Buick Envista Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
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Estimated auto insurance rates for a Buick Envista are $1,446 annually with full coverage. Comprehensive costs around $322, collision insurance costs $594, and liability coverage is $372. A policy with only liability insurance costs around $438 a year, and a high-risk policy costs around $3,128. Teens pay the most at up to $5,318 a year.
Average premium for full coverage: $1,446
Premium estimates for type of coverage:
Includes $500 comprehensive and collision deductibles, 30/60 bodily injury liability limits, and includes uninsured/under-insured motorist coverage. Rates include averaging for all U.S. states and for different Envista trim levels.
Insurance Price Range by Risk and Coverage
For a 40-year-old driver, insurance rates for a Buick Envista range from as cheap as $438 for your basic liability-only policy to a much higher rate of $3,128 for a driver who requires high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are statistically proven to have fewer collision claims than cities with more traffic congestion. The price range example below illustrates how your location can change auto insurance rates.
These rate differences demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own personal driving habits, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Information
The chart below details average Buick Envista insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $828
- Raising to $1,000 deductibles will save about $208 annually
- The estimated rate for a 40-year-old good driver using $500 deductibles is $1,446
- Selecting more expensive low deductibles will cost $1,850
- Unlucky drivers with serious driving violations could pay at least $3,128
- An auto insurance policy with full coverage for a teenage driver with full coverage can be $5,318
Car insurance prices for a Buick Envista also have a wide range based on the model of your Envista, your driving record, and deductibles and policy limits.
An older driver with no driving violations and high physical damage deductibles may only pay around $1,300 every 12 months on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged as much as $5,300 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you may be forking out at least $1,700 to $2,300 extra annually, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 131% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $620 a year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost up to $335 extra every 12 months. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Buick Envista insurance rates. A middle-age driver might find prices as low as $1,040 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,950 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,306 | -$140 | -9.7% |
| Alaska | $1,110 | -$336 | -23.2% |
| Arizona | $1,198 | -$248 | -17.2% |
| Arkansas | $1,446 | -$0 | 0.0% |
| California | $1,648 | $202 | 14.0% |
| Colorado | $1,384 | -$62 | -4.3% |
| Connecticut | $1,486 | $40 | 2.8% |
| Delaware | $1,638 | $192 | 13.3% |
| Florida | $1,810 | $364 | 25.2% |
| Georgia | $1,336 | -$110 | -7.6% |
| Hawaii | $1,038 | -$408 | -28.2% |
| Idaho | $978 | -$468 | -32.4% |
| Illinois | $1,078 | -$368 | -25.4% |
| Indiana | $1,088 | -$358 | -24.8% |
| Iowa | $978 | -$468 | -32.4% |
| Kansas | $1,376 | -$70 | -4.8% |
| Kentucky | $1,972 | $526 | 36.4% |
| Louisiana | $2,142 | $696 | 48.1% |
| Maine | $892 | -$554 | -38.3% |
| Maryland | $1,194 | -$252 | -17.4% |
| Massachusetts | $1,158 | -$288 | -19.9% |
| Michigan | $2,512 | $1,066 | 73.7% |
| Minnesota | $1,212 | -$234 | -16.2% |
| Mississippi | $1,734 | $288 | 19.9% |
| Missouri | $1,284 | -$162 | -11.2% |
| Montana | $1,554 | $108 | 7.5% |
| Nebraska | $1,142 | -$304 | -21.0% |
| Nevada | $1,734 | $288 | 19.9% |
| New Hampshire | $1,042 | -$404 | -27.9% |
| New Jersey | $1,618 | $172 | 11.9% |
| New Mexico | $1,280 | -$166 | -11.5% |
| New York | $1,524 | $78 | 5.4% |
| North Carolina | $834 | -$612 | -42.3% |
| North Dakota | $1,184 | -$262 | -18.1% |
| Ohio | $998 | -$448 | -31.0% |
| Oklahoma | $1,486 | $40 | 2.8% |
| Oregon | $1,324 | -$122 | -8.4% |
| Pennsylvania | $1,380 | -$66 | -4.6% |
| Rhode Island | $1,928 | $482 | 33.3% |
| South Carolina | $1,312 | -$134 | -9.3% |
| South Dakota | $1,222 | -$224 | -15.5% |
| Tennessee | $1,268 | -$178 | -12.3% |
| Texas | $1,744 | $298 | 20.6% |
| Utah | $1,072 | -$374 | -25.9% |
| Vermont | $990 | -$456 | -31.5% |
| Virginia | $866 | -$580 | -40.1% |
| Washington | $1,118 | -$328 | -22.7% |
| West Virginia | $1,324 | -$122 | -8.4% |
| Wisconsin | $1,002 | -$444 | -30.7% |
| Wyoming | $1,288 | -$158 | -10.9% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Buick Envista | $294 | $566 | $398 | $1,416 |
Rates are averaged for all Buick Envista models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Cheapest Buick Envista Insurance
Finding better rates on auto insurance consists of having a decent driving record, having a good credit score, being claim-free, and consideration of higher deductibles. Invest the time to shop around at every other renewal by requesting quotes from direct companies, and also from local exclusive and independent agents.
The following items are a recap of the concepts that were illustrated above.
- Drivers that have major violations or accidents may pay on average $1,680 more every year than a driver with a clean driving record
- 16 to 18-year-old drivers are the costliest to insure, possibly costing $443 per month if comprehensive and collision insurance is included
- You may be able to save up to $180 per year just by shopping early and online
- Increasing policy deductibles could save up to $600 each year
- You may be able to save up to $180 per year just by shopping early and online
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,318 |
| 20 | $3,342 |
| 30 | $1,516 |
| 40 | $1,446 |
| 50 | $1,320 |
| 60 | $1,294 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,850 |
| $250 | $1,662 |
| $500 | $1,446 |
| $1,000 | $1,238 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,446 |
| 50/100 | $1,520 |
| 100/300 | $1,613 |
| 250/500 | $1,855 |
| 100 CSL | $1,558 |
| 300 CSL | $1,762 |
| 500 CSL | $1,911 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,598 |
| 20 | $5,310 |
| 30 | $3,202 |
| 40 | $3,128 |
| 50 | $2,984 |
| 60 | $2,956 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $75 |
| Homeowner | $20 |
| 5-yr Accident Free | $109 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $68 |
| Advance Quote | $73 |
| Online Quote | $103 |
| Total Discounts | $618 |
Discounts are estimated and may not be available from every company or in every state.
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