Kia EV6 Insurance Rates

Average insurance rates for a Kia EV6 are $1,586 a year with full coverage. Comprehensive insurance costs on average $418 a year, collision insurance costs $812, and liability costs $246. Buying just liability costs as little as $298 a year, and insurance for high-risk drivers costs $3,432 or more. Teenage drivers receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,586

Rate estimates by individual coverage type:

Prices are based on $500 deductible amounts, 30/60 liability limits, and includes both medical and UM/UIM coverage. Rates are averaged for all U.S. states and EV6 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on auto insurance rates. Rural areas tend to have lower incidents of collision claims than densely populated cities. The diagram below illustrates how location impacts car insurance rates.

These examples demonstrate why it is important to compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details average Kia EV6 insurance rates for different risk profiles and scenarios.

• The best discount rate is $868
• Drivers who choose higher $1,000 deductibles will pay around $1,308 annually
• The estimated price for a 40-year-old driver with $500 deductibles is $1,586
• Using low $100 deductibles for comprehensive and collision insurance will cost an additional $544 annually
• Drivers who are prone to accidents and violations could pay upwards of $3,432
• The cost that insures a 16-year-old driver may cost $5,458 a year

View Chart as Image

Auto insurance rates for a Kia EV6 can also vary considerably based on the trim level of your EV6, your age and driving habits, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you may be forking out at a minimum $1,900 to $2,500 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost from 46% to 134% more than a normal policy. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,500 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records will have to pay upwards of $5,400 a year. View Rates by Age

Where you live makes a big difference in Kia EV6 insurance prices. A 40-year-old driver could pay as low as $1,140 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $2,140 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $830 annually, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $222 extra every year. View Rates by Deductible or Liability Limit

How to Find Affordable Kia EV6 Insurance

Saving money on insurance for a Kia EV6 not only requires having a good driving record, but also maintaining a good credit score, eliminating unnecessary coverage, and deciding if full coverage is necessary. Compare prices at every policy renewal by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a brief review of the data touched on above.

• Insureds who require increased levels of liability coverage will pay an extra $270 every year to go from a minimum limit to the 250/500 level
• You may be able to save as much as $200 per year just by quoting early and online
• Increasing deductibles can save approximately $825 each year
• Drivers age 20 and younger are charged the highest rates, with premiums as much as $455 per month if the policy includes full coverage