Land Rover Range Rover Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 14, 2024
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Estimated insurance prices for a Land Rover Range Rover are $1,616 every 12 months with full coverage. Comprehensive costs around $366, collision costs $632, and liability coverage is $460. A policy with only liability insurance costs around $510 a year, with a high-risk policy costing around $3,498. Teenage drivers pay the most at $5,944 a year or more.
Average premium for full coverage: $1,616
Premium estimates for type of coverage:
Prices are based on $500 deductible amounts, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates include averaging for all U.S. states and for different Range Rover trim levels.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for a Land Rover Range Rover go from the cheapest price of $510 for liability-only coverage to a much higher rate of $3,498 for a high-risk insurance policy.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than densely populated cities.
The price range example below illustrates how location helps determine auto insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below details estimated Land Rover Range Rover insurance rates for additional coverage choices and driver risks.
- The best discount rate is $920
- Raising to $1,000 deductibles will save about $228 annually
- The average price for a 40-year-old good driver using $500 deductibles is $1,616
- Using more expensive low deductibles increases the price to $2,056
- Unlucky drivers who are prone to accidents and violations could pay at least $3,498 or more
- An auto insurance policy to insure a teenage driver with full coverage can be $5,944
Car insurance prices for a Land Rover Range Rover also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.
Using high physical damage deductibles can reduce prices by up to $670 a year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit
An older driver with no driving violations and higher deductibles may only pay around $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged as much as $5,900 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you may be forking out at least $1,900 to $2,600 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 44% to 131% more than a normal policy. View High Risk Driver Rates
Where you choose to live also has a big influence on Land Rover Range Rover insurance rates. A middle-age driver might find prices as low as $1,160 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,180 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,460 | -$156 | -9.7% |
| Alaska | $1,238 | -$378 | -23.4% |
| Arizona | $1,342 | -$274 | -17.0% |
| Arkansas | $1,616 | -$0 | 0.0% |
| California | $1,842 | $226 | 14.0% |
| Colorado | $1,546 | -$70 | -4.3% |
| Connecticut | $1,662 | $46 | 2.8% |
| Delaware | $1,828 | $212 | 13.1% |
| Florida | $2,022 | $406 | 25.1% |
| Georgia | $1,492 | -$124 | -7.7% |
| Hawaii | $1,160 | -$456 | -28.2% |
| Idaho | $1,094 | -$522 | -32.3% |
| Illinois | $1,202 | -$414 | -25.6% |
| Indiana | $1,216 | -$400 | -24.8% |
| Iowa | $1,090 | -$526 | -32.5% |
| Kansas | $1,536 | -$80 | -5.0% |
| Kentucky | $2,206 | $590 | 36.5% |
| Louisiana | $2,392 | $776 | 48.0% |
| Maine | $998 | -$618 | -38.2% |
| Maryland | $1,334 | -$282 | -17.5% |
| Massachusetts | $1,292 | -$324 | -20.0% |
| Michigan | $2,808 | $1,192 | 73.8% |
| Minnesota | $1,352 | -$264 | -16.3% |
| Mississippi | $1,934 | $318 | 19.7% |
| Missouri | $1,432 | -$184 | -11.4% |
| Montana | $1,736 | $120 | 7.4% |
| Nebraska | $1,274 | -$342 | -21.2% |
| Nevada | $1,938 | $322 | 19.9% |
| New Hampshire | $1,166 | -$450 | -27.8% |
| New Jersey | $1,808 | $192 | 11.9% |
| New Mexico | $1,432 | -$184 | -11.4% |
| New York | $1,704 | $88 | 5.4% |
| North Carolina | $930 | -$686 | -42.5% |
| North Dakota | $1,324 | -$292 | -18.1% |
| Ohio | $1,116 | -$500 | -30.9% |
| Oklahoma | $1,660 | $44 | 2.7% |
| Oregon | $1,480 | -$136 | -8.4% |
| Pennsylvania | $1,542 | -$74 | -4.6% |
| Rhode Island | $2,156 | $540 | 33.4% |
| South Carolina | $1,464 | -$152 | -9.4% |
| South Dakota | $1,364 | -$252 | -15.6% |
| Tennessee | $1,414 | -$202 | -12.5% |
| Texas | $1,946 | $330 | 20.4% |
| Utah | $1,196 | -$420 | -26.0% |
| Vermont | $1,106 | -$510 | -31.6% |
| Virginia | $968 | -$648 | -40.1% |
| Washington | $1,250 | -$366 | -22.6% |
| West Virginia | $1,482 | -$134 | -8.3% |
| Wisconsin | $1,120 | -$496 | -30.7% |
| Wyoming | $1,440 | -$176 | -10.9% |
With such a large range in prices, the best way to find out your exact price is to compare prices and see how they stack up. Every auto insurance company uses a different method to calculate prices, so rate quotes will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Land Rover Range Rover | $470 | $894 | $398 | $1,920 |
| 2023 Land Rover Range Rover | $454 | $872 | $416 | $1,900 |
| 2022 Land Rover Range Rover | $438 | $836 | $430 | $1,862 |
| 2021 Land Rover Range Rover | $414 | $806 | $442 | $1,820 |
| 2020 Land Rover Range Rover | $398 | $748 | $452 | $1,756 |
| 2019 Land Rover Range Rover | $382 | $704 | $456 | $1,700 |
| 2018 Land Rover Range Rover | $366 | $632 | $460 | $1,616 |
| 2017 Land Rover Range Rover | $342 | $580 | $460 | $1,540 |
Rates are averaged for all Land Rover Range Rover models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Affordable Land Rover Range Rover Insurance
Finding better rates on auto insurance consists of having a good driving record, maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Invest time comparing rates at least every other year by requesting quotes from direct companies, and also from several local insurance agents.
The next list is a brief review of the car insurance concepts covered in the charts and tables above.
- Drivers with DUI or reckless driving convictions pay on average $1,880 more every year to buy Land Rover Range Rover insurance
- You may be able to save up to $200 per year simply by shopping early and online
- Increasing policy deductibles could save as much as $675 each year
- Consumers who may need increased levels of liability coverage will pay an extra $510 every year to raise from 30/60 bodily injury limits to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,944 |
| 20 | $3,712 |
| 30 | $1,688 |
| 40 | $1,616 |
| 50 | $1,474 |
| 60 | $1,446 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,056 |
| $250 | $1,852 |
| $500 | $1,616 |
| $1,000 | $1,388 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,616 |
| 50/100 | $1,708 |
| 100/300 | $1,823 |
| 250/500 | $2,122 |
| 100 CSL | $1,754 |
| 300 CSL | $2,007 |
| 500 CSL | $2,191 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,506 |
| 20 | $5,916 |
| 30 | $3,580 |
| 40 | $3,498 |
| 50 | $3,336 |
| 60 | $3,308 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $87 |
| Multi-vehicle | $85 |
| Homeowner | $24 |
| 5-yr Accident Free | $121 |
| 5-yr Claim Free | $106 |
| Paid in Full/EFT | $75 |
| Advance Quote | $81 |
| Online Quote | $117 |
| Total Discounts | $696 |
Discounts are estimated and may not be available from every company or in every state.
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