Audi TT RS Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Apr 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average auto insurance rates for an Audi TT RS are $1,266 annually with full coverage. Comprehensive insurance costs approximately $288 a year, collision insurance costs $440, and liability insurance is $402. A liability-only policy costs around $446 a year, and high-risk insurance costs $2,726 or more. Teens receive the highest rates at up to $4,694 a year.

Average premium for full coverage: $1,266

Rate estimates by individual coverage type:

Comprehensive $288
Collision $440
Liability $402

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and TT RS trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range range from as cheap as $446 for a discount liability-only rate to a high of $2,726 for high-risk insurance.

Liability Only $446
Full Coverage $1,266
High Risk $2,726

Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. Rural locations tend to have fewer collision claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $950
Small Cities $1,329
Large Cities $1,709

These examples demonstrate why it is important to compare rates quotes using their specific location and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Audi TT RS insurance rates for additional coverage and risk scenarios.

  • The cheapest rate after discounts is $734
  • Raising to $1,000 deductibles will save $1,100 annually
  • The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,266
  • Selecting low $100 deductibles costs an additional $318 a year
  • Higher-risk drivers with serious driving violations could pay around $2,726
  • The cost with full coverage for a teen driver can cost $4,694

Insurance rates for an Audi TT RS can also vary considerably based on the trim level of your TT RS, your driving record, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high physical damage deductibles could pay as little as $1,200 every 12 months on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,600 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out anywhere from $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 45% to 132% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $490 each year, while buying higher liability limits will push rates upward. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit

Where you live also has a big influence on Audi TT RS insurance rates. A middle-age driver might find rates as low as $910 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $1,710 on average in New York, Michigan, and Florida.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,144 -$122 -9.6%
Alaska $970 -$296 -23.4%
Arizona $1,050 -$216 -17.1%
Arkansas $1,266 -$0 0.0%
California $1,442 $176 13.9%
Colorado $1,206 -$60 -4.7%
Connecticut $1,300 $34 2.7%
Delaware $1,430 $164 13.0%
Florida $1,580 $314 24.8%
Georgia $1,172 -$94 -7.4%
Hawaii $908 -$358 -28.3%
Idaho $858 -$408 -32.2%
Illinois $942 -$324 -25.6%
Indiana $956 -$310 -24.5%
Iowa $854 -$412 -32.5%
Kansas $1,202 -$64 -5.1%
Kentucky $1,726 $460 36.3%
Louisiana $1,874 $608 48.0%
Maine $782 -$484 -38.2%
Maryland $1,046 -$220 -17.4%
Massachusetts $1,010 -$256 -20.2%
Michigan $2,198 $932 73.6%
Minnesota $1,060 -$206 -16.3%
Mississippi $1,516 $250 19.7%
Missouri $1,124 -$142 -11.2%
Montana $1,360 $94 7.4%
Nebraska $996 -$270 -21.3%
Nevada $1,518 $252 19.9%
New Hampshire $914 -$352 -27.8%
New Jersey $1,416 $150 11.8%
New Mexico $1,120 -$146 -11.5%
New York $1,334 $68 5.4%
North Carolina $730 -$536 -42.3%
North Dakota $1,038 -$228 -18.0%
Ohio $872 -$394 -31.1%
Oklahoma $1,298 $32 2.5%
Oregon $1,160 -$106 -8.4%
Pennsylvania $1,206 -$60 -4.7%
Rhode Island $1,688 $422 33.3%
South Carolina $1,148 -$118 -9.3%
South Dakota $1,068 -$198 -15.6%
Tennessee $1,108 -$158 -12.5%
Texas $1,524 $258 20.4%
Utah $938 -$328 -25.9%
Vermont $864 -$402 -31.8%
Virginia $758 -$508 -40.1%
Washington $976 -$290 -22.9%
West Virginia $1,160 -$106 -8.4%
Wisconsin $874 -$392 -31.0%
Wyoming $1,126 -$140 -11.1%
Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $438 $780 $332 $1,686
2022 Audi TT RS $420 $774 $338 $1,668
2021 Audi TT RS $406 $756 $354 $1,652
2020 Audi TT RS $392 $724 $364 $1,616
2019 Audi TT RS $370 $698 $376 $1,580
2018 Audi TT RS $356 $648 $384 $1,524
2013 Audi TT RS $288 $440 $402 $1,266
2012 Audi TT RS $266 $410 $402 $1,214

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Cheapest Audi TT RS Insurance

Saving money on Audi TT RS insurance consists of having a decent driving record, having a good credit history, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to compare rates every couple of years by requesting rates from direct companies like Progressive and GEICO, and also from your local independent and exclusive agents.

The following items are a recap of the material that was covered above.

  • Drivers who purchase additional liability coverage will pay approximately $440 every year to raise from a minimum limit to higher 250/500 limits
  • 16 to 18-year-old drivers are expensive to insure, with premiums as much as $391 per month including comprehensive and collision insurance
  • High-risk drivers that have major violations or accidents may pay on average $1,460 more per year than a driver with a clean driving record
  • Increasing deductibles could save up to $475 each year

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,694
20 $2,884
30 $1,318
40 $1,266
50 $1,156
60 $1,134

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,584
$250 $1,438
$500 $1,266
$1,000 $1,100

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,266
50/100 $1,346
100/300 $1,447
250/500 $1,708
100 CSL $1,387
300 CSL $1,608
500 CSL $1,769

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,700
20 $4,592
30 $2,784
40 $2,726
50 $2,596
60 $2,572

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $173

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $90
5-yr Claim Free $82
Paid in Full/EFT $56
Advance Quote $61
Online Quote $90
Total Discounts $532
Rate after discounts $734

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles