Buick Cascada Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 30, 2024

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U.S. average auto insurance rates for a Buick Cascada are $1,400 annually with full coverage. Comprehensive costs around $270 a year, collision insurance costs $516, and liability coverage costs $456. Buying just liability costs as little as $508 a year, and insurance for high-risk drivers costs around $3,048. Teen drivers pay the highest rates at up to $5,330 a year.

Average premium for full coverage: $1,400

Price estimates for individual coverage:

Comprehensive $270
Collision $516
Liability $456

Estimates include $500 policy deductibles, 30/60 split liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and Cascada trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Buick Cascada insurance prices range from as cheap as $508 for just liability coverage to a high of $3,048 for a high-risk insurance policy.

Liability Only $508
Full Coverage $1,400
High Risk $3,048

Geographic Price Range

Your location has a large influence on insurance rates. Areas with sparse population have fewer collision claims than larger metro areas. The diagram below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $1,050
Small Cities $1,470
Large Cities $1,890

The ranges above demonstrate why it is important to compare rates for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below details average Buick Cascada insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $803
  • Drivers who choose higher $1,000 deductibles will pay about $1,224 annually
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,400
  • Choosing low $100 deductibles for comprehensive and collision insurance will cost $1,750
  • High-risk insureds with multiple violations and an at-fault accident could pay at least $3,048
  • The price with full coverage for a teenage driver can be $5,330 a year

View Chart as Image

Buick Cascada insurance cost comparison chart
Column chart showing Buick Cascada insurance rates range from $803 to $5,330 for full coverage

Insurance prices for a Buick Cascada are also quite variable based on the trim level and model year, your driving record, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at least $1,700 to $2,300 additional each year, depending on your age. A high-risk auto insurance policy can cost around 43% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $530 a year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $411 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Buick Cascada insurance rates. A 40-year-old driver could pay as low as $1,010 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,890 on average in Florida, Michigan, and New York.

Buick Cascada Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,268 -$132 -9.4%
Alaska $1,074 -$326 -23.3%
Arizona $1,162 -$238 -17.0%
Arkansas $1,400 -$0 0.0%
California $1,598 $198 14.1%
Colorado $1,340 -$60 -4.3%
Connecticut $1,442 $42 3.0%
Delaware $1,586 $186 13.3%
Florida $1,754 $354 25.3%
Georgia $1,294 -$106 -7.6%
Hawaii $1,008 -$392 -28.0%
Idaho $946 -$454 -32.4%
Illinois $1,046 -$354 -25.3%
Indiana $1,056 -$344 -24.6%
Iowa $946 -$454 -32.4%
Kansas $1,330 -$70 -5.0%
Kentucky $1,912 $512 36.6%
Louisiana $2,074 $674 48.1%
Maine $864 -$536 -38.3%
Maryland $1,154 -$246 -17.6%
Massachusetts $1,122 -$278 -19.9%
Michigan $2,434 $1,034 73.9%
Minnesota $1,172 -$228 -16.3%
Mississippi $1,680 $280 20.0%
Missouri $1,242 -$158 -11.3%
Montana $1,506 $106 7.6%
Nebraska $1,104 -$296 -21.1%
Nevada $1,680 $280 20.0%
New Hampshire $1,008 -$392 -28.0%
New Jersey $1,566 $166 11.9%
New Mexico $1,242 -$158 -11.3%
New York $1,476 $76 5.4%
North Carolina $808 -$592 -42.3%
North Dakota $1,146 -$254 -18.1%
Ohio $966 -$434 -31.0%
Oklahoma $1,438 $38 2.7%
Oregon $1,284 -$116 -8.3%
Pennsylvania $1,336 -$64 -4.6%
Rhode Island $1,870 $470 33.6%
South Carolina $1,268 -$132 -9.4%
South Dakota $1,182 -$218 -15.6%
Tennessee $1,226 -$174 -12.4%
Texas $1,688 $288 20.6%
Utah $1,038 -$362 -25.9%
Vermont $960 -$440 -31.4%
Virginia $840 -$560 -40.0%
Washington $1,084 -$316 -22.6%
West Virginia $1,284 -$116 -8.3%
Wisconsin $970 -$430 -30.7%
Wyoming $1,248 -$152 -10.9%

View Chart as Image

Buick Cascada insurance rates by U.S. city
Buick Cascada Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2019 Buick Cascada $292 $592 $442 $1,484
2018 Buick Cascada $282 $548 $452 $1,440
2017 Buick Cascada $270 $516 $456 $1,400
2016 Buick Cascada $258 $464 $460 $1,340

Rates are averaged for all Buick Cascada models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Low Cost Buick Cascada Insurance

Getting lower rates on auto insurance not only requires being a good driver, but also having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Set aside time to shop around at least every other year by quoting rates from direct companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a review of the car insurance concepts raised in the charts and tables above.

  • Drivers who have several accidents or serious violations may pay on average $1,650 more every year than a safer driver
  • You may be able to save up to $170 per year just by quoting early and online
  • Increasing physical damage deductibles could save up to $525 each year
  • Consumers who may need an increased level of liability coverage will pay about $500 every year to go from a low limit to higher 250/500 limits

Rates by Driver Age

Buick Cascada Insurance Rates by Driver Age
Driver Age Premium
16 $5,330
20 $3,252
30 $1,454
40 $1,400
50 $1,282
60 $1,258

Full coverage, $500 deductibles

Rates by Deductible

Buick Cascada Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,750
$250 $1,588
$500 $1,400
$1,000 $1,224

Full coverage, driver age 40

Rates by Liability Limit

Buick Cascada Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,400
50/100 $1,491
100/300 $1,605
250/500 $1,902
100 CSL $1,537
300 CSL $1,788
500 CSL $1,970

Full coverage, driver age 40

Rates for High Risk Drivers

Buick Cascada Insurance Rates for High Risk Drivers
Age Premium
16 $7,602
20 $5,186
30 $3,106
40 $3,048
50 $2,912
60 $2,888

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $199

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $75
Multi-vehicle $75
Homeowner $22
5-yr Accident Free $103
5-yr Claim Free $91
Paid in Full/EFT $63
Advance Quote $69
Online Quote $99
Total Discounts $597
Rate after discounts $803

Discounts are estimated and may not be available from every company or in every state.

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