GMC Hummer EV Pickup Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Average insurance rates for a GMC Hummer EV Pickup are $2,130 a year for full coverage insurance. Comprehensive insurance costs an estimated $502 a year, collision costs $1,080, and liability insurance is estimated at $390. A liability-only policy costs approximately $452 a year, with high-risk insurance costing $4,660 or more. 16-year-old drivers receive the highest rates at $7,568 a year or more.

Average premium for full coverage: $2,130

Rate estimates broken down by individual coverage type:

Comprehensive $502
Collision $1080
Liability $390

These estimates include $500 deductibles, 30/60 liability coverage, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 states and Hummer EV Pickup trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from the low end price of $452 for minimum levels of liability insurance to a high of $4,660 for a policy for a high-risk driver.

Liability Only $452
Full Coverage $2,130
High Risk $4,660

Price Range by Location

Living in a larger city has a significant impact on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than congested cities.

The diagram below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,598
Small Cities $2,237
Large Cities $2,876

These examples illustrate why it is important to get quotes for a targeted area, rather than relying on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below illustrates estimated GMC Hummer EV Pickup insurance rates for other coverage scenarios.

  • The best full coverage rate is $1,163
  • Choosing higher $1,000 deductibles can save approximately $1,772 each year
  • The estimated price for a 40-year-old driver who has $500 deductibles is $2,130
  • Buying low $100 deductibles for comp and collision coverage will cost an additional $704 a year
  • High-risk insureds with multiple tickets or accidents could pay up to $4,660 or more
  • The cost that insures a teen driver can cost as much as $7,568 each year

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing full coverage GMC Hummer EV Pickup insurance prices range from $1,163 to $7,568

Insurance rates for a GMC Hummer EV Pickup can also vary considerably based on the trim level of your Hummer EV Pickup, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $2,600 to $3,400 extra per year, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 136% more than the average rate. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $2,000 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $7,500 a year. View Rates by Age

Where you live plays a big part in determining prices for GMC Hummer EV Pickup insurance rates. A good driver about age 40 could pay as low as $1,390 a year in states like North Carolina, Wisconsin, and Vermont, or at least $2,880 on average in Florida, New York, and Michigan.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,926 -$204 -9.6%
Alaska $1,634 -$496 -23.3%
Arizona $1,768 -$362 -17.0%
Arkansas $2,130 -$0 0.0%
California $2,428 $298 14.0%
Colorado $2,036 -$94 -4.4%
Connecticut $2,190 $60 2.8%
Delaware $2,412 $282 13.2%
Florida $2,666 $536 25.2%
Georgia $1,968 -$162 -7.6%
Hawaii $1,530 -$600 -28.2%
Idaho $1,442 -$688 -32.3%
Illinois $1,588 -$542 -25.4%
Indiana $1,604 -$526 -24.7%
Iowa $1,440 -$690 -32.4%
Kansas $2,026 -$104 -4.9%
Kentucky $2,908 $778 36.5%
Louisiana $3,156 $1,026 48.2%
Maine $1,314 -$816 -38.3%
Maryland $1,758 -$372 -17.5%
Massachusetts $1,706 -$424 -19.9%
Michigan $3,702 $1,572 73.8%
Minnesota $1,782 -$348 -16.3%
Mississippi $2,552 $422 19.8%
Missouri $1,890 -$240 -11.3%
Montana $2,288 $158 7.4%
Nebraska $1,682 -$448 -21.0%
Nevada $2,556 $426 20.0%
New Hampshire $1,534 -$596 -28.0%
New Jersey $2,382 $252 11.8%
New Mexico $1,888 -$242 -11.4%
New York $2,244 $114 5.4%
North Carolina $1,228 -$902 -42.3%
North Dakota $1,746 -$384 -18.0%
Ohio $1,472 -$658 -30.9%
Oklahoma $2,188 $58 2.7%
Oregon $1,952 -$178 -8.4%
Pennsylvania $2,034 -$96 -4.5%
Rhode Island $2,842 $712 33.4%
South Carolina $1,932 -$198 -9.3%
South Dakota $1,798 -$332 -15.6%
Tennessee $1,868 -$262 -12.3%
Texas $2,568 $438 20.6%
Utah $1,578 -$552 -25.9%
Vermont $1,458 -$672 -31.5%
Virginia $1,278 -$852 -40.0%
Washington $1,646 -$484 -22.7%
West Virginia $1,952 -$178 -8.4%
Wisconsin $1,476 -$654 -30.7%
Wyoming $1,900 -$230 -10.8%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $1,070 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $351 more per year. View Rates by Deductible or Liability Limit

With so much variability in rates, the only way to figure out which company is cheapest is to get quotes from as many companies as possible. Each auto insurer utilizes a different rate formula, so the rates can be significantly different.

GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $528 $1,124 $372 $2,182
2023 GMC Hummer EV Pickup $502 $1,080 $390 $2,130
2022 GMC Hummer EV Pickup $482 $1,072 $398 $2,110

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap GMC Hummer EV Pickup Insurance

Saving money on GMC Hummer EV Pickup insurance takes not taking risks behind the wheel, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Comparison shop every year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The following is a brief summary of the coverage data covered above.

  • It is possible to save approximately $270 per year simply by quoting early and online
  • Increasing deductibles can save approximately $1,050 each year
  • Teens are charged the highest rates, costing up to $631 per month if full coverage is included
  • High-risk drivers that tend to have accidents or serious violations may have to pay on average $2,530 more annually for Hummer EV Pickup insurance

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,568
20 $4,978
30 $2,258
40 $2,130
50 $1,940
60 $1,906

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,834
$250 $2,506
$500 $2,130
$1,000 $1,772

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,130
50/100 $2,208
100/300 $2,306
250/500 $2,559
100 CSL $2,247
300 CSL $2,462
500 CSL $2,618

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,926
20 $7,932
30 $4,802
40 $4,660
50 $4,442
60 $4,408

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $312

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $118
Multi-vehicle $112
Homeowner $28
5-yr Accident Free $179
5-yr Claim Free $143
Paid in Full/EFT $113
Advance Quote $116
Online Quote $158
Total Discounts $967
Rate after discounts $1,163

Discounts are estimated and may not be available from every company or in every state.

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