Land Rover Range Rover Insurance Rates

Average insurance rates for a Land Rover Range Rover are $1,700 a year including full coverage. Comprehensive costs on average $382 each year, collision insurance costs $704, and liability costs $456. A liability-only policy costs as little as $508 a year, and high-risk insurance costs around $3,692. 16-year-old drivers receive the highest rates at up to $6,232 a year.

Average premium for full coverage: $1,700

Rate estimates by individual coverage type:

Rate estimates include $500 physical damage deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and Range Rover models.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas tend to have lower incidents of comprehensive and collision claims than congested cities. The graphic below illustrates the effect of geographic area on car insurance rates.

These examples highlight why all drivers should compare rates based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Land Rover Range Rover insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $959
• Drivers who choose higher $1,000 deductibles will pay around $246 every year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,700
• Buying low deductibles for comprehensive and collision insurance bumps up the cost to $2,180
• Drivers with multiple tickets or accidents could pay upwards of $3,692
• The cost that insures a 16-year-old driver may cost $6,232 a year

View Chart as Image

Insurance rates for a Land Rover Range Rover can also vary considerably based on the trim level and model year, your driving record and age, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are likely paying at a minimum $2,000 to $2,700 extra per year, depending on your age. Insurance for high-risk drivers can cost from 43% to 132% more than the average rate. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,600 per year on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay upwards of $6,200 a year. View Rates by Age

Where you live makes a big difference in Land Rover Range Rover insurance prices. A 40-year-old driver could pay as low as $1,310 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,430 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could save up to $730 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Land Rover Range Rover Insurance

Saving money on insurance for a Land Rover Range Rover not only requires being a safe and courteous driver, but also having above-average credit, not filing small claims, and determing if full coverage is necessary. Comparison shop at every policy renewal by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

Below is a brief recap of the data covered in the above illustrations.

• Insureds who require higher levels of liability will pay around $500 per year to go from a minimum limit to the 250/500 level
• You may be able to save as much as $210 per year just by quoting online in advance
• Increasing deductibles can save approximately $725 each year
• Teenage drivers pay the highest rates, as much as $519 per month if full coverage is included