Volkswagen ID Buzz Insurance Rates
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UPDATED: Mar 28, 2024
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The average auto insurance rates for a Volkswagen ID Buzz are $1,560 annually including full coverage. Comprehensive costs an estimated $390 a year, collision costs $718, and liability insurance costs $316. Liability-only insurance costs as little as $376 a year, with high-risk driver insurance costing around $3,374. 16-year-old drivers cost the most to insure at $5,530 a year or more.
Average premium for full coverage: $1,560
Policy rates broken down by type of insurance:
Includes $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and ID Buzz trim levels.
Price Range Variability
For a driver in their 40's, Volkswagen ID Buzz insurance rates go from as cheap as $376 for just the minimum liability insurance to a high of $3,374 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Your location has a significant impact on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than congested cities.
The diagram below illustrates how location helps determine insurance prices.
The examples above highlight why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Volkswagen ID Buzz insurance rates for other coverage scenarios.
- The best full coverage rate is $875
- Drivers who choose higher $1,000 deductibles will pay approximately $1,308 every year
- The estimated rate for a good driver age 40 who has $500 deductibles is $1,560
- Buying low $100 deductibles for comprehensive and collision insurance will cost $2,050
- High risk drivers with multiple tickets or accidents could pay up to $3,374 or more
- Policy cost with full coverage for a teen driver can cost as much as $5,530 a year
Auto insurance rates for a Volkswagen ID Buzz also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.
Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $5,500 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,800 to $2,500 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 45% to 129% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could save up to $750 each year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $285 extra every year. View Rates by Deductible or Liability Limit
Your home state makes a big difference in Volkswagen ID Buzz insurance rates. A 40-year-old driver could pay as low as $1,200 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,230 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,410 | -$150 | -9.6% |
| Alaska | $1,196 | -$364 | -23.3% |
| Arizona | $1,294 | -$266 | -17.1% |
| Arkansas | $1,560 | -$0 | 0.0% |
| California | $1,778 | $218 | 14.0% |
| Colorado | $1,488 | -$72 | -4.6% |
| Connecticut | $1,602 | $42 | 2.7% |
| Delaware | $1,764 | $204 | 13.1% |
| Florida | $1,950 | $390 | 25.0% |
| Georgia | $1,442 | -$118 | -7.6% |
| Hawaii | $1,122 | -$438 | -28.1% |
| Idaho | $1,056 | -$504 | -32.3% |
| Illinois | $1,162 | -$398 | -25.5% |
| Indiana | $1,176 | -$384 | -24.6% |
| Iowa | $1,054 | -$506 | -32.4% |
| Kansas | $1,480 | -$80 | -5.1% |
| Kentucky | $2,128 | $568 | 36.4% |
| Louisiana | $2,310 | $750 | 48.1% |
| Maine | $964 | -$596 | -38.2% |
| Maryland | $1,288 | -$272 | -17.4% |
| Massachusetts | $1,244 | -$316 | -20.3% |
| Michigan | $2,710 | $1,150 | 73.7% |
| Minnesota | $1,306 | -$254 | -16.3% |
| Mississippi | $1,870 | $310 | 19.9% |
| Missouri | $1,384 | -$176 | -11.3% |
| Montana | $1,676 | $116 | 7.4% |
| Nebraska | $1,230 | -$330 | -21.2% |
| Nevada | $1,872 | $312 | 20.0% |
| New Hampshire | $1,126 | -$434 | -27.8% |
| New Jersey | $1,744 | $184 | 11.8% |
| New Mexico | $1,380 | -$180 | -11.5% |
| New York | $1,642 | $82 | 5.3% |
| North Carolina | $898 | -$662 | -42.4% |
| North Dakota | $1,280 | -$280 | -17.9% |
| Ohio | $1,076 | -$484 | -31.0% |
| Oklahoma | $1,600 | $40 | 2.6% |
| Oregon | $1,430 | -$130 | -8.3% |
| Pennsylvania | $1,488 | -$72 | -4.6% |
| Rhode Island | $2,080 | $520 | 33.3% |
| South Carolina | $1,414 | -$146 | -9.4% |
| South Dakota | $1,318 | -$242 | -15.5% |
| Tennessee | $1,364 | -$196 | -12.6% |
| Texas | $1,882 | $322 | 20.6% |
| Utah | $1,154 | -$406 | -26.0% |
| Vermont | $1,066 | -$494 | -31.7% |
| Virginia | $934 | -$626 | -40.1% |
| Washington | $1,204 | -$356 | -22.8% |
| West Virginia | $1,430 | -$130 | -8.3% |
| Wisconsin | $1,080 | -$480 | -30.8% |
| Wyoming | $1,390 | -$170 | -10.9% |
Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to get quotes from as many companies as possible. Every company utilizes a different rate formula, and quoted rates will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen ID Buzz | $356 | $686 | $338 | $1,516 |
Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Volkswagen ID Buzz Insurance
Finding cheaper rates on Volkswagen ID Buzz insurance not only requires being a low-risk driver, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Invest time comparing rates every other policy renewal by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.
The items below are a recap of the ideas that were covered in the charts and tables above.
- Teen drivers are the costliest to insure, with premiums being up to $461 each month if full coverage is included
- High-risk drivers that have major violations or accidents could be forced to pay on average $1,810 more annually to insure their ID Buzz
- Increasing comprehensive and collision deductibles could save up to $750 each year
- You may be able to save approximately $200 per year simply by quoting early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,530 |
| 20 | $3,592 |
| 30 | $1,650 |
| 40 | $1,560 |
| 50 | $1,420 |
| 60 | $1,396 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,050 |
| $250 | $1,824 |
| $500 | $1,560 |
| $1,000 | $1,308 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,560 |
| 50/100 | $1,623 |
| 100/300 | $1,702 |
| 250/500 | $1,908 |
| 100 CSL | $1,655 |
| 300 CSL | $1,829 |
| 500 CSL | $1,955 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,952 |
| 20 | $5,710 |
| 30 | $3,472 |
| 40 | $3,374 |
| 50 | $3,212 |
| 60 | $3,184 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $79 |
| Homeowner | $21 |
| 5-yr Accident Free | $124 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $79 |
| Advance Quote | $81 |
| Online Quote | $114 |
| Total Discounts | $685 |
Discounts are estimated and may not be available from every company or in every state.
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