Kia EV6 Insurance Rates

The average insurance rates for a Kia EV6 are $1,586 a year for full coverage. Comprehensive insurance costs on average $418 a year, collision insurance costs $812, and liability insurance costs $246. Liability-only coverage costs as little as $298 a year, and high-risk coverage costs $3,432 or more. Teenage drivers cost the most to insure at up to $5,458 a year.

Average premium for full coverage: $1,586

Policy rates by type of insurance:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and EV6 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a significant impact on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

The examples above show why it is important to compare rates based on a specific location and risk profile, rather than relying on average rates.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Kia EV6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $868
• Drivers who choose higher $1,000 deductibles will pay around $1,308 a year
• The average rate for a good driver age 40 with $500 deductibles is $1,586
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $544 a year
• High risk drivers who are prone to accidents and violations could pay upwards of $3,432
• Policy cost for full coverage for a teen driver may cost $5,458 a year

View Chart as Image

Insurance rates for a Kia EV6 also range considerably based on your risk profile, the trim level of your EV6, and policy deductibles and limits.

Older drivers with no violations or accidents and high deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $5,400 a year. View Rates by Age

Your home state makes a big difference in Kia EV6 insurance rates. A 40-year-old driver could pay as low as $1,040 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,260 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $830 each year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $222 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,900 to $2,500 additional every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 46% to 134% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Kia EV6 Insurance

Finding cheaper rates on Kia EV6 insurance not only requires avoiding accidents and violations, but also having a good credit history, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Invest the time to shop around every year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.

The list below is a summary of the coverage data illustrated above.

• Drivers can save as much as $200 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save around $825 each year
• Teenagers pay higher rates, costing up to $455 each month including comprehensive and collision insurance
• High-risk drivers who have multiple accidents or major violations will pay on average $1,850 more each year for car insurance