Kia K900 Insurance Rates

Estimated insurance rates for a Kia K900 are $1,400 a year with full coverage. Comprehensive costs on average $298 each year, collision insurance costs $484, and liability insurance is $460. A policy with only liability insurance costs around $510 a year, and a high-risk policy costs around $3,024. Teenage drivers pay the most at up to $5,268 a year.

Average premium for full coverage: $1,400

Premium estimates by type of coverage:

Full coverage includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and K900 models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than densely populated cities. The graphic below illustrates how location impacts car insurance rates.

These rate differences demonstrate why all drivers should compare rates quotes based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Kia K900 insurance rates for different risk profiles and scenarios.

• The best discount rate is $812
• Raising to $1,000 deductibles will save around $178 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,400
• Using low deductibles bumps up the cost to $1,744
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $3,024
• An auto insurance policy that insures a teen driver may cost $5,268

View Chart as Image

Car insurance prices for a Kia K900 also have a wide range based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 136% more than a normal policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged upwards of $5,200 a year. View Rates by Age

Where you choose to live also has a big influence on Kia K900 insurance rates. A middle-age driver might find prices as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,890 on average in Florida, Michigan, and New York.

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Using high physical damage deductibles can reduce prices by up to $530 each year, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Kia K900 Insurance

Finding better rates on Kia K900 insurance consists of avoiding accidents and violations, having a positive credit history, being claim-free, and possibly raising deductibles. Compare prices every other policy renewal by getting quotes from direct companies, and also from several local insurance agents.

The list below is a summary of the ideas that were touched on above.

• Teenagers are expensive to insure, possibly costing $439 per month if full coverage is purchased
• High-risk drivers who have multiple accidents or major violations pay on average $1,620 more each year for car insurance
• Increasing policy deductibles can save approximately $525 each year
• You may be able to save as much as $170 per year just by quoting online in advance