Hyundai Palisade Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: May 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Average insurance rates for a Hyundai Palisade are $1,556 a year with full coverage. Comprehensive insurance costs an estimated $344, collision costs $656, and liability insurance is estimated at $398. Buying just liability costs approximately $460 a year, with insurance for high-risk drivers costing $3,376 or more. Teens receive the highest rates at $5,716 a year or more.
Average premium for full coverage: $1,556
Rate estimates broken down by individual coverage type:
Rates are based on $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes medical and UM/UIM coverage. Rates are averaged for all U.S. states and for all Palisade models.
Price Range by Coverage and Risk
For a 40-year-old driver, prices range go from as low as $460 for just liability insurance to the much higher price of $3,376 for a driver who requires high-risk insurance.
Price Range by Location
Living in a larger city has a significant impact on car insurance rates. More rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion.
The example below illustrates how your location can change insurance prices.
These examples demonstrate why everyone should get quotes for a targeted area and risk profile, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details estimated Hyundai Palisade insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $882
- Choosing higher $1,000 deductibles can save approximately $226 annually
- The average rate for a 40-year-old driver who has $500 deductibles is $1,556
- Selecting pricier low deductibles for comp and collision coverage will cost an extra $442 a year
- High-risk insureds with serious driving violations could pay up to $3,376 or more
- The cost for full coverage for a teen driver for full coverage can cost as much as $5,716 each year
Auto insurance rates for a Hyundai Palisade can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.
A more mature driver with a good driving record and high deductibles could pay as little as $1,400 annually on average for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay at least $5,700 a year. View Rates by Age
Where you live plays a big part in determining prices for Hyundai Palisade insurance rates. A good driver about age 40 could pay as low as $1,120 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,100 on average in New York, Michigan, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,408 | -$148 | -9.5% |
| Alaska | $1,194 | -$362 | -23.3% |
| Arizona | $1,292 | -$264 | -17.0% |
| Arkansas | $1,556 | -$0 | 0.0% |
| California | $1,774 | $218 | 14.0% |
| Colorado | $1,486 | -$70 | -4.5% |
| Connecticut | $1,602 | $46 | 3.0% |
| Delaware | $1,762 | $206 | 13.2% |
| Florida | $1,948 | $392 | 25.2% |
| Georgia | $1,438 | -$118 | -7.6% |
| Hawaii | $1,118 | -$438 | -28.1% |
| Idaho | $1,054 | -$502 | -32.3% |
| Illinois | $1,160 | -$396 | -25.4% |
| Indiana | $1,172 | -$384 | -24.7% |
| Iowa | $1,050 | -$506 | -32.5% |
| Kansas | $1,478 | -$78 | -5.0% |
| Kentucky | $2,124 | $568 | 36.5% |
| Louisiana | $2,304 | $748 | 48.1% |
| Maine | $960 | -$596 | -38.3% |
| Maryland | $1,282 | -$274 | -17.6% |
| Massachusetts | $1,246 | -$310 | -19.9% |
| Michigan | $2,704 | $1,148 | 73.8% |
| Minnesota | $1,302 | -$254 | -16.3% |
| Mississippi | $1,866 | $310 | 19.9% |
| Missouri | $1,382 | -$174 | -11.2% |
| Montana | $1,672 | $116 | 7.5% |
| Nebraska | $1,228 | -$328 | -21.1% |
| Nevada | $1,866 | $310 | 19.9% |
| New Hampshire | $1,122 | -$434 | -27.9% |
| New Jersey | $1,740 | $184 | 11.8% |
| New Mexico | $1,378 | -$178 | -11.4% |
| New York | $1,640 | $84 | 5.4% |
| North Carolina | $898 | -$658 | -42.3% |
| North Dakota | $1,274 | -$282 | -18.1% |
| Ohio | $1,076 | -$480 | -30.8% |
| Oklahoma | $1,600 | $44 | 2.8% |
| Oregon | $1,426 | -$130 | -8.4% |
| Pennsylvania | $1,486 | -$70 | -4.5% |
| Rhode Island | $2,078 | $522 | 33.5% |
| South Carolina | $1,412 | -$144 | -9.3% |
| South Dakota | $1,314 | -$242 | -15.6% |
| Tennessee | $1,364 | -$192 | -12.3% |
| Texas | $1,876 | $320 | 20.6% |
| Utah | $1,152 | -$404 | -26.0% |
| Vermont | $1,066 | -$490 | -31.5% |
| Virginia | $932 | -$624 | -40.1% |
| Washington | $1,204 | -$352 | -22.6% |
| West Virginia | $1,428 | -$128 | -8.2% |
| Wisconsin | $1,078 | -$478 | -30.7% |
| Wyoming | $1,386 | -$170 | -10.9% |
Choosing higher comprehensive and collision insurance deductibles can save as much as $670 each year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $358 extra every year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out $1,800 to $2,500 in extra premium per year, depending on your age. Hyundai Palisade insurance for high-risk drivers ranges anywhere from 44% to 129% more than the average policy. View High Risk Driver Rates
With so much variability in rates, the best way to find out which company is cheapest is to regularly compare rates from as many companies as possible. Each auto insurer calculates rates differently, and quoted rates can be significantly different from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Hyundai Palisade | $376 | $688 | $372 | $1,594 |
| 2023 Hyundai Palisade | $358 | $660 | $390 | $1,566 |
| 2022 Hyundai Palisade | $344 | $656 | $398 | $1,556 |
| 2021 Hyundai Palisade | $332 | $640 | $416 | $1,546 |
| 2020 Hyundai Palisade | $320 | $612 | $430 | $1,520 |
Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Hyundai Palisade Insurance
Saving money on Hyundai Palisade insurance takes having a decent driving record, having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Invest the time to shop around at every other renewal by getting rate quotes from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.
The following items are a quick review of the concepts that were illustrated above.
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,820 more annually than a driver with a clean driving record
- 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $476 per month if they have full coverage
- You may be able to save approximately $190 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles can save around $675 each year
- You may be able to save approximately $190 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,716 |
| 20 | $3,604 |
| 30 | $1,632 |
| 40 | $1,556 |
| 50 | $1,422 |
| 60 | $1,394 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,998 |
| $250 | $1,792 |
| $500 | $1,556 |
| $1,000 | $1,330 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,556 |
| 50/100 | $1,636 |
| 100/300 | $1,735 |
| 250/500 | $1,994 |
| 100 CSL | $1,675 |
| 300 CSL | $1,894 |
| 500 CSL | $2,054 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,182 |
| 20 | $5,736 |
| 30 | $3,462 |
| 40 | $3,376 |
| 50 | $3,220 |
| 60 | $3,194 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $84 |
| Multi-vehicle | $81 |
| Homeowner | $22 |
| 5-yr Accident Free | $119 |
| 5-yr Claim Free | $102 |
| Paid in Full/EFT | $75 |
| Advance Quote | $79 |
| Online Quote | $112 |
| Total Discounts | $674 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
