Hyundai Palisade Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Aug 24, 2022

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U.S. average insurance prices for a Hyundai Palisade are $1,520 every 12 months for full coverage. Comprehensive costs around $320 each year, collision costs $612, and liability is $430. Liability-only insurance costs around $486 a year, with high-risk driver insurance costing around $3,304. Teenage drivers pay the highest rates at $5,658 a year or more.

Average premium for full coverage: $1,520

Price estimates for individual coverage:

Comprehensive $320
Collision $612
Liability $430

Includes $500 physical damage deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and Palisade models.

Price Range from Low to High

For the average 40-year-old driver, Hyundai Palisade insurance prices go from the cheapest price of $486 for your basic liability-only policy to a high rate of $3,304 for coverage for higher-risk drivers.

Liability Only $486
Full Coverage $1,520
High Risk $3,304

Geographic Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population have more infrequent accident claims than densely populated cities.

The graphic below illustrates the difference location can make on auto insurance rates.

Rural Areas $1,140
Small Cities $1,596
Large Cities $2,052

The ranges above show why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below shows estimated Hyundai Palisade insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $865
  • Raising to $1,000 deductibles will save about $210 a year
  • The average price for the average middle-age driver using $500 deductibles is $1,520
  • Using low deductibles increases the price to $1,936
  • Drivers who are prone to accidents and violations could pay at least $3,304 or more
  • The price to insure a 16-year-old driver can be $5,658

View Chart as Image

Hyundai Palisade insurance cost comparison chart
Column chart showing full coverage Hyundai Palisade insurance rates range from $865 to $5,658

Car insurance prices for a Hyundai Palisade are also quite variable based on deductibles and policy limits, your driver profile, and the trim level and model year.

Using high physical damage deductibles can reduce prices by up to $630 annually, whereas increasing liability limits will increase prices. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $387 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as low as $1,400 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will be charged as much as $5,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying at least $1,800 to $2,500 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in also has a big influence on Hyundai Palisade insurance prices. A middle-age driver might find prices as low as $1,000 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,170 on average in Michigan, Louisiana, and New York.

Hyundai Palisade Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,376 -$144 -9.5%
Alaska $1,168 -$352 -23.2%
Arizona $1,262 -$258 -17.0%
Arkansas $1,520 -$0 0.0%
California $1,734 $214 14.1%
Colorado $1,454 -$66 -4.3%
Connecticut $1,566 $46 3.0%
Delaware $1,724 $204 13.4%
Florida $1,904 $384 25.3%
Georgia $1,404 -$116 -7.6%
Hawaii $1,092 -$428 -28.2%
Idaho $1,030 -$490 -32.2%
Illinois $1,134 -$386 -25.4%
Indiana $1,146 -$374 -24.6%
Iowa $1,026 -$494 -32.5%
Kansas $1,446 -$74 -4.9%
Kentucky $2,076 $556 36.6%
Louisiana $2,254 $734 48.3%
Maine $938 -$582 -38.3%
Maryland $1,254 -$266 -17.5%
Massachusetts $1,218 -$302 -19.9%
Michigan $2,644 $1,124 73.9%
Minnesota $1,274 -$246 -16.2%
Mississippi $1,822 $302 19.9%
Missouri $1,350 -$170 -11.2%
Montana $1,634 $114 7.5%
Nebraska $1,198 -$322 -21.2%
Nevada $1,822 $302 19.9%
New Hampshire $1,098 -$422 -27.8%
New Jersey $1,700 $180 11.8%
New Mexico $1,346 -$174 -11.4%
New York $1,604 $84 5.5%
North Carolina $876 -$644 -42.4%
North Dakota $1,246 -$274 -18.0%
Ohio $1,050 -$470 -30.9%
Oklahoma $1,562 $42 2.8%
Oregon $1,394 -$126 -8.3%
Pennsylvania $1,452 -$68 -4.5%
Rhode Island $2,030 $510 33.6%
South Carolina $1,378 -$142 -9.3%
South Dakota $1,284 -$236 -15.5%
Tennessee $1,332 -$188 -12.4%
Texas $1,834 $314 20.7%
Utah $1,128 -$392 -25.8%
Vermont $1,042 -$478 -31.4%
Virginia $912 -$608 -40.0%
Washington $1,178 -$342 -22.5%
West Virginia $1,394 -$126 -8.3%
Wisconsin $1,054 -$466 -30.7%
Wyoming $1,356 -$164 -10.8%

View Chart as Image

Hyundai Palisade insurance rates by U.S. city

Since prices can be so different, the only way to know your exact price is to do a rate comparison from multiple companies. Every auto insurance company uses a different method to calculate prices, so rate quotes may be quite different.

Hyundai Palisade Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Hyundai Palisade $320 $612 $430 $1,520

Rates are averaged for all Hyundai Palisade models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Hyundai Palisade Insurance

Getting lower rates on insurance for a Hyundai Palisade consists of being a safe and courteous driver, maintaining a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Make time to compare rates at least once a year by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a recap of the primary concepts that were touched on in this article.

  • Drivers can save up to $190 per year simply by quoting online in advance
  • Drivers considered higher risk that have major violations or accidents may pay on average $1,780 more every year for auto insurance
  • Increasing physical damage deductibles could save as much as $625 each year
  • Teenage drivers are the costliest to insure, with premiums as much as $472 a month if the policy includes full coverage

Rates by Driver Age

Hyundai Palisade Insurance Rates by Driver Age
Driver Age Premium
16 $5,658
20 $3,526
30 $1,588
40 $1,520
50 $1,390
60 $1,362

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Palisade Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,936
$250 $1,742
$500 $1,520
$1,000 $1,310

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Palisade Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,520
50/100 $1,606
100/300 $1,714
250/500 $1,993
100 CSL $1,649
300 CSL $1,886
500 CSL $2,058

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Palisade Insurance Rates for High Risk Drivers
Age Premium
16 $8,092
20 $5,618
30 $3,382
40 $3,304
50 $3,156
60 $3,128

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $216

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $82
Multi-vehicle $80
Homeowner $22
5-yr Accident Free $115
5-yr Claim Free $99
Paid in Full/EFT $71
Advance Quote $77
Online Quote $109
Total Discounts $655
Rate after discounts $865

Discounts are estimated and may not be available from every company or in every state.

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