Land Rover Range Rover Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Apr 14, 2024

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The average auto insurance rates for a Land Rover Range Rover are $1,756 annually for full coverage. Comprehensive insurance costs an estimated $398, collision insurance costs $748, and liability is $452. A liability-only policy costs around $504 a year, and high-risk insurance costs $3,814 or more. 16-year-old drivers cost the most to insure at up to $6,406 a year.

Average premium for full coverage: $1,756

Policy rates broken down by type of insurance:

Comprehensive $398
Collision $748
Liability $452

Prices are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and for different Range Rover trim levels.

Price Range Variability

For the average driver, Land Rover Range Rover insurance rates range from as cheap as $504 for liability-only coverage to a much higher rate of $3,814 for a driver who requires high-risk insurance.

Liability Only $504
Full Coverage $1,756
High Risk $3,814

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations are shown to have fewer accident claims than congested cities. The price range example below illustrates how location impacts insurance prices.

Rural Areas $1,317
Small Cities $1,844
Large Cities $2,371

The examples above show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below shows average Land Rover Range Rover insurance rates for other coverage scenarios.

  • The best full coverage rate is $987
  • Raising to $1,000 deductibles will save approximately $260 a year
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,756
  • Buying more expensive low deductibles costs an additional $506 annually
  • Drivers with multiple tickets or accidents could pay up to $3,814
  • Policy cost with full coverage for a 16-year-old driver with full coverage can cost as much as $6,406

View Chart as Image

Land Rover Range Rover insurance cost comparison chart
Column chart showing Land Rover Range Rover insurance prices range from $987 to $6,406 for full coverage

Car insurance rates for a Land Rover Range Rover also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may pay as low as $1,600 every 12 months on average, or $133 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged at least $6,400 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $2,100 to $2,800 extra every year, depending on your age. High-risk driver insurance is expensive and can cost from 44% to 134% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $770 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $407 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Land Rover Range Rover insurance prices. A middle-age driver might find rates as low as $1,160 a year in states like Iowa, Maine, and Idaho, or at least $2,500 on average in New York, Louisiana, and Michigan.

Land Rover Range Rover Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,588 -$168 -9.6%
Alaska $1,348 -$408 -23.2%
Arizona $1,456 -$300 -17.1%
Arkansas $1,756 -$0 0.0%
California $2,000 $244 13.9%
Colorado $1,676 -$80 -4.6%
Connecticut $1,804 $48 2.7%
Delaware $1,986 $230 13.1%
Florida $2,196 $440 25.1%
Georgia $1,620 -$136 -7.7%
Hawaii $1,262 -$494 -28.1%
Idaho $1,188 -$568 -32.3%
Illinois $1,308 -$448 -25.5%
Indiana $1,322 -$434 -24.7%
Iowa $1,184 -$572 -32.6%
Kansas $1,668 -$88 -5.0%
Kentucky $2,394 $638 36.3%
Louisiana $2,600 $844 48.1%
Maine $1,084 -$672 -38.3%
Maryland $1,448 -$308 -17.5%
Massachusetts $1,404 -$352 -20.0%
Michigan $3,052 $1,296 73.8%
Minnesota $1,470 -$286 -16.3%
Mississippi $2,102 $346 19.7%
Missouri $1,558 -$198 -11.3%
Montana $1,886 $130 7.4%
Nebraska $1,386 -$370 -21.1%
Nevada $2,106 $350 19.9%
New Hampshire $1,266 -$490 -27.9%
New Jersey $1,962 $206 11.7%
New Mexico $1,554 -$202 -11.5%
New York $1,848 $92 5.2%
North Carolina $1,012 -$744 -42.4%
North Dakota $1,438 -$318 -18.1%
Ohio $1,212 -$544 -31.0%
Oklahoma $1,802 $46 2.6%
Oregon $1,608 -$148 -8.4%
Pennsylvania $1,676 -$80 -4.6%
Rhode Island $2,342 $586 33.4%
South Carolina $1,590 -$166 -9.5%
South Dakota $1,482 -$274 -15.6%
Tennessee $1,536 -$220 -12.5%
Texas $2,116 $360 20.5%
Utah $1,300 -$456 -26.0%
Vermont $1,202 -$554 -31.5%
Virginia $1,050 -$706 -40.2%
Washington $1,358 -$398 -22.7%
West Virginia $1,608 -$148 -8.4%
Wisconsin $1,216 -$540 -30.8%
Wyoming $1,564 -$192 -10.9%

View Chart as Image

Land Rover Range Rover insurance rates by U.S. city
Land Rover Range Rover Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Land Rover Range Rover $514 $936 $372 $1,980
2023 Land Rover Range Rover $490 $900 $390 $1,938
2022 Land Rover Range Rover $470 $894 $398 $1,920
2021 Land Rover Range Rover $454 $872 $416 $1,900
2020 Land Rover Range Rover $438 $836 $430 $1,862
2019 Land Rover Range Rover $414 $806 $442 $1,820
2018 Land Rover Range Rover $398 $748 $452 $1,756
2017 Land Rover Range Rover $382 $704 $456 $1,700

Rates are averaged for all Land Rover Range Rover models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Affordable Land Rover Range Rover Insurance

Finding cheaper rates on insurance for a Land Rover Range Rover consists of having a decent driving record, having a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Spend time shopping around at every other renewal by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following items are a brief review of the concepts that were touched on above.

  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $2,060 more annually than a driver with a clean driving record
  • 16 to 18-year-old drivers have the highest car insurance rates, costing up to $534 each month if comprehensive and collision insurance is included
  • Drivers can save approximately $220 per year just by shopping early and online
  • Increasing comprehensive and collision deductibles could save up to $775 each year
  • Drivers can save approximately $220 per year just by shopping early and online

Rates by Driver Age

Land Rover Range Rover Insurance Rates by Driver Age
Driver Age Premium
16 $6,406
20 $4,058
30 $1,844
40 $1,756
50 $1,602
60 $1,572

Full coverage, $500 deductibles

Rates by Deductible

Land Rover Range Rover Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,262
$250 $2,028
$500 $1,756
$1,000 $1,496

Full coverage, driver age 40

Rates by Liability Limit

Land Rover Range Rover Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,756
50/100 $1,846
100/300 $1,959
250/500 $2,253
100 CSL $1,892
300 CSL $2,140
500 CSL $2,321

Full coverage, driver age 40

Rates for High Risk Drivers

Land Rover Range Rover Insurance Rates for High Risk Drivers
Age Premium
16 $9,190
20 $6,468
30 $3,912
40 $3,814
50 $3,640
60 $3,608

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $250

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $96
Multi-vehicle $93
Homeowner $25
5-yr Accident Free $136
5-yr Claim Free $116
Paid in Full/EFT $85
Advance Quote $90
Online Quote $128
Total Discounts $769
Rate after discounts $987

Discounts are estimated and may not be available from every company or in every state.

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