Kia EV9 Insurance Rates

U.S. average insurance rates for a Kia EV9 are $1,674 a year for full coverage insurance. Comprehensive insurance costs an estimated $444 a year, collision insurance costs $874, and liability insurance is $246. Liability-only coverage costs around $298 a year, and high-risk coverage costs $3,630 or more. Teen drivers pay the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Price estimates broken down by individual coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and EV9 trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations have a lower frequency of physical damage claims than larger metro areas. The diagram below illustrates how geographic area affects insurance prices.

The ranges above illustrate why it is important to compare rates quotes for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Kia EV9 insurance rates for other coverage scenarios.

• The lowest rate with discounts is $913
• Raising to $1,000 deductibles will save approximately $1,376 each year
• The average rate for the average middle-age driver who has $500 deductibles is $1,674
• Choosing low $100 deductibles will cost an extra $586 a year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,630
• The price for full coverage for a teen driver can cost as much as $5,742

View Chart as Image

Auto insurance prices for a Kia EV9 are also quite variable based on your driving record, the model year and trim level, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles could pay as little as $1,500 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will have to pay at least $5,700 a year. View Rates by Age

The state you live in also has a big influence on Kia EV9 insurance rates. A middle-age driver might find prices as low as $1,090 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,260 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles can reduce prices by up to $890 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $222 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying $2,000 to $2,600 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 134% more than average. View High Risk Driver Rates

How to Find Affordable Kia EV9 Insurance

Getting lower rates on Kia EV9 insurance consists of avoiding accidents and claims, having good credit, not filing small claims, and consideration of higher deductibles. Invest the time to compare rates at least once a year by getting quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

The points below are a brief review of the primary concepts that were presented in the illustrations above.

• It is possible to save approximately $220 per year just by quoting early and online
• High-risk drivers with DUI or reckless driving convictions pay on average $1,960 more annually to insure a Kia EV9
• Increasing physical damage deductibles can save around $875 each year
• Drivers under the age of 20 are the costliest to insure, as much as $479 a month if they have full coverage