GMC Hummer EV Pickup Insurance Rates
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UPDATED: Mar 28, 2024
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Average auto insurance rates for a GMC Hummer EV Pickup are $2,086 annually with full coverage. Comprehensive insurance costs around $466 a year, collision insurance costs $1,046, and liability is estimated at $416. Buying just liability costs approximately $474 a year, and insurance for high-risk drivers costs $4,576 or more. 16-year-old drivers receive the highest rates at up to $7,502 a year.
Average premium for full coverage: $2,086
Rate estimates for individual coverage type:
Prices are based on $500 policy deductibles, liability coverage up to 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all U.S. states and Hummer EV Pickup trim levels.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range range from as cheap as $474 for just liability coverage to a high of $4,576 for a high-risk driver policy.
Price Range by Location
Living in a larger city can make a big difference on insurance rates. Areas with sparse population tend to have fewer collision claims than congested cities. The diagram below illustrates how where you live affects auto insurance rates.
These examples demonstrate why it is important to get quotes for a specific zip code and their own personal driving habits, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below details average GMC Hummer EV Pickup insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $1,138
- Choosing higher $1,000 deductibles can save about $1,744 annually
- The estimated rate for a 40-year-old driver using $500 deductibles is $2,086
- Buying low $100 deductibles for comp and collision coverage costs an additional $674 annually
- Higher-risk drivers with multiple tickets or accidents could pay at least $4,576
- The cost with full coverage for a 16-year-old driver can be $7,502 each year
Auto insurance rates for a GMC Hummer EV Pickup can also vary considerably based on the trim level of your Hummer EV Pickup, your driving record, and deductibles and policy limits.
Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,900 annually on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will have to pay as much as $7,500 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you may be forking out at least $2,500 to $3,400 in extra premium per year, depending on your age. A high-risk auto insurance policy ranges from 45% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can save as much as $1,020 annually, while buying higher liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for GMC Hummer EV Pickup insurance prices. A good driver about age 40 could pay as low as $1,500 a year in states like New Hampshire, Ohio, and Utah, or at least $2,810 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,884 | -$202 | -9.7% |
| Alaska | $1,602 | -$484 | -23.2% |
| Arizona | $1,732 | -$354 | -17.0% |
| Arkansas | $2,086 | -$0 | 0.0% |
| California | $2,376 | $290 | 13.9% |
| Colorado | $1,992 | -$94 | -4.5% |
| Connecticut | $2,144 | $58 | 2.8% |
| Delaware | $2,358 | $272 | 13.0% |
| Florida | $2,608 | $522 | 25.0% |
| Georgia | $1,926 | -$160 | -7.7% |
| Hawaii | $1,496 | -$590 | -28.3% |
| Idaho | $1,412 | -$674 | -32.3% |
| Illinois | $1,556 | -$530 | -25.4% |
| Indiana | $1,572 | -$514 | -24.6% |
| Iowa | $1,408 | -$678 | -32.5% |
| Kansas | $1,982 | -$104 | -5.0% |
| Kentucky | $2,846 | $760 | 36.4% |
| Louisiana | $3,088 | $1,002 | 48.0% |
| Maine | $1,286 | -$800 | -38.4% |
| Maryland | $1,720 | -$366 | -17.5% |
| Massachusetts | $1,668 | -$418 | -20.0% |
| Michigan | $3,622 | $1,536 | 73.6% |
| Minnesota | $1,746 | -$340 | -16.3% |
| Mississippi | $2,498 | $412 | 19.8% |
| Missouri | $1,852 | -$234 | -11.2% |
| Montana | $2,242 | $156 | 7.5% |
| Nebraska | $1,644 | -$442 | -21.2% |
| Nevada | $2,500 | $414 | 19.8% |
| New Hampshire | $1,504 | -$582 | -27.9% |
| New Jersey | $2,330 | $244 | 11.7% |
| New Mexico | $1,846 | -$240 | -11.5% |
| New York | $2,196 | $110 | 5.3% |
| North Carolina | $1,202 | -$884 | -42.4% |
| North Dakota | $1,708 | -$378 | -18.1% |
| Ohio | $1,442 | -$644 | -30.9% |
| Oklahoma | $2,140 | $54 | 2.6% |
| Oregon | $1,910 | -$176 | -8.4% |
| Pennsylvania | $1,988 | -$98 | -4.7% |
| Rhode Island | $2,782 | $696 | 33.4% |
| South Carolina | $1,888 | -$198 | -9.5% |
| South Dakota | $1,760 | -$326 | -15.6% |
| Tennessee | $1,826 | -$260 | -12.5% |
| Texas | $2,512 | $426 | 20.4% |
| Utah | $1,544 | -$542 | -26.0% |
| Vermont | $1,426 | -$660 | -31.6% |
| Virginia | $1,250 | -$836 | -40.1% |
| Washington | $1,612 | -$474 | -22.7% |
| West Virginia | $1,912 | -$174 | -8.3% |
| Wisconsin | $1,444 | -$642 | -30.8% |
| Wyoming | $1,856 | -$230 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
| 2023 GMC Hummer EV Pickup | $466 | $1,046 | $416 | $2,086 |
| 2022 GMC Hummer EV Pickup | $450 | $1,002 | $430 | $2,040 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable GMC Hummer EV Pickup Insurance
Saving money on insurance for a GMC Hummer EV Pickup takes being a good driver, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Take the time to comparison shop every time your policy renews by requesting rates from direct companies like Progressive and GEICO, and also from local exclusive and independent agents.
The following list is a brief review of the information touched on in the above illustrations.
- You may be able to save up to $270 per year just by quoting early and online
- Drivers age 16 to 20 are expensive to insure, with premiums as much as $625 per month if full coverage is included
- Increasing deductibles could save up to $1,025 each year
- Drivers considered higher risk with DUI or reckless driving convictions may pay on average $2,490 more every year than a safer driver
- Insureds who may need an increased level of liability coverage will pay around $460 every year to raise limits from a minimum limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,502 |
| 20 | $4,892 |
| 30 | $2,206 |
| 40 | $2,086 |
| 50 | $1,902 |
| 60 | $1,868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,760 |
| $250 | $2,442 |
| $500 | $2,086 |
| $1,000 | $1,744 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,086 |
| 50/100 | $2,169 |
| 100/300 | $2,273 |
| 250/500 | $2,544 |
| 100 CSL | $2,211 |
| 300 CSL | $2,440 |
| 500 CSL | $2,606 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,822 |
| 20 | $7,804 |
| 30 | $4,710 |
| 40 | $4,576 |
| 50 | $4,364 |
| 60 | $4,330 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $116 |
| Multi-vehicle | $111 |
| Homeowner | $28 |
| 5-yr Accident Free | $175 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $110 |
| Advance Quote | $114 |
| Online Quote | $154 |
| Total Discounts | $948 |
Discounts are estimated and may not be available from every company or in every state.
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