GMC Hummer EV Pickup Insurance Rates
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UPDATED: Mar 28, 2024
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The average auto insurance rates for a GMC Hummer EV Pickup are $2,130 annually with full coverage. Comprehensive costs on average $502, collision insurance costs $1,080, and liability insurance is $390. A liability-only policy costs around $452 a year, and high-risk insurance costs around $4,660. Teen drivers cost the most to insure at up to $7,568 a year.
Average premium for full coverage: $2,130
Policy rates by type of insurance:
Prices are based on $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Prices are averaged for all U.S. states and for all Hummer EV Pickup models.
Price Range Variability
For a driver in their 40's, GMC Hummer EV Pickup insurance rates range from as cheap as $452 for a discount liability-only rate to the much higher price of $4,660 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on auto insurance rates. Rural areas are shown to have fewer collision claims than larger metro areas. The example below illustrates how location helps determine car insurance rates.
The examples above demonstrate why everyone should compare rates quotes based on a specific location and their own personal driving habits, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below details average GMC Hummer EV Pickup insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $1,163
- Raising to $1,000 deductibles will save around $358 annually
- The estimated rate for a good driver age 40 with $500 deductibles is $2,130
- Choosing pricier low deductibles will cost $2,834
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $4,660
- Policy cost with full coverage for a teen driver for full coverage may cost $7,568
Car insurance rates for a GMC Hummer EV Pickup also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.
A more mature driver with no driving violations and high physical damage deductibles could pay as little as $2,000 every 12 months on average, or $167 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will be charged upwards of $7,500 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $2,600 to $3,400 extra every year, depending on your age. GMC Hummer EV Pickup insurance for high-risk drivers is expensive and can cost anywhere from 45% to 136% more than average. View High Risk Driver Rates
Choosing high deductibles can reduce rates by up to $1,070 each year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state also has a big influence on GMC Hummer EV Pickup insurance rates. A middle-age driver might find rates as low as $1,530 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,880 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,926 | -$204 | -9.6% |
| Alaska | $1,634 | -$496 | -23.3% |
| Arizona | $1,768 | -$362 | -17.0% |
| Arkansas | $2,130 | -$0 | 0.0% |
| California | $2,428 | $298 | 14.0% |
| Colorado | $2,036 | -$94 | -4.4% |
| Connecticut | $2,190 | $60 | 2.8% |
| Delaware | $2,412 | $282 | 13.2% |
| Florida | $2,666 | $536 | 25.2% |
| Georgia | $1,968 | -$162 | -7.6% |
| Hawaii | $1,530 | -$600 | -28.2% |
| Idaho | $1,442 | -$688 | -32.3% |
| Illinois | $1,588 | -$542 | -25.4% |
| Indiana | $1,604 | -$526 | -24.7% |
| Iowa | $1,440 | -$690 | -32.4% |
| Kansas | $2,026 | -$104 | -4.9% |
| Kentucky | $2,908 | $778 | 36.5% |
| Louisiana | $3,156 | $1,026 | 48.2% |
| Maine | $1,314 | -$816 | -38.3% |
| Maryland | $1,758 | -$372 | -17.5% |
| Massachusetts | $1,706 | -$424 | -19.9% |
| Michigan | $3,702 | $1,572 | 73.8% |
| Minnesota | $1,782 | -$348 | -16.3% |
| Mississippi | $2,552 | $422 | 19.8% |
| Missouri | $1,890 | -$240 | -11.3% |
| Montana | $2,288 | $158 | 7.4% |
| Nebraska | $1,682 | -$448 | -21.0% |
| Nevada | $2,556 | $426 | 20.0% |
| New Hampshire | $1,534 | -$596 | -28.0% |
| New Jersey | $2,382 | $252 | 11.8% |
| New Mexico | $1,888 | -$242 | -11.4% |
| New York | $2,244 | $114 | 5.4% |
| North Carolina | $1,228 | -$902 | -42.3% |
| North Dakota | $1,746 | -$384 | -18.0% |
| Ohio | $1,472 | -$658 | -30.9% |
| Oklahoma | $2,188 | $58 | 2.7% |
| Oregon | $1,952 | -$178 | -8.4% |
| Pennsylvania | $2,034 | -$96 | -4.5% |
| Rhode Island | $2,842 | $712 | 33.4% |
| South Carolina | $1,932 | -$198 | -9.3% |
| South Dakota | $1,798 | -$332 | -15.6% |
| Tennessee | $1,868 | -$262 | -12.3% |
| Texas | $2,568 | $438 | 20.6% |
| Utah | $1,578 | -$552 | -25.9% |
| Vermont | $1,458 | -$672 | -31.5% |
| Virginia | $1,278 | -$852 | -40.0% |
| Washington | $1,646 | -$484 | -22.7% |
| West Virginia | $1,952 | -$178 | -8.4% |
| Wisconsin | $1,476 | -$654 | -30.7% |
| Wyoming | $1,900 | -$230 | -10.8% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Hummer EV Pickup | $528 | $1,124 | $372 | $2,182 |
| 2023 GMC Hummer EV Pickup | $502 | $1,080 | $390 | $2,130 |
| 2022 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable GMC Hummer EV Pickup Insurance
Finding cheaper rates on GMC Hummer EV Pickup insurance consists of avoiding accidents and violations, having a good credit score, not filing small claims, and possibly raising deductibles. Invest time comparing rates every year by requesting quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.
The list below is a brief review of the coverage data covered in the charts and tables above.
- You may be able to save as much as $270 per year just by quoting online well ahead of the renewal date
- Increasing comprehensive and collision deductibles could save up to $1,050 each year
- Teenagers are expensive to insure, as much as $631 each month if comprehensive and collision insurance is included
- High-risk drivers with DUI or reckless driving convictions pay an average of $2,530 more each year for car insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,568 |
| 20 | $4,978 |
| 30 | $2,258 |
| 40 | $2,130 |
| 50 | $1,940 |
| 60 | $1,906 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,834 |
| $250 | $2,506 |
| $500 | $2,130 |
| $1,000 | $1,772 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,130 |
| 50/100 | $2,208 |
| 100/300 | $2,306 |
| 250/500 | $2,559 |
| 100 CSL | $2,247 |
| 300 CSL | $2,462 |
| 500 CSL | $2,618 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,926 |
| 20 | $7,932 |
| 30 | $4,802 |
| 40 | $4,660 |
| 50 | $4,442 |
| 60 | $4,408 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $118 |
| Multi-vehicle | $112 |
| Homeowner | $28 |
| 5-yr Accident Free | $179 |
| 5-yr Claim Free | $143 |
| Paid in Full/EFT | $113 |
| Advance Quote | $116 |
| Online Quote | $158 |
| Total Discounts | $967 |
Discounts are estimated and may not be available from every company or in every state.
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