Mazda CX-50 Insurance Rates

The average insurance rates for a Mazda CX-50 are $1,492 a year for full coverage insurance. Comprehensive costs on average $336 a year, collision costs $626, and liability costs around $372. A liability-only policy costs as low as $438 a year, with high-risk insurance costing around $3,228. Teens cost the most to insure at $5,458 a year or more.

Average premium for full coverage: $1,492

Policy rates by type of insurance:

These estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and CX-50 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can have significant affects on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than cities with more traffic congestion.

The diagram below illustrates how where you live affects car insurance rates.

The examples above illustrate why it is important to compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Mazda CX-50 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $850
• Using higher $1,000 deductibles will save around $1,272 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,492
• Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,916
• Drivers with serious driving violations could pay upwards of $3,228 or more
• Policy cost for full coverage for a teen driver may cost $5,458 or more

View Chart as Image

Car insurance rates for a Mazda CX-50 also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $5,400 a year. View Rates by Age

Your home state has a huge impact on Mazda CX-50 insurance prices. A driver around age 40 might see rates as low as $980 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,010 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $650 every year, while buying higher liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $335 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $1,800 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 135% more than the average policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out exactly what you will pay is to get quotes and see which company has the best rate. Each insurance company calculates rates differently, so rate quotes will be varied from one company to the next.

How to Find Cheap Mazda CX-50 Insurance

Finding cheaper rates on car insurance requires not taking risks behind the wheel, having above-average credit, being claim-free, and maximizing policy discounts. Take the time to comparison shop at every other renewal by requesting rates from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a brief summary of the concepts that were touched on in the above illustrations.

• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,740 more each year for CX-50 insurance
• Teens are expensive to insure, possibly costing $455 each month if full coverage is included
• It is possible to save as much as $180 per year simply by quoting early and online
• Increasing comprehensive and collision deductibles can save around $650 each year
• It is possible to save as much as $180 per year simply by quoting early and online