Buick Envision Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 27, 2024

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Average insurance rates for a Buick Envision are $1,320 a year with full coverage. Comprehensive costs an estimated $260 a year, collision insurance costs $446, and liability costs around $456. A liability-only policy costs as low as $508 a year, and high-risk insurance costs around $2,858. Teens receive the highest rates at up to $5,040 a year.

Average premium for full coverage: $1,320

Rate estimates broken down by individual coverage type:

Comprehensive $260
Collision $446
Liability $456

Estimates include $500 policy deductibles, bodily injury liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and Envision trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from as low as $508 for liability-only coverage to a high of $2,858 for a driver who has had serious violations or accidents.

Liability Only $508
Full Coverage $1,320
High Risk $2,858

Price Range by Location

Where you live can make a big difference on car insurance rates. More rural locations tend to have a lower frequency of collision claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on insurance prices.

Rural Areas $990
Small Cities $1,386
Large Cities $1,782

These examples demonstrate why it is important to compare prices for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details average Buick Envision insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $767
  • Using higher $1,000 deductibles will save approximately $1,160 annually
  • The average rate for a 40-year-old driver who has $500 deductibles is $1,320
  • Selecting low $100 deductibles for physical damage coverage will increase the cost to $1,632
  • High-risk insureds with serious driving violations could pay up to $2,858
  • The cost for full coverage for a 16-year-old driver can cost as much as $5,040 or more

View Chart as Image

Buick Envision insurance cost comparison chart
Column chart showing Buick Envision insurance rates range from $767 to $5,040 for full coverage

Insurance rates for a Buick Envision can also vary considerably based on your driver profile, the trim level and model year, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may pay as low as $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $5,000 a year. View Rates by Age

Where you live has a huge impact on Buick Envision insurance prices. A driver around age 40 might see rates as low as $950 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,780 on average in New York, Michigan, and Florida.

Buick Envision Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,194 -$126 -9.5%
Alaska $1,014 -$306 -23.2%
Arizona $1,096 -$224 -17.0%
Arkansas $1,320 -$0 0.0%
California $1,506 $186 14.1%
Colorado $1,262 -$58 -4.4%
Connecticut $1,356 $36 2.7%
Delaware $1,496 $176 13.3%
Florida $1,652 $332 25.2%
Georgia $1,218 -$102 -7.7%
Hawaii $948 -$372 -28.2%
Idaho $892 -$428 -32.4%
Illinois $984 -$336 -25.5%
Indiana $994 -$326 -24.7%
Iowa $892 -$428 -32.4%
Kansas $1,254 -$66 -5.0%
Kentucky $1,802 $482 36.5%
Louisiana $1,954 $634 48.0%
Maine $816 -$504 -38.2%
Maryland $1,088 -$232 -17.6%
Massachusetts $1,056 -$264 -20.0%
Michigan $2,296 $976 73.9%
Minnesota $1,106 -$214 -16.2%
Mississippi $1,582 $262 19.8%
Missouri $1,170 -$150 -11.4%
Montana $1,420 $100 7.6%
Nebraska $1,040 -$280 -21.2%
Nevada $1,584 $264 20.0%
New Hampshire $952 -$368 -27.9%
New Jersey $1,476 $156 11.8%
New Mexico $1,170 -$150 -11.4%
New York $1,392 $72 5.5%
North Carolina $762 -$558 -42.3%
North Dakota $1,080 -$240 -18.2%
Ohio $912 -$408 -30.9%
Oklahoma $1,356 $36 2.7%
Oregon $1,210 -$110 -8.3%
Pennsylvania $1,260 -$60 -4.5%
Rhode Island $1,762 $442 33.5%
South Carolina $1,196 -$124 -9.4%
South Dakota $1,114 -$206 -15.6%
Tennessee $1,156 -$164 -12.4%
Texas $1,590 $270 20.5%
Utah $978 -$342 -25.9%
Vermont $906 -$414 -31.4%
Virginia $792 -$528 -40.0%
Washington $1,020 -$300 -22.7%
West Virginia $1,210 -$110 -8.3%
Wisconsin $916 -$404 -30.6%
Wyoming $1,178 -$142 -10.8%

View Chart as Image

Buick Envision insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $480 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $411 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can be from 44% to 135% more than the average policy. View High Risk Driver Rates

Buick Envision Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envision $348 $594 $372 $1,472
2023 Buick Envision $332 $570 $390 $1,450
2022 Buick Envision $320 $566 $398 $1,442
2021 Buick Envision $308 $552 $416 $1,434
2020 Buick Envision $298 $530 $430 $1,416
2019 Buick Envision $282 $512 $442 $1,394
2018 Buick Envision $270 $474 $452 $1,354
2017 Buick Envision $260 $446 $456 $1,320
2016 Buick Envision $248 $400 $460 $1,266

Rates are averaged for all Buick Envision models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Buick Envision Insurance

Saving money on insurance for a Buick Envision requires avoiding accidents and claims, maintaining good credit, eliminating unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates every other policy renewal by quoting rates from direct companies like GEICO and Progressive, and also from local exclusive and independent agents.

The points below are a review of the ideas that were touched on in this article.

  • Drivers under the age of 20 are charged the highest rates, with premiums as much as $420 per month for full coverage
  • Drivers considered higher risk who have several accidents or serious violations may pay on average $1,540 more annually to insure a Buick Envision
  • Increasing deductibles can save around $475 each year
  • You may be able to save approximately $160 per year just by quoting early and online

Rates by Driver Age

Buick Envision Insurance Rates by Driver Age
Driver Age Premium
16 $5,040
20 $3,044
30 $1,368
40 $1,320
50 $1,206
60 $1,184

Full coverage, $500 deductibles

Rates by Deductible

Buick Envision Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,632
$250 $1,488
$500 $1,320
$1,000 $1,160

Full coverage, driver age 40

Rates by Liability Limit

Buick Envision Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,320
50/100 $1,411
100/300 $1,525
250/500 $1,822
100 CSL $1,457
300 CSL $1,708
500 CSL $1,890

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envision Insurance Rates for High Risk Drivers
Age Premium
16 $7,172
20 $4,850
30 $2,908
40 $2,858
50 $2,732
60 $2,708

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $70
Homeowner $21
5-yr Accident Free $93
5-yr Claim Free $85
Paid in Full/EFT $57
Advance Quote $64
Online Quote $93
Total Discounts $553
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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