Chevrolet Bolt EUV Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance rates for a Chevrolet Bolt EUV are $1,578 a year including full coverage. Comprehensive costs on average $250, collision costs $446, and liability costs around $644. A liability-only policy costs as low as $726 a year, with high-risk insurance costing around $3,422. Teen drivers cost the most to insure at $6,292 a year or more.
Average premium for full coverage: $1,578
Policy rates by type of insurance:
These estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all 50 U.S. states and for all Bolt EUV models.
Price Range Variability
Using a middle-aged driver as an example, Chevrolet Bolt EUV insurance rates go from the low end price of $726 for minimum levels of liability insurance to the much higher price of $3,422 for high-risk insurance.
Urban vs. Rural Price Range
Where you live can make a big difference on car insurance rates. Rural areas are shown to have lower incidents of comprehensive and collision claims than larger metro areas.
The example below illustrates how where you live affects car insurance rates.
The examples above highlight why everyone should compare prices based on a specific location, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Details
The chart below breaks down estimated Chevrolet Bolt EUV insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $940
- Using higher $1,000 deductibles will save around $158 every year
- The estimated price for a good driver age 40 with $500 deductibles is $1,578
- Choosing pricier low deductibles for physical damage coverage bumps up the cost to $1,886
- High-risk insureds with multiple violations and an at-fault accident could pay upwards of $3,422 or more
- Policy cost that insures a 16-year-old driver for full coverage may cost $6,292 or more
Car insurance rates for a Chevrolet Bolt EUV also range considerably based on the model of your Bolt EUV, your driving record and age, and policy deductibles and limits.
If you have a few points on your driving record or you caused an accident, you are likely paying at a minimum $1,900 to $2,600 extra every year, depending on your age. Chevrolet Bolt EUV insurance for high-risk drivers can be from 41% to 134% more than average. View High Risk Driver Rates
A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records will be charged upwards of $6,200 a year. View Rates by Age
Your home state has a huge impact on Chevrolet Bolt EUV insurance prices. A driver around age 40 might see rates as low as $1,210 a year in states like Missouri, New Hampshire, and Vermont, or as much as $2,250 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,428 | -$150 | -9.5% |
| Alaska | $1,210 | -$368 | -23.3% |
| Arizona | $1,308 | -$270 | -17.1% |
| Arkansas | $1,578 | -$0 | 0.0% |
| California | $1,800 | $222 | 14.1% |
| Colorado | $1,508 | -$70 | -4.4% |
| Connecticut | $1,622 | $44 | 2.8% |
| Delaware | $1,786 | $208 | 13.2% |
| Florida | $1,974 | $396 | 25.1% |
| Georgia | $1,458 | -$120 | -7.6% |
| Hawaii | $1,132 | -$446 | -28.3% |
| Idaho | $1,070 | -$508 | -32.2% |
| Illinois | $1,176 | -$402 | -25.5% |
| Indiana | $1,192 | -$386 | -24.5% |
| Iowa | $1,068 | -$510 | -32.3% |
| Kansas | $1,500 | -$78 | -4.9% |
| Kentucky | $2,152 | $574 | 36.4% |
| Louisiana | $2,340 | $762 | 48.3% |
| Maine | $976 | -$602 | -38.1% |
| Maryland | $1,304 | -$274 | -17.4% |
| Massachusetts | $1,260 | -$318 | -20.2% |
| Michigan | $2,740 | $1,162 | 73.6% |
| Minnesota | $1,324 | -$254 | -16.1% |
| Mississippi | $1,890 | $312 | 19.8% |
| Missouri | $1,402 | -$176 | -11.2% |
| Montana | $1,698 | $120 | 7.6% |
| Nebraska | $1,246 | -$332 | -21.0% |
| Nevada | $1,892 | $314 | 19.9% |
| New Hampshire | $1,136 | -$442 | -28.0% |
| New Jersey | $1,764 | $186 | 11.8% |
| New Mexico | $1,400 | -$178 | -11.3% |
| New York | $1,664 | $86 | 5.4% |
| North Carolina | $908 | -$670 | -42.5% |
| North Dakota | $1,294 | -$284 | -18.0% |
| Ohio | $1,090 | -$488 | -30.9% |
| Oklahoma | $1,620 | $42 | 2.7% |
| Oregon | $1,446 | -$132 | -8.4% |
| Pennsylvania | $1,508 | -$70 | -4.4% |
| Rhode Island | $2,106 | $528 | 33.5% |
| South Carolina | $1,432 | -$146 | -9.3% |
| South Dakota | $1,334 | -$244 | -15.5% |
| Tennessee | $1,382 | -$196 | -12.4% |
| Texas | $1,902 | $324 | 20.5% |
| Utah | $1,168 | -$410 | -26.0% |
| Vermont | $1,080 | -$498 | -31.6% |
| Virginia | $946 | -$632 | -40.1% |
| Washington | $1,220 | -$358 | -22.7% |
| West Virginia | $1,448 | -$130 | -8.2% |
| Wisconsin | $1,094 | -$484 | -30.7% |
| Wyoming | $1,408 | -$170 | -10.8% |
Choosing high deductibles could cut rates by as much as $470 annually, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $579 extra every 12 months. View Rates by Deductible or Liability Limit
Because rates have so much variability, the best way to figure out exactly what you will pay is to regularly compare rates from multiple companies. Each insurance company uses a different rate calculation, so rate quotes will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Chevrolet Bolt EUV | $270 | $478 | $598 | $1,584 |
| 2023 Chevrolet Bolt EUV | $260 | $466 | $624 | $1,588 |
| 2022 Chevrolet Bolt EUV | $250 | $446 | $644 | $1,578 |
| 2021 Chevrolet Bolt EUV | $238 | $430 | $664 | $1,570 |
Rates are averaged for all Chevrolet Bolt EUV models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Chevrolet Bolt EUV Insurance
Finding cheaper rates on insurance for a Chevrolet Bolt EUV requires having a decent driving record, having a positive credit history, paying for small claims out-of-pocket, and maximizing policy discounts. Shop around every couple of years by requesting quotes from direct car insurance companies, and also from insurance agencies where you live.
The following items are a brief summary of the material that was touched on in the above illustrations.
- Insureds who require additional liability coverage will pay about $710 per year to increase from a 30/60 limit to the 250/500 level
- 16 to 18-year-old drivers are expensive to insure, with premiums being up to $524 each month if full coverage is purchased
- Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,840 more each year than a driver with a clean driving record
- Increasing comprehensive and collision deductibles can save approximately $475 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,292 |
| 20 | $3,662 |
| 30 | $1,620 |
| 40 | $1,578 |
| 50 | $1,450 |
| 60 | $1,422 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,886 |
| $250 | $1,744 |
| $500 | $1,578 |
| $1,000 | $1,420 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,578 |
| 50/100 | $1,707 |
| 100/300 | $1,868 |
| 250/500 | $2,286 |
| 100 CSL | $1,771 |
| 300 CSL | $2,125 |
| 500 CSL | $2,383 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,892 |
| 20 | $5,830 |
| 30 | $3,462 |
| 40 | $3,422 |
| 50 | $3,270 |
| 60 | $3,238 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $80 |
| Multi-vehicle | $85 |
| Homeowner | $26 |
| 5-yr Accident Free | $104 |
| 5-yr Claim Free | $100 |
| Paid in Full/EFT | $63 |
| Advance Quote | $73 |
| Online Quote | $107 |
| Total Discounts | $638 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
