Buick Envista Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Average insurance rates for a Buick Envista are $1,446 a year including full coverage. Comprehensive insurance costs an estimated $322, collision costs $594, and liability is estimated at $372. A liability-only policy costs approximately $438 a year, with high-risk insurance costing $3,128 or more. Teen drivers receive the highest rates at $5,318 a year or more.
Average premium for full coverage: $1,446
Rate estimates broken down by individual coverage type:
These estimates include $500 deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for different Envista trim levels.
Price Range by Coverage and Risk
For an average driver, prices range go from the low end price of $438 for a discount liability-only rate to a much higher rate of $3,128 for high-risk insurance.
Price Range by Location
Living in a larger city can have significant affects on the price of auto insurance. More rural locations tend to have lower incidents of comprehensive and collision claims than larger metro areas.
The price range example below illustrates the effect of geographic area on insurance prices.
These examples highlight why anyone shopping for car insurance should get quotes for a targeted area, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below breaks down estimated Buick Envista insurance rates for other coverage scenarios.
- The lowest rate with discounts is $828
- Choosing higher $1,000 deductibles can save approximately $208 every year
- The estimated price for a 40-year-old driver who has $500 deductibles is $1,446
- Choosing more expensive low deductibles for comp and collision coverage will cost an additional $404 every year
- Unlucky drivers with multiple violations and an at-fault accident could pay up to $3,128 or more
- The cost that insures a teen driver with full coverage can cost as much as $5,318 each year
Insurance rates for a Buick Envista can also vary considerably based on the model year and trim level, your driving record and age, and liability limits and deductibles.
If you like to drive fast or you caused an accident, you are likely paying $1,700 to $2,300 extra per year, depending on your age. High-risk driver insurance ranges as much as 43% to 131% more than average. View High Risk Driver Rates
An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,300 annually on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay at least $5,300 a year. View Rates by Age
Where you live plays a big part in determining prices for Buick Envista insurance prices. A good driver about age 40 could pay as low as $1,110 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,060 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,306 | -$140 | -9.7% |
| Alaska | $1,110 | -$336 | -23.2% |
| Arizona | $1,198 | -$248 | -17.2% |
| Arkansas | $1,446 | -$0 | 0.0% |
| California | $1,648 | $202 | 14.0% |
| Colorado | $1,384 | -$62 | -4.3% |
| Connecticut | $1,486 | $40 | 2.8% |
| Delaware | $1,638 | $192 | 13.3% |
| Florida | $1,810 | $364 | 25.2% |
| Georgia | $1,336 | -$110 | -7.6% |
| Hawaii | $1,038 | -$408 | -28.2% |
| Idaho | $978 | -$468 | -32.4% |
| Illinois | $1,078 | -$368 | -25.4% |
| Indiana | $1,088 | -$358 | -24.8% |
| Iowa | $978 | -$468 | -32.4% |
| Kansas | $1,376 | -$70 | -4.8% |
| Kentucky | $1,972 | $526 | 36.4% |
| Louisiana | $2,142 | $696 | 48.1% |
| Maine | $892 | -$554 | -38.3% |
| Maryland | $1,194 | -$252 | -17.4% |
| Massachusetts | $1,158 | -$288 | -19.9% |
| Michigan | $2,512 | $1,066 | 73.7% |
| Minnesota | $1,212 | -$234 | -16.2% |
| Mississippi | $1,734 | $288 | 19.9% |
| Missouri | $1,284 | -$162 | -11.2% |
| Montana | $1,554 | $108 | 7.5% |
| Nebraska | $1,142 | -$304 | -21.0% |
| Nevada | $1,734 | $288 | 19.9% |
| New Hampshire | $1,042 | -$404 | -27.9% |
| New Jersey | $1,618 | $172 | 11.9% |
| New Mexico | $1,280 | -$166 | -11.5% |
| New York | $1,524 | $78 | 5.4% |
| North Carolina | $834 | -$612 | -42.3% |
| North Dakota | $1,184 | -$262 | -18.1% |
| Ohio | $998 | -$448 | -31.0% |
| Oklahoma | $1,486 | $40 | 2.8% |
| Oregon | $1,324 | -$122 | -8.4% |
| Pennsylvania | $1,380 | -$66 | -4.6% |
| Rhode Island | $1,928 | $482 | 33.3% |
| South Carolina | $1,312 | -$134 | -9.3% |
| South Dakota | $1,222 | -$224 | -15.5% |
| Tennessee | $1,268 | -$178 | -12.3% |
| Texas | $1,744 | $298 | 20.6% |
| Utah | $1,072 | -$374 | -25.9% |
| Vermont | $990 | -$456 | -31.5% |
| Virginia | $866 | -$580 | -40.1% |
| Washington | $1,118 | -$328 | -22.7% |
| West Virginia | $1,324 | -$122 | -8.4% |
| Wisconsin | $1,002 | -$444 | -30.7% |
| Wyoming | $1,288 | -$158 | -10.9% |
Choosing high deductibles can save as much as $620 every year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $335 more per year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out which company is cheapest is to compare rates and see which company has the best rate. Each auto insurer uses a different rate calculation, so the rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Buick Envista | $294 | $566 | $398 | $1,416 |
Rates are averaged for all Buick Envista models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Buick Envista Insurance
Saving money on car insurance takes not taking risks behind the wheel, having above-average credit, not filing small claims, and taking advantage of discounts. Shop around every couple of years by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.
The following is a brief summary of the material that was covered in the above illustrations.
- Policyholders who want higher liability limits will pay about $410 per year to raise limits from a minimum limit to the 250/500 level
- Teens are charged the highest rates, as much as $443 per month if full coverage is included
- Higher risk drivers that tend to have accidents or serious violations could be charged and average of $1,680 more annually for Envista insurance
- Increasing deductibles can save approximately $600 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,318 |
| 20 | $3,342 |
| 30 | $1,516 |
| 40 | $1,446 |
| 50 | $1,320 |
| 60 | $1,294 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,850 |
| $250 | $1,662 |
| $500 | $1,446 |
| $1,000 | $1,238 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,446 |
| 50/100 | $1,520 |
| 100/300 | $1,613 |
| 250/500 | $1,855 |
| 100 CSL | $1,558 |
| 300 CSL | $1,762 |
| 500 CSL | $1,911 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,598 |
| 20 | $5,310 |
| 30 | $3,202 |
| 40 | $3,128 |
| 50 | $2,984 |
| 60 | $2,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $20 |
| 5-yr Accident Free | $109 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $68 |
| Advance Quote | $73 |
| Online Quote | $103 |
| Total Discounts | $618 |
Discounts are estimated and may not be available from every company or in every state.
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