Hyundai Palisade Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 26, 2024

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U.S. average auto insurance rates for a Hyundai Palisade are $1,546 annually including full coverage. Comprehensive insurance costs around $332 each year, collision insurance costs $640, and liability coverage costs $416. A policy with just liability insurance costs as little as $474 a year, and coverage for high-risk drivers costs $3,360 or more. Teen drivers pay the highest rates at up to $5,718 a year.

Average premium for full coverage: $1,546

Price estimates for individual coverage:

Comprehensive $332
Collision $640
Liability $416

Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Palisade models.

Price Range from Low to High

For the average driver, Hyundai Palisade insurance prices range from as cheap as $474 for minimum levels of liability insurance to a high rate of $3,360 for a policy for a high-risk driver.

Liability Only $474
Full Coverage $1,546
High Risk $3,360

Geographic Price Range

Your location has a large influence on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how location impacts auto insurance rates.

Rural Areas $1,160
Small Cities $1,623
Large Cities $2,087

The ranges above highlight why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down average Hyundai Palisade insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $877
  • Drivers who choose higher $1,000 deductibles will pay about $222 every year
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,546
  • Choosing low deductibles for comprehensive and collision insurance costs an additional $430 each year
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $3,360
  • The price with full coverage for a teenage driver can be $5,718 a year

View Chart as Image

Hyundai Palisade insurance cost comparison chart
Column chart showing Hyundai Palisade insurance prices range from $877 to $5,718 for full coverage

Insurance prices for a Hyundai Palisade are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay as much as $5,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,800 to $2,500 extra each year, depending on your age. Insurance for high-risk drivers can cost around 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $660 a year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Hyundai Palisade insurance rates. A 40-year-old driver could pay as low as $1,190 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,210 on average in Michigan, New York, and Louisiana.

Hyundai Palisade Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,398 -$148 -9.6%
Alaska $1,186 -$360 -23.3%
Arizona $1,284 -$262 -16.9%
Arkansas $1,546 -$0 0.0%
California $1,762 $216 14.0%
Colorado $1,478 -$68 -4.4%
Connecticut $1,592 $46 3.0%
Delaware $1,750 $204 13.2%
Florida $1,936 $390 25.2%
Georgia $1,428 -$118 -7.6%
Hawaii $1,110 -$436 -28.2%
Idaho $1,048 -$498 -32.2%
Illinois $1,152 -$394 -25.5%
Indiana $1,164 -$382 -24.7%
Iowa $1,044 -$502 -32.5%
Kansas $1,472 -$74 -4.8%
Kentucky $2,110 $564 36.5%
Louisiana $2,288 $742 48.0%
Maine $954 -$592 -38.3%
Maryland $1,276 -$270 -17.5%
Massachusetts $1,238 -$308 -19.9%
Michigan $2,686 $1,140 73.7%
Minnesota $1,294 -$252 -16.3%
Mississippi $1,852 $306 19.8%
Missouri $1,374 -$172 -11.1%
Montana $1,664 $118 7.6%
Nebraska $1,220 -$326 -21.1%
Nevada $1,852 $306 19.8%
New Hampshire $1,114 -$432 -27.9%
New Jersey $1,728 $182 11.8%
New Mexico $1,368 -$178 -11.5%
New York $1,630 $84 5.4%
North Carolina $892 -$654 -42.3%
North Dakota $1,266 -$280 -18.1%
Ohio $1,070 -$476 -30.8%
Oklahoma $1,588 $42 2.7%
Oregon $1,416 -$130 -8.4%
Pennsylvania $1,476 -$70 -4.5%
Rhode Island $2,062 $516 33.4%
South Carolina $1,402 -$144 -9.3%
South Dakota $1,306 -$240 -15.5%
Tennessee $1,356 -$190 -12.3%
Texas $1,864 $318 20.6%
Utah $1,146 -$400 -25.9%
Vermont $1,060 -$486 -31.4%
Virginia $928 -$618 -40.0%
Washington $1,196 -$350 -22.6%
West Virginia $1,416 -$130 -8.4%
Wisconsin $1,070 -$476 -30.8%
Wyoming $1,378 -$168 -10.9%

View Chart as Image

Hyundai Palisade insurance rates by U.S. city
Hyundai Palisade Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Hyundai Palisade $358 $660 $390 $1,566
2023 Hyundai Palisade $344 $656 $398 $1,556
2022 Hyundai Palisade $332 $640 $416 $1,546
2021 Hyundai Palisade $320 $612 $430 $1,520
2020 Hyundai Palisade $304 $592 $442 $1,496

Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Hyundai Palisade Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also having a good credit history, being claim-free, and dropping full coverage on older vehicles. Spend time shopping around every year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a review of the coverage data touched on above.

  • You may be able to save up to $190 per year just by quoting online in advance
  • Increasing physical damage deductibles could save up to $650 each year
  • Teen drivers pay higher prices, possibly costing $477 a month including comprehensive and collision insurance
  • Drivers who have several accidents or serious violations may pay on average $1,810 more every year to insure their Palisade

Rates by Driver Age

Hyundai Palisade Insurance Rates by Driver Age
Driver Age Premium
16 $5,718
20 $3,584
30 $1,620
40 $1,546
50 $1,412
60 $1,384

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Palisade Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,976
$250 $1,778
$500 $1,546
$1,000 $1,324

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Palisade Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,546
50/100 $1,629
100/300 $1,733
250/500 $2,004
100 CSL $1,671
300 CSL $1,900
500 CSL $2,066

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Palisade Insurance Rates for High Risk Drivers
Age Premium
16 $8,182
20 $5,710
30 $3,440
40 $3,360
50 $3,206
60 $3,178

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $81
Homeowner $22
5-yr Accident Free $118
5-yr Claim Free $101
Paid in Full/EFT $74
Advance Quote $79
Online Quote $111
Total Discounts $669
Rate after discounts $877

Discounts are estimated and may not be available from every company or in every state.

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