Dodge Hornet Insurance Rates

The average insurance rates for a Dodge Hornet are $1,858 a year for full coverage insurance. Comprehensive costs on average $346, collision insurance costs $690, and liability costs $584. Liability-only coverage costs as little as $678 a year, and high-risk coverage costs around $4,038. Teens cost the most to insure at up to $7,108 a year.

Average premium for full coverage: $1,858

Policy rates by type of insurance:

Includes $500 physical damage deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and for all Hornet models.

Price Range Variability

Urban vs. Rural Price Range

Your location can make a big difference on insurance rates. Rural areas are shown to have a lower frequency of physical damage claims than cities with more traffic congestion. The example below illustrates how location impacts car insurance rates.

The examples above illustrate why everyone should compare rates based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Dodge Hornet insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $1,077
• Drivers who choose higher $1,000 deductibles will pay around $236 each year
• The average rate for a good driver age 40 with $500 deductibles is $1,858
• Selecting pricier low deductibles for comprehensive and collision insurance will increase the cost to $2,318
• Drivers with serious driving violations could pay upwards of $4,038
• Policy cost for full coverage for a 16-year-old driver for full coverage may cost $7,108 a year

View Chart as Image

Insurance rates for a Dodge Hornet also range considerably based on your risk profile, the model year and trim level, and policy deductibles and limits.

A more mature driver with no violations or accidents and high deductibles may pay as low as $1,700 per year on average, or $142 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $7,100 a year. View Rates by Age

Your home state makes a big difference in Dodge Hornet insurance prices. A 40-year-old driver could pay as low as $1,220 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,510 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $700 annually, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $525 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at a minimum $2,200 to $3,100 additional every year, depending on your age. Dodge Hornet insurance for high-risk drivers can cost from 44% to 132% more than the average policy. View High Risk Driver Rates

How to Find the Cheapest Dodge Hornet Insurance

Finding cheaper rates on insurance for a Dodge Hornet not only requires being a safe and courteous driver, but also having a good credit history, being claim-free, and dropping full coverage on older vehicles. Spend time shopping around every year by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

Below is a recap of the coverage data touched on above.

• It is possible to save as much as $220 per year just by quoting online well ahead of the renewal date
• Increasing comprehensive and collision deductibles can save around $700 each year
• Teenage drivers pay higher rates, possibly costing $592 each month including comprehensive and collision insurance
• Drivers considered higher risk that have major violations or accidents pay an average of $2,180 more each year for auto insurance