Kia EV6 Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average insurance rates for a Kia EV6 are $1,586 a year including full coverage. Comprehensive costs approximately $418, collision insurance costs $812, and liability is estimated at $246. Buying just liability costs approximately $298 a year, and insurance for high-risk drivers costs around $3,432. 16-year-old drivers receive the highest rates at up to $5,458 a year.

Average premium for full coverage: $1,586

Rate estimates by individual coverage type:

Comprehensive $418
Collision $812
Liability $246

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for different EV6 trim levels.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from the low end price of $298 for liability-only coverage to a much higher rate of $3,432 for a high-risk driver policy.

Liability Only $298
Full Coverage $1,586
High Risk $3,432

Price Range by Location

Living in a larger city can make a big difference on car insurance prices. Rural locations tend to have lower incidents of comprehensive and collision claims than congested cities. The price range example below illustrates how where you live affects auto insurance prices.

Rural Areas $1,190
Small Cities $1,665
Large Cities $2,141

These examples highlight why anyone shopping for car insurance should get quotes using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Additional Charts and Tables

The chart below breaks down average Kia EV6 insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $868
  • Choosing higher $1,000 deductibles can save $278 every year
  • The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,586
  • Buying more expensive low deductibles for comp and collision coverage bumps up the cost to $2,130
  • Higher-risk drivers with multiple tickets or accidents could pay around $3,432
  • The cost that insures a 16-year-old driver with full coverage can cost $5,458 each year

View Chart as Image

Kia EV6 insurance cost comparison chart
Column chart showing Kia EV6 insurance rates range from $868 to $5,458 for full coverage

Auto insurance rates for a Kia EV6 can also vary considerably based on the model year and trim level, your driving record and age, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you are likely paying anywhere from $1,900 to $2,500 in extra premium per year, depending on your age. High-risk driver insurance ranges from 46% to 134% more than the average rate. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,500 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay in the ballpark of $5,400 a year. View Rates by Age

Where you live plays a big part in determining prices for Kia EV6 insurance prices. A good driver about age 40 could pay as low as $1,210 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,260 on average in Louisiana, New York, and Michigan.

Kia EV6 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,434 -$152 -9.6%
Alaska $1,214 -$372 -23.5%
Arizona $1,316 -$270 -17.0%
Arkansas $1,586 -$0 0.0%
California $1,806 $220 13.9%
Colorado $1,512 -$74 -4.7%
Connecticut $1,626 $40 2.5%
Delaware $1,792 $206 13.0%
Florida $1,980 $394 24.8%
Georgia $1,464 -$122 -7.7%
Hawaii $1,140 -$446 -28.1%
Idaho $1,072 -$514 -32.4%
Illinois $1,184 -$402 -25.3%
Indiana $1,194 -$392 -24.7%
Iowa $1,070 -$516 -32.5%
Kansas $1,506 -$80 -5.0%
Kentucky $2,162 $576 36.3%
Louisiana $2,346 $760 47.9%
Maine $976 -$610 -38.5%
Maryland $1,306 -$280 -17.7%
Massachusetts $1,266 -$320 -20.2%
Michigan $2,752 $1,166 73.5%
Minnesota $1,328 -$258 -16.3%
Mississippi $1,898 $312 19.7%
Missouri $1,404 -$182 -11.5%
Montana $1,702 $116 7.3%
Nebraska $1,248 -$338 -21.3%
Nevada $1,900 $314 19.8%
New Hampshire $1,144 -$442 -27.9%
New Jersey $1,770 $184 11.6%
New Mexico $1,404 -$182 -11.5%
New York $1,668 $82 5.2%
North Carolina $912 -$674 -42.5%
North Dakota $1,298 -$288 -18.2%
Ohio $1,094 -$492 -31.0%
Oklahoma $1,626 $40 2.5%
Oregon $1,454 -$132 -8.3%
Pennsylvania $1,510 -$76 -4.8%
Rhode Island $2,112 $526 33.2%
South Carolina $1,436 -$150 -9.5%
South Dakota $1,338 -$248 -15.6%
Tennessee $1,388 -$198 -12.5%
Texas $1,908 $322 20.3%
Utah $1,172 -$414 -26.1%
Vermont $1,082 -$504 -31.8%
Virginia $950 -$636 -40.1%
Washington $1,222 -$364 -23.0%
West Virginia $1,454 -$132 -8.3%
Wisconsin $1,096 -$490 -30.9%
Wyoming $1,410 -$176 -11.1%

View Chart as Image

Kia EV6 insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $830 annually, while increasing your policy's liability limits will push rates upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $222 extra every year. View Rates by Deductible or Liability Limit

Kia EV6 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Kia EV6 $382 $774 $264 $1,530

Rates are averaged for all Kia EV6 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Kia EV6 Insurance

Saving money on insurance for a Kia EV6 takes having a decent driving record, maintaining a good credit score, not filing small claims, and possibly higher deductibles. Comparison shop every time your policy renews by getting rate quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local auto insurance providers.

The following items are a brief review of the information touched on in the above illustrations.

  • You may be able to save around $200 per year just by shopping early and online
  • 16 to 18-year-old drivers have the highest car insurance rates, as much as $455 per month if the policy includes full coverage
  • Increasing deductibles can save approximately $825 each year
  • Drivers considered higher risk with DUI or reckless driving convictions will likely pay on average $1,850 more per year than a driver with a clean driving record
  • Insureds who purchase additional liability coverage will pay around $270 per year to raise limits from a minimum limit to the 250/500 level

Rates by Driver Age

Kia EV6 Insurance Rates by Driver Age
Driver Age Premium
16 $5,458
20 $3,650
30 $1,686
40 $1,586
50 $1,442
60 $1,416

Full coverage, $500 deductibles

Rates by Deductible

Kia EV6 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,130
$250 $1,878
$500 $1,586
$1,000 $1,308

Full coverage, driver age 40

Rates by Liability Limit

Kia EV6 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,586
50/100 $1,635
100/300 $1,697
250/500 $1,857
100 CSL $1,660
300 CSL $1,795
500 CSL $1,894

Full coverage, driver age 40

Rates for High Risk Drivers

Kia EV6 Insurance Rates for High Risk Drivers
Age Premium
16 $7,896
20 $5,808
30 $3,548
40 $3,432
50 $3,268
60 $3,240

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $227

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $89
Multi-vehicle $81
Homeowner $20
5-yr Accident Free $133
5-yr Claim Free $106
Paid in Full/EFT $85
Advance Quote $86
Online Quote $118
Total Discounts $718
Rate after discounts $868

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

By clicking, you agree to our Terms of Use

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

By clicking, you agree to our Terms of Use

Nationwide State Farm Allstate

You May Also Enjoy These Articles