Land Rover Range Rover Insurance Rates

The average auto insurance rates for a Land Rover Range Rover are $1,616 annually including full coverage. Comprehensive costs an estimated $366, collision costs $632, and liability costs $460. Liability-only insurance costs as little as $510 a year, with high-risk driver insurance costing around $3,498. Teenage drivers cost the most to insure at $5,944 a year or more.

Average premium for full coverage: $1,616

Policy rates broken down by type of insurance:

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 U.S. states and for different Range Rover trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates how rural and urban location affects insurance prices.

The examples above highlight why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down estimated Land Rover Range Rover insurance rates for other coverage scenarios.

• The best discount rate is $920
• Drivers who choose higher $1,000 deductibles will pay approximately $228 every year
• The estimated rate for a good driver age 40 who has $500 deductibles is $1,616
• Using more expensive low deductibles for comprehensive and collision insurance will cost $2,056
• Higher-risk drivers who are prone to accidents and violations could pay up to $3,498 or more
• Policy cost with full coverage for a teen driver with full coverage can cost as much as $5,944 a year

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Auto insurance rates for a Land Rover Range Rover also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay at least $5,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $1,900 to $2,600 in extra premium every year, depending on your age. High-risk driver insurance can cost as much as 44% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $670 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Land Rover Range Rover insurance prices. A 40-year-old driver could pay as low as $1,240 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $2,310 on average in Louisiana, New York, and Michigan.

View Chart as Image

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates and see which company has the best rate. Every company uses a different method to calculate rates, and quoted rates will be varied between companies.

How to Buy the Right Land Rover Range Rover Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and claims, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to shop around every other policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The points below are a quick rundown of the ideas that were raised in the charts and tables above.

• Drivers under the age of 20 are the costliest to insure, with premiums being up to $495 each month if full coverage is included
• Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,880 more annually to insure a Land Rover Range Rover
• Increasing comprehensive and collision deductibles could save up to $675 each year
• You may be able to save approximately $200 per year simply by shopping early and online