Mazda 6 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 10, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

U.S. average insurance rates for a Mazda 6 are $1,076 a year with full coverage. Comprehensive costs approximately $182, collision costs $258, and liability insurance is $478. Liability-only insurance costs around $526 a year, with high-risk driver insurance costing around $2,318. 16-year-old drivers pay the highest rates at $4,288 a year or more.

Average premium for full coverage: $1,076

Price estimates by individual coverage:

Comprehensive $182
Collision $258
Liability $478

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all U.S. states and for different 6 trim levels.

Price Range from Low to High

For a 40-year-old driver, Mazda 6 insurance prices go from as low as $526 for just the minimum liability insurance to a much higher rate of $2,318 for coverage for higher-risk drivers.

Liability Only $526
Full Coverage $1,076
High Risk $2,318

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations have a lower frequency of collision claims than congested cities.

The price range example below illustrates how your location can change auto insurance prices.

Rural Areas $807
Small Cities $1,130
Large Cities $1,453

The ranges above demonstrate why anyone shopping for car insurance should compare rates quotes using their specific location and risk profile, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details estimated Mazda 6 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $647
  • Raising to $1,000 deductibles will save $102 annually
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,076
  • Buying more expensive low deductibles will increase the cost to $1,266
  • Higher-risk drivers with multiple tickets or accidents could pay around $2,318 or more
  • The price for full coverage for a teen driver with full coverage can cost $4,288

View Chart as Image

Mazda 6 insurance cost comparison chart
Column chart showing full coverage Mazda 6 insurance rates range from $647 to $4,288

Car insurance prices for a Mazda 6 are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

An older driver with no driving violations and high deductibles could pay as little as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $4,200 a year. View Rates by Age

The state you live in also has a big influence on Mazda 6 insurance rates. A middle-age driver might find prices as low as $780 a year in states like Utah, Ohio, and New Hampshire, or at least $1,450 on average in New York, Michigan, and Florida.

Mazda 6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $972 -$104 -9.7%
Alaska $826 -$250 -23.2%
Arizona $894 -$182 -16.9%
Arkansas $1,076 -$0 0.0%
California $1,226 $150 13.9%
Colorado $1,028 -$48 -4.5%
Connecticut $1,104 $28 2.6%
Delaware $1,218 $142 13.2%
Florida $1,346 $270 25.1%
Georgia $992 -$84 -7.8%
Hawaii $770 -$306 -28.4%
Idaho $728 -$348 -32.3%
Illinois $802 -$274 -25.5%
Indiana $810 -$266 -24.7%
Iowa $724 -$352 -32.7%
Kansas $1,022 -$54 -5.0%
Kentucky $1,468 $392 36.4%
Louisiana $1,592 $516 48.0%
Maine $662 -$414 -38.5%
Maryland $886 -$190 -17.7%
Massachusetts $862 -$214 -19.9%
Michigan $1,870 $794 73.8%
Minnesota $900 -$176 -16.4%
Mississippi $1,288 $212 19.7%
Missouri $954 -$122 -11.3%
Montana $1,156 $80 7.4%
Nebraska $848 -$228 -21.2%
Nevada $1,288 $212 19.7%
New Hampshire $776 -$300 -27.9%
New Jersey $1,204 $128 11.9%
New Mexico $952 -$124 -11.5%
New York $1,132 $56 5.2%
North Carolina $618 -$458 -42.6%
North Dakota $878 -$198 -18.4%
Ohio $744 -$332 -30.9%
Oklahoma $1,104 $28 2.6%
Oregon $984 -$92 -8.6%
Pennsylvania $1,028 -$48 -4.5%
Rhode Island $1,434 $358 33.3%
South Carolina $974 -$102 -9.5%
South Dakota $908 -$168 -15.6%
Tennessee $944 -$132 -12.3%
Texas $1,298 $222 20.6%
Utah $796 -$280 -26.0%
Vermont $736 -$340 -31.6%
Virginia $644 -$432 -40.1%
Washington $830 -$246 -22.9%
West Virginia $984 -$92 -8.6%
Wisconsin $744 -$332 -30.9%
Wyoming $960 -$116 -10.8%

View Chart as Image

Mazda 6 insurance rates by U.S. city

Opting for high physical damage deductibles can reduce prices by up to $300 each year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $430 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,300 to $1,800 extra each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 42% to 135% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to compare prices from as many companies as possible. Every auto insurance company utilizes a different rate formula, so rate quotes may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Mazda 6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2021 Mazda 6 $284 $524 $416 $1,382
2020 Mazda 6 $274 $502 $430 $1,364
2019 Mazda 6 $260 $484 $442 $1,344
2018 Mazda 6 $250 $450 $452 $1,310
2017 Mazda 6 $240 $424 $456 $1,278
2016 Mazda 6 $230 $380 $460 $1,228
2015 Mazda 6 $214 $350 $460 $1,182
2014 Mazda 6 $206 $328 $464 $1,156
2013 Mazda 6 $202 $306 $474 $1,140
2012 Mazda 6 $186 $284 $474 $1,102
2011 Mazda 6 $182 $258 $478 $1,076
2010 Mazda 6 $170 $236 $474 $1,038

Rates are averaged for all Mazda 6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Mazda 6 Insurance

Getting lower rates on Mazda 6 insurance consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Invest the time to shop around at least once a year by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a review of the primary concepts that were illustrated above.

  • You may be able to save around $120 per year simply by shopping early and online
  • High-risk drivers who have several accidents or serious violations pay on average $1,240 more per year than a safer driver
  • Increasing physical damage deductibles can save around $300 each year
  • Drivers age 16 to 20 pay the highest auto insurance prices, costing up to $357 a month if full coverage is included

Rates by Driver Age

Mazda 6 Insurance Rates by Driver Age
Driver Age Premium
16 $4,288
20 $2,462
30 $1,098
40 $1,076
50 $988
60 $966

Full coverage, $500 deductibles

Rates by Deductible

Mazda 6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,266
$250 $1,180
$500 $1,076
$1,000 $974

Full coverage, driver age 40

Rates by Liability Limit

Mazda 6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,076
50/100 $1,202
100/300 $1,321
250/500 $1,632
100 CSL $1,249
300 CSL $1,512
500 CSL $1,704

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda 6 Insurance Rates for High Risk Drivers
Age Premium
16 $6,056
20 $3,928
30 $2,342
40 $2,318
50 $2,216
60 $2,194

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $146

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $55
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $68
5-yr Claim Free $68
Paid in Full/EFT $40
Advance Quote $48
Online Quote $73
Total Discounts $429
Rate after discounts $647

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles