Chevrolet Captiva Sport Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 12, 2024

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Average auto insurance rates for a Chevrolet Captiva Sport are $1,092 annually including full coverage. Comprehensive insurance costs an estimated $198, collision costs $272, and liability costs around $464. A liability-only policy costs as low as $514 a year, with high-risk insurance costing $2,352 or more. Teenage drivers receive the highest rates at $4,312 a year or more.

Average premium for full coverage: $1,092

Rate estimates broken down by individual coverage type:

Comprehensive $198
Collision $272
Liability $464

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 U.S. states and for all Captiva Sport models.

Price Range by Coverage and Risk

For a 40-year-old driver, prices range go from as cheap as $514 for your basic liability-only policy to the much higher price of $2,352 for high-risk insurance.

Liability Only $514
Full Coverage $1,092
High Risk $2,352

Price Range by Location

Where you live can make a big difference on the price of auto insurance. More rural locations tend to have fewer comprehensive and collision claims than densely populated cities.

The example below illustrates how your location can change insurance prices.

Rural Areas $819
Small Cities $1,147
Large Cities $1,474

These examples highlight why everyone should compare prices for a targeted area and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Chevrolet Captiva Sport insurance rates for other coverage scenarios.

  • The best discount rate is $655
  • Using higher $1,000 deductibles will save approximately $108 every year
  • The estimated rate for a 40-year-old driver who has $500 deductibles is $1,092
  • Using pricier low deductibles for physical damage coverage costs an additional $206 annually
  • High-risk insureds who are prone to accidents and violations could pay up to $2,352 or more
  • The cost with full coverage for a 16-year-old driver for full coverage can cost as much as $4,312 or more

Insurance rates for a Chevrolet Captiva Sport can also vary considerably based on the trim level of your Captiva Sport, your driving characteristics, and liability limits and deductibles.

A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,000 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay at least $4,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $1,300 to $1,800 extra per year, depending on your age. Chevrolet Captiva Sport insurance for high-risk drivers can be from 42% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $320 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $417 more per year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Chevrolet Captiva Sport insurance prices. A driver around age 40 might see rates as low as $840 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,560 on average in Louisiana, New York, and Michigan.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $990 -$102 -9.3%
Alaska $840 -$252 -23.1%
Arizona $908 -$184 -16.8%
Arkansas $1,092 -$0 0.0%
California $1,248 $156 14.3%
Colorado $1,046 -$46 -4.2%
Connecticut $1,126 $34 3.1%
Delaware $1,238 $146 13.4%
Florida $1,370 $278 25.5%
Georgia $1,008 -$84 -7.7%
Hawaii $786 -$306 -28.0%
Idaho $738 -$354 -32.4%
Illinois $816 -$276 -25.3%
Indiana $824 -$268 -24.5%
Iowa $738 -$354 -32.4%
Kansas $1,040 -$52 -4.8%
Kentucky $1,492 $400 36.6%
Louisiana $1,620 $528 48.4%
Maine $674 -$418 -38.3%
Maryland $904 -$188 -17.2%
Massachusetts $876 -$216 -19.8%
Michigan $1,900 $808 74.0%
Minnesota $914 -$178 -16.3%
Mississippi $1,310 $218 20.0%
Missouri $970 -$122 -11.2%
Montana $1,174 $82 7.5%
Nebraska $862 -$230 -21.1%
Nevada $1,312 $220 20.1%
New Hampshire $786 -$306 -28.0%
New Jersey $1,222 $130 11.9%
New Mexico $970 -$122 -11.2%
New York $1,152 $60 5.5%
North Carolina $632 -$460 -42.1%
North Dakota $896 -$196 -17.9%
Ohio $754 -$338 -31.0%
Oklahoma $1,124 $32 2.9%
Oregon $1,002 -$90 -8.2%
Pennsylvania $1,042 -$50 -4.6%
Rhode Island $1,460 $368 33.7%
South Carolina $992 -$100 -9.2%
South Dakota $924 -$168 -15.4%
Tennessee $958 -$134 -12.3%
Texas $1,318 $226 20.7%
Utah $810 -$282 -25.8%
Vermont $750 -$342 -31.3%
Virginia $654 -$438 -40.1%
Washington $844 -$248 -22.7%
West Virginia $1,002 -$90 -8.2%
Wisconsin $758 -$334 -30.6%
Wyoming $974 -$118 -10.8%

With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so the rates can be significantly different between companies.

Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $198 $272 $464 $1,092
2012 Chevrolet Captiva Sport $174 $214 $478 $1,024

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Chevrolet Captiva Sport Insurance

Saving money on insurance for a Chevrolet Captiva Sport requires having a decent driving record, having a good credit history, not filing small claims, and taking advantage of discounts. Invest the time to shop around every couple of years by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from insurance agencies where you live.

The following items are a recap of the material that was illustrated above.

  • Insureds who want additional liability coverage will pay an extra $510 per year to increase from a minimum limit to higher 250/500 limits
  • 16 to 18-year-old drivers are charged the highest rates, as much as $359 per month including comprehensive and collision insurance
  • Drivers considered higher risk that have major violations or accidents could be forced to pay on average $1,260 more annually than a driver with a clean driving record
  • Increasing deductibles could save up to $325 each year

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,312
20 $2,498
30 $1,118
40 $1,092
50 $1,002
60 $982

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,298
$250 $1,204
$500 $1,092
$1,000 $984

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,092
50/100 $1,185
100/300 $1,301
250/500 $1,602
100 CSL $1,231
300 CSL $1,486
500 CSL $1,672

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,090
20 $3,978
30 $2,380
40 $2,352
50 $2,248
60 $2,228

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $147

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $56
Multi-vehicle $58
Homeowner $19
5-yr Accident Free $69
5-yr Claim Free $69
Paid in Full/EFT $42
Advance Quote $49
Online Quote $75
Total Discounts $437
Rate after discounts $655

Discounts are estimated and may not be available from every company or in every state.

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