Mazda CX-50 Insurance Rates

Average insurance rates for a Mazda CX-50 are $1,492 a year including full coverage. Comprehensive insurance costs on average $336 each year, collision insurance costs $626, and liability costs $372. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs $3,228 or more. Teen drivers receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates by individual coverage type:

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and CX-50 models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how where you live affects car insurance rates.

These examples highlight why all drivers should compare rates based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Mazda CX-50 insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $850
• Drivers who choose higher $1,000 deductibles will pay around $220 every year
• The average rate for a 40-year-old driver with $500 deductibles is $1,492
• Choosing low deductibles for comprehensive and collision insurance will cost an extra $424 annually
• Drivers with multiple violations and an at-fault accident could pay upwards of $3,228
• The cost for full coverage for a 16-year-old driver may cost $5,458 a year

View Chart as Image

Insurance rates for a Mazda CX-50 can also vary considerably based on your driver profile, the model of your CX-50, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $5,400 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-50 insurance prices. A 40-year-old driver could pay as low as $1,140 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,130 on average in Michigan, New York, and Louisiana.

View Chart as Image

Choosing high deductibles could save up to $650 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,800 to $2,400 additional per year, depending on your age. Insurance for high-risk drivers can cost from 44% to 135% more than average. View High Risk Driver Rates

How to Find the Best Cheap Mazda CX-50 Insurance

Saving money on insurance for a Mazda CX-50 not only requires being safe and accident-free, but also having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Take the time to comparison shop every time your policy renews by quoting rates from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a quick review of the information touched on in the above illustrations.

• You may be able to save as much as $180 per year just by quoting online in advance
• Youthful drivers pay higher rates, as much as $455 per month including comprehensive and collision insurance
• Increasing deductibles can save around $650 each year
• Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,740 more each year than a low-risk driver
• Insureds who require more liability protection will pay about $410 per year to go from a minimum limit to 250/500 limits