Lexus NX-300 Insurance Rates
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UPDATED: Jun 6, 2023
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Insurance premiums on a Lexus NX-300 will vary greatly depending on several factors. Including but not limited to:
- Higher performance NX-300 vehicles cost more
- Your accident history
- Whether you insure your home with the same company
- Pleasure use vs. commuting use
- Young drivers cost more
- Being married can lower rates
- Add-on coverages such as rental reimbursement
- Whether or not you have claims
- Having current coverage saves
- Home ownership saves money
One important consideration that will help determine your rates is the age of the vehicle. Older cars and trucks have a lower value compared to new NX-300 models so the cost to replace them may result in lower rates. On the flip side, more recent NX-300 vehicles have more advanced features like an advanced theft deterrent system, blind-spot warning system, automatic crash notification, and tire pressure monitors so those may provide discounts that lower premiums.
Auto liability - damage or injury you incur to claims like pain and suffering, repair costs for stationary objects, and legal defense fees. .
Collision protection - a stationary object or other vehicle. . , . .
Comprehensive coverage (or Other than Collision) - from a wide range of events other than collision. . your auto insurance company will pay , .
Uninsured or underinsured coverage - Uninsured or Underinsured Motorist coverage . , . .
Medical payments and PIP coverage - immediate expenses EMT expenses, pain medications, and nursing services. . .
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