GMC Hummer EV Pickup Insurance Rates

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Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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The average auto insurance rates for a GMC Hummer EV Pickup are $2,110 annually for full coverage. Comprehensive costs approximately $482 a year, collision costs $1,072, and liability insurance is estimated at $398. Liability-only insurance costs approximately $460 a year, with high-risk driver insurance costing around $4,624. Teenage drivers cost the most to insure at $7,546 a year or more.

Average premium for full coverage: $2,110

Policy rates by type of insurance:

Comprehensive $482
Collision $1072
Liability $398

Rate estimates include $500 deductibles, 30/60 liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and Hummer EV Pickup trim levels.

Price Range Variability

For an average driver, GMC Hummer EV Pickup insurance rates go from as cheap as $460 for minimum levels of liability insurance to a high of $4,624 for a driver required to buy high-risk insurance.

Liability Only $460
Full Coverage $2,110
High Risk $4,624

Urban vs. Rural Price Range

Living in a larger city has a significant impact on car insurance rates. Rural locations are shown to have fewer accident claims than densely populated cities.

The diagram below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,583
Small Cities $2,216
Large Cities $2,849

The examples above show why it is important to get quotes using their specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated GMC Hummer EV Pickup insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $1,151
  • Choosing higher $1,000 deductibles can save $1,758 a year
  • The estimated rate for a good driver age 40 who chooses $500 deductibles is $2,110
  • Using low $100 deductibles for comp and collision coverage will cost $2,802
  • High-risk insureds who are prone to accidents and violations could pay around $4,624 or more
  • Policy cost with full coverage for a teen driver can cost $7,546 each year

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing full coverage GMC Hummer EV Pickup insurance rates range from $1,151 to $7,546

Auto insurance rates for a GMC Hummer EV Pickup also range considerably based on the model year and trim level, your driver profile, and physical damage deductibles and liability limits.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,900 annually on average, or $158 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will have to pay in the ballpark of $7,500 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying anywhere from $2,500 to $3,400 in extra premium every year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can save as much as $1,050 each year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for GMC Hummer EV Pickup insurance rates. A good driver about age 40 could pay as low as $1,390 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $3,010 on average in New York, Louisiana, and Michigan.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,908 -$202 -9.6%
Alaska $1,620 -$490 -23.2%
Arizona $1,752 -$358 -17.0%
Arkansas $2,110 -$0 0.0%
California $2,406 $296 14.0%
Colorado $2,016 -$94 -4.5%
Connecticut $2,170 $60 2.8%
Delaware $2,388 $278 13.2%
Florida $2,638 $528 25.0%
Georgia $1,950 -$160 -7.6%
Hawaii $1,516 -$594 -28.2%
Idaho $1,428 -$682 -32.3%
Illinois $1,574 -$536 -25.4%
Indiana $1,590 -$520 -24.6%
Iowa $1,426 -$684 -32.4%
Kansas $2,006 -$104 -4.9%
Kentucky $2,880 $770 36.5%
Louisiana $3,124 $1,014 48.1%
Maine $1,302 -$808 -38.3%
Maryland $1,740 -$370 -17.5%
Massachusetts $1,688 -$422 -20.0%
Michigan $3,666 $1,556 73.7%
Minnesota $1,766 -$344 -16.3%
Mississippi $2,530 $420 19.9%
Missouri $1,874 -$236 -11.2%
Montana $2,268 $158 7.5%
Nebraska $1,664 -$446 -21.1%
Nevada $2,530 $420 19.9%
New Hampshire $1,522 -$588 -27.9%
New Jersey $2,360 $250 11.8%
New Mexico $1,868 -$242 -11.5%
New York $2,224 $114 5.4%
North Carolina $1,216 -$894 -42.4%
North Dakota $1,726 -$384 -18.2%
Ohio $1,458 -$652 -30.9%
Oklahoma $2,168 $58 2.7%
Oregon $1,934 -$176 -8.3%
Pennsylvania $2,014 -$96 -4.5%
Rhode Island $2,814 $704 33.4%
South Carolina $1,912 -$198 -9.4%
South Dakota $1,780 -$330 -15.6%
Tennessee $1,848 -$262 -12.4%
Texas $2,542 $432 20.5%
Utah $1,560 -$550 -26.1%
Vermont $1,444 -$666 -31.6%
Virginia $1,264 -$846 -40.1%
Washington $1,632 -$478 -22.7%
West Virginia $1,934 -$176 -8.3%
Wisconsin $1,462 -$648 -30.7%
Wyoming $1,880 -$230 -10.9%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city

Because rates have so much variability, the only way to know who has the cheapest car insurance rates is to get quotes from as many companies as possible. Each auto insurer uses a different method to calculate rates, and quoted rates will be varied between companies.

GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $528 $1,124 $372 $2,182
2023 GMC Hummer EV Pickup $502 $1,080 $390 $2,130
2022 GMC Hummer EV Pickup $482 $1,072 $398 $2,110

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best GMC Hummer EV Pickup Insurance

Finding cheaper rates on GMC Hummer EV Pickup insurance takes not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and not having any coverage lapses. Take the time to compare rates at every policy renewal by obtaining price quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following is a brief recap of the data covered in the above illustrations.

  • Drivers who purchase higher liability limits will pay an extra $440 each year to raise limits from a 30/60 limit to higher 250/500 limits
  • Drivers can save around $270 per year simply by quoting early and online
  • Increasing comprehensive and collision deductibles could save up to $1,050 each year
  • Teens have the highest car insurance rates, costing up to $629 each month if full coverage is included

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,546
20 $4,948
30 $2,236
40 $2,110
50 $1,924
60 $1,890

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,802
$250 $2,476
$500 $2,110
$1,000 $1,758

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,110
50/100 $2,190
100/300 $2,289
250/500 $2,548
100 CSL $2,229
300 CSL $2,448
500 CSL $2,608

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,892
20 $7,884
30 $4,766
40 $4,624
50 $4,410
60 $4,376

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $311

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $112
Homeowner $27
5-yr Accident Free $178
5-yr Claim Free $142
Paid in Full/EFT $112
Advance Quote $115
Online Quote $156
Total Discounts $959
Rate after discounts $1,151

Discounts are estimated and may not be available from every company or in every state.

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