Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive insurance costs an estimated $260 each year, collision insurance costs $372, and liability coverage costs $406. A liability-only policy costs as little as $450 a year, and high-risk insurance costs $2,518 or more. Teens cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates broken down by type of insurance:

Estimates include $500 deductibles, split liability limits of 30/60, and includes medical and UM/UIM coverage. Prices are averaged for all states and TT RS models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. More rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The graphic below illustrates how rural and urban location affects insurance prices.

The examples above show why all drivers should compare rates for a targeted area, rather than using averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Audi TT RS insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $688
• Drivers who choose higher $1,000 deductibles will pay approximately $144 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,174
• Selecting low deductibles for comprehensive and collision insurance will cost an additional $274 each year
• High-risk insureds with serious driving violations could pay up to $2,518
• Policy cost that insures a teenage driver can cost as much as $4,398 a year

Car insurance rates for an Audi TT RS also range considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers can cost around 43% to 133% more than the average policy. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged at least $4,300 a year. View Rates by Age

Your home state makes a big difference in Audi TT RS insurance rates. A 40-year-old driver could pay as low as $770 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,670 on average in New York, Louisiana, and Michigan.

Choosing higher comprehensive and collision insurance deductibles could save up to $420 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $366 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi TT RS Insurance

Finding cheaper rates on auto insurance not only requires not taking risks behind the wheel, but also having a positive credit history, avoid buying unnecessary coverage, and possibly higher deductibles. Compare rates at least once a year by requesting quotes from direct carriers, and also from your local independent and exclusive agents.

The following is a review of the primary concepts that were raised in the charts and tables above.

• Drivers can save approximately $140 per year just by quoting online in advance
• Drivers who have several accidents or serious violations may pay on average $1,340 more annually for TT RS insurance
• Increasing comprehensive and collision deductibles can save approximately $425 each year
• Teens have the highest car insurance rates, costing up to $367 each month if full coverage is purchased