Hyundai Palisade Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Aug 24, 2022

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The average auto insurance rates for a Hyundai Palisade are $1,546 annually for full coverage. Comprehensive costs approximately $332, collision insurance costs $640, and liability insurance costs around $416. Buying just liability costs as low as $474 a year, and insurance for high-risk drivers costs around $3,360. Teens cost the most to insure at up to $5,718 a year.

Average premium for full coverage: $1,546

Policy rates by type of insurance:

Comprehensive $332
Collision $640
Liability $416

Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all states and for all Palisade models.

Price Range Variability

For a driver in their 40's, Hyundai Palisade insurance rates range from as cheap as $474 for your basic liability-only policy to the much higher price of $3,360 for coverage for higher-risk drivers.

Liability Only $474
Full Coverage $1,546
High Risk $3,360

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than cities with more traffic congestion. The example below illustrates how location helps determine auto insurance prices.

Rural Areas $1,160
Small Cities $1,623
Large Cities $2,087

The examples above show why everyone should compare prices using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows average Hyundai Palisade insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $877
  • Using higher $1,000 deductibles will save $222 a year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $1,546
  • Selecting pricier low deductibles for physical damage coverage will cost $1,976
  • Drivers with serious driving violations could pay around $3,360
  • Policy cost with full coverage for a teen driver for full coverage can cost $5,718 or more

View Chart as Image

Hyundai Palisade insurance cost comparison chart
Column chart showing Hyundai Palisade insurance rates range from $877 to $5,718 for full coverage

Insurance rates for a Hyundai Palisade also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with a clean driving record and high physical damage deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay in the ballpark of $5,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $1,800 to $2,500 extra every year, depending on your age. Hyundai Palisade insurance for high-risk drivers can be anywhere from 44% to 130% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $660 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Hyundai Palisade insurance rates. A driver around age 40 might see rates as low as $1,020 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,210 on average in New York, Louisiana, and Michigan.

Hyundai Palisade Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,398 -$148 -9.6%
Alaska $1,186 -$360 -23.3%
Arizona $1,284 -$262 -16.9%
Arkansas $1,546 -$0 0.0%
California $1,762 $216 14.0%
Colorado $1,478 -$68 -4.4%
Connecticut $1,592 $46 3.0%
Delaware $1,750 $204 13.2%
Florida $1,936 $390 25.2%
Georgia $1,428 -$118 -7.6%
Hawaii $1,110 -$436 -28.2%
Idaho $1,048 -$498 -32.2%
Illinois $1,152 -$394 -25.5%
Indiana $1,164 -$382 -24.7%
Iowa $1,044 -$502 -32.5%
Kansas $1,472 -$74 -4.8%
Kentucky $2,110 $564 36.5%
Louisiana $2,288 $742 48.0%
Maine $954 -$592 -38.3%
Maryland $1,276 -$270 -17.5%
Massachusetts $1,238 -$308 -19.9%
Michigan $2,686 $1,140 73.7%
Minnesota $1,294 -$252 -16.3%
Mississippi $1,852 $306 19.8%
Missouri $1,374 -$172 -11.1%
Montana $1,664 $118 7.6%
Nebraska $1,220 -$326 -21.1%
Nevada $1,852 $306 19.8%
New Hampshire $1,114 -$432 -27.9%
New Jersey $1,728 $182 11.8%
New Mexico $1,368 -$178 -11.5%
New York $1,630 $84 5.4%
North Carolina $892 -$654 -42.3%
North Dakota $1,266 -$280 -18.1%
Ohio $1,070 -$476 -30.8%
Oklahoma $1,588 $42 2.7%
Oregon $1,416 -$130 -8.4%
Pennsylvania $1,476 -$70 -4.5%
Rhode Island $2,062 $516 33.4%
South Carolina $1,402 -$144 -9.3%
South Dakota $1,306 -$240 -15.5%
Tennessee $1,356 -$190 -12.3%
Texas $1,864 $318 20.6%
Utah $1,146 -$400 -25.9%
Vermont $1,060 -$486 -31.4%
Virginia $928 -$618 -40.0%
Washington $1,196 -$350 -22.6%
West Virginia $1,416 -$130 -8.4%
Wisconsin $1,070 -$476 -30.8%
Wyoming $1,378 -$168 -10.9%

View Chart as Image

Hyundai Palisade insurance rates by U.S. city
Hyundai Palisade Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Hyundai Palisade $332 $640 $416 $1,546

Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Hyundai Palisade Insurance

Finding cheaper rates on Hyundai Palisade insurance requires having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and possibly raising deductibles. Invest time comparing rates at least once a year by requesting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a quick rundown of the primary concepts that were covered in the charts and tables above.

  • Drivers can save around $190 per year just by quoting online well ahead of the renewal date
  • High-risk drivers with reckless driving or DUI convictions pay on average $1,810 more per year than a driver with a clean driving record
  • Increasing comprehensive and collision deductibles could save up to $650 each year
  • 16 to 18-year-old drivers are expensive to insure, costing up to $477 each month including comprehensive and collision insurance

Rates by Driver Age

Hyundai Palisade Insurance Rates by Driver Age
Driver Age Premium
16 $5,718
20 $3,584
30 $1,620
40 $1,546
50 $1,412
60 $1,384

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Palisade Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,976
$250 $1,778
$500 $1,546
$1,000 $1,324

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Palisade Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,546
50/100 $1,629
100/300 $1,733
250/500 $2,004
100 CSL $1,671
300 CSL $1,900
500 CSL $2,066

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Palisade Insurance Rates for High Risk Drivers
Age Premium
16 $8,182
20 $5,710
30 $3,440
40 $3,360
50 $3,206
60 $3,178

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $83
Multi-vehicle $81
Homeowner $22
5-yr Accident Free $118
5-yr Claim Free $101
Paid in Full/EFT $74
Advance Quote $79
Online Quote $111
Total Discounts $669
Rate after discounts $877

Discounts are estimated and may not be available from every company or in every state.

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