Mazda 6 Insurance Rates
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UPDATED: Apr 10, 2024
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The average insurance rates for a Mazda 6 are $1,038 a year with full coverage. Comprehensive costs on average $170 a year, collision insurance costs $236, and liability insurance costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs around $2,236. Teens cost the most to insure at up to $4,164 a year.
Average premium for full coverage: $1,038
Policy rates by type of insurance:
Prices are based on $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and 6 trim levels.
Price Range Variability
For the normal driver, Mazda 6 insurance rates range from as low as $522 for minimum levels of liability insurance to a high of $2,236 for a driver who has had serious violations or accidents.
Urban vs. Rural Price Range
Where you live has a significant impact on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates how geographic area affects car insurance rates.
The examples above demonstrate why it is important to compare prices based on a specific location and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below details average Mazda 6 insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $628
- Using higher $1,000 deductibles will save around $944 annually
- The average rate for a good driver age 40 with $500 deductibles is $1,038
- Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,212
- Drivers with serious driving violations could pay upwards of $2,236
- Policy cost for full coverage for a teen driver may cost $4,164 or more
Car insurance rates for a Mazda 6 also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.
Older drivers with no driving violations and high deductibles could pay as little as $1,000 a year, or $83 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,100 a year. View Rates by Age
Your home state has a huge impact on Mazda 6 insurance rates. A driver around age 40 might see rates as low as $750 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,400 on average in Florida, Michigan, and New York.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $938 | -$100 | -9.6% |
Alaska | $794 | -$244 | -23.5% |
Arizona | $860 | -$178 | -17.1% |
Arkansas | $1,038 | -$0 | 0.0% |
California | $1,182 | $144 | 13.9% |
Colorado | $990 | -$48 | -4.6% |
Connecticut | $1,066 | $28 | 2.7% |
Delaware | $1,174 | $136 | 13.1% |
Florida | $1,298 | $260 | 25.0% |
Georgia | $956 | -$82 | -7.9% |
Hawaii | $746 | -$292 | -28.1% |
Idaho | $700 | -$338 | -32.6% |
Illinois | $772 | -$266 | -25.6% |
Indiana | $780 | -$258 | -24.9% |
Iowa | $700 | -$338 | -32.6% |
Kansas | $986 | -$52 | -5.0% |
Kentucky | $1,416 | $378 | 36.4% |
Louisiana | $1,532 | $494 | 47.6% |
Maine | $640 | -$398 | -38.3% |
Maryland | $854 | -$184 | -17.7% |
Massachusetts | $830 | -$208 | -20.0% |
Michigan | $1,802 | $764 | 73.6% |
Minnesota | $868 | -$170 | -16.4% |
Mississippi | $1,242 | $204 | 19.7% |
Missouri | $920 | -$118 | -11.4% |
Montana | $1,114 | $76 | 7.3% |
Nebraska | $818 | -$220 | -21.2% |
Nevada | $1,244 | $206 | 19.8% |
New Hampshire | $746 | -$292 | -28.1% |
New Jersey | $1,160 | $122 | 11.8% |
New Mexico | $918 | -$120 | -11.6% |
New York | $1,092 | $54 | 5.2% |
North Carolina | $598 | -$440 | -42.4% |
North Dakota | $848 | -$190 | -18.3% |
Ohio | $714 | -$324 | -31.2% |
Oklahoma | $1,066 | $28 | 2.7% |
Oregon | $950 | -$88 | -8.5% |
Pennsylvania | $990 | -$48 | -4.6% |
Rhode Island | $1,382 | $344 | 33.1% |
South Carolina | $940 | -$98 | -9.4% |
South Dakota | $876 | -$162 | -15.6% |
