Buick Envista Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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U.S. average auto insurance rates for a Buick Envista are $1,446 annually for full coverage. Comprehensive insurance costs on average $322, collision insurance costs $594, and liability costs around $372. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $3,128 or more. Teenage drivers pay the highest rates at up to $5,318 a year.

Average premium for full coverage: $1,446

Price estimates by individual coverage:

Comprehensive $322
Collision $594
Liability $372

Price estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured motorist coverage. Estimates are averaged for all states and for all Envista models.

Price Range from Low to High

For the average 40-year-old driver, Buick Envista insurance prices range from as cheap as $438 for only liability insurance to the much higher price of $3,128 for coverage for higher-risk drivers.

Liability Only $438
Full Coverage $1,446
High Risk $3,128

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have fewer accident claims than densely populated cities. The example below illustrates the difference location can make on car insurance rates.

Rural Areas $1,085
Small Cities $1,518
Large Cities $1,952

The ranges above show why everyone should compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Insurance Rate Analysis

The chart below shows average Buick Envista insurance rates for different risk profiles and scenarios.

  • The best discount rate is $828
  • Using higher $1,000 deductibles will save around $208 a year
  • The estimated rate for the average middle-age driver with $500 deductibles is $1,446
  • Using pricier low deductibles for physical damage coverage costs an additional $404 every year
  • Drivers who are prone to accidents and violations could pay upwards of $3,128
  • The price with full coverage for a teen driver for full coverage may cost $5,318 or more

View Chart as Image

Buick Envista insurance cost comparison chart
Column chart showing Buick Envista insurance prices range from $828 to $5,318 for full coverage

Insurance prices for a Buick Envista are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,700 to $2,300 additional each year, depending on your age. Buick Envista insurance for high-risk drivers can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $620 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Buick Envista insurance prices. A driver around age 40 might see prices as low as $950 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,060 on average in Michigan, Louisiana, and New York.

Buick Envista Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,306 -$140 -9.7%
Alaska $1,110 -$336 -23.2%
Arizona $1,198 -$248 -17.2%
Arkansas $1,446 -$0 0.0%
California $1,648 $202 14.0%
Colorado $1,384 -$62 -4.3%
Connecticut $1,486 $40 2.8%
Delaware $1,638 $192 13.3%
Florida $1,810 $364 25.2%
Georgia $1,336 -$110 -7.6%
Hawaii $1,038 -$408 -28.2%
Idaho $978 -$468 -32.4%
Illinois $1,078 -$368 -25.4%
Indiana $1,088 -$358 -24.8%
Iowa $978 -$468 -32.4%
Kansas $1,376 -$70 -4.8%
Kentucky $1,972 $526 36.4%
Louisiana $2,142 $696 48.1%
Maine $892 -$554 -38.3%
Maryland $1,194 -$252 -17.4%
Massachusetts $1,158 -$288 -19.9%
Michigan $2,512 $1,066 73.7%
Minnesota $1,212 -$234 -16.2%
Mississippi $1,734 $288 19.9%
Missouri $1,284 -$162 -11.2%
Montana $1,554 $108 7.5%
Nebraska $1,142 -$304 -21.0%
Nevada $1,734 $288 19.9%
New Hampshire $1,042 -$404 -27.9%
New Jersey $1,618 $172 11.9%
New Mexico $1,280 -$166 -11.5%
New York $1,524 $78 5.4%
North Carolina $834 -$612 -42.3%
North Dakota $1,184 -$262 -18.1%
Ohio $998 -$448 -31.0%
Oklahoma $1,486 $40 2.8%
Oregon $1,324 -$122 -8.4%
Pennsylvania $1,380 -$66 -4.6%
Rhode Island $1,928 $482 33.3%
South Carolina $1,312 -$134 -9.3%
South Dakota $1,222 -$224 -15.5%
Tennessee $1,268 -$178 -12.3%
Texas $1,744 $298 20.6%
Utah $1,072 -$374 -25.9%
Vermont $990 -$456 -31.5%
Virginia $866 -$580 -40.1%
Washington $1,118 -$328 -22.7%
West Virginia $1,324 -$122 -8.4%
Wisconsin $1,002 -$444 -30.7%
Wyoming $1,288 -$158 -10.9%

View Chart as Image

Buick Envista insurance rates by U.S. city
Buick Envista Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envista $322 $594 $372 $1,446

Rates are averaged for all Buick Envista models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheaper Buick Envista Insurance

Getting lower rates on car insurance requires being a safe driver, having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates at least once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

Here is a condensed summary of the primary concepts that were touched on in this article.

  • Drivers can save as much as $180 per year just by quoting online well ahead of the renewal date
  • Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,680 more each year for insurance
  • Increasing physical damage deductibles could save up to $600 each year
  • Young drivers pay higher prices, with premiums as much as $443 a month if they have full coverage

Rates by Driver Age

Buick Envista Insurance Rates by Driver Age
Driver Age Premium
16 $5,318
20 $3,342
30 $1,516
40 $1,446
50 $1,320
60 $1,294

Full coverage, $500 deductibles

Rates by Deductible

Buick Envista Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,850
$250 $1,662
$500 $1,446
$1,000 $1,238

Full coverage, driver age 40

Rates by Liability Limit

Buick Envista Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,446
50/100 $1,520
100/300 $1,613
250/500 $1,855
100 CSL $1,558
300 CSL $1,762
500 CSL $1,911

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envista Insurance Rates for High Risk Drivers
Age Premium
16 $7,598
20 $5,310
30 $3,202
40 $3,128
50 $2,984
60 $2,956

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $201

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $109
5-yr Claim Free $93
Paid in Full/EFT $68
Advance Quote $73
Online Quote $103
Total Discounts $618
Rate after discounts $828

Discounts are estimated and may not be available from every company or in every state.

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