Kia EV9 Insurance Rates

Average insurance prices for a Kia EV9 are $1,674 every 12 months for full coverage. Comprehensive insurance costs on average $444, collision insurance costs $874, and liability costs $246. A liability-only policy costs as little as $298 a year, and high-risk insurance costs $3,630 or more. Teens receive the highest rates at up to $5,742 a year.

Average premium for full coverage: $1,674

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates are averaged for all states and for all EV9 models.

Price Range by Coverage and Risk

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have more infrequent accident claims than cities with more traffic congestion. The example below illustrates how location impacts car insurance rates.

These examples show why everyone should compare rates based on a specific location and their own driving history, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Kia EV9 insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $913
• Drivers who choose higher $1,000 deductibles will pay around $298 a year
• The average price for a 40-year-old driver with $500 deductibles is $1,674
• Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $586 every year
• Higher-risk drivers with serious driving violations could pay upwards of $3,630
• The cost to insure a teen driver for full coverage may cost $5,742 a year

View Chart as Image

Insurance rates for a Kia EV9 can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your EV9.

Choosing higher comprehensive and collision insurance deductibles could save up to $890 every year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $222 more per year. View Rates by Deductible or Liability Limit

A more mature driver with a clean driving record and higher deductibles may pay as little as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers can expect to pay upwards of $5,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $2,000 to $2,600 extra per year, depending on your age. Kia EV9 insurance for high-risk drivers can cost as much as 45% to 134% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Kia EV9 insurance prices. A 40-year-old driver could pay as low as $1,100 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,390 on average in Michigan, Louisiana, and New York.

View Chart as Image

How to Shop for Cheap Kia EV9 Insurance

Saving money on car insurance not only requires avoiding accidents and violations, but also having good credit, eliminating unneeded coverage, and determing if full coverage is necessary. Spend time shopping around at every policy renewal by requesting rates from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The list below is a brief summary of the data touched on above.

• Policyholders who require higher liability limits will pay approximately $270 each year to go from a minimum limit to a 250/500 level
• Drivers can save as much as $220 per year just by quoting online well ahead of the renewal date
• Increasing deductibles could save as much as $875 each year
• Teenagers pay the highest rates, costing as high as $479 per month if they have full coverage