Buick Envista Insurance Rates

U.S. average auto insurance rates for a Buick Envista are $1,446 annually for full coverage. Comprehensive insurance costs on average $322, collision insurance costs $594, and liability costs around $372. Buying just liability costs as low as $438 a year, and insurance for high-risk drivers costs $3,128 or more. Teenage drivers pay the highest rates at up to $5,318 a year.

Average premium for full coverage: $1,446

Price estimates by individual coverage:

Price estimates include $500 deductibles, split liability limits of 30/60, and includes uninsured motorist coverage. Estimates are averaged for all states and for all Envista models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on car insurance rates. Rural areas have fewer accident claims than densely populated cities. The example below illustrates the difference location can make on car insurance rates.

The ranges above show why everyone should compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Insurance Rate Analysis

The chart below shows average Buick Envista insurance rates for different risk profiles and scenarios.

• The best discount rate is $828
• Using higher $1,000 deductibles will save around $208 a year
• The estimated rate for the average middle-age driver with $500 deductibles is $1,446
• Using pricier low deductibles for physical damage coverage costs an additional $404 every year
• Drivers who are prone to accidents and violations could pay upwards of $3,128
• The price with full coverage for a teen driver for full coverage may cost $5,318 or more

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Insurance prices for a Buick Envista are also quite variable based on the trim level and model year, your driver profile, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,700 to $2,300 additional each year, depending on your age. Buick Envista insurance for high-risk drivers can be as much as 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $620 every year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $335 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Buick Envista insurance prices. A driver around age 40 might see prices as low as $950 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,060 on average in Michigan, Louisiana, and New York.

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How to Buy Cheaper Buick Envista Insurance

Getting lower rates on car insurance requires being a safe driver, having good credit, eliminating unnecessary coverage, and dropping full coverage on older vehicles. Make time to compare rates at least once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local insurance agents.

Here is a condensed summary of the primary concepts that were touched on in this article.

• Drivers can save as much as $180 per year just by quoting online well ahead of the renewal date
• Higher risk drivers with multiple at-fault accidents may be required to pay an average of $1,680 more each year for insurance
• Increasing physical damage deductibles could save up to $600 each year
• Young drivers pay higher prices, with premiums as much as $443 a month if they have full coverage