Volkswagen ID Buzz Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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U.S. average insurance prices for a Volkswagen ID Buzz are $1,560 every 12 months including full coverage. Comprehensive insurance costs an estimated $390, collision costs $718, and liability is estimated at $316. Buying just liability costs approximately $376 a year, with insurance for high-risk drivers costing $3,374 or more. Teenage drivers pay the highest rates at $5,530 a year or more.
Average premium for full coverage: $1,560
Price estimates broken down by individual coverage:
Rates are based on $500 deductible amounts, 30/60 liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 U.S. states and for different ID Buzz trim levels.
Price Range from Low to High
Using a middle-aged driver as an example, Volkswagen ID Buzz insurance prices go from the cheapest price of $376 for a discount liability-only rate to a much higher rate of $3,374 for a driver required to buy high-risk insurance.
Geographic Price Range
Living in a larger city can have significant affects on the price of auto insurance. More rural locations have more infrequent comprehensive and collision claims than densely populated cities.
The price range example below illustrates how where you live affects insurance prices.
The ranges above highlight why anyone shopping for car insurance should get quotes for a targeted area and their own driving history, instead of using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Volkswagen ID Buzz insurance rates for other coverage scenarios.
- The best discount rate is $875
- Choosing higher $1,000 deductibles can save approximately $252 every year
- The average price for the average middle-age driver who has $500 deductibles is $1,560
- Using more expensive low deductibles for comp and collision coverage costs an extra $490 every year
- Unlucky drivers who are prone to accidents and violations could pay up to $3,374 or more
- The price to insure a teen driver with full coverage can cost as much as $5,530 each year
Insurance prices for a Volkswagen ID Buzz are also quite variable based on deductibles and policy limits, your driving characteristics, and the model year and trim level.
Using high physical damage deductibles can save as much as $750 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $285 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as little as $1,400 annually on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers should be prepared to pay at least $5,500 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying $1,800 to $2,500 additional each year, depending on your age. High-risk driver insurance ranges as much as 45% to 129% more than a normal policy. View High Risk Driver Rates
The state you live in plays a big part in determining prices for Volkswagen ID Buzz insurance prices. A good driver about age 40 could pay as low as $1,200 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,230 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,410 | -$150 | -9.6% |
| Alaska | $1,196 | -$364 | -23.3% |
| Arizona | $1,294 | -$266 | -17.1% |
| Arkansas | $1,560 | -$0 | 0.0% |
| California | $1,778 | $218 | 14.0% |
| Colorado | $1,488 | -$72 | -4.6% |
| Connecticut | $1,602 | $42 | 2.7% |
| Delaware | $1,764 | $204 | 13.1% |
| Florida | $1,950 | $390 | 25.0% |
| Georgia | $1,442 | -$118 | -7.6% |
| Hawaii | $1,122 | -$438 | -28.1% |
| Idaho | $1,056 | -$504 | -32.3% |
| Illinois | $1,162 | -$398 | -25.5% |
| Indiana | $1,176 | -$384 | -24.6% |
| Iowa | $1,054 | -$506 | -32.4% |
| Kansas | $1,480 | -$80 | -5.1% |
| Kentucky | $2,128 | $568 | 36.4% |
| Louisiana | $2,310 | $750 | 48.1% |
| Maine | $964 | -$596 | -38.2% |
| Maryland | $1,288 | -$272 | -17.4% |
| Massachusetts | $1,244 | -$316 | -20.3% |
| Michigan | $2,710 | $1,150 | 73.7% |
| Minnesota | $1,306 | -$254 | -16.3% |
| Mississippi | $1,870 | $310 | 19.9% |
| Missouri | $1,384 | -$176 | -11.3% |
| Montana | $1,676 | $116 | 7.4% |
| Nebraska | $1,230 | -$330 | -21.2% |
| Nevada | $1,872 | $312 | 20.0% |
| New Hampshire | $1,126 | -$434 | -27.8% |
| New Jersey | $1,744 | $184 | 11.8% |
| New Mexico | $1,380 | -$180 | -11.5% |
| New York | $1,642 | $82 | 5.3% |
| North Carolina | $898 | -$662 | -42.4% |
| North Dakota | $1,280 | -$280 | -17.9% |
| Ohio | $1,076 | -$484 | -31.0% |
| Oklahoma | $1,600 | $40 | 2.6% |
| Oregon | $1,430 | -$130 | -8.3% |
| Pennsylvania | $1,488 | -$72 | -4.6% |
| Rhode Island | $2,080 | $520 | 33.3% |
| South Carolina | $1,414 | -$146 | -9.4% |
| South Dakota | $1,318 | -$242 | -15.5% |
| Tennessee | $1,364 | -$196 | -12.6% |
| Texas | $1,882 | $322 | 20.6% |
| Utah | $1,154 | -$406 | -26.0% |
| Vermont | $1,066 | -$494 | -31.7% |
| Virginia | $934 | -$626 | -40.1% |
| Washington | $1,204 | -$356 | -22.8% |
| West Virginia | $1,430 | -$130 | -8.3% |
| Wisconsin | $1,080 | -$480 | -30.8% |
| Wyoming | $1,390 | -$170 | -10.9% |
Since prices can be so different, the best way to figure out which car insurance is cheapest is to compare prices and see which company has the best price. Each auto insurer uses a different method to calculate prices, and prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Volkswagen ID Buzz | $356 | $686 | $338 | $1,516 |
Rates are averaged for all Volkswagen ID Buzz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Best Cheap Volkswagen ID Buzz Insurance
Getting lower rates on car insurance takes having a good driving record, having above-average credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop at every policy renewal by obtaining price quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The next list is a quick review of the data touched on in the above illustrations.
- Policyholders who want increased levels of liability coverage will pay an extra $350 per year to raise limits from a low limit to a 250/500 level
- You may be able to save approximately $200 per year simply by shopping early and online
- Increasing physical damage deductibles could save as much as $750 each year
- Drivers age 20 and younger are expensive to insure, possibly costing $461 a month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,530 |
| 20 | $3,592 |
| 30 | $1,650 |
| 40 | $1,560 |
| 50 | $1,420 |
| 60 | $1,396 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,050 |
| $250 | $1,824 |
| $500 | $1,560 |
| $1,000 | $1,308 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,560 |
| 50/100 | $1,623 |
| 100/300 | $1,702 |
| 250/500 | $1,908 |
| 100 CSL | $1,655 |
| 300 CSL | $1,829 |
| 500 CSL | $1,955 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,952 |
| 20 | $5,710 |
| 30 | $3,472 |
| 40 | $3,374 |
| 50 | $3,212 |
| 60 | $3,184 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $85 |
| Multi-vehicle | $79 |
| Homeowner | $21 |
| 5-yr Accident Free | $124 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $79 |
| Advance Quote | $81 |
| Online Quote | $114 |
| Total Discounts | $685 |
Discounts are estimated and may not be available from every company or in every state.
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