Chevrolet Captiva Sport Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 12, 2024

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U.S. average insurance rates for a Chevrolet Captiva Sport are $1,116 a year for full coverage. Comprehensive insurance costs approximately $206 a year, collision insurance costs $292, and liability is $460. Liability-only insurance costs around $510 a year, and high-risk driver insurance costs $2,398 or more. 16-year-old drivers pay the highest rates at up to $4,372 a year.

Average premium for full coverage: $1,116

Price estimates by individual coverage:

Comprehensive $206
Collision $292
Liability $460

Prices include $500 deductibles, 30/60 split liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all states and Captiva Sport trim levels.

Price Range from Low to High

For the average 40-year-old driver, Chevrolet Captiva Sport insurance prices range from as low as $510 for just liability insurance to a high of $2,398 for a high-risk insurance policy.

Liability Only $510
Full Coverage $1,116
High Risk $2,398

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Rural locations have a lower frequency of accident claims than congested cities. The diagram below illustrates the difference location can make on auto insurance prices.

Rural Areas $837
Small Cities $1,172
Large Cities $1,507

The ranges above show why it is important to compare rates quotes using their specific location and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows average Chevrolet Captiva Sport insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $669
  • Raising to $1,000 deductibles will save $1,002 a year
  • The average rate for the average middle-age driver who chooses $500 deductibles is $1,116
  • Buying low $100 deductibles will cost an extra $214 annually
  • Drivers with multiple tickets or accidents could pay around $2,398
  • The price for full coverage for a 16-year-old driver can cost $4,372

Car insurance prices for a Chevrolet Captiva Sport are also quite variable based on your driving record, the trim level of your Captiva Sport, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may pay as low as $1,000 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged in the ballpark of $4,300 a year. View Rates by Age

The state you live in also has a big influence on Chevrolet Captiva Sport insurance prices. A middle-age driver might find prices as low as $740 a year in states like Iowa, Maine, and Idaho, or at least $1,590 on average in New York, Louisiana, and Michigan.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,010 -$106 -9.5%
Alaska $856 -$260 -23.3%
Arizona $926 -$190 -17.0%
Arkansas $1,116 -$0 0.0%
California $1,270 $154 13.8%
Colorado $1,066 -$50 -4.5%
Connecticut $1,146 $30 2.7%
Delaware $1,262 $146 13.1%
Florida $1,394 $278 24.9%
Georgia $1,028 -$88 -7.9%
Hawaii $800 -$316 -28.3%
Idaho $756 -$360 -32.3%
Illinois $828 -$288 -25.8%
Indiana $838 -$278 -24.9%
Iowa $750 -$366 -32.8%
Kansas $1,058 -$58 -5.2%
Kentucky $1,522 $406 36.4%
Louisiana $1,648 $532 47.7%
Maine $688 -$428 -38.4%
Maryland $920 -$196 -17.6%
Massachusetts $892 -$224 -20.1%
Michigan $1,936 $820 73.5%
Minnesota $934 -$182 -16.3%
Mississippi $1,334 $218 19.5%
Missouri $988 -$128 -11.5%
Montana $1,196 $80 7.2%
Nebraska $880 -$236 -21.1%
Nevada $1,338 $222 19.9%
New Hampshire $804 -$312 -28.0%
New Jersey $1,248 $132 11.8%
New Mexico $988 -$128 -11.5%
New York $1,174 $58 5.2%
North Carolina $642 -$474 -42.5%
North Dakota $912 -$204 -18.3%
Ohio $770 -$346 -31.0%
Oklahoma $1,144 $28 2.5%
Oregon $1,020 -$96 -8.6%
Pennsylvania $1,064 -$52 -4.7%
Rhode Island $1,488 $372 33.3%
South Carolina $1,010 -$106 -9.5%
South Dakota $942 -$174 -15.6%
Tennessee $976 -$140 -12.5%
Texas $1,344 $228 20.4%
Utah $826 -$290 -26.0%
Vermont $762 -$354 -31.7%
Virginia $668 -$448 -40.1%
Washington $862 -$254 -22.8%
West Virginia $1,020 -$96 -8.6%
Wisconsin $772 -$344 -30.8%
Wyoming $994 -$122 -10.9%

Opting for high physical damage deductibles can reduce prices by up to $330 annually, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,300 to $1,900 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 130% more than the average rate. View High Risk Driver Rates

Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $206 $292 $460 $1,116
2012 Chevrolet Captiva Sport $180 $236 $474 $1,048

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Chevrolet Captiva Sport Insurance

Getting lower rates on insurance for a Chevrolet Captiva Sport consists of not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and attention to physical damage deductibles. Make time to compare rates at least every other year by requesting quotes from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The following is a quick rundown of the car insurance concepts touched on in this article.

  • Drivers considered higher risk with reckless driving or DUI convictions may pay on average $1,280 more per year for Captiva Sport insurance
  • Drivers can save around $130 per year just by quoting early and online
  • Increasing physical damage deductibles can save around $325 each year
  • Insureds who purchase higher liability limits will pay around $510 each year to raise from a low limit to 250/500 limits

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,372
20 $2,548
30 $1,142
40 $1,116
50 $1,020
60 $998

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,330
$250 $1,230
$500 $1,116
$1,000 $1,002

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,116
50/100 $1,208
100/300 $1,323
250/500 $1,622
100 CSL $1,254
300 CSL $1,507
500 CSL $1,691

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,180
20 $4,056
30 $2,428
40 $2,398
50 $2,292
60 $2,270

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $72
5-yr Claim Free $70
Paid in Full/EFT $43
Advance Quote $50
Online Quote $77
Total Discounts $447
Rate after discounts $669

Discounts are estimated and may not be available from every company or in every state.

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