Hyundai Palisade Insurance Rates
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UPDATED: Aug 24, 2022
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The average auto insurance rates for a Hyundai Palisade are $1,546 annually for full coverage. Comprehensive costs approximately $332, collision insurance costs $640, and liability insurance costs around $416. Buying just liability costs as low as $474 a year, and insurance for high-risk drivers costs around $3,360. Teens cost the most to insure at up to $5,718 a year.
Average premium for full coverage: $1,546
Policy rates by type of insurance:
Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Palisade models.
Price Range Variability
For a driver in their 40's, Hyundai Palisade insurance rates range from as cheap as $474 for your basic liability-only policy to the much higher price of $3,360 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Where you live has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than cities with more traffic congestion. The example below illustrates how location helps determine auto insurance prices.
The examples above show why everyone should compare prices using their specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
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More Rate Information
The chart below shows average Hyundai Palisade insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $877
- Using higher $1,000 deductibles will save $222 a year
- The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,546
- Selecting pricier low deductibles for physical damage coverage will cost $1,976
- Drivers with serious driving violations could pay around $3,360
- Policy cost with full coverage for a teen driver for full coverage can cost $5,718 or more
Insurance rates for a Hyundai Palisade also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.
A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,700 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,800 to $2,500 extra every year, depending on your age. Hyundai Palisade insurance for high-risk drivers can be anywhere from 44% to 130% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $660 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Hyundai Palisade insurance rates. A driver around age 40 might see rates as low as $1,020 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,210 on average in New York, Louisiana, and Michigan.
|State||Premium||Compared to U.S. Avg||Percent Difference|
|Model Year||Comprehensive||Collision||Liability||Total Premium|
|2020 Hyundai Palisade||$332||$640||$416||$1,546|
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Right Hyundai Palisade Insurance
Finding cheaper rates on Hyundai Palisade insurance requires having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at least once a year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following items are a quick rundown of the primary concepts that were covered in the charts and tables above.
- Drivers can save around $190 per year just by quoting online well ahead of the renewal date
- High-risk drivers with reckless driving or DUI convictions pay on average $1,810 more per year than a driver with a clean driving record
- Increasing comprehensive and collision deductibles could save up to $650 each year
- 16 to 18-year-old drivers are expensive to insure, costing up to $477 each month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$118|
|5-yr Claim Free||$101|
|Paid in Full/EFT||$74|
Discounts are estimated and may not be available from every company or in every state.
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