Ford Maverick Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Estimated insurance rates for a Ford Maverick are $1,386 a year with full coverage. Comprehensive insurance costs on average $294 each year, collision insurance costs $536, and liability is $398. A policy with only liability insurance costs around $460 a year, and a high-risk policy costs $3,002 or more. 16-year-old drivers pay the most at up to $5,176 a year.

Average premium for full coverage: $1,386

Premium estimates by type of coverage:

Comprehensive $294
Collision $536
Liability $398

Price estimates include $500 physical damage insurance deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates include averaging for all U.S. states and Maverick models.

Insurance Price Range by Risk and Coverage

For the average 40-year-old driver, insurance rates for a Ford Maverick range from the low end price of $460 for basic liability insurance to a high rate of $3,002 for coverage for higher-risk drivers.

Liability Only $460
Full Coverage $1,386
High Risk $3,002

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than congested cities. The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $1,040
Small Cities $1,455
Large Cities $1,871

These rate differences demonstrate why all drivers should compare rates quotes based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below details average Ford Maverick insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $798
  • Raising to $1,000 deductibles will save around $188 annually
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,386
  • Buying low deductibles will cost an additional $368 annually
  • Drivers with multiple tickets or accidents could pay upwards of $3,002
  • An auto insurance policy that insures a 16-year-old driver may cost $5,176

View Chart as Image

Ford Maverick insurance cost comparison chart
Column chart showing Ford Maverick insurance prices range from $798 to $5,176 for full coverage

Car insurance prices for a Ford Maverick also have a wide range based on the trim level and model year, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $1,600 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 129% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged upwards of $5,100 a year. View Rates by Age

Where you choose to live also has a big influence on Ford Maverick insurance prices. A middle-age driver might find prices as low as $1,000 a year in states like New Hampshire, Ohio, and Utah, or at least $1,870 on average in Florida, Michigan, and New York.

Ford Maverick Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,254 -$132 -9.5%
Alaska $1,066 -$320 -23.1%
Arizona $1,152 -$234 -16.9%
Arkansas $1,386 -$0 0.0%
California $1,582 $196 14.1%
Colorado $1,324 -$62 -4.5%
Connecticut $1,428 $42 3.0%
Delaware $1,570 $184 13.3%
Florida $1,736 $350 25.3%
Georgia $1,282 -$104 -7.5%
Hawaii $998 -$388 -28.0%
Idaho $940 -$446 -32.2%
Illinois $1,036 -$350 -25.3%
Indiana $1,044 -$342 -24.7%
Iowa $936 -$450 -32.5%
Kansas $1,320 -$66 -4.8%
Kentucky $1,894 $508 36.7%
Louisiana $2,054 $668 48.2%
Maine $858 -$528 -38.1%
Maryland $1,142 -$244 -17.6%
Massachusetts $1,110 -$276 -19.9%
Michigan $2,410 $1,024 73.9%
Minnesota $1,162 -$224 -16.2%
Mississippi $1,662 $276 19.9%
Missouri $1,232 -$154 -11.1%
Montana $1,490 $104 7.5%
Nebraska $1,094 -$292 -21.1%
Nevada $1,664 $278 20.1%
New Hampshire $1,000 -$386 -27.8%
New Jersey $1,552 $166 12.0%
New Mexico $1,230 -$156 -11.3%
New York $1,462 $76 5.5%
North Carolina $800 -$586 -42.3%
North Dakota $1,136 -$250 -18.0%
Ohio $958 -$428 -30.9%
Oklahoma $1,426 $40 2.9%
Oregon $1,272 -$114 -8.2%
Pennsylvania $1,324 -$62 -4.5%
Rhode Island $1,852 $466 33.6%
South Carolina $1,258 -$128 -9.2%
South Dakota $1,170 -$216 -15.6%
Tennessee $1,216 -$170 -12.3%
Texas $1,672 $286 20.6%
Utah $1,028 -$358 -25.8%
Vermont $950 -$436 -31.5%
Virginia $830 -$556 -40.1%
Washington $1,074 -$312 -22.5%
West Virginia $1,272 -$114 -8.2%
Wisconsin $962 -$424 -30.6%
Wyoming $1,236 -$150 -10.8%

View Chart as Image

Ford Maverick insurance rates by U.S. city

Opting for high physical damage deductibles can reduce prices by up to $560 annually, whereas increasing liability limits will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

Ford Maverick Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Maverick $322 $562 $372 $1,414
2023 Ford Maverick $306 $542 $390 $1,396
2022 Ford Maverick $294 $536 $398 $1,386

Rates are averaged for all Ford Maverick models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Ford Maverick Insurance

Finding better rates on insurance for a Ford Maverick consists of being a low-risk driver, having a positive credit history, being claim-free, and possibly raising deductibles. Comparison shop at least once a year by getting quotes from direct companies, and also from several local insurance agents.

The items below are a condensed summary of the primary concepts that were touched on in this article.

  • You may be able to save as much as $170 per year just by quoting online in advance
  • Drivers considered higher risk with multiple at-fault accidents pay on average $1,620 more each year to insure their Maverick
  • Increasing policy deductibles can save approximately $550 each year
  • Teen drivers are expensive to insure, possibly costing $431 per month if full coverage is purchased

Rates by Driver Age

Ford Maverick Insurance Rates by Driver Age
Driver Age Premium
16 $5,176
20 $3,208
30 $1,450
40 $1,386
50 $1,268
60 $1,244

Full coverage, $500 deductibles

Rates by Deductible

Ford Maverick Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,754
$250 $1,584
$500 $1,386
$1,000 $1,198

Full coverage, driver age 40

Rates by Liability Limit

Ford Maverick Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,386
50/100 $1,466
100/300 $1,565
250/500 $1,824
100 CSL $1,505
300 CSL $1,724
500 CSL $1,884

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Maverick Insurance Rates for High Risk Drivers
Age Premium
16 $7,382
20 $5,098
30 $3,068
40 $3,002
50 $2,864
60 $2,840

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $64
Advance Quote $69
Online Quote $98
Total Discounts $588
Rate after discounts $798

Discounts are estimated and may not be available from every company or in every state.

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