Volvo V60 Insurance Rates

The average insurance prices for a Volvo V60 are $1,194 every 12 months with full coverage. Comprehensive costs on average $242, collision insurance costs $426, and liability is estimated at $390. Liability-only coverage costs approximately $438 a year, and high-risk coverage costs around $2,588. Teenage drivers cost the most to insure at up to $4,516 a year.

Average premium for full coverage: $1,194

Policy rates by type of insurance:

Rate estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and for all V60 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Rural areas are shown to have more infrequent collision claims than densely populated cities. The example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why everyone should get quotes based on a specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Volvo V60 insurance rates for different risk profiles and scenarios.

• The best discount rate is $691
• Choosing higher $1,000 deductibles can save around $152 annually
• The average price for a good driver age 40 with $500 deductibles is $1,194
• Using pricier low deductibles for comp and collision coverage increases the price to $1,490
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,588
• Policy cost to insure a 16-year-old driver for full coverage may cost $4,516 each year

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Insurance rates for a Volvo V60 also range considerably based on liability limits and deductibles, your driving record, and the trim level of your V60.

Using high physical damage deductibles can save as much as $450 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,100 annually on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $4,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,400 to $2,000 additional every year, depending on your age. Volvo V60 insurance for high-risk drivers ranges from 44% to 131% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Volvo V60 insurance prices. A good driver about age 40 could pay as low as $860 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,610 on average in Florida, Michigan, and New York.

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How to Shop for the Best Volvo V60 Insurance

Finding cheaper rates on insurance for a Volvo V60 takes being a good driver, having above-average credit, not filing small claims, and dropping full coverage on older vehicles. Set aside time to compare rates at every policy renewal by getting quotes from direct companies, and also from local exclusive and independent agents.

The following list is a brief recap of the data covered above.

• Insureds who require an increased level of liability coverage will pay an extra $430 every year to raise limits from a 30/60 limit to a 250/500 level
• You may be able to save as much as $140 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles could save as much as $450 each year
• Drivers age 16 to 20 pay higher rates, as much as $376 each month if full coverage is included