $268 | 20.5% |
| Utah | $968 | -$342 | -26.1% |
| Vermont | $894 | -$416 | -31.8% |
| Virginia | $784 | -$526 | -40.2% |
| Washington | $1,010 | -$300 | -22.9% |
| West Virginia | $1,202 | -$108 | -8.2% |
| Wisconsin | $904 | -$406 | -31.0% |
| Wyoming | $1,164 | -$146 | -11.1% |
Because rates have so much variability, the only way to know which auto insurance is cheapest is to regularly compare rates and see how they stack up. Each insurance company uses a different rate calculation, and rates will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 | $362 | $688 | $316 | $1,502 |
| 2023 Volvo V60 | $346 | $660 | $332 | $1,474 |
| 2022 Volvo V60 | $332 | $656 | $338 | $1,462 |
| 2021 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2020 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2019 Volvo V60 | $292 | $592 | $376 | $1,396 |
| 2018 Volvo V60 | $282 | $548 | $384 | $1,350 |
| 2017 Volvo V60 | $270 | $516 | $388 | $1,310 |
| 2016 Volvo V60 | $258 | $464 | $390 | $1,248 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Cheap Volvo V60 Insurance
Finding cheaper rates on auto insurance requires being a good driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Spend time shopping around every time your policy renews by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following list is a quick review of the information touched on above.
- Drivers can save approximately $160 per year simply by quoting online well ahead of the renewal date
- Drivers age 16 to 20 are expensive to insure, costing up to $408 each month if they have full coverage
- Increasing comprehensive and collision deductibles could save up to $525 each year
- Drivers with a DUI or reckless driving violation may pay on average $1,540 more annually than a safer driver
- Consumers who want an increased level of liability coverage will pay about $430 each year to increase from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,892 |
| 20 | $3,034 |
| 30 | $1,366 |
| 40 | $1,310 |
| 50 | $1,198 |
| 60 | $1,178 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,660 |
| $250 | $1,498 |
| $500 | $1,310 |
| $1,000 | $1,134 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,310 |
| 50/100 | $1,388 |
| 100/300 | $1,485 |
| 250/500 | $1,737 |
| 100 CSL | $1,426 |
| 300 CSL | $1,640 |
| 500 CSL | $1,795 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,998 |
| 20 | $4,838 |
| 30 | $2,910 |
| 40 | $2,848 |
| 50 | $2,716 |
| 60 | $2,694 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $20 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $61 |
| Advance Quote | $66 |
| Online Quote | $94 |
| Total Discounts | $565 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
