Chevrolet Captiva Sport Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 12, 2024

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Average auto insurance rates for a Chevrolet Captiva Sport are $1,116 annually for full coverage insurance. Comprehensive insurance costs around $206 each year, collision insurance costs $292, and liability costs $460. Liability-only coverage costs as little as $510 a year, and high-risk coverage costs $2,398 or more. Teen drivers receive the highest rates at up to $4,372 a year.

Average premium for full coverage: $1,116

Rate estimates for individual coverage type:

Comprehensive $206
Collision $292
Liability $460

Price estimates include $500 physical damage deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 states and Captiva Sport models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as cheap as $510 for just liability insurance to a high rate of $2,398 for coverage for higher-risk drivers.

Liability Only $510
Full Coverage $1,116
High Risk $2,398

Price Range by Location

Your location can have significant affects on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than larger metro areas. The graphic below illustrates how where you live affects auto insurance rates.

Rural Areas $837
Small Cities $1,172
Large Cities $1,507

These examples illustrate why all drivers should compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below illustrates average Chevrolet Captiva Sport insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $669
  • Drivers who choose higher $1,000 deductibles will pay about $114 each year
  • The estimated rate for a 40-year-old driver using $500 deductibles is $1,116
  • Choosing low deductibles for comprehensive and collision insurance costs an additional $214 every year
  • Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,398
  • The cost with full coverage for a teen driver can be $4,372 a year

Car insurance rates for a Chevrolet Captiva Sport can also vary considerably based on the trim level of your Captiva Sport, your risk profile, and deductibles and policy limits.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,000 per year on average for full coverage. Rates are highest for teen drivers, where even without any violations or accidents they will be charged as much as $4,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,300 to $1,900 extra per year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $330 every year, whereas increasing liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $414 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Chevrolet Captiva Sport insurance prices. A 40-year-old driver could pay as low as $730 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,510 on average in Michigan, New York, and Florida.

Chevrolet Captiva Sport Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,010 -$106 -9.5%
Alaska $856 -$260 -23.3%
Arizona $926 -$190 -17.0%
Arkansas $1,116 -$0 0.0%
California $1,270 $154 13.8%
Colorado $1,066 -$50 -4.5%
Connecticut $1,146 $30 2.7%
Delaware $1,262 $146 13.1%
Florida $1,394 $278 24.9%
Georgia $1,028 -$88 -7.9%
Hawaii $800 -$316 -28.3%
Idaho $756 -$360 -32.3%
Illinois $828 -$288 -25.8%
Indiana $838 -$278 -24.9%
Iowa $750 -$366 -32.8%
Kansas $1,058 -$58 -5.2%
Kentucky $1,522 $406 36.4%
Louisiana $1,648 $532 47.7%
Maine $688 -$428 -38.4%
Maryland $920 -$196 -17.6%
Massachusetts $892 -$224 -20.1%
Michigan $1,936 $820 73.5%
Minnesota $934 -$182 -16.3%
Mississippi $1,334 $218 19.5%
Missouri $988 -$128 -11.5%
Montana $1,196 $80 7.2%
Nebraska $880 -$236 -21.1%
Nevada $1,338 $222 19.9%
New Hampshire $804 -$312 -28.0%
New Jersey $1,248 $132 11.8%
New Mexico $988 -$128 -11.5%
New York $1,174 $58 5.2%
North Carolina $642 -$474 -42.5%
North Dakota $912 -$204 -18.3%
Ohio $770 -$346 -31.0%
Oklahoma $1,144 $28 2.5%
Oregon $1,020 -$96 -8.6%
Pennsylvania $1,064 -$52 -4.7%
Rhode Island $1,488 $372 33.3%
South Carolina $1,010 -$106 -9.5%
South Dakota $942 -$174 -15.6%
Tennessee $976 -$140 -12.5%
Texas $1,344 $228 20.4%
Utah $826 -$290 -26.0%
Vermont $762 -$354 -31.7%
Virginia $668 -$448 -40.1%
Washington $862 -$254 -22.8%
West Virginia $1,020 -$96 -8.6%
Wisconsin $772 -$344 -30.8%
Wyoming $994 -$122 -10.9%
Chevrolet Captiva Sport Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Chevrolet Captiva Sport $206 $292 $460 $1,116
2012 Chevrolet Captiva Sport $180 $236 $474 $1,048

Rates are averaged for all Chevrolet Captiva Sport models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Chevrolet Captiva Sport Insurance

Saving money on car insurance not only requires being a safe and courteous driver, but also having a good credit score, avoid buying unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop at least once a year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below is a condensed summary of the primary concepts that were touched on in the above illustrations.

  • It is possible to save up to $130 per year just by quoting online in advance
  • Higher risk drivers with multiple at-fault accidents pay on average $1,280 more every year for auto insurance
  • Increasing deductibles could save up to $325 each year
  • Teenage drivers are the costliest to insure, costing up to $364 per month if comprehensive and collision insurance is included

Rates by Driver Age

Chevrolet Captiva Sport Insurance Rates by Driver Age
Driver Age Premium
16 $4,372
20 $2,548
30 $1,142
40 $1,116
50 $1,020
60 $998

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Captiva Sport Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,330
$250 $1,230
$500 $1,116
$1,000 $1,002

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Captiva Sport Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,116
50/100 $1,208
100/300 $1,323
250/500 $1,622
100 CSL $1,254
300 CSL $1,507
500 CSL $1,691

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Captiva Sport Insurance Rates for High Risk Drivers
Age Premium
16 $6,180
20 $4,056
30 $2,428
40 $2,398
50 $2,292
60 $2,270

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $150

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $57
Multi-vehicle $59
Homeowner $19
5-yr Accident Free $72
5-yr Claim Free $70
Paid in Full/EFT $43
Advance Quote $50
Online Quote $77
Total Discounts $447
Rate after discounts $669

Discounts are estimated and may not be available from every company or in every state.

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