Kia EV9 Insurance Rates

The average insurance prices for a Kia EV9 are $1,674 every 12 months including full coverage. Comprehensive insurance costs on average $444, collision insurance costs $874, and liability is estimated at $246. Liability-only coverage costs approximately $298 a year, and high-risk coverage costs $3,630 or more. Teens cost the most to insure at up to $5,742 a year.

Average premium for full coverage: $1,674

Policy rates by type of insurance:

Rates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for all EV9 models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have more infrequent comprehensive and collision claims than cities with more traffic congestion. The example below illustrates the effect of location on car insurance rates.

The examples above highlight why everyone should get quotes based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below breaks down average Kia EV9 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $913
• Choosing higher $1,000 deductibles can save around $298 every year
• The average price for a good driver age 40 with $500 deductibles is $1,674
• Selecting pricier low deductibles for comp and collision coverage costs an extra $586 every year
• Unlucky drivers with serious driving violations could pay upwards of $3,630
• Policy cost to insure a teen driver for full coverage may cost $5,742 each year

View Chart as Image

Insurance rates for a Kia EV9 also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level of your EV9.

Choosing higher comprehensive and collision insurance deductibles can save as much as $890 every year, whereas buying more liability protection will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $222 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,500 annually on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay upwards of $5,700 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at a minimum $2,000 to $2,600 additional every year, depending on your age. Kia EV9 insurance for high-risk drivers ranges as much as 45% to 134% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Kia EV9 insurance prices. A good driver about age 40 could pay as low as $1,280 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,390 on average in Michigan, New York, and Louisiana.

View Chart as Image

How to Shop for Cheaper Kia EV9 Insurance

Finding cheaper rates on car insurance takes having a decent driving record, having above-average credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Take the time to shop around at least every two years by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The following items are a summary of the information that was covered in this article.

• Increasing comprehensive and collision deductibles could save as much as $875 each year
• You may be able to save as much as $220 per year just by quoting online well ahead of the renewal date
• Policyholders who require additional liability coverage will pay approximately $270 per year to raise limits from a 30/60 limit to a 250/500 level
• 16 to 18-year-old drivers pay higher rates, with premiums being up to $479 each month if full coverage is included
• Higher risk drivers that have multiple accidents or serious violations may pay on average $1,960 more each year than a driver with a clean driving record