Hyundai Palisade Insurance Rates

U.S. average auto insurance rates for a Hyundai Palisade are $1,546 annually including full coverage. Comprehensive insurance costs around $332 each year, collision insurance costs $640, and liability coverage costs $416. A policy with just liability insurance costs as little as $474 a year, and coverage for high-risk drivers costs $3,360 or more. Teen drivers pay the highest rates at up to $5,718 a year.

Average premium for full coverage: $1,546

Price estimates for individual coverage:

Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and Palisade models.

Price Range from Low to High

Geographic Price Range

Your location has a large influence on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than larger metro areas. The graphic below illustrates how location impacts auto insurance rates.

The ranges above highlight why all drivers should compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Hyundai Palisade insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $877
• Drivers who choose higher $1,000 deductibles will pay about $222 every year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,546
• Choosing low deductibles for comprehensive and collision insurance costs an additional $430 each year
• High-risk insureds with multiple violations and an at-fault accident could pay at least $3,360
• The price with full coverage for a teenage driver can be $5,718 a year

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Insurance prices for a Hyundai Palisade are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay as much as $5,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $1,800 to $2,500 extra each year, depending on your age. Insurance for high-risk drivers can cost around 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $660 a year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 more per year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Hyundai Palisade insurance rates. A 40-year-old driver could pay as low as $1,190 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,210 on average in Michigan, New York, and Louisiana.

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How to Buy Low Cost Hyundai Palisade Insurance

Getting lower rates on auto insurance not only requires being a low-risk driver, but also having a good credit history, being claim-free, and dropping full coverage on older vehicles. Spend time shopping around every year by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a review of the coverage data touched on above.

• You may be able to save up to $190 per year just by quoting online in advance
• Increasing physical damage deductibles could save up to $650 each year
• Teen drivers pay higher prices, possibly costing $477 a month including comprehensive and collision insurance
• Drivers who have several accidents or serious violations may pay on average $1,810 more every year to insure their Palisade