Lexus GS F Insurance Rates

The average insurance rates for a Lexus GS F are $1,648 a year for full coverage insurance. Comprehensive costs an estimated $356 each year, collision insurance costs $674, and liability insurance is estimated at $460. Liability-only coverage costs approximately $510 a year, and high-risk coverage costs around $3,584. 16-year-old drivers cost the most to insure at up to $6,094 a year.

Average premium for full coverage: $1,648

Policy rates broken down by type of insurance:

Prices include $500 deductible amounts, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 states and GS F models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a significant impact on the price of insurance. More rural locations are shown to have lower incidents of physical damage claims than congested cities. The graphic below illustrates the difference location can make on insurance prices.

The examples above illustrate why all drivers should get quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Lexus GS F insurance rates for other coverage scenarios.

• The best full coverage rate is $931
• Choosing higher $1,000 deductibles can save approximately $234 each year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,648
• Buying low deductibles for comp and collision coverage bumps up the cost to $2,104
• High-risk insureds with multiple tickets or accidents could pay up to $3,584
• Policy cost that insures a teen driver can cost as much as $6,094 each year

View Chart as Image

Insurance rates for a Lexus GS F also range considerably based on the trim level and model year, your age and driving record, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are probably paying $2,000 to $2,700 additional every year, depending on your age. Insurance for high-risk drivers ranges anywhere from 44% to 136% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $6,000 a year. View Rates by Age

Your home state plays a big part in determining prices for Lexus GS F insurance rates. A good driver about age 40 could pay as low as $1,080 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,230 on average in Florida, New York, and Michigan.

View Chart as Image

Opting for high physical damage deductibles can save as much as $690 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

How to Find the Right Lexus GS F Insurance

Finding cheaper rates on Lexus GS F insurance takes having a good driving record, having a good credit score, being claim-free, and possibly raising deductibles. Comparison shop every year by getting quotes from direct insurance companies, and also from local insurance agencies.

The next list is a quick rundown of the coverage data touched on in this article.

• It is possible to save approximately $200 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $700 each year
• Drivers age 20 and younger are expensive to insure, possibly costing $508 each month if comprehensive and collision insurance is included
• High-risk drivers with reckless driving or DUI convictions may have to pay on average $1,940 more annually to buy Lexus GS F insurance