Kia EV6 Insurance Rates

Average insurance rates for a Kia EV6 are $1,586 a year for full coverage. Comprehensive insurance costs an estimated $418 a year, collision insurance costs $812, and liability coverage costs $246. Liability-only coverage costs as little as $298 a year, and high-risk coverage costs $3,432 or more. Teenage drivers receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,586

Rate estimates broken down by individual coverage type:

Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and EV6 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a large influence on insurance rates. More rural locations tend to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the effect of geographic area on insurance prices.

These examples show why it is important to compare rates for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Kia EV6 insurance rates for other coverage scenarios.

• The best discount rate is $868
• Drivers who choose higher $1,000 deductibles will pay approximately $1,308 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,586
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $544 each year
• High-risk insureds who are prone to accidents and violations could pay up to $3,432
• The cost for full coverage for a teenage driver can cost as much as $5,458 a year

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Car insurance rates for a Kia EV6 can also vary considerably based on your driver profile, the trim level of your EV6, and liability limits and deductibles.

Older drivers with no driving violations and high deductibles may only pay around $1,500 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged at least $5,400 a year. View Rates by Age

Where you live makes a big difference in Kia EV6 insurance rates. A 40-year-old driver could pay as low as $1,040 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,260 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles could save up to $830 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $222 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,900 to $2,500 extra per year, depending on your age. A high-risk auto insurance policy can cost around 46% to 134% more than a normal policy. View High Risk Driver Rates

How to Find More Affordable Kia EV6 Insurance

Saving money on auto insurance not only requires avoiding accidents and violations, but also having above-average credit, eliminating unneeded coverage, and possibly higher deductibles. Take the time to compare rates at least every other year by obtaining price quotes from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The list below is a summary of the car insurance concepts covered in the above illustrations.

• Drivers who have multiple accidents or major violations pay an average of $1,850 more annually for car insurance
• Drivers can save approximately $200 per year just by quoting early and online
• Increasing deductibles can save around $825 each year
• Consumers who want higher liability limits will pay an extra $270 each year to go from a minimum limit to 250/500 limits