Buick Envision Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 27, 2024

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Average insurance rates for a Buick Envision are $1,320 a year for full coverage insurance. Comprehensive costs approximately $260 a year, collision costs $446, and liability costs $456. Liability-only coverage costs as little as $508 a year, with high-risk coverage costing around $2,858. Teen drivers receive the highest rates at $5,040 a year or more.

Average premium for full coverage: $1,320

Rate estimates by individual coverage type:

Comprehensive $260
Collision $446
Liability $456

Estimates include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and Envision trim levels.

Price Range by Coverage and Risk

For the normal driver, prices range go from as low as $508 for the bare minimum liability coverage to a high of $2,858 for coverage for higher-risk drivers.

Liability Only $508
Full Coverage $1,320
High Risk $2,858

Price Range by Location

Your location can have significant affects on the price of auto insurance. Rural locations tend to have a lower frequency of physical damage claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance prices.

Rural Areas $990
Small Cities $1,386
Large Cities $1,782

These examples illustrate why it is important to compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates estimated Buick Envision insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $767
  • Drivers who choose higher $1,000 deductibles will pay $1,160 each year
  • The average rate for a 40-year-old driver who chooses $500 deductibles is $1,320
  • Choosing low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,632
  • Higher-risk drivers with multiple violations and an at-fault accident could pay around $2,858 or more
  • The cost for full coverage for a teen driver can cost $5,040 a year

View Chart as Image

Buick Envision insurance cost comparison chart
Column chart showing full coverage Buick Envision insurance rates range from $767 to $5,040

Car insurance rates for a Buick Envision can also vary considerably based on your driver profile, the model year and trim level, and physical damage deductibles and liability limits.

Older drivers with no driving violations and high deductibles may pay as little as $1,200 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers will be charged in the ballpark of $5,000 a year. View Rates by Age

Where you live makes a big difference in Buick Envision insurance prices. A 40-year-old driver could pay as low as $870 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,780 on average in Florida, New York, and Michigan.

Buick Envision Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,194 -$126 -9.5%
Alaska $1,014 -$306 -23.2%
Arizona $1,096 -$224 -17.0%
Arkansas $1,320 -$0 0.0%
California $1,506 $186 14.1%
Colorado $1,262 -$58 -4.4%
Connecticut $1,356 $36 2.7%
Delaware $1,496 $176 13.3%
Florida $1,652 $332 25.2%
Georgia $1,218 -$102 -7.7%
Hawaii $948 -$372 -28.2%
Idaho $892 -$428 -32.4%
Illinois $984 -$336 -25.5%
Indiana $994 -$326 -24.7%
Iowa $892 -$428 -32.4%
Kansas $1,254 -$66 -5.0%
Kentucky $1,802 $482 36.5%
Louisiana $1,954 $634 48.0%
Maine $816 -$504 -38.2%
Maryland $1,088 -$232 -17.6%
Massachusetts $1,056 -$264 -20.0%
Michigan $2,296 $976 73.9%
Minnesota $1,106 -$214 -16.2%
Mississippi $1,582 $262 19.8%
Missouri $1,170 -$150 -11.4%
Montana $1,420 $100 7.6%
Nebraska $1,040 -$280 -21.2%
Nevada $1,584 $264 20.0%
New Hampshire $952 -$368 -27.9%
New Jersey $1,476 $156 11.8%
New Mexico $1,170 -$150 -11.4%
New York $1,392 $72 5.5%
North Carolina $762 -$558 -42.3%
North Dakota $1,080 -$240 -18.2%
Ohio $912 -$408 -30.9%
Oklahoma $1,356 $36 2.7%
Oregon $1,210 -$110 -8.3%
Pennsylvania $1,260 -$60 -4.5%
Rhode Island $1,762 $442 33.5%
South Carolina $1,196 -$124 -9.4%
South Dakota $1,114 -$206 -15.6%
Tennessee $1,156 -$164 -12.4%
Texas $1,590 $270 20.5%
Utah $978 -$342 -25.9%
Vermont $906 -$414 -31.4%
Virginia $792 -$528 -40.0%
Washington $1,020 -$300 -22.7%
West Virginia $1,210 -$110 -8.3%
Wisconsin $916 -$404 -30.6%
Wyoming $1,178 -$142 -10.8%

View Chart as Image

Buick Envision insurance rates by U.S. city

Choosing high deductibles could save up to $480 every year, while buying higher liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $411 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 135% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out who has the best car insurance rates is to get quotes and see which company has the best rate. Every company uses a different rate calculation, so rate quotes can be significantly different from one company to the next.

Buick Envision Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Buick Envision $348 $594 $372 $1,472
2023 Buick Envision $332 $570 $390 $1,450
2022 Buick Envision $320 $566 $398 $1,442
2021 Buick Envision $308 $552 $416 $1,434
2020 Buick Envision $298 $530 $430 $1,416
2019 Buick Envision $282 $512 $442 $1,394
2018 Buick Envision $270 $474 $452 $1,354
2017 Buick Envision $260 $446 $456 $1,320
2016 Buick Envision $248 $400 $460 $1,266

Rates are averaged for all Buick Envision models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Buick Envision Insurance

Saving money on car insurance not only requires having a decent driving record, but also having above-average credit, avoid buying unnecessary coverage, and avoiding coverage lapses. Invest the time to compare rates at least once a year by requesting quotes from direct insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.

The following items are a review of the primary concepts that were presented in the illustrations above.

  • It is possible to save around $160 per year simply by quoting early and online
  • Higher risk drivers who have several accidents or serious violations may pay on average $1,540 more per year than a driver with a clean driving record
  • Increasing deductibles can save around $475 each year
  • 16 to 18-year-old drivers pay the highest auto insurance rates, costing up to $420 per month if full coverage is included

Rates by Driver Age

Buick Envision Insurance Rates by Driver Age
Driver Age Premium
16 $5,040
20 $3,044
30 $1,368
40 $1,320
50 $1,206
60 $1,184

Full coverage, $500 deductibles

Rates by Deductible

Buick Envision Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,632
$250 $1,488
$500 $1,320
$1,000 $1,160

Full coverage, driver age 40

Rates by Liability Limit

Buick Envision Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,320
50/100 $1,411
100/300 $1,525
250/500 $1,822
100 CSL $1,457
300 CSL $1,708
500 CSL $1,890

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Envision Insurance Rates for High Risk Drivers
Age Premium
16 $7,172
20 $4,850
30 $2,908
40 $2,858
50 $2,732
60 $2,708

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $184

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $70
Multi-vehicle $70
Homeowner $21
5-yr Accident Free $93
5-yr Claim Free $85
Paid in Full/EFT $57
Advance Quote $64
Online Quote $93
Total Discounts $553
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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