GMC Hummer EV Pickup Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a GMC Hummer EV Pickup are $2,086 annually including full coverage. Comprehensive costs around $466 each year, collision insurance costs $1,046, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, and high-risk coverage costs around $4,576. Teens pay the highest rates at up to $7,502 a year.

Average premium for full coverage: $2,086

Price estimates for individual coverage:

Comprehensive $466
Collision $1046
Liability $416

Prices include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 U.S. states and Hummer EV Pickup models.

Price Range from Low to High

Using a middle-aged driver as an example, GMC Hummer EV Pickup insurance prices range from as cheap as $474 for just liability insurance to a high rate of $4,576 for a driver that may need high-risk insurance.

Liability Only $474
Full Coverage $2,086
High Risk $4,576

Geographic Price Range

Living in a larger city can have significant affects on the price of insurance. Areas with sparse population have fewer comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how where you live affects auto insurance rates.

Rural Areas $1,565
Small Cities $2,190
Large Cities $2,816

The ranges above highlight why all drivers should get quotes for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

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More Rate Details

The chart below breaks down average GMC Hummer EV Pickup insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,138
  • Choosing higher $1,000 deductibles can save about $342 every year
  • The estimated rate for the average middle-age driver using $500 deductibles is $2,086
  • Selecting low deductibles for comp and collision coverage will cost $2,760
  • Unlucky drivers with serious driving violations could pay at least $4,576
  • The price with full coverage for a teen driver can be $7,502 each year

View Chart as Image

GMC Hummer EV Pickup insurance cost comparison chart
Column chart showing GMC Hummer EV Pickup insurance rates range from $1,138 to $7,502 for full coverage

Auto insurance prices for a GMC Hummer EV Pickup are also quite variable based on the trim level and model year, your driving characteristics, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as little as $1,900 annually on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay as much as $7,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at least $2,500 to $3,400 in extra premium each year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 134% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can save as much as $1,020 every year, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for GMC Hummer EV Pickup insurance prices. A good driver about age 40 could pay as low as $1,600 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,970 on average in Michigan, New York, and Louisiana.

GMC Hummer EV Pickup Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,884 -$202 -9.7%
Alaska $1,602 -$484 -23.2%
Arizona $1,732 -$354 -17.0%
Arkansas $2,086 -$0 0.0%
California $2,376 $290 13.9%
Colorado $1,992 -$94 -4.5%
Connecticut $2,144 $58 2.8%
Delaware $2,358 $272 13.0%
Florida $2,608 $522 25.0%
Georgia $1,926 -$160 -7.7%
Hawaii $1,496 -$590 -28.3%
Idaho $1,412 -$674 -32.3%
Illinois $1,556 -$530 -25.4%
Indiana $1,572 -$514 -24.6%
Iowa $1,408 -$678 -32.5%
Kansas $1,982 -$104 -5.0%
Kentucky $2,846 $760 36.4%
Louisiana $3,088 $1,002 48.0%
Maine $1,286 -$800 -38.4%
Maryland $1,720 -$366 -17.5%
Massachusetts $1,668 -$418 -20.0%
Michigan $3,622 $1,536 73.6%
Minnesota $1,746 -$340 -16.3%
Mississippi $2,498 $412 19.8%
Missouri $1,852 -$234 -11.2%
Montana $2,242 $156 7.5%
Nebraska $1,644 -$442 -21.2%
Nevada $2,500 $414 19.8%
New Hampshire $1,504 -$582 -27.9%
New Jersey $2,330 $244 11.7%
New Mexico $1,846 -$240 -11.5%
New York $2,196 $110 5.3%
North Carolina $1,202 -$884 -42.4%
North Dakota $1,708 -$378 -18.1%
Ohio $1,442 -$644 -30.9%
Oklahoma $2,140 $54 2.6%
Oregon $1,910 -$176 -8.4%
Pennsylvania $1,988 -$98 -4.7%
Rhode Island $2,782 $696 33.4%
South Carolina $1,888 -$198 -9.5%
South Dakota $1,760 -$326 -15.6%
Tennessee $1,826 -$260 -12.5%
Texas $2,512 $426 20.4%
Utah $1,544 -$542 -26.0%
Vermont $1,426 -$660 -31.6%
Virginia $1,250 -$836 -40.1%
Washington $1,612 -$474 -22.7%
West Virginia $1,912 -$174 -8.3%
Wisconsin $1,444 -$642 -30.8%
Wyoming $1,856 -$230 -11.0%

View Chart as Image

GMC Hummer EV Pickup insurance rates by U.S. city
GMC Hummer EV Pickup Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 GMC Hummer EV Pickup $482 $1,072 $398 $2,110
2023 GMC Hummer EV Pickup $466 $1,046 $416 $2,086
2022 GMC Hummer EV Pickup $450 $1,002 $430 $2,040

Rates are averaged for all GMC Hummer EV Pickup models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right GMC Hummer EV Pickup Insurance

Getting lower rates on car insurance takes avoiding accidents and violations, having above-average credit, being claim-free, and possibly raising deductibles. Take the time to comparison shop once a year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The list below is a quick rundown of the data that was touched on in the above illustrations.

  • You may be able to save up to $270 per year just by quoting online in advance
  • Policyholders who may need higher liability limits will pay approximately $460 per year to raise limits from a low limit to higher 250/500 limits
  • Teenagers are expensive to insure, possibly costing $625 a month if full coverage is included
  • Higher risk drivers with reckless driving or DUI convictions may pay on average $2,490 more every year for car insurance

Rates by Driver Age

GMC Hummer EV Pickup Insurance Rates by Driver Age
Driver Age Premium
16 $7,502
20 $4,892
30 $2,206
40 $2,086
50 $1,902
60 $1,868

Full coverage, $500 deductibles

Rates by Deductible

GMC Hummer EV Pickup Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,760
$250 $2,442
$500 $2,086
$1,000 $1,744

Full coverage, driver age 40

Rates by Liability Limit

GMC Hummer EV Pickup Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,086
50/100 $2,169
100/300 $2,273
250/500 $2,544
100 CSL $2,211
300 CSL $2,440
500 CSL $2,606

Full coverage, driver age 40

Rates for High Risk Drivers

GMC Hummer EV Pickup Insurance Rates for High Risk Drivers
Age Premium
16 $10,822
20 $7,804
30 $4,710
40 $4,576
50 $4,364
60 $4,330

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $309

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $116
Multi-vehicle $111
Homeowner $28
5-yr Accident Free $175
5-yr Claim Free $140
Paid in Full/EFT $110
Advance Quote $114
Online Quote $154
Total Discounts $948
Rate after discounts $1,138

Discounts are estimated and may not be available from every company or in every state.

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