Audi TT RS Insurance Rates

U.S. average insurance prices for an Audi TT RS are $1,174 every 12 months for full coverage. Comprehensive insurance costs an estimated $260 each year, collision insurance costs $372, and liability coverage is estimated at $406. Buying just liability costs approximately $450 a year, and insurance for high-risk drivers costs $2,518 or more. 16-year-old drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates broken down by individual coverage:

Full coverage includes $500 deductible amounts, liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and TT RS models.

Price Range from Low to High

Geographic Price Range

Living in a larger city has a large influence on insurance rates. More rural locations have more infrequent accident claims than congested cities. The graphic below illustrates the difference between rural and urban areas on insurance prices.

The ranges above show why all drivers should get quotes for a targeted area and their own driving history, rather than using rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi TT RS insurance rates for other coverage scenarios.

• The best full coverage rate is $688
• Choosing higher $1,000 deductibles can save approximately $144 a year
• The average price for the average middle-age driver who has $500 deductibles is $1,174
• Buying low deductibles for comp and collision coverage costs an extra $274 each year
• Drivers with multiple tickets or accidents could pay up to $2,518
• The price to insure a teenage driver can cost as much as $4,398 each year

Insurance prices for an Audi TT RS are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles can save as much as $420 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,400 to $1,900 additional each year, depending on your age. Insurance for high-risk drivers ranges around 43% to 133% more than the average rate. View High Risk Driver Rates

The state you live in plays a big part in determining prices for Audi TT RS insurance rates. A good driver about age 40 could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or at least $1,670 on average in New York, Louisiana, and Michigan.

How to Shop for More Affordable Audi TT RS Insurance

Getting lower rates on auto insurance takes having a good driving record, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates once a year by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a summary of the data that was covered above.

• Drivers can save approximately $140 per year just by quoting online in advance
• Consumers who want increased levels of liability coverage will pay around $450 each year to raise limits from a low limit to a 250/500 level
• Drivers age 20 and younger are expensive to insure, with premiums as much as $367 a month if full coverage is included
• Drivers who have multiple accidents or major violations pay on average $1,340 more annually to buy Audi TT RS insurance