Ford Maverick Insurance Rates

The average insurance prices for a Ford Maverick are $1,382 every 12 months for full coverage insurance. Comprehensive costs an estimated $284, collision insurance costs $524, and liability coverage costs $416. Buying just liability costs as little as $474 a year, and insurance for high-risk drivers costs around $2,996. Teen drivers cost the most to insure at up to $5,192 a year.

Average premium for full coverage: $1,382

Policy rates broken down by type of insurance:

Includes $500 physical damage deductibles, split liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for different Maverick trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on the price of insurance. More rural locations are shown to have more infrequent physical damage claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on insurance prices.

The examples above illustrate why anyone shopping for car insurance should compare rates for a targeted area and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Ford Maverick insurance rates for other coverage scenarios.

• The lowest rate with discounts is $795
• Drivers who choose higher $1,000 deductibles will pay approximately $184 each year
• The average price for a good driver age 40 who has $500 deductibles is $1,382
• Choosing more expensive low deductibles for comprehensive and collision insurance increases the price to $1,738
• High-risk insureds with multiple violations and an at-fault accident could pay up to $2,996
• Policy cost to insure a teenage driver with full coverage can cost as much as $5,192 a year

View Chart as Image

Insurance rates for a Ford Maverick also range considerably based on liability limits and deductibles, your risk profile, and the model year and trim level.

Choosing high deductibles could save up to $540 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $375 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $5,100 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying $1,600 to $2,300 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 129% more than average. View High Risk Driver Rates

Your home state makes a big difference in Ford Maverick insurance rates. A 40-year-old driver could pay as low as $900 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,870 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for the Cheapest Ford Maverick Insurance

Finding cheaper rates on auto insurance not only requires being a safe and courteous driver, but also having good credit, being claim-free, and deciding if full coverage is necessary. Set aside time to compare rates at least once a year by getting quotes from direct insurance companies, and also from insurance agencies where you live.

Below is a recap of the primary concepts that were covered above.

• It is possible to save approximately $170 per year just by shopping early and online
• Drivers that have major violations or accidents could be forced to pay on average $1,610 more annually for auto insurance
• Increasing comprehensive and collision deductibles could save as much as $550 each year
• Teenage drivers are charged the highest rates, possibly costing $433 each month if they have full coverage