Kia EV6 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Estimated insurance prices for a Kia EV6 are $1,586 every 12 months with full coverage. Comprehensive insurance costs approximately $418 a year, collision costs $812, and liability insurance is $246. A policy with only liability insurance costs around $298 a year, with a high-risk policy costing $3,432 or more. Teens pay the most at $5,458 a year or more.

Average premium for full coverage: $1,586

Premium estimates by type of coverage:

Comprehensive $418
Collision $812
Liability $246

Rates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and EV6 trim levels.

Insurance Price Range by Risk and Coverage

For a middle-aged driver, insurance rates for a Kia EV6 go from the cheapest price of $298 for your basic liability-only policy to a high of $3,432 for a high risk driver.

Liability Only $298
Full Coverage $1,586
High Risk $3,432

Insurance Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations are statistically proven to have more infrequent collision claims than cities with more traffic congestion.

The diagram below illustrates the effect of location on auto insurance prices.

Rural Areas $1,190
Small Cities $1,665
Large Cities $2,141

These rate differences demonstrate why it is important to compare rates quotes using their specific location and their own driving history, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details estimated Kia EV6 insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $868
  • Raising to $1,000 deductibles will save $1,308 annually
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $1,586
  • Selecting low $100 deductibles costs an extra $544 a year
  • Higher-risk drivers with serious driving violations could pay around $3,432 or more
  • An auto insurance policy to insure a teen driver can cost $5,458

View Chart as Image

Kia EV6 insurance cost comparison chart
Column chart showing full coverage Kia EV6 insurance prices range from $868 to $5,458

Car insurance prices for a Kia EV6 also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model of your EV6.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $830 each year, while buying higher liability limits will push prices upward. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $222 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles could pay as little as $1,500 every 12 months on average, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers will be charged in the ballpark of $5,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out anywhere from $1,900 to $2,500 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 46% to 134% more than the average policy. View High Risk Driver Rates

Where you choose to live also has a big influence on Kia EV6 insurance rates. A middle-age driver might find prices as low as $1,140 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,140 on average in New York, Michigan, and Florida.

Kia EV6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,434 -$152 -9.6%
Alaska $1,214 -$372 -23.5%
Arizona $1,316 -$270 -17.0%
Arkansas $1,586 -$0 0.0%
California $1,806 $220 13.9%
Colorado $1,512 -$74 -4.7%
Connecticut $1,626 $40 2.5%
Delaware $1,792 $206 13.0%
Florida $1,980 $394 24.8%
Georgia $1,464 -$122 -7.7%
Hawaii $1,140 -$446 -28.1%
Idaho $1,072 -$514 -32.4%
Illinois $1,184 -$402 -25.3%
Indiana $1,194 -$392 -24.7%
Iowa $1,070 -$516 -32.5%
Kansas $1,506 -$80 -5.0%
Kentucky $2,162 $576 36.3%
Louisiana $2,346 $760 47.9%
Maine $976 -$610 -38.5%
Maryland $1,306 -$280 -17.7%
Massachusetts $1,266 -$320 -20.2%
Michigan $2,752 $1,166 73.5%
Minnesota $1,328 -$258 -16.3%
Mississippi $1,898 $312 19.7%
Missouri $1,404 -$182 -11.5%
Montana $1,702 $116 7.3%
Nebraska $1,248 -$338 -21.3%
Nevada $1,900 $314 19.8%
New Hampshire $1,144 -$442 -27.9%
New Jersey $1,770 $184 11.6%
New Mexico $1,404 -$182 -11.5%
New York $1,668 $82 5.2%
North Carolina $912 -$674 -42.5%
North Dakota $1,298 -$288 -18.2%
Ohio $1,094 -$492 -31.0%
Oklahoma $1,626 $40 2.5%
Oregon $1,454 -$132 -8.3%
Pennsylvania $1,510 -$76 -4.8%
Rhode Island $2,112 $526 33.2%
South Carolina $1,436 -$150 -9.5%
South Dakota $1,338 -$248 -15.6%
Tennessee $1,388 -$198 -12.5%
Texas $1,908 $322 20.3%
Utah $1,172 -$414 -26.1%
Vermont $1,082 -$504 -31.8%
Virginia $950 -$636 -40.1%
Washington $1,222 -$364 -23.0%
West Virginia $1,454 -$132 -8.3%
Wisconsin $1,096 -$490 -30.9%
Wyoming $1,410 -$176 -11.1%

View Chart as Image

Kia EV6 insurance rates by U.S. city

With such a large range in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from as many companies as possible. Every auto insurance company calculates prices differently, so rate quotes will be substantially different.

Kia EV6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Kia EV6 $418 $812 $246 $1,586

Rates are averaged for all Kia EV6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Kia EV6 Insurance

Finding better rates on Kia EV6 insurance consists of having a decent driving record, maintaining a good credit score, being claim-free, and avoiding coverage lapses. Take the time to shop around at least every two years by requesting quotes from direct companies, and also from insurance agencies where you live.

The following items are a summary of the information that was covered in this article.

  • Increasing policy deductibles could save as much as $825 each year
  • You may be able to save around $200 per year simply by quoting early and online
  • Drivers who purchase additional liability coverage will pay approximately $270 every year to raise from 30/60 bodily injury limits to a 250/500 level
  • 16 to 18-year-old drivers pay the highest auto insurance prices, possibly costing $455 per month if the policy includes full coverage
  • High-risk drivers that have multiple accidents or serious violations could be forced to pay on average $1,850 more per year than a driver with a clean driving record

Rates by Driver Age

Kia EV6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,458
20 $3,650
30 $1,686
40 $1,586
50 $1,442
60 $1,416

Full coverage, $500 deductibles

Rates by Deductible

Kia EV6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,130
$250 $1,878
$500 $1,586
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Kia EV6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,586
50/100 $1,635
100/300 $1,697
250/500 $1,857
100 CSL $1,660
300 CSL $1,795
500 CSL $1,894

Full coverage, driver age 40

Rates for High Risk Drivers

Kia EV6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,896
20 $5,808
30 $3,548
40 $3,432
50 $3,268
60 $3,240

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $227

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $89
Multi-vehicle $81
Homeowner $20
5-yr Accident Free $133
5-yr Claim Free $106
Paid in Full/EFT $85
Advance Quote $86
Online Quote $118
Total Discounts $718
Rate after discounts $868

Discounts are estimated and may not be available from every company or in every state.

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