Mazda CX-50 Insurance Rates

Average insurance rates for a Mazda CX-50 are $1,492 a year including full coverage. Comprehensive costs an estimated $336 a year, collision insurance costs $626, and liability costs around $372. A liability-only policy costs as low as $438 a year, and high-risk insurance costs around $3,228. Teens receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates broken down by individual coverage type:

These estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and CX-50 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on insurance prices.

These examples highlight why it is important to compare prices for a targeted area, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below breaks down average Mazda CX-50 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $850
• Using higher $1,000 deductibles will save approximately $1,272 every year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,492
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,916
• High-risk insureds with serious driving violations could pay up to $3,228
• The cost that insures a 16-year-old driver can cost as much as $5,458 or more

View Chart as Image

Insurance rates for a Mazda CX-50 can also vary considerably based on the trim level of your CX-50, your driving record and age, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are likely paying $1,800 to $2,400 extra per year, depending on your age. A high-risk auto insurance policy can be from 44% to 135% more than the average policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,400 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $5,400 a year. View Rates by Age

Where you live has a huge impact on Mazda CX-50 insurance prices. A driver around age 40 might see rates as low as $1,140 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $2,130 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $650 annually, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Mazda CX-50 Insurance

Saving money on insurance for a Mazda CX-50 requires being a low-risk driver, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Compare rates every year by quoting rates from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.

The items below are a brief summary of the coverage data touched on in this article.

• You may be able to save approximately $180 per year just by quoting early and online
• Increasing deductibles can save approximately $650 each year
• Teen drivers are charged the highest rates, as much as $455 per month if full coverage is included
• Drivers considered higher risk that tend to have accidents or serious violations could be charged and average of $1,740 more annually to insure their CX-50