Audi TT RS Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 21, 2024

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Average insurance prices for an Audi TT RS are $1,214 every 12 months with full coverage. Comprehensive insurance costs around $266, collision costs $410, and liability coverage costs $402. Liability-only coverage costs as little as $446 a year, with high-risk coverage costing $2,614 or more. Teens receive the highest rates at $4,538 a year or more.

Average premium for full coverage: $1,214

Rate estimates for individual coverage type:

Comprehensive $266
Collision $410
Liability $402

Prices are based on $500 policy deductibles, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all U.S. states and for different TT RS trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from the cheapest price of $446 for liability-only coverage to a much higher rate of $2,614 for a high-risk insurance policy.

Liability Only $446
Full Coverage $1,214
High Risk $2,614

Price Range by Location

Your location has a large influence on insurance rates. Areas with sparse population tend to have more infrequent collision claims than cities with more traffic congestion.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

Rural Areas $911
Small Cities $1,275
Large Cities $1,639

These examples demonstrate why anyone shopping for car insurance should compare rates for a specific zip code and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Charts and Tables

The chart below details estimated Audi TT RS insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $706
  • Drivers who choose higher $1,000 deductibles will pay about $154 annually
  • The average price for a 40-year-old driver using $500 deductibles is $1,214
  • Selecting more expensive low deductibles for comprehensive and collision insurance costs an extra $296 each year
  • High-risk insureds with serious driving violations could pay at least $2,614 or more
  • The cost to insure a teenage driver with full coverage can be $4,538 a year

Car insurance rates for an Audi TT RS can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles could save up to $450 a year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $362 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,100 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $4,500 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,400 to $2,000 extra per year, depending on your age. High-risk driver insurance can cost around 44% to 129% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Audi TT RS insurance rates. A 40-year-old driver could pay as low as $870 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $1,640 on average in Florida, Michigan, and New York.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,096 -$118 -9.7%
Alaska $930 -$284 -23.4%
Arizona $1,008 -$206 -17.0%
Arkansas $1,214 -$0 0.0%
California $1,382 $168 13.8%
Colorado $1,156 -$58 -4.8%
Connecticut $1,246 $32 2.6%
Delaware $1,370 $156 12.9%
Florida $1,516 $302 24.9%
Georgia $1,122 -$92 -7.6%
Hawaii $872 -$342 -28.2%
Idaho $822 -$392 -32.3%
Illinois $902 -$312 -25.7%
Indiana $914 -$300 -24.7%
Iowa $818 -$396 -32.6%
Kansas $1,152 -$62 -5.1%
Kentucky $1,654 $440 36.2%
Louisiana $1,796 $582 47.9%
Maine $748 -$466 -38.4%
Maryland $1,002 -$212 -17.5%
Massachusetts $970 -$244 -20.1%
Michigan $2,106 $892 73.5%
Minnesota $1,016 -$198 -16.3%
Mississippi $1,454 $240 19.8%
Missouri $1,076 -$138 -11.4%
Montana $1,302 $88 7.2%
Nebraska $954 -$260 -21.4%
Nevada $1,454 $240 19.8%
New Hampshire $874 -$340 -28.0%
New Jersey $1,358 $144 11.9%
New Mexico $1,072 -$142 -11.7%
New York $1,276 $62 5.1%
North Carolina $700 -$514 -42.3%
North Dakota $994 -$220 -18.1%
Ohio $836 -$378 -31.1%
Oklahoma $1,244 $30 2.5%
Oregon $1,110 -$104 -8.6%
Pennsylvania $1,156 -$58 -4.8%
Rhode Island $1,618 $404 33.3%
South Carolina $1,100 -$114 -9.4%
South Dakota $1,024 -$190 -15.7%
Tennessee $1,062 -$152 -12.5%
Texas $1,462 $248 20.4%
Utah $898 -$316 -26.0%
Vermont $828 -$386 -31.8%
Virginia $728 -$486 -40.0%
Washington $936 -$278 -22.9%
West Virginia $1,112 -$102 -8.4%
Wisconsin $838 -$376 -31.0%
Wyoming $1,080 -$134 -11.0%

With so much variability in rates, the best way to find out your exact price is to compare rates and see how they stack up. Every company calculates rates differently, so rate quotes can be significantly different.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $438 $780 $332 $1,686
2022 Audi TT RS $420 $774 $338 $1,668
2021 Audi TT RS $406 $756 $354 $1,652
2020 Audi TT RS $392 $724 $364 $1,616
2019 Audi TT RS $370 $698 $376 $1,580
2018 Audi TT RS $356 $648 $384 $1,524
2013 Audi TT RS $288 $440 $402 $1,266
2012 Audi TT RS $266 $410 $402 $1,214

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Audi TT RS Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also maintaining a good credit score, eliminating unnecessary coverage, and qualifying for all possible discounts. Set aside time to compare rates at least every other year by requesting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a brief review of the car insurance concepts covered above.

  • Drivers with DUI or reckless driving convictions pay on average $1,400 more every year than a low-risk driver
  • You may be able to save up to $140 per year simply by shopping early and online
  • Increasing deductibles could save as much as $450 each year
  • Consumers who may need more liability protection will pay approximately $440 every year to go from a minimum limit to a 250/500 level

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,538
20 $2,766
30 $1,258
40 $1,214
50 $1,108
60 $1,086

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,510
$250 $1,374
$500 $1,214
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,214
50/100 $1,294
100/300 $1,395
250/500 $1,656
100 CSL $1,335
300 CSL $1,556
500 CSL $1,717

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,470
20 $4,406
30 $2,664
40 $2,614
50 $2,490
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $85
5-yr Claim Free $78
Paid in Full/EFT $53
Advance Quote $58
Online Quote $86
Total Discounts $508
Rate after discounts $706

Discounts are estimated and may not be available from every company or in every state.

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