Buick Envision Insurance Rates

U.S. average insurance rates for a Buick Envision are $1,218 a year for full coverage insurance. Comprehensive insurance costs an estimated $232, collision insurance costs $368, and liability coverage costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs $2,632 or more. Teen drivers pay the highest rates at up to $4,716 a year.

Average premium for full coverage: $1,218

Price estimates broken down by individual coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for different Envision trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have lower incidents of physical damage claims than larger metro areas. The price range example below illustrates how your location can change insurance prices.

The ranges above illustrate why anyone shopping for car insurance should compare prices for a targeted area, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Buick Envision insurance rates for other coverage scenarios.

• The lowest rate with discounts is $717
• Using higher $1,000 deductibles will save approximately $136 each year
• The estimated price for the average middle-age driver who has $500 deductibles is $1,218
• Choosing more expensive low deductibles for physical damage coverage will cost an additional $264 each year
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,632
• The price that insures a teenage driver with full coverage can cost as much as $4,716 or more

View Chart as Image

Insurance prices for a Buick Envision are also quite variable based on the model year and trim level, your age and driving record, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are probably paying $1,400 to $2,000 extra each year, depending on your age. High-risk driver insurance can be around 42% to 128% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay at least $4,700 a year. View Rates by Age

The state you live in has a huge impact on Buick Envision insurance rates. A driver around age 40 might see prices as low as $800 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,650 on average in Florida, New York, and Michigan.

View Chart as Image

Choosing high deductibles could cut prices by as much as $400 a year, while increasing your policy's liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Buick Envision Insurance

Getting lower rates on auto insurance requires being a good driver, having above-average credit, not filing small claims, and deciding if full coverage is necessary. Shop around every couple of years by getting quotes from direct insurance companies, and also from local insurance agencies.

The following list is a brief summary of the material that was illustrated above.

• Consumers who want an increased level of liability coverage will pay about $510 annually to increase from a low limit to the 250/500 level
• Drivers age 16 to 20 are charged the highest prices, as much as $393 a month if full coverage is included
• Drivers that tend to have accidents or serious violations may have to pay on average $1,410 more annually than a safer driver
• Increasing physical damage deductibles can save approximately $400 each year