Tennessee | $908 | -$130 | -12.5% |
Texas | $1,250 | $212 | 20.4% |
Utah | $768 | -$270 | -26.0% |
Vermont | $712 | -$326 | -31.4% |
Virginia | $622 | -$416 | -40.1% |
Washington | $802 | -$236 | -22.7% |
West Virginia | $950 | -$88 | -8.5% |
Wisconsin | $720 | -$318 | -30.6% |
Wyoming | $924 | -$114 | -11.0% |
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $270 each year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,200 to $1,800 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 129% more than the average policy. View High Risk Driver Rates
Insurance Rates by Trim Level and Model Year
Model and Trim | Annual Premium | Monthly Premium |
---|---|---|
Mazda 6 I Sport 4-Dr Sedan | $984 | $82 |
Mazda 6 I SV 4-Dr Sedan | $984 | $82 |
Mazda 6 I Touring 4-Dr Sedan | $1,004 | $84 |
Mazda 6 I Touring Plus 4-Dr Sedan | $1,024 | $85 |
Mazda 6 I Touring Plus 4-Dr Sedan | $1,024 | $85 |
Mazda 6 I Grand Touring 4-Dr Sedan | $1,044 | $87 |
Mazda 6 S Grand Touring 4-Dr Sedan | $1,078 | $90 |
Mazda 6 S Grand Touring 6 Cyl 4-Dr Sedan | $1,078 | $90 |
Mazda 6 S Touring Plus 6 Cyl 4-Dr Sedan | $1,064 | $89 |
Mazda 6 S Touring Plus 4-Dr Sedan | $1,064 | $89 |
Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2021 Mazda 6 | $274 | $502 | $430 | $1,364 |
2020 Mazda 6 | $260 | $484 | $442 | $1,344 |
2019 Mazda 6 | $250 | $450 | $452 | $1,310 |
2018 Mazda 6 | $240 | $424 | $456 | $1,278 |
2017 Mazda 6 | $230 | $380 | $460 | $1,228 |
2016 Mazda 6 | $214 | $350 | $460 | $1,182 |
2015 Mazda 6 | $206 | $328 | $464 | $1,156 |
2014 Mazda 6 | $202 | $306 | $474 | $1,140 |
2013 Mazda 6 | $186 | $284 | $474 | $1,102 |
2012 Mazda 6 | $182 | $258 | $478 | $1,076 |
2011 Mazda 6 | $170 | $236 | $474 | $1,038 |
2010 Mazda 6 | $160 | $214 | $474 | $1,006 |
Rates are averaged for all Mazda 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Mazda 6 Insurance
Finding cheaper rates on Mazda 6 insurance requires being a good driver, having above-average credit, not filing small claims, and possibly raising deductibles. Invest the time to compare rates every other policy renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.
The following list is a brief review of the ideas that were presented in the illustrations above.
- Drivers age 16 to 20 are expensive to insure, as much as $347 each month if full coverage is included
- High-risk drivers with DUI or reckless driving convictions may be required to pay an average of $1,200 more each year than a safer driver
- Increasing comprehensive and collision deductibles can save around $275 each year
- You may be able to save as much as $120 per year just by quoting early and online
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,164 |
20 | $2,374 |
30 | $1,056 |
40 | $1,038 |
50 | $952 |
60 | $932 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,212 |
$250 | $1,132 |
$500 | $1,038 |
$1,000 | $944 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,038 |
50/100 | $1,159 |
100/300 | $1,277 |
250/500 | $1,585 |
100 CSL | $1,206 |
300 CSL | $1,467 |
500 CSL | $1,657 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,870 |
20 | $3,788 |
30 | $2,254 |
40 | $2,236 |
50 | $2,136 |
60 | $2,114 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $53 |
Multi-vehicle | $56 |
Homeowner | $18 |
5-yr Accident Free | $64 |
5-yr Claim Free | $65 |
Paid in Full/EFT | $38 |
Advance Quote | $46 |
Online Quote | $70 |
Total Discounts | $410 |
Discounts are estimated and may not be available from every company or in every state.
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