GMC Hummer EV Pickup Insurance Rates
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UPDATED: Mar 28, 2024
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The average auto insurance rates for a GMC Hummer EV Pickup are $2,086 annually with full coverage. Comprehensive insurance costs around $466 each year, collision insurance costs $1,046, and liability coverage costs around $416. Buying just liability costs as low as $474 a year, and insurance for high-risk drivers costs $4,576 or more. 16-year-old drivers cost the most to insure at up to $7,502 a year.
Average premium for full coverage: $2,086
Policy rates for type of insurance:
Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and Hummer EV Pickup models.
Price Range Variability
For an average driver, GMC Hummer EV Pickup insurance rates range from as cheap as $474 for just liability insurance to a high rate of $4,576 for a high-risk insurance policy.
Urban vs. Rural Price Range
Where you live has a large influence on insurance rates. Areas with sparse population are shown to have fewer collision claims than congested cities. The graphic below illustrates the effect of geographic area on auto insurance rates.
The examples above demonstrate why all drivers should compare prices for a specific zip code and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average GMC Hummer EV Pickup insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $1,138
- Using higher $1,000 deductibles will save about $342 annually
- The estimated rate for a good driver age 40 using $500 deductibles is $2,086
- Buying low deductibles for physical damage coverage costs an additional $674 each year
- Higher-risk drivers with multiple tickets or accidents could pay at least $4,576
- Policy cost with full coverage for a teenage driver can be $7,502 or more
Insurance rates for a GMC Hummer EV Pickup also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.
More mature drivers with a clean driving record and high physical damage deductibles may only pay around $1,900 a year, or $158 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $7,500 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $2,500 to $3,400 extra every year, depending on your age. Insurance for high-risk drivers can be around 45% to 134% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles could cut rates by as much as $1,020 a year, whereas increasing liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit
Your home state has a huge impact on GMC Hummer EV Pickup insurance rates. A driver around age 40 might see rates as low as $1,500 a year in states like New Hampshire, Ohio, and Utah, or at least $2,810 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,884 | -$202 | -9.7% |
| Alaska | $1,602 | -$484 | -23.2% |
| Arizona | $1,732 | -$354 | -17.0% |
| Arkansas | $2,086 | -$0 | 0.0% |
| California | $2,376 | $290 | 13.9% |
| Colorado | $1,992 | -$94 | -4.5% |
| Connecticut | $2,144 | $58 | 2.8% |
| Delaware | $2,358 | $272 | 13.0% |
| Florida | $2,608 | $522 | 25.0% |
| Georgia | $1,926 | -$160 | -7.7% |
| Hawaii | $1,496 | -$590 | -28.3% |
| Idaho | $1,412 | -$674 | -32.3% |
| Illinois | $1,556 | -$530 | -25.4% |
| Indiana | $1,572 | -$514 | -24.6% |
| Iowa | $1,408 | -$678 | -32.5% |
| Kansas | $1,982 | -$104 | -5.0% |
| Kentucky | $2,846 | $760 | 36.4% |
| Louisiana | $3,088 | $1,002 | 48.0% |
| Maine | $1,286 | -$800 | -38.4% |
| Maryland | $1,720 | -$366 | -17.5% |
| Massachusetts | $1,668 | -$418 | -20.0% |
| Michigan | $3,622 | $1,536 | 73.6% |
| Minnesota | $1,746 | -$340 | -16.3% |
| Mississippi | $2,498 | $412 | 19.8% |
| Missouri | $1,852 | -$234 | -11.2% |
| Montana | $2,242 | $156 | 7.5% |
| Nebraska | $1,644 | -$442 | -21.2% |
| Nevada | $2,500 | $414 | 19.8% |
| New Hampshire | $1,504 | -$582 | -27.9% |
| New Jersey | $2,330 | $244 | 11.7% |
| New Mexico | $1,846 | -$240 | -11.5% |
| New York | $2,196 | $110 | 5.3% |
| North Carolina | $1,202 | -$884 | -42.4% |
| North Dakota | $1,708 | -$378 | -18.1% |
| Ohio | $1,442 | -$644 | -30.9% |
| Oklahoma | $2,140 | $54 | 2.6% |
| Oregon | $1,910 | -$176 | -8.4% |
| Pennsylvania | $1,988 | -$98 | -4.7% |
| Rhode Island | $2,782 | $696 | 33.4% |
| South Carolina | $1,888 | -$198 | -9.5% |
| South Dakota | $1,760 | -$326 | -15.6% |
| Tennessee | $1,826 | -$260 | -12.5% |
| Texas | $2,512 | $426 | 20.4% |
| Utah | $1,544 | -$542 | -26.0% |
| Vermont | $1,426 | -$660 | -31.6% |
| Virginia | $1,250 | -$836 | -40.1% |
| Washington | $1,612 | -$474 | -22.7% |
| West Virginia | $1,912 | -$174 | -8.3% |
| Wisconsin | $1,444 | -$642 | -30.8% |
| Wyoming | $1,856 | -$230 | -11.0% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
| 2023 GMC Hummer EV Pickup | $466 | $1,046 | $416 | $2,086 |
| 2022 GMC Hummer EV Pickup | $450 | $1,002 | $430 | $2,040 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Affordable GMC Hummer EV Pickup Insurance
Finding cheaper rates on auto insurance requires being a good driver, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Take the time to compare rates at least every other year by quoting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.
The following list is a brief review of the car insurance concepts covered in the above illustrations.
- Drivers with DUI or reckless driving convictions may pay on average $2,490 more every year than a safer driver
- You may be able to save up to $270 per year just by quoting online in advance
- Increasing comprehensive and collision deductibles could save up to $1,025 each year
- Consumers who may need an increased level of liability coverage will pay around $460 every year to increase from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,502 |
| 20 | $4,892 |
| 30 | $2,206 |
| 40 | $2,086 |
| 50 | $1,902 |
| 60 | $1,868 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,760 |
| $250 | $2,442 |
| $500 | $2,086 |
| $1,000 | $1,744 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,086 |
| 50/100 | $2,169 |
| 100/300 | $2,273 |
| 250/500 | $2,544 |
| 100 CSL | $2,211 |
| 300 CSL | $2,440 |
| 500 CSL | $2,606 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,822 |
| 20 | $7,804 |
| 30 | $4,710 |
| 40 | $4,576 |
| 50 | $4,364 |
| 60 | $4,330 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $116 |
| Multi-vehicle | $111 |
| Homeowner | $28 |
| 5-yr Accident Free | $175 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $110 |
| Advance Quote | $114 |
| Online Quote | $154 |
| Total Discounts | $948 |
Discounts are estimated and may not be available from every company or in every state.
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