Mazda CX-50 Insurance Rates

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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Average insurance rates for a Mazda CX-50 are $1,492 a year including full coverage. Comprehensive insurance costs on average $336 each year, collision insurance costs $626, and liability costs $372. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs $3,228 or more. Teen drivers receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates by individual coverage type:

Comprehensive $336
Collision $626
Liability $372

Rates are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and CX-50 models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as low as $438 for liability-only coverage to a high rate of $3,228 for a high-risk driver policy.

Liability Only $438
Full Coverage $1,492
High Risk $3,228

Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The graphic below illustrates how where you live affects car insurance rates.

Rural Areas $1,119
Small Cities $1,567
Large Cities $2,014

These examples highlight why all drivers should compare rates based on a specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below breaks down average Mazda CX-50 insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $850
  • Drivers who choose higher $1,000 deductibles will pay around $220 every year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,492
  • Choosing low deductibles for comprehensive and collision insurance will cost an extra $424 annually
  • Drivers with multiple violations and an at-fault accident could pay upwards of $3,228
  • The cost for full coverage for a 16-year-old driver may cost $5,458 a year

View Chart as Image

Mazda CX-50 insurance cost comparison chart
Column chart showing Mazda CX-50 insurance prices range from $850 to $5,458 for full coverage

Insurance rates for a Mazda CX-50 can also vary considerably based on your driver profile, the model of your CX-50, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay upwards of $5,400 a year. View Rates by Age

Where you live makes a big difference in Mazda CX-50 insurance prices. A 40-year-old driver could pay as low as $1,140 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,130 on average in Michigan, New York, and Louisiana.

Mazda CX-50 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,346 -$146 -9.8%
Alaska $1,146 -$346 -23.2%
Arizona $1,236 -$256 -17.2%
Arkansas $1,492 -$0 0.0%
California $1,698 $206 13.8%
Colorado $1,424 -$68 -4.6%
Connecticut $1,532 $40 2.7%
Delaware $1,690 $198 13.3%
Florida $1,866 $374 25.1%
Georgia $1,378 -$114 -7.6%
Hawaii $1,070 -$422 -28.3%
Idaho $1,010 -$482 -32.3%
Illinois $1,112 -$380 -25.5%
Indiana $1,122 -$370 -24.8%
Iowa $1,006 -$486 -32.6%
Kansas $1,418 -$74 -5.0%
Kentucky $2,034 $542 36.3%
Louisiana $2,208 $716 48.0%
Maine $920 -$572 -38.3%
Maryland $1,230 -$262 -17.6%
Massachusetts $1,194 -$298 -20.0%
Michigan $2,590 $1,098 73.6%
Minnesota $1,248 -$244 -16.4%
Mississippi $1,786 $294 19.7%
Missouri $1,322 -$170 -11.4%
Montana $1,602 $110 7.4%
Nebraska $1,176 -$316 -21.2%
Nevada $1,788 $296 19.8%
New Hampshire $1,074 -$418 -28.0%
New Jersey $1,666 $174 11.7%
New Mexico $1,320 -$172 -11.5%
New York $1,570 $78 5.2%
North Carolina $858 -$634 -42.5%
North Dakota $1,220 -$272 -18.2%
Ohio $1,030 -$462 -31.0%
Oklahoma $1,532 $40 2.7%
Oregon $1,366 -$126 -8.4%
Pennsylvania $1,424 -$68 -4.6%
Rhode Island $1,990 $498 33.4%
South Carolina $1,352 -$140 -9.4%
South Dakota $1,258 -$234 -15.7%
Tennessee $1,308 -$184 -12.3%
Texas $1,796 $304 20.4%
Utah $1,104 -$388 -26.0%
Vermont $1,022 -$470 -31.5%
Virginia $894 -$598 -40.1%
Washington $1,152 -$340 -22.8%
West Virginia $1,368 -$124 -8.3%
Wisconsin $1,032 -$460 -30.8%
Wyoming $1,328 -$164 -11.0%

View Chart as Image

Mazda CX-50 insurance rates by U.S. city

Choosing high deductibles could save up to $650 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,800 to $2,400 additional per year, depending on your age. Insurance for high-risk drivers can cost from 44% to 135% more than average. View High Risk Driver Rates

Mazda CX-50 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Mazda CX-50 $336 $626 $372 $1,492

Rates are averaged for all Mazda CX-50 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Mazda CX-50 Insurance

Saving money on insurance for a Mazda CX-50 not only requires being safe and accident-free, but also having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Take the time to comparison shop every time your policy renews by quoting rates from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below you'll find a quick review of the information touched on in the above illustrations.

  • You may be able to save as much as $180 per year just by quoting online in advance
  • Youthful drivers pay higher rates, as much as $455 per month including comprehensive and collision insurance
  • Increasing deductibles can save around $650 each year
  • Drivers considered higher risk with a DUI or reckless driving violation may pay on average $1,740 more each year than a low-risk driver
  • Insureds who require more liability protection will pay about $410 per year to go from a minimum limit to 250/500 limits

Rates by Driver Age

Mazda CX-50 Insurance Rates by Driver Age
Driver Age Premium
16 $5,458
20 $3,446
30 $1,564
40 $1,492
50 $1,362
60 $1,334

Full coverage, $500 deductibles

Rates by Deductible

Mazda CX-50 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,916
$250 $1,718
$500 $1,492
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Mazda CX-50 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,492
50/100 $1,566
100/300 $1,659
250/500 $1,901
100 CSL $1,604
300 CSL $1,808
500 CSL $1,957

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda CX-50 Insurance Rates for High Risk Drivers
Age Premium
16 $7,808
20 $5,478
30 $3,306
40 $3,228
50 $3,078
60 $3,050

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $114
5-yr Claim Free $97
Paid in Full/EFT $71
Advance Quote $75
Online Quote $107
Total Discounts $642
Rate after discounts $850

Discounts are estimated and may not be available from every company or in every state.

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