Audi TT RS Insurance Rates

The average auto insurance rates for an Audi TT RS are $1,174 annually for full coverage. Comprehensive costs around $260 a year, collision insurance costs $372, and liability is $406. Liability-only coverage costs around $450 a year, and high-risk coverage costs around $2,518. Teen drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates for type of insurance:

Full coverage includes $500 deductible amounts, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Prices are averaged for all states and TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population are shown to have fewer accident claims than larger metro areas. The diagram below illustrates the difference location can make on auto insurance rates.

The examples above show why it is important to compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below shows average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $688
• Raising to $1,000 deductibles will save about $1,030 a year
• The estimated rate for a good driver age 40 using $500 deductibles is $1,174
• Choosing low $100 deductibles will cost $1,448
• Drivers with multiple violations and an at-fault accident could pay at least $2,518
• Policy cost with full coverage for a 16-year-old driver can be $4,398

Insurance rates for an Audi TT RS also range considerably based on the model year and trim level, your driver profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,400 to $1,900 additional every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 133% more than average. View High Risk Driver Rates

Choosing high deductibles can reduce rates by up to $420 annually, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $366 more each year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Audi TT RS insurance prices. A middle-age driver might find rates as low as $770 a year in states like Idaho, Maine, and Iowa, or as much as $1,670 on average in Michigan, Louisiana, and New York.

How to Buy More Affordable Audi TT RS Insurance

Finding cheaper rates on insurance for an Audi TT RS consists of having a good driving record, having good credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Make time to compare rates every other policy renewal by quoting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a summary of the ideas that were touched on in this article.

• Drivers age 20 and younger are charged the highest rates, costing up to $367 each month if they have full coverage
• Drivers considered higher risk who have multiple accidents or major violations pay an average of $1,340 more every year to buy Audi TT RS insurance
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Drivers can save up to $140 per year just by quoting early and online