Volvo V60 Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 23, 2024
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Estimated insurance rates for a Volvo V60 are $1,194 a year including full coverage. Comprehensive costs on average $242, collision insurance costs $426, and liability costs around $390. A liability-only policy costs as low as $438 a year, and high-risk insurance costs around $2,588. Teens pay the most at up to $4,516 a year.
Average premium for full coverage: $1,194
Premium estimates by type of coverage:
Full coverage includes $500 policy deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 U.S. states and for different V60 trim levels.
Insurance Price Range by Risk and Coverage
Using a middle-aged driver as an example, insurance rates for a Volvo V60 range from the low end price of $438 for the bare minimum liability coverage to a much higher rate of $2,588 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Where you live can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The price range example below illustrates how where you live affects car insurance rates.
These rate differences highlight why anyone shopping for car insurance should compare prices based on a specific location, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below breaks down average Volvo V60 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $691
- Using higher $1,000 deductibles will save around $152 every year
- The estimated price for a 40-year-old good driver with $500 deductibles is $1,194
- Selecting more expensive low deductibles for physical damage coverage bumps up the cost to $1,490
- High-risk insureds with serious driving violations could pay upwards of $2,588
- An auto insurance policy that insures a 16-year-old driver with full coverage may cost $4,516 or more
Auto insurance prices for a Volvo V60 also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.
If you have a few violations or you caused an accident, you are likely paying at a minimum $1,400 to $2,000 in extra premium annually, depending on your age. High-risk driver insurance can be from 44% to 131% more than the average policy. View High Risk Driver Rates
An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay upwards of $4,500 a year. View Rates by Age
Where you choose to live has a huge impact on Volvo V60 insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,700 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,080 | -$114 | -9.5% |
| Alaska | $916 | -$278 | -23.3% |
| Arizona | $990 | -$204 | -17.1% |
| Arkansas | $1,194 | -$0 | 0.0% |
| California | $1,362 | $168 | 14.1% |
| Colorado | $1,140 | -$54 | -4.5% |
| Connecticut | $1,226 | $32 | 2.7% |
| Delaware | $1,350 | $156 | 13.1% |
| Florida | $1,490 | $296 | 24.8% |
| Georgia | $1,106 | -$88 | -7.4% |
| Hawaii | $858 | -$336 | -28.1% |
| Idaho | $808 | -$386 | -32.3% |
| Illinois | $890 | -$304 | -25.5% |
| Indiana | $900 | -$294 | -24.6% |
| Iowa | $806 | -$388 | -32.5% |
| Kansas | $1,134 | -$60 | -5.0% |
| Kentucky | $1,630 | $436 | 36.5% |
| Louisiana | $1,768 | $574 | 48.1% |
| Maine | $738 | -$456 | -38.2% |
| Maryland | $986 | -$208 | -17.4% |
| Massachusetts | $952 | -$242 | -20.3% |
| Michigan | $2,072 | $878 | 73.5% |
| Minnesota | $1,000 | -$194 | -16.2% |
| Mississippi | $1,430 | $236 | 19.8% |
| Missouri | $1,060 | -$134 | -11.2% |
| Montana | $1,282 | $88 | 7.4% |
| Nebraska | $940 | -$254 | -21.3% |
| Nevada | $1,432 | $238 | 19.9% |
| New Hampshire | $862 | -$332 | -27.8% |
| New Jersey | $1,334 | $140 | 11.7% |
| New Mexico | $1,056 | -$138 | -11.6% |
| New York | $1,256 | $62 | 5.2% |
| North Carolina | $690 | -$504 | -42.2% |
| North Dakota | $978 | -$216 | -18.1% |
| Ohio | $822 | -$372 | -31.2% |
| Oklahoma | $1,226 | $32 | 2.7% |
| Oregon | $1,094 | -$100 | -8.4% |
| Pennsylvania | $1,136 | -$58 | -4.9% |
| Rhode Island | $1,592 | $398 | 33.3% |
| South Carolina | $1,082 | -$112 | -9.4% |
| South Dakota | $1,008 | -$186 | -15.6% |
| Tennessee | $1,046 | -$148 | -12.4% |
| Texas | $1,440 | $246 | 20.6% |
| Utah | $884 | -$310 | -26.0% |
| Vermont | $818 | -$376 | -31.5% |
| Virginia | $714 | -$480 | -40.2% |
| Washington | $922 | -$272 | -22.8% |
| West Virginia | $1,094 | -$100 | -8.4% |
| Wisconsin | $826 | -$368 | -30.8% |
| Wyoming | $1,064 | -$130 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $450 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 | $332 | $656 | $338 | $1,462 |
| 2023 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2022 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2021 Volvo V60 | $292 | $592 | $376 | $1,396 |
| 2020 Volvo V60 | $282 | $548 | $384 | $1,350 |
| 2019 Volvo V60 | $270 | $516 | $388 | $1,310 |
| 2018 Volvo V60 | $258 | $464 | $390 | $1,248 |
| 2017 Volvo V60 | $242 | $426 | $390 | $1,194 |
| 2016 Volvo V60 | $234 | $400 | $394 | $1,164 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Volvo V60 Insurance
Finding better rates on insurance for a Volvo V60 requires avoiding accidents and claims, maintaining a good credit score, refrain from filing small claims, and deciding if full coverage is necessary. Compare rates every other policy renewal by getting quotes from direct car insurance companies, and also from insurance agencies where you live.
The points below are a summary of the ideas that were touched on in the above illustrations.
- Drivers under the age of 20 are charged the highest prices, with the cost nearing $376 per month if the policy includes full coverage
- Drivers considered higher risk who have multiple accidents or major violations could be forced to pay on average $1,390 more each year to insure a Volvo V60
- Increasing policy deductibles can save approximately $450 each year
- You may be able to save as much as $140 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,516 |
| 20 | $2,754 |
| 30 | $1,242 |
| 40 | $1,194 |
| 50 | $1,094 |
| 60 | $1,072 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,490 |
| $250 | $1,352 |
| $500 | $1,194 |
| $1,000 | $1,042 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,194 |
| 50/100 | $1,272 |
| 100/300 | $1,370 |
| 250/500 | $1,623 |
| 100 CSL | $1,311 |
| 300 CSL | $1,526 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,438 |
| 20 | $4,390 |
| 30 | $2,640 |
| 40 | $2,588 |
| 50 | $2,470 |
| 60 | $2,446 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $85 |
| Total Discounts | $503 |
Discounts are estimated and may not be available from every company or in every state.
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