Volvo V60 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
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Average insurance prices for a Volvo V60 are $1,194 every 12 months with full coverage. Comprehensive costs around $242 each year, collision insurance costs $426, and liability costs around $390. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs around $2,588. Teens receive the highest rates at up to $4,516 a year.
Average premium for full coverage: $1,194
Rate estimates for individual coverage type:
Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and V60 models.
Price Range by Coverage and Risk
For the average driver, prices range range from the cheapest price of $438 for basic liability insurance to a high rate of $2,588 for a driver who requires high-risk insurance.
Price Range by Location
Where you live can make a big difference on insurance rates. Areas with sparse population tend to have more infrequent collision claims than cities with more traffic congestion. The graphic below illustrates how location impacts auto insurance rates.
These examples demonstrate why all drivers should compare prices for a specific zip code and their own driving history, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below details average Volvo V60 insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $691
- Using higher $1,000 deductibles will save about $152 annually
- The average price for a 40-year-old driver using $500 deductibles is $1,194
- Selecting low deductibles for physical damage coverage increases the price to $1,490
- High-risk insureds with serious driving violations could pay at least $2,588
- The cost to insure a 16-year-old driver can be $4,516 or more
Auto insurance rates for a Volvo V60 can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $450 annually, whereas increasing liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $351 extra every year. View Rates by Deductible or Liability Limit
More mature drivers with a good driving record and higher deductibles may pay as low as $1,100 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay as much as $4,500 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,400 to $2,000 in extra premium per year, depending on your age. Insurance for high-risk drivers can be from 44% to 131% more than the average policy. View High Risk Driver Rates
Where you live has a huge impact on Volvo V60 insurance prices. A driver around age 40 might see rates as low as $860 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,610 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,080 | -$114 | -9.5% |
| Alaska | $916 | -$278 | -23.3% |
| Arizona | $990 | -$204 | -17.1% |
| Arkansas | $1,194 | -$0 | 0.0% |
| California | $1,362 | $168 | 14.1% |
| Colorado | $1,140 | -$54 | -4.5% |
| Connecticut | $1,226 | $32 | 2.7% |
| Delaware | $1,350 | $156 | 13.1% |
| Florida | $1,490 | $296 | 24.8% |
| Georgia | $1,106 | -$88 | -7.4% |
| Hawaii | $858 | -$336 | -28.1% |
| Idaho | $808 | -$386 | -32.3% |
| Illinois | $890 | -$304 | -25.5% |
| Indiana | $900 | -$294 | -24.6% |
| Iowa | $806 | -$388 | -32.5% |
| Kansas | $1,134 | -$60 | -5.0% |
| Kentucky | $1,630 | $436 | 36.5% |
| Louisiana | $1,768 | $574 | 48.1% |
| Maine | $738 | -$456 | -38.2% |
| Maryland | $986 | -$208 | -17.4% |
| Massachusetts | $952 | -$242 | -20.3% |
| Michigan | $2,072 | $878 | 73.5% |
| Minnesota | $1,000 | -$194 | -16.2% |
| Mississippi | $1,430 | $236 | 19.8% |
| Missouri | $1,060 | -$134 | -11.2% |
| Montana | $1,282 | $88 | 7.4% |
| Nebraska | $940 | -$254 | -21.3% |
| Nevada | $1,432 | $238 | 19.9% |
| New Hampshire | $862 | -$332 | -27.8% |
| New Jersey | $1,334 | $140 | 11.7% |
| New Mexico | $1,056 | -$138 | -11.6% |
| New York | $1,256 | $62 | 5.2% |
| North Carolina | $690 | -$504 | -42.2% |
| North Dakota | $978 | -$216 | -18.1% |
| Ohio | $822 | -$372 | -31.2% |
| Oklahoma | $1,226 | $32 | 2.7% |
| Oregon | $1,094 | -$100 | -8.4% |
| Pennsylvania | $1,136 | -$58 | -4.9% |
| Rhode Island | $1,592 | $398 | 33.3% |
| South Carolina | $1,082 | -$112 | -9.4% |
| South Dakota | $1,008 | -$186 | -15.6% |
| Tennessee | $1,046 | -$148 | -12.4% |
| Texas | $1,440 | $246 | 20.6% |
| Utah | $884 | -$310 | -26.0% |
| Vermont | $818 | -$376 | -31.5% |
| Virginia | $714 | -$480 | -40.2% |
| Washington | $922 | -$272 | -22.8% |
| West Virginia | $1,094 | -$100 | -8.4% |
| Wisconsin | $826 | -$368 | -30.8% |
| Wyoming | $1,064 | -$130 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volvo V60 | $332 | $656 | $338 | $1,462 |
| 2023 Volvo V60 | $320 | $640 | $354 | $1,450 |
| 2022 Volvo V60 | $310 | $612 | $364 | $1,422 |
| 2021 Volvo V60 | $292 | $592 | $376 | $1,396 |
| 2020 Volvo V60 | $282 | $548 | $384 | $1,350 |
| 2019 Volvo V60 | $270 | $516 | $388 | $1,310 |
| 2018 Volvo V60 | $258 | $464 | $390 | $1,248 |
| 2017 Volvo V60 | $242 | $426 | $390 | $1,194 |
| 2016 Volvo V60 | $234 | $400 | $394 | $1,164 |
Rates are averaged for all Volvo V60 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Volvo V60 Insurance
Saving money on insurance for a Volvo V60 requires being safe and accident-free, having a good credit score, eliminating unnecessary coverage, and possibly raising deductibles. Spend time shopping around at every other renewal by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.
Below you'll find a recap of the concepts that were touched on above.
- Drivers considered higher risk that have major violations or accidents pay on average $1,390 more every year than a low-risk driver
- Youthful drivers are expensive to insure, with premiums as much as $376 per month if comprehensive and collision insurance is included
- You may be able to save up to $140 per year just by quoting online in advance
- Increasing deductibles could save as much as $450 each year
- You may be able to save up to $140 per year just by quoting online in advance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,516 |
| 20 | $2,754 |
| 30 | $1,242 |
| 40 | $1,194 |
| 50 | $1,094 |
| 60 | $1,072 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,490 |
| $250 | $1,352 |
| $500 | $1,194 |
| $1,000 | $1,042 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,194 |
| 50/100 | $1,272 |
| 100/300 | $1,370 |
| 250/500 | $1,623 |
| 100 CSL | $1,311 |
| 300 CSL | $1,526 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,438 |
| 20 | $4,390 |
| 30 | $2,640 |
| 40 | $2,588 |
| 50 | $2,470 |
| 60 | $2,446 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $63 |
| Multi-vehicle | $63 |
| Homeowner | $18 |
| 5-yr Accident Free | $86 |
| 5-yr Claim Free | $77 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $85 |
| Total Discounts | $503 |
Discounts are estimated and may not be available from every company or in every state.
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