Mazda CX-50 Insurance Rates

Average auto insurance rates for a Mazda CX-50 are $1,492 annually for full coverage. Comprehensive insurance costs an estimated $336 a year, collision insurance costs $626, and liability insurance costs $372. A policy with just liability insurance costs as little as $438 a year, and coverage for high-risk drivers costs $3,228 or more. Teens receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,492

Rate estimates broken down by individual coverage type:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all states and CX-50 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on insurance rates. More rural locations tend to have fewer accident claims than cities with more traffic congestion. The diagram below illustrates how your location can change insurance prices.

These examples show why it is important to compare rates for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Mazda CX-50 insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $850
• Drivers who choose higher $1,000 deductibles will pay approximately $1,272 a year
• The estimated rate for a 40-year-old driver who has $500 deductibles is $1,492
• Selecting low $100 deductibles for comprehensive and collision insurance costs an additional $424 a year
• High risk drivers with serious driving violations could pay up to $3,228
• The cost with full coverage for a teen driver can cost as much as $5,458 a year

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Insurance rates for a Mazda CX-50 can also vary considerably based on the trim level of your CX-50, your driver profile, and liability limits and deductibles.

Older drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,400 per year on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay at least $5,400 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying $1,800 to $2,400 additional per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $650 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $335 more each year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Mazda CX-50 insurance rates. A 40-year-old driver could pay as low as $980 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,130 on average in New York, Louisiana, and Michigan.

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How to Buy Low Cost Mazda CX-50 Insurance

Saving money on Mazda CX-50 insurance not only requires being safe and accident-free, but also having good credit, eliminating unneeded coverage, and possibly raising deductibles. Invest the time to shop around once a year by requesting rates from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

Below you'll find a review of the data that was illustrated above.

• Drivers can save approximately $180 per year just by quoting early and online
• Drivers who want more liability protection will pay approximately $410 each year to go from a minimum limit to higher 250/500 limits
• Youthful drivers are expensive to insure, costing as high as $455 per month if they have full coverage
• High-risk drivers who have several accidents or serious violations may pay on average $1,740 more annually than a low-risk driver