GMC Hummer EV Pickup Insurance Rates
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UPDATED: Mar 28, 2024
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U.S. average insurance rates for a GMC Hummer EV Pickup are $2,110 a year for full coverage. Comprehensive insurance costs on average $482 each year, collision costs $1,072, and liability coverage is $398. Buying just liability costs around $460 a year, with insurance for high-risk drivers costing $4,624 or more. Teen drivers pay the highest rates at $7,546 a year or more.
Average premium for full coverage: $2,110
Price estimates by individual coverage:
Includes $500 deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and Hummer EV Pickup models.
Price Range from Low to High
Using a 40-year-old driver as an example, GMC Hummer EV Pickup insurance prices go from the low end price of $460 for the bare minimum liability coverage to a high rate of $4,624 for coverage for higher-risk drivers.
Geographic Price Range
Choosing to live in a large city has a large influence on car insurance rates. Rural areas have lower incidents of accident claims than larger metro areas.
The graphic below illustrates how rural and urban location affects car insurance rates.
The ranges above show why all drivers should compare rates quotes based on a specific location, rather than using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated GMC Hummer EV Pickup insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $1,151
- Raising to $1,000 deductibles will save around $352 a year
- The estimated price for the average middle-age driver with $500 deductibles is $2,110
- Choosing low deductibles will cost an additional $692 each year
- Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $4,624 or more
- The price that insures a teenage driver may cost $7,546
Insurance prices for a GMC Hummer EV Pickup are also quite variable based on the trim level and model year, how you drive, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you could be paying at a minimum $2,500 to $3,400 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 45% to 132% more than average. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,900 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $7,500 a year. View Rates by Age
The state you live in also has a big influence on GMC Hummer EV Pickup insurance rates. A middle-age driver might find prices as low as $1,390 a year in states like Idaho, Maine, and Iowa, or as much as $3,010 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,908 | -$202 | -9.6% |
| Alaska | $1,620 | -$490 | -23.2% |
| Arizona | $1,752 | -$358 | -17.0% |
| Arkansas | $2,110 | -$0 | 0.0% |
| California | $2,406 | $296 | 14.0% |
| Colorado | $2,016 | -$94 | -4.5% |
| Connecticut | $2,170 | $60 | 2.8% |
| Delaware | $2,388 | $278 | 13.2% |
| Florida | $2,638 | $528 | 25.0% |
| Georgia | $1,950 | -$160 | -7.6% |
| Hawaii | $1,516 | -$594 | -28.2% |
| Idaho | $1,428 | -$682 | -32.3% |
| Illinois | $1,574 | -$536 | -25.4% |
| Indiana | $1,590 | -$520 | -24.6% |
| Iowa | $1,426 | -$684 | -32.4% |
| Kansas | $2,006 | -$104 | -4.9% |
| Kentucky | $2,880 | $770 | 36.5% |
| Louisiana | $3,124 | $1,014 | 48.1% |
| Maine | $1,302 | -$808 | -38.3% |
| Maryland | $1,740 | -$370 | -17.5% |
| Massachusetts | $1,688 | -$422 | -20.0% |
| Michigan | $3,666 | $1,556 | 73.7% |
| Minnesota | $1,766 | -$344 | -16.3% |
| Mississippi | $2,530 | $420 | 19.9% |
| Missouri | $1,874 | -$236 | -11.2% |
| Montana | $2,268 | $158 | 7.5% |
| Nebraska | $1,664 | -$446 | -21.1% |
| Nevada | $2,530 | $420 | 19.9% |
| New Hampshire | $1,522 | -$588 | -27.9% |
| New Jersey | $2,360 | $250 | 11.8% |
| New Mexico | $1,868 | -$242 | -11.5% |
| New York | $2,224 | $114 | 5.4% |
| North Carolina | $1,216 | -$894 | -42.4% |
| North Dakota | $1,726 | -$384 | -18.2% |
| Ohio | $1,458 | -$652 | -30.9% |
| Oklahoma | $2,168 | $58 | 2.7% |
| Oregon | $1,934 | -$176 | -8.3% |
| Pennsylvania | $2,014 | -$96 | -4.5% |
| Rhode Island | $2,814 | $704 | 33.4% |
| South Carolina | $1,912 | -$198 | -9.4% |
| South Dakota | $1,780 | -$330 | -15.6% |
| Tennessee | $1,848 | -$262 | -12.4% |
| Texas | $2,542 | $432 | 20.5% |
| Utah | $1,560 | -$550 | -26.1% |
| Vermont | $1,444 | -$666 | -31.6% |
| Virginia | $1,264 | -$846 | -40.1% |
| Washington | $1,632 | -$478 | -22.7% |
| West Virginia | $1,934 | -$176 | -8.3% |
| Wisconsin | $1,462 | -$648 | -30.7% |
| Wyoming | $1,880 | -$230 | -10.9% |
Choosing high deductibles can reduce prices by up to $1,050 a year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $358 more each year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison and see how they stack up. Every auto insurance company uses a different rate calculation, and prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 GMC Hummer EV Pickup | $502 | $1,080 | $390 | $2,130 |
| 2023 GMC Hummer EV Pickup | $482 | $1,072 | $398 | $2,110 |
| 2022 GMC Hummer EV Pickup | $466 | $1,046 | $416 | $2,086 |
Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest GMC Hummer EV Pickup Insurance
Getting lower rates on auto insurance consists of not taking risks behind the wheel, having a good credit score, eliminating unnecessary coverage, and insuring your home and auto with the same company. Shop around at least once a year by quoting rates from direct carriers, and also from local exclusive and independent agents.
The following is a recap of the primary concepts that were raised in the charts and tables above.
- Drivers can save as much as $270 per year simply by quoting online in advance
- Drivers that have major violations or accidents may pay on average $2,510 more each year for Hummer EV Pickup insurance
- Increasing physical damage deductibles can save approximately $1,050 each year
- Teens pay higher prices, with premiums as much as $629 a month if comprehensive and collision insurance is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,546 |
| 20 | $4,948 |
| 30 | $2,236 |
| 40 | $2,110 |
| 50 | $1,924 |
| 60 | $1,890 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,802 |
| $250 | $2,476 |
| $500 | $2,110 |
| $1,000 | $1,758 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,110 |
| 50/100 | $2,190 |
| 100/300 | $2,289 |
| 250/500 | $2,548 |
| 100 CSL | $2,229 |
| 300 CSL | $2,448 |
| 500 CSL | $2,608 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,892 |
| 20 | $7,884 |
| 30 | $4,766 |
| 40 | $4,624 |
| 50 | $4,410 |
| 60 | $4,376 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $117 |
| Multi-vehicle | $112 |
| Homeowner | $27 |
| 5-yr Accident Free | $178 |
| 5-yr Claim Free | $142 |
| Paid in Full/EFT | $112 |
| Advance Quote | $115 |
| Online Quote | $156 |
| Total Discounts | $959 |
Discounts are estimated and may not be available from every company or in every state.
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