Dodge Hornet Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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The average insurance rates for a Dodge Hornet are $1,858 a year with full coverage. Comprehensive insurance costs approximately $346 each year, collision insurance costs $690, and liability is estimated at $584. A liability-only policy costs approximately $678 a year, and high-risk insurance costs $4,038 or more. 16-year-old drivers cost the most to insure at up to $7,108 a year.

Average premium for full coverage: $1,858

Policy rates by type of insurance:

Comprehensive $346
Collision $690
Liability $584

Price estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and Hornet models.

Price Range Variability

For the average 40-year-old driver, Dodge Hornet insurance rates range from the low end price of $678 for your basic liability-only policy to a high rate of $4,038 for coverage for higher-risk drivers.

Liability Only $678
Full Coverage $1,858
High Risk $4,038

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Rural locations are shown to have lower incidents of collision claims than congested cities. The graphic below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,394
Small Cities $1,951
Large Cities $2,508

The examples above demonstrate why all drivers should get quotes using their specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below details average Dodge Hornet insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $1,077
  • Choosing higher $1,000 deductibles can save $236 annually
  • The estimated price for a good driver age 40 who chooses $500 deductibles is $1,858
  • Buying low deductibles for comp and collision coverage will cost an additional $460 annually
  • Higher-risk drivers with multiple tickets or accidents could pay around $4,038
  • Policy cost that insures a 16-year-old driver can cost $7,108 each year

View Chart as Image

Dodge Hornet insurance cost comparison chart
Column chart showing Dodge Hornet insurance prices range from $1,077 to $7,108 for full coverage

Car insurance rates for a Dodge Hornet also range considerably based on the trim level and model year, your age and driving habits, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you may be forking out anywhere from $2,200 to $3,100 extra every year, depending on your age. Insurance for high-risk drivers ranges from 44% to 132% more than the average rate. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,700 annually on average, or $142 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $7,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Dodge Hornet insurance prices. A good driver about age 40 could pay as low as $1,340 a year in states like Utah, Ohio, and New Hampshire, or at least $2,510 on average in New York, Michigan, and Florida.

Dodge Hornet Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,680 -$178 -9.6%
Alaska $1,426 -$432 -23.3%
Arizona $1,542 -$316 -17.0%
Arkansas $1,858 -$0 0.0%
California $2,120 $262 14.1%
Colorado $1,776 -$82 -4.4%
Connecticut $1,910 $52 2.8%
Delaware $2,106 $248 13.3%
Florida $2,324 $466 25.1%
Georgia $1,718 -$140 -7.5%
Hawaii $1,334 -$524 -28.2%
Idaho $1,260 -$598 -32.2%
Illinois $1,386 -$472 -25.4%
Indiana $1,400 -$458 -24.7%
Iowa $1,256 -$602 -32.4%
Kansas $1,766 -$92 -5.0%
Kentucky $2,536 $678 36.5%
Louisiana $2,754 $896 48.2%
Maine $1,148 -$710 -38.2%
Maryland $1,534 -$324 -17.4%
Massachusetts $1,486 -$372 -20.0%
Michigan $3,228 $1,370 73.7%
Minnesota $1,558 -$300 -16.1%
Mississippi $2,226 $368 19.8%
Missouri $1,652 -$206 -11.1%
Montana $1,998 $140 7.5%
Nebraska $1,464 -$394 -21.2%
Nevada $2,228 $370 19.9%
New Hampshire $1,340 -$518 -27.9%
New Jersey $2,078 $220 11.8%
New Mexico $1,648 -$210 -11.3%
New York $1,960 $102 5.5%
North Carolina $1,072 -$786 -42.3%
North Dakota $1,522 -$336 -18.1%
Ohio $1,282 -$576 -31.0%
Oklahoma $1,906 $48 2.6%
Oregon $1,702 -$156 -8.4%
Pennsylvania $1,774 -$84 -4.5%
Rhode Island $2,482 $624 33.6%
South Carolina $1,686 -$172 -9.3%
South Dakota $1,570 -$288 -15.5%
Tennessee $1,626 -$232 -12.5%
Texas $2,238 $380 20.5%
Utah $1,376 -$482 -25.9%
Vermont $1,272 -$586 -31.5%
Virginia $1,114 -$744 -40.0%
Washington $1,436 -$422 -22.7%
West Virginia $1,706 -$152 -8.2%
Wisconsin $1,288 -$570 -30.7%
Wyoming $1,656 -$202 -10.9%

View Chart as Image

Dodge Hornet insurance rates by U.S. city

Opting for high physical damage deductibles can save as much as $700 annually, whereas increasing liability limits will push rates upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $525 extra every 12 months. View Rates by Deductible or Liability Limit

Dodge Hornet Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Dodge Hornet $362 $718 $558 $1,876
2023 Dodge Hornet $346 $690 $584 $1,858

Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Dodge Hornet Insurance

Finding cheaper rates on insurance for a Dodge Hornet takes having a decent driving record, having a positive credit history, not filing small claims, and attention to physical damage deductibles. Comparison shop at least once a year by getting rate quotes from direct companies, and also from local insurance agencies.

The following items are a condensed summary of the primary concepts that were touched on in this article.

  • You may be able to save around $220 per year just by quoting online in advance
  • Drivers considered higher risk with multiple at-fault accidents may have to pay on average $2,180 more per year than a driver with a clean driving record
  • Increasing comprehensive and collision deductibles can save approximately $700 each year
  • 16 to 18-year-old drivers pay the highest auto insurance rates, as much as $592 each month if full coverage is purchased

Rates by Driver Age

Dodge Hornet Insurance Rates by Driver Age
Driver Age Premium
16 $7,108
20 $4,330
30 $1,930
40 $1,858
50 $1,702
60 $1,672

Full coverage, $500 deductibles

Rates by Deductible

Dodge Hornet Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,318
$250 $2,104
$500 $1,858
$1,000 $1,622

Full coverage, driver age 40

Rates by Liability Limit

Dodge Hornet Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,858
50/100 $1,975
100/300 $2,121
250/500 $2,500
100 CSL $2,033
300 CSL $2,354
500 CSL $2,588

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Hornet Insurance Rates for High Risk Drivers
Age Premium
16 $10,114
20 $6,888
30 $4,114
40 $4,038
50 $3,856
60 $3,822

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $260

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $97
Multi-vehicle $98
Homeowner $28
5-yr Accident Free $135
5-yr Claim Free $119
Paid in Full/EFT $83
Advance Quote $91
Online Quote $130
Total Discounts $781
Rate after discounts $1,077

Discounts are estimated and may not be available from every company or in every state.

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