Volkswagen ID Buzz Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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U.S. average insurance rates for a Volkswagen ID Buzz are $1,560 a year for full coverage insurance. Comprehensive insurance costs an estimated $390, collision costs $718, and liability coverage costs around $316. Buying just liability costs as low as $376 a year, with insurance for high-risk drivers costing $3,374 or more. Teen drivers pay the highest rates at $5,530 a year or more.

Average premium for full coverage: $1,560

Price estimates broken down by individual coverage:

Comprehensive $390
Collision $718
Liability $316

Prices are based on $500 deductibles, 30/60 split liability limits, and includes uninsured motorist coverage. Estimates are averaged for all 50 states and for different ID Buzz trim levels.

Price Range from Low to High

For a driver around age 40, Volkswagen ID Buzz insurance prices go from as low as $376 for only liability insurance to a much higher rate of $3,374 for a high-risk insurance policy.

Liability Only $376
Full Coverage $1,560
High Risk $3,374

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have a lower frequency of physical damage claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,170
Small Cities $1,638
Large Cities $2,106

The ranges above illustrate why anyone shopping for car insurance should compare prices for a targeted area and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below illustrates estimated Volkswagen ID Buzz insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $875
  • Using higher $1,000 deductibles will save approximately $252 each year
  • The average rate for the average middle-age driver who has $500 deductibles is $1,560
  • Choosing more expensive low deductibles for physical damage coverage will cost an extra $490 each year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,374 or more
  • The price for full coverage for a teenage driver with full coverage can cost as much as $5,530 or more

View Chart as Image

Volkswagen ID Buzz insurance cost comparison chart
Column chart showing full coverage Volkswagen ID Buzz insurance prices range from $875 to $5,530

Insurance prices for a Volkswagen ID Buzz are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

An older driver with no violations or accidents and high deductibles may only pay around $1,400 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay at least $5,500 a year. View Rates by Age

The state you live in has a huge impact on Volkswagen ID Buzz insurance rates. A driver around age 40 might see prices as low as $1,020 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,110 on average in Florida, New York, and Michigan.

Volkswagen ID Buzz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,410 -$150 -9.6%
Alaska $1,196 -$364 -23.3%
Arizona $1,294 -$266 -17.1%
Arkansas $1,560 -$0 0.0%
California $1,778 $218 14.0%
Colorado $1,488 -$72 -4.6%
Connecticut $1,602 $42 2.7%
Delaware $1,764 $204 13.1%
Florida $1,950 $390 25.0%
Georgia $1,442 -$118 -7.6%
Hawaii $1,122 -$438 -28.1%
Idaho $1,056 -$504 -32.3%
Illinois $1,162 -$398 -25.5%
Indiana $1,176 -$384 -24.6%
Iowa $1,054 -$506 -32.4%
Kansas $1,480 -$80 -5.1%
Kentucky $2,128 $568 36.4%
Louisiana $2,310 $750 48.1%
Maine $964 -$596 -38.2%
Maryland $1,288 -$272 -17.4%
Massachusetts $1,244 -$316 -20.3%
Michigan $2,710 $1,150 73.7%
Minnesota $1,306 -$254 -16.3%
Mississippi $1,870 $310 19.9%
Missouri $1,384 -$176 -11.3%
Montana $1,676 $116 7.4%
Nebraska $1,230 -$330 -21.2%
Nevada $1,872 $312 20.0%
New Hampshire $1,126 -$434 -27.8%
New Jersey $1,744 $184 11.8%
New Mexico $1,380 -$180 -11.5%
New York $1,642 $82 5.3%
North Carolina $898 -$662 -42.4%
North Dakota $1,280 -$280 -17.9%
Ohio $1,076 -$484 -31.0%
Oklahoma $1,600 $40 2.6%
Oregon $1,430 -$130 -8.3%
Pennsylvania $1,488 -$72 -4.6%
Rhode Island $2,080 $520 33.3%
South Carolina $1,414 -$146 -9.4%
South Dakota $1,318 -$242 -15.5%
Tennessee $1,364 -$196 -12.6%
Texas $1,882 $322 20.6%
Utah $1,154 -$406 -26.0%
Vermont $1,066 -$494 -31.7%
Virginia $934 -$626 -40.1%
Washington $1,204 -$356 -22.8%
West Virginia $1,430 -$130 -8.3%
Wisconsin $1,080 -$480 -30.8%
Wyoming $1,390 -$170 -10.9%

View Chart as Image

Volkswagen ID Buzz insurance rates by U.S. city

Choosing high deductibles could cut prices by as much as $750 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $285 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $1,800 to $2,500 additional each year, depending on your age. High-risk driver insurance can be around 45% to 129% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to figure out which car insurance is cheapest is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, and prices may be quite different from one company to the next.

Volkswagen ID Buzz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Volkswagen ID Buzz $390 $718 $316 $1,560

Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Volkswagen ID Buzz Insurance

Getting lower rates on auto insurance requires being a safe driver, having a good credit history, not filing small claims, and maximizing policy discounts. Set aside time to compare rates at least every other year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Here is a brief review of the car insurance concepts covered above.

  • Drivers with DUI or reckless driving convictions pay on average $1,810 more annually for insurance
  • It is possible to save approximately $200 per year simply by shopping early and online
  • Increasing physical damage deductibles can save around $750 each year
  • Consumers who want more liability insurance will pay about $350 annually to increase from a low limit to 250/500 limits

Rates by Driver Age

Volkswagen ID Buzz Insurance Rates by Driver Age
Driver Age Premium
16 $5,530
20 $3,592
30 $1,650
40 $1,560
50 $1,420
60 $1,396

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen ID Buzz Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,050
$250 $1,824
$500 $1,560
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen ID Buzz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,560
50/100 $1,623
100/300 $1,702
250/500 $1,908
100 CSL $1,655
300 CSL $1,829
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen ID Buzz Insurance Rates for High Risk Drivers
Age Premium
16 $7,952
20 $5,710
30 $3,472
40 $3,374
50 $3,212
60 $3,184

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $85
Multi-vehicle $79
Homeowner $21
5-yr Accident Free $124
5-yr Claim Free $102
Paid in Full/EFT $79
Advance Quote $81
Online Quote $114
Total Discounts $685
Rate after discounts $875

Discounts are estimated and may not be available from every company or in every state.

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