Dodge Hornet Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance prices for a Dodge Hornet are $1,854 every 12 months for full coverage. Comprehensive costs an estimated $332 a year, collision insurance costs $686, and liability insurance is estimated at $598. Liability-only coverage costs approximately $688 a year, and high-risk coverage costs around $4,032. Teenage drivers pay the most at up to $7,126 a year.

Average premium for full coverage: $1,854

Premium estimates broken down by type of coverage:

Comprehensive $332
Collision $686
Liability $598

These estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Hornet trim levels.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for a Dodge Hornet range from the cheapest price of $688 for just liability coverage to a high of $4,032 for a driver that may need high-risk insurance.

Liability Only $688
Full Coverage $1,854
High Risk $4,032

Insurance Price Range by Location

Living in a larger city has a significant impact on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

Rural Areas $1,391
Small Cities $1,947
Large Cities $2,503

These rate differences show why it is important to get quotes for a targeted area and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Dodge Hornet insurance rates for other coverage scenarios.

  • The best discount rate is $1,073
  • Choosing higher $1,000 deductibles can save approximately $1,622 a year
  • The average price for a 40-year-old good driver who has $500 deductibles is $1,854
  • Using low $100 deductibles for comp and collision coverage increases the price to $2,304
  • High-risk insureds who are prone to accidents and violations could pay up to $4,032
  • An auto insurance policy to insure a teen driver can cost as much as $7,126 each year

View Chart as Image

Dodge Hornet insurance cost comparison chart
Column chart showing Dodge Hornet insurance rates range from $1,073 to $7,126 for full coverage

Insurance prices for a Dodge Hornet also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles can save as much as $690 each year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $538 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles could pay as little as $1,700 annually on average, or $142 per month, for full coverage. Prices are much higher for drivers in their teens, since even excellent drivers can expect to pay at least $7,100 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $2,200 to $3,100 extra annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Dodge Hornet insurance rates. A good driver about age 40 could pay as low as $1,220 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,640 on average in New York, Louisiana, and Michigan.

Dodge Hornet Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,676 -$178 -9.6%
Alaska $1,420 -$434 -23.4%
Arizona $1,536 -$318 -17.2%
Arkansas $1,854 -$0 0.0%
California $2,114 $260 14.0%
Colorado $1,768 -$86 -4.6%
Connecticut $1,902 $48 2.6%
Delaware $2,098 $244 13.2%
Florida $2,316 $462 24.9%
Georgia $1,710 -$144 -7.8%
Hawaii $1,330 -$524 -28.3%
Idaho $1,256 -$598 -32.3%
Illinois $1,382 -$472 -25.5%
Indiana $1,396 -$458 -24.7%
Iowa $1,252 -$602 -32.5%
Kansas $1,760 -$94 -5.1%
Kentucky $2,526 $672 36.2%
Louisiana $2,746 $892 48.1%
Maine $1,142 -$712 -38.4%
Maryland $1,530 -$324 -17.5%
Massachusetts $1,482 -$372 -20.1%
Michigan $3,216 $1,362 73.5%
Minnesota $1,552 -$302 -16.3%
Mississippi $2,218 $364 19.6%
Missouri $1,644 -$210 -11.3%
Montana $1,990 $136 7.3%
Nebraska $1,462 -$392 -21.1%
Nevada $2,220 $366 19.7%
New Hampshire $1,334 -$520 -28.0%
New Jersey $2,070 $216 11.7%
New Mexico $1,642 -$212 -11.4%
New York $1,954 $100 5.4%
North Carolina $1,066 -$788 -42.5%
North Dakota $1,516 -$338 -18.2%
Ohio $1,276 -$578 -31.2%
Oklahoma $1,902 $48 2.6%
Oregon $1,698 -$156 -8.4%
Pennsylvania $1,768 -$86 -4.6%
Rhode Island $2,472 $618 33.3%
South Carolina $1,678 -$176 -9.5%
South Dakota $1,564 -$290 -15.6%
Tennessee $1,622 -$232 -12.5%
Texas $2,232 $378 20.4%
Utah $1,372 -$482 -26.0%
Vermont $1,266 -$588 -31.7%
Virginia $1,108 -$746 -40.2%
Washington $1,430 -$424 -22.9%
West Virginia $1,698 -$156 -8.4%
Wisconsin $1,284 -$570 -30.7%
Wyoming $1,650 -$204 -11.0%

View Chart as Image

Dodge Hornet insurance rates by U.S. city
Dodge Hornet Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Dodge Hornet $332 $686 $598 $1,854
2023 Dodge Hornet $320 $668 $624 $1,850

Rates are averaged for all Dodge Hornet models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheap Dodge Hornet Insurance

Finding better rates on Dodge Hornet insurance takes being a good driver, having good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop once a year by quoting rates from direct carriers, and also from several local insurance agents.

The following list is a brief summary of the data that was touched on in the above illustrations.

  • Drivers can save approximately $220 per year just by quoting early and online
  • Drivers who want an increased level of liability coverage will pay an extra $660 each year to raise limits from 30/60 bodily injury limits to a 250/500 level
  • Drivers age 16 to 20 are charged the highest prices, as much as $594 per month if they have full coverage
  • High-risk drivers that tend to have accidents or serious violations pay on average $2,180 more annually than a safer driver

Rates by Driver Age

Dodge Hornet Insurance Rates by Driver Age
Driver Age Premium
16 $7,126
20 $4,326
30 $1,920
40 $1,854
50 $1,698
60 $1,668

Full coverage, $500 deductibles

Rates by Deductible

Dodge Hornet Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,304
$250 $2,094
$500 $1,854
$1,000 $1,622

Full coverage, driver age 40

Rates by Liability Limit

Dodge Hornet Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,854
50/100 $1,974
100/300 $2,123
250/500 $2,512
100 CSL $2,033
300 CSL $2,362
500 CSL $2,602

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Hornet Insurance Rates for High Risk Drivers
Age Premium
16 $10,142
20 $6,886
30 $4,106
40 $4,032
50 $3,852
60 $3,818

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $262

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $97
Multi-vehicle $99
Homeowner $28
5-yr Accident Free $135
5-yr Claim Free $119
Paid in Full/EFT $83
Advance Quote $91
Online Quote $129
Total Discounts $781
Rate after discounts $1,073

Discounts are estimated and may not be available from every company or in every state.

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