Audi TT RS Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 21, 2024

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The average insurance rates for an Audi TT RS are $1,266 a year including full coverage. Comprehensive costs on average $288 each year, collision insurance costs $440, and liability is estimated at $402. Liability-only coverage costs approximately $446 a year, and high-risk coverage costs around $2,726. Teens cost the most to insure at up to $4,694 a year.

Average premium for full coverage: $1,266

Policy rates by type of insurance:

Comprehensive $288
Collision $440
Liability $402

Rates are based on $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and TT RS models.

Price Range Variability

For a 40-year-old driver, Audi TT RS insurance rates range from as low as $446 for your basic liability-only policy to a high rate of $2,726 for a driver who has had serious violations or accidents.

Liability Only $446
Full Coverage $1,266
High Risk $2,726

Urban vs. Rural Price Range

Living in a larger city can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how your location can change car insurance rates.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

The examples above highlight why all drivers should get quotes based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down average Audi TT RS insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $734
  • Choosing higher $1,000 deductibles can save around $166 every year
  • The average rate for a good driver age 40 with $500 deductibles is $1,266
  • Selecting low deductibles for comp and collision coverage will increase the cost to $1,584
  • Unlucky drivers with serious driving violations could pay upwards of $2,726
  • Policy cost for full coverage for a teen driver may cost $4,694 each year

Insurance rates for an Audi TT RS also range considerably based on your risk profile, the model of your TT RS, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $4,600 a year. View Rates by Age

Your home state plays a big part in determining prices for Audi TT RS insurance prices. A good driver about age 40 could pay as low as $970 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,810 on average in Michigan, New York, and Louisiana.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,144 -$122 -9.6%
Alaska $970 -$296 -23.4%
Arizona $1,050 -$216 -17.1%
Arkansas $1,266 -$0 0.0%
California $1,442 $176 13.9%
Colorado $1,206 -$60 -4.7%
Connecticut $1,300 $34 2.7%
Delaware $1,430 $164 13.0%
Florida $1,580 $314 24.8%
Georgia $1,172 -$94 -7.4%
Hawaii $908 -$358 -28.3%
Idaho $858 -$408 -32.2%
Illinois $942 -$324 -25.6%
Indiana $956 -$310 -24.5%
Iowa $854 -$412 -32.5%
Kansas $1,202 -$64 -5.1%
Kentucky $1,726 $460 36.3%
Louisiana $1,874 $608 48.0%
Maine $782 -$484 -38.2%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,010 -$256 -20.2%
Michigan $2,198 $932 73.6%
Minnesota $1,060 -$206 -16.3%
Mississippi $1,516 $250 19.7%
Missouri $1,124 -$142 -11.2%
Montana $1,360 $94 7.4%
Nebraska $996 -$270 -21.3%
Nevada $1,518 $252 19.9%
New Hampshire $914 -$352 -27.8%
New Jersey $1,416 $150 11.8%
New Mexico $1,120 -$146 -11.5%
New York $1,334 $68 5.4%
North Carolina $730 -$536 -42.3%
North Dakota $1,038 -$228 -18.0%
Ohio $872 -$394 -31.1%
Oklahoma $1,298 $32 2.5%
Oregon $1,160 -$106 -8.4%
Pennsylvania $1,206 -$60 -4.7%
Rhode Island $1,688 $422 33.3%
South Carolina $1,148 -$118 -9.3%
South Dakota $1,068 -$198 -15.6%
Tennessee $1,108 -$158 -12.5%
Texas $1,524 $258 20.4%
Utah $938 -$328 -25.9%
Vermont $864 -$402 -31.8%
Virginia $758 -$508 -40.1%
Washington $976 -$290 -22.9%
West Virginia $1,160 -$106 -8.4%
Wisconsin $874 -$392 -31.0%
Wyoming $1,126 -$140 -11.1%

Choosing higher comprehensive and collision insurance deductibles can save as much as $490 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $362 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,500 to $2,100 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 45% to 132% more than the average policy. View High Risk Driver Rates

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $438 $780 $332 $1,686
2022 Audi TT RS $420 $774 $338 $1,668
2021 Audi TT RS $406 $756 $354 $1,652
2020 Audi TT RS $392 $724 $364 $1,616
2019 Audi TT RS $370 $698 $376 $1,580
2018 Audi TT RS $356 $648 $384 $1,524
2013 Audi TT RS $288 $440 $402 $1,266
2012 Audi TT RS $266 $410 $402 $1,214

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Audi TT RS Insurance

Finding cheaper rates on car insurance takes avoiding accidents and violations, having a good credit history, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Invest the time to shop around every other policy renewal by quoting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The list below is a quick review of the ideas that were illustrated above.

  • Teenagers pay higher rates, with premiums being up to $391 each month including comprehensive and collision insurance
  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,460 more each year for car insurance
  • Increasing comprehensive and collision deductibles can save around $475 each year
  • You may be able to save as much as $150 per year just by quoting online in advance

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,694
20 $2,884
30 $1,318
40 $1,266
50 $1,156
60 $1,134

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,584
$250 $1,438
$500 $1,266
$1,000 $1,100

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,346
100/300 $1,447
250/500 $1,708
100 CSL $1,387
300 CSL $1,608
500 CSL $1,769

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,700
20 $4,592
30 $2,784
40 $2,726
50 $2,596
60 $2,572

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $173

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $90
5-yr Claim Free $82
Paid in Full/EFT $56
Advance Quote $61
Online Quote $90
Total Discounts $532
Rate after discounts $734

Discounts are estimated and may not be available from every company or in every state.

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