Dodge Hornet Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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Estimated insurance rates for a Dodge Hornet are $1,876 a year including full coverage. Comprehensive insurance costs on average $362, collision insurance costs $718, and liability costs $558. Liability-only insurance costs as little as $656 a year, and high-risk driver insurance costs $4,070 or more. Teenage drivers pay the most at up to $7,120 a year.

Average premium for full coverage: $1,876

Premium estimates by type of coverage:

Comprehensive $362
Collision $718
Liability $558

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 U.S. states and for different Hornet trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for a Dodge Hornet range from the low end price of $656 for just liability coverage to a much higher rate of $4,070 for coverage for higher-risk drivers.

Liability Only $656
Full Coverage $1,876
High Risk $4,070

Insurance Price Range by Location

Your location can make a big difference on car insurance rates. Rural areas are statistically proven to have lower incidents of comprehensive and collision claims than densely populated cities. The price range example below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,407
Small Cities $1,970
Large Cities $2,533

These rate differences highlight why anyone shopping for car insurance should compare rates based on a specific location, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below breaks down average Dodge Hornet insurance rates for different risk profiles and scenarios.

  • The best discount rate is $1,084
  • Drivers who choose higher $1,000 deductibles will pay around $244 every year
  • The estimated price for a 40-year-old good driver with $500 deductibles is $1,876
  • Using more expensive low deductibles for comprehensive and collision insurance will cost an additional $480 annually
  • Drivers who are prone to accidents and violations could pay upwards of $4,070
  • An auto insurance policy that insures a 16-year-old driver with full coverage may cost $7,120 a year

View Chart as Image

Dodge Hornet insurance cost comparison chart
Column chart showing Dodge Hornet insurance prices range from $1,084 to $7,120 for full coverage

Insurance prices for a Dodge Hornet also have a wide range based on the model year and trim level, your driving record and age, and policy deductibles and limits.

If you have a few violations or you caused an accident, you are likely paying at a minimum $2,200 to $3,100 additional annually, depending on your age. High-risk driver insurance can cost from 44% to 130% more than a normal policy. View High Risk Driver Rates

An older driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,700 per year on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $7,100 a year. View Rates by Age

Where you choose to live makes a big difference in Dodge Hornet insurance prices. A 40-year-old driver could pay as low as $1,440 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,680 on average in Michigan, New York, and Louisiana.

Dodge Hornet Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,698 -$178 -9.5%
Alaska $1,438 -$438 -23.3%
Arizona $1,556 -$320 -17.1%
Arkansas $1,876 -$0 0.0%
California $2,142 $266 14.2%
Colorado $1,794 -$82 -4.4%
Connecticut $1,928 $52 2.8%
Delaware $2,124 $248 13.2%
Florida $2,348 $472 25.2%
Georgia $1,734 -$142 -7.6%
Hawaii $1,348 -$528 -28.1%
Idaho $1,272 -$604 -32.2%
Illinois $1,400 -$476 -25.4%
Indiana $1,418 -$458 -24.4%
Iowa $1,270 -$606 -32.3%
Kansas $1,782 -$94 -5.0%
Kentucky $2,560 $684 36.5%
Louisiana $2,780 $904 48.2%
Maine $1,160 -$716 -38.2%
Maryland $1,548 -$328 -17.5%
Massachusetts $1,500 -$376 -20.0%
Michigan $3,260 $1,384 73.8%
Minnesota $1,574 -$302 -16.1%
Mississippi $2,246 $370 19.7%
Missouri $1,668 -$208 -11.1%
Montana $2,018 $142 7.6%
Nebraska $1,480 -$396 -21.1%
Nevada $2,250 $374 19.9%
New Hampshire $1,352 -$524 -27.9%
New Jersey $2,098 $222 11.8%
New Mexico $1,664 -$212 -11.3%
New York $1,978 $102 5.4%
North Carolina $1,082 -$794 -42.3%
North Dakota $1,536 -$340 -18.1%
Ohio $1,296 -$580 -30.9%
Oklahoma $1,928 $52 2.8%
Oregon $1,720 -$156 -8.3%
Pennsylvania $1,792 -$84 -4.5%
Rhode Island $2,504 $628 33.5%
South Carolina $1,700 -$176 -9.4%
South Dakota $1,586 -$290 -15.5%
Tennessee $1,642 -$234 -12.5%
Texas $2,260 $384 20.5%
Utah $1,390 -$486 -25.9%
Vermont $1,286 -$590 -31.4%
Virginia $1,124 -$752 -40.1%
Washington $1,450 -$426 -22.7%
West Virginia $1,720 -$156 -8.3%
Wisconsin $1,300 -$576 -30.7%
Wyoming $1,672 -$204 -10.9%

View Chart as Image

Dodge Hornet insurance rates by U.S. city

Using high physical damage deductibles could save up to $730 annually, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $502 more each year. View Rates by Deductible or Liability Limit

Dodge Hornet Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Dodge Hornet $362 $718 $558 $1,876
2023 Dodge Hornet $346 $690 $584 $1,858

Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Dodge Hornet Insurance

Finding better rates on insurance for a Dodge Hornet not only requires avoiding accidents and violations, but also having a good credit score, refrain from filing small claims, and dropping full coverage on older vehicles. Compare prices at least once a year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

The list below is a brief review of the primary concepts that were covered in the above illustrations.

  • You may be able to save as much as $220 per year just by shopping early and online
  • Drivers considered higher risk with DUI or reckless driving convictions could be forced to pay on average $2,190 more each year for car insurance
  • Increasing policy deductibles can save approximately $725 each year
  • Teenagers pay higher prices, with the cost nearing $593 per month if comprehensive and collision insurance is included

Rates by Driver Age

Dodge Hornet Insurance Rates by Driver Age
Driver Age Premium
16 $7,120
20 $4,368
30 $1,954
40 $1,876
50 $1,716
60 $1,686

Full coverage, $500 deductibles

Rates by Deductible

Dodge Hornet Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,356
$250 $2,134
$500 $1,876
$1,000 $1,632

Full coverage, driver age 40

Rates by Liability Limit

Dodge Hornet Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,876
50/100 $1,988
100/300 $2,127
250/500 $2,490
100 CSL $2,043
300 CSL $2,350
500 CSL $2,574

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Hornet Insurance Rates for High Risk Drivers
Age Premium
16 $10,136
20 $6,944
30 $4,154
40 $4,070
50 $3,888
60 $3,852

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $262

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $98
Multi-vehicle $99
Homeowner $28
5-yr Accident Free $138
5-yr Claim Free $120
Paid in Full/EFT $85
Advance Quote $93
Online Quote $131
Total Discounts $792
Rate after discounts $1,084

Discounts are estimated and may not be available from every company or in every state.

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