Dodge Hornet Insurance Rates

Average insurance rates for a Dodge Hornet are $1,854 a year for full coverage. Comprehensive insurance costs approximately $332 a year, collision insurance costs $686, and liability costs around $598. A policy with just liability insurance costs as low as $688 a year, and coverage for high-risk drivers costs $4,032 or more. Teens receive the highest rates at up to $7,126 a year.

Average premium for full coverage: $1,854

Rate estimates by individual coverage type:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all states and Hornet trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations tend to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how where you live affects auto insurance prices.

These examples show why it is important to compare prices using their specific location, instead of using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Dodge Hornet insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $1,073
• Using higher $1,000 deductibles will save $1,622 a year
• The estimated price for a 40-year-old driver who chooses $500 deductibles is $1,854
• Selecting low $100 deductibles for physical damage coverage will cost an additional $450 every year
• Drivers with serious driving violations could pay around $4,032
• The cost that insures a teen driver can cost $7,126 or more

View Chart as Image

Insurance rates for a Dodge Hornet can also vary considerably based on the trim level of your Hornet, how you drive, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you could be paying anywhere from $2,200 to $3,100 additional per year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 132% more than the average policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,700 a year for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records should be prepared to pay in the ballpark of $7,100 a year. View Rates by Age

Where you live has a huge impact on Dodge Hornet insurance prices. A driver around age 40 might see rates as low as $1,220 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,640 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $690 every year, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $538 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Dodge Hornet Insurance

Saving money on car insurance requires avoiding accidents and violations, having a good credit score, eliminating unneeded coverage, and consideration of higher deductibles. Compare rates every couple of years by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The list below is a recap of the material that was touched on in the above illustrations.

• Policyholders who purchase higher liability limits will pay approximately $660 each year to increase from a minimum limit to the 250/500 level
• Teenagers are the costliest to insure, costing as high as $594 per month if comprehensive and collision insurance is included
• Higher risk drivers that have major violations or accidents could be forced to pay on average $2,180 more per year for car insurance
• Increasing deductibles can save approximately $675 each year