Ford Bronco Sport Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average insurance rates for a Ford Bronco Sport are $1,346 a year for full coverage insurance. Comprehensive insurance costs on average $248 each year, collision insurance costs $524, and liability is estimated at $416. Liability-only coverage costs approximately $474 a year, and high-risk coverage costs $2,938 or more. 16-year-old drivers cost the most to insure at up to $5,136 a year.

Average premium for full coverage: $1,346

Policy rates by type of insurance:

Comprehensive $248
Collision $524
Liability $416

Includes $500 policy deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and Bronco Sport models.

Price Range Variability

For the average driver, Ford Bronco Sport insurance rates range from the low end price of $474 for just the minimum liability insurance to a high rate of $2,938 for a driver that may need high-risk insurance.

Liability Only $474
Full Coverage $1,346
High Risk $2,938

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than congested cities. The graphic below illustrates how location impacts car insurance rates.

Rural Areas $1,010
Small Cities $1,413
Large Cities $1,817

The examples above illustrate why all drivers should get quotes based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Ford Bronco Sport insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $769
  • Choosing higher $1,000 deductibles can save around $176 each year
  • The estimated price for a good driver age 40 with $500 deductibles is $1,346
  • Buying low deductibles for comp and collision coverage will cost an additional $342 annually
  • Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,938
  • Policy cost that insures a 16-year-old driver may cost $5,136 each year

View Chart as Image

Ford Bronco Sport insurance cost comparison chart
Column chart showing Ford Bronco Sport insurance prices range from $769 to $5,136 for full coverage

Insurance rates for a Ford Bronco Sport also range considerably based on the trim level and model year, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 132% more than the average rate. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay upwards of $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Ford Bronco Sport insurance prices. A good driver about age 40 could pay as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,820 on average in Michigan, New York, and Florida.

Ford Bronco Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,218 -$128 -9.5%
Alaska $1,034 -$312 -23.2%
Arizona $1,118 -$228 -16.9%
Arkansas $1,346 -$0 0.0%
California $1,532 $186 13.8%
Colorado $1,286 -$60 -4.5%
Connecticut $1,384 $38 2.8%
Delaware $1,522 $176 13.1%
Florida $1,684 $338 25.1%
Georgia $1,242 -$104 -7.7%
Hawaii $966 -$380 -28.2%
Idaho $910 -$436 -32.4%
Illinois $1,002 -$344 -25.6%
Indiana $1,012 -$334 -24.8%
Iowa $910 -$436 -32.4%
Kansas $1,282 -$64 -4.8%
Kentucky $1,836 $490 36.4%
Louisiana $1,994 $648 48.1%
Maine $828 -$518 -38.5%
Maryland $1,110 -$236 -17.5%
Massachusetts $1,076 -$270 -20.1%
Michigan $2,338 $992 73.7%
Minnesota $1,126 -$220 -16.3%
Mississippi $1,612 $266 19.8%
Missouri $1,194 -$152 -11.3%
Montana $1,446 $100 7.4%
Nebraska $1,062 -$284 -21.1%
Nevada $1,614 $268 19.9%
New Hampshire $970 -$376 -27.9%
New Jersey $1,502 $156 11.6%
New Mexico $1,192 -$154 -11.4%
New York $1,418 $72 5.3%
North Carolina $776 -$570 -42.3%
North Dakota $1,100 -$246 -18.3%
Ohio $932 -$414 -30.8%
Oklahoma $1,382 $36 2.7%
Oregon $1,234 -$112 -8.3%
Pennsylvania $1,284 -$62 -4.6%
Rhode Island $1,794 $448 33.3%
South Carolina $1,218 -$128 -9.5%
South Dakota $1,138 -$208 -15.5%
Tennessee $1,178 -$168 -12.5%
Texas $1,622 $276 20.5%
Utah $998 -$348 -25.9%
Vermont $922 -$424 -31.5%
Virginia $806 -$540 -40.1%
Washington $1,042 -$304 -22.6%
West Virginia $1,234 -$112 -8.3%
Wisconsin $932 -$414 -30.8%
Wyoming $1,198 -$148 -11.0%

View Chart as Image

Ford Bronco Sport insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $520 annually, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $375 more each year. View Rates by Deductible or Liability Limit

Ford Bronco Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Ford Bronco Sport $280 $562 $372 $1,372
2023 Ford Bronco Sport $268 $542 $390 $1,358
2022 Ford Bronco Sport $256 $536 $398 $1,348
2021 Ford Bronco Sport $248 $524 $416 $1,346

Rates are averaged for all Ford Bronco Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Ford Bronco Sport Insurance

Finding cheaper rates on insurance for a Ford Bronco Sport takes being a good driver, having a good credit score, being claim-free, and dropping full coverage on older vehicles. Comparison shop once a year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The following list is a recap of the data that was touched on above.

  • It is possible to save as much as $160 per year just by quoting online in advance
  • Insureds who require an increased level of liability coverage will pay around $460 annually to raise limits from a 30/60 limit to the 250/500 level
  • Drivers age 16 to 20 pay higher rates, possibly costing $428 each month if comprehensive and collision insurance is included
  • Drivers considered higher risk that have major violations or accidents may pay on average $1,590 more each year than a safer driver

Rates by Driver Age

Ford Bronco Sport Insurance Rates by Driver Age
Driver Age Premium
16 $5,136
20 $3,148
30 $1,400
40 $1,346
50 $1,232
60 $1,210

Full coverage, $500 deductibles

Rates by Deductible

Ford Bronco Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,688
$250 $1,528
$500 $1,346
$1,000 $1,170

Full coverage, driver age 40

Rates by Liability Limit

Ford Bronco Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,346
50/100 $1,429
100/300 $1,533
250/500 $1,804
100 CSL $1,471
300 CSL $1,700
500 CSL $1,866

Full coverage, driver age 40

Rates for High Risk Drivers

Ford Bronco Sport Insurance Rates for High Risk Drivers
Age Premium
16 $7,322
20 $5,016
30 $2,996
40 $2,938
50 $2,806
60 $2,782

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $72
Homeowner $20
5-yr Accident Free $101
5-yr Claim Free $88
Paid in Full/EFT $62
Advance Quote $68
Online Quote $95
Total Discounts $577
Rate after discounts $769

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption