Land Rover Range Rover Insurance Rates

The average insurance rates for a Land Rover Range Rover are $1,616 a year including full coverage. Comprehensive costs an estimated $366, collision costs $632, and liability coverage costs around $460. Liability-only coverage costs as low as $510 a year, with high-risk coverage costing around $3,498. Teen drivers cost the most to insure at $5,944 a year or more.

Average premium for full coverage: $1,616

Policy rates broken down by type of insurance:

Includes $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Range Rover trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on the price of auto insurance. More rural locations are shown to have lower incidents of comprehensive and collision claims than larger metro areas.

The price range example below illustrates how rural and urban location affects insurance prices.

The examples above highlight why anyone shopping for car insurance should compare prices for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down estimated Land Rover Range Rover insurance rates for other coverage scenarios.

• The lowest rate with discounts is $920
• Using higher $1,000 deductibles will save approximately $228 every year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,616
• Choosing more expensive low deductibles for physical damage coverage bumps up the cost to $2,056
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,498 or more
• Policy cost that insures a teenage driver with full coverage can cost as much as $5,944 or more

View Chart as Image

Insurance rates for a Land Rover Range Rover also range considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you are likely paying $1,900 to $2,600 additional every year, depending on your age. High-risk driver insurance can be around 44% to 131% more than average. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $5,900 a year. View Rates by Age

Your home state has a huge impact on Land Rover Range Rover insurance rates. A driver around age 40 might see rates as low as $1,240 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,310 on average in Louisiana, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut rates by as much as $670 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates and see how they stack up. Each insurance company uses a different rate calculation, and rates will be varied.

How to Find the Cheapest Land Rover Range Rover Insurance

Finding cheaper rates on auto insurance requires being a good driver, having a good credit score, paying for small claims out-of-pocket, and maximizing policy discounts. Shop around at least every other year by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a recap of the car insurance concepts raised in the charts and tables above.

• Drivers that have major violations or accidents could be charged and average of $1,880 more annually than a safer driver
• You may be able to save approximately $200 per year simply by shopping early and online
• Increasing comprehensive and collision deductibles can save approximately $675 each year
• Consumers who want an increased level of liability coverage will pay about $510 per year to increase from a 30/60 limit to the 250/500 level