Kia EV9 Insurance Rates

Estimated insurance rates for a Kia EV9 are $1,674 a year including full coverage. Comprehensive costs around $444 a year, collision insurance costs $874, and liability coverage costs $246. Liability-only coverage costs as little as $298 a year, and high-risk coverage costs around $3,630. 16-year-old drivers pay the most at up to $5,742 a year.

Average premium for full coverage: $1,674

Premium estimates for type of coverage:

Includes $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and EV9 trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population are statistically proven to have a lower frequency of comprehensive and collision claims than congested cities. The diagram below illustrates the effect of geographic area on auto insurance rates.

These rate differences highlight why it is important to compare rates for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Kia EV9 insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $913
• Drivers who choose higher $1,000 deductibles will pay about $1,376 every year
• The average rate for a 40-year-old good driver using $500 deductibles is $1,674
• Buying low $100 deductibles for comprehensive and collision insurance will increase the cost to $2,260
• High-risk insureds with multiple tickets or accidents could pay at least $3,630
• An auto insurance policy for full coverage for a teenage driver can be $5,742 a year

View Chart as Image

Insurance prices for a Kia EV9 also have a wide range based on your driving characteristics, the model of your EV9, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers can expect to pay as much as $5,700 a year. View Rates by Age

Where you choose to live makes a big difference in Kia EV9 insurance rates. A 40-year-old driver could pay as low as $1,280 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,390 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles could save up to $890 a year, while buying higher liability limits will increase prices. Changing from a 50/100 limit to a 250/500 limit will cost up to $222 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at least $2,000 to $2,600 extra annually, depending on your age. A high-risk auto insurance policy can cost around 45% to 134% more than the average rate. View High Risk Driver Rates

How to Find the Cheapest Kia EV9 Insurance

Finding better rates on auto insurance not only requires avoiding accidents and claims, but also maintaining good credit, refrain from filing small claims, and dropping full coverage on older vehicles. Take the time to compare rates every year by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a recap of the coverage data covered in the above illustrations.

• You may be able to save up to $220 per year just by quoting early and online
• Increasing policy deductibles can save around $875 each year
• Drivers under the age of 20 pay higher prices, with the cost nearing $479 per month for full coverage
• Drivers that have major violations or accidents pay on average $1,960 more every year to insure a Kia EV9