Audi e-tron Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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The average insurance prices for an Audi e-tron are $1,874 every 12 months including full coverage. Comprehensive costs around $486, collision costs $936, and liability insurance costs around $316. Liability-only coverage costs as low as $376 a year, with high-risk coverage costing around $4,068. Teenage drivers cost the most to insure at $6,524 a year or more.

Average premium for full coverage: $1,874

Policy rates for type of insurance:

Comprehensive $486
Collision $936
Liability $316

Prices are based on $500 physical damage deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different e-tron trim levels.

Price Range Variability

For a 40-year-old driver, Audi e-tron insurance rates go from the cheapest price of $376 for basic liability insurance to a much higher rate of $4,068 for a driver that may need high-risk insurance.

Liability Only $376
Full Coverage $1,874
High Risk $4,068

Urban vs. Rural Price Range

Where you live has a significant impact on the price of insurance. Areas with sparse population are shown to have more infrequent comprehensive and collision claims than densely populated cities.

The price range example below illustrates how your location can change auto insurance rates.

Rural Areas $1,406
Small Cities $1,968
Large Cities $2,530

The examples above highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down estimated Audi e-tron insurance rates for additional coverage choices and driver risks.

  • The best discount rate is $1,033
  • Using higher $1,000 deductibles will save about $322 every year
  • The average price for a good driver age 40 using $500 deductibles is $1,874
  • Using more expensive low deductibles for physical damage coverage increases the price to $2,504
  • Drivers who are prone to accidents and violations could pay at least $4,068 or more
  • Policy cost to insure a teen driver with full coverage can be $6,524 or more

View Chart as Image

Audi e-tron insurance cost comparison chart
Column chart showing full coverage Audi e-tron insurance rates range from $1,033 to $6,524

Insurance rates for an Audi e-tron also range considerably based on liability limits and deductibles, your driving characteristics, and the trim level and model year.

Using high physical damage deductibles could cut rates by as much as $960 each year, while increasing your policy's liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $285 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles could pay as little as $1,700 a year, or $142 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers should be prepared to pay as much as $6,500 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying at least $2,200 to $2,900 additional every year, depending on your age. High-risk driver insurance can be anywhere from 44% to 131% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Audi e-tron insurance rates. A driver around age 40 might see rates as low as $1,440 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $2,670 on average in Michigan, New York, and Louisiana.

Audi e-tron Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,694 -$180 -9.6%
Alaska $1,436 -$438 -23.4%
Arizona $1,556 -$318 -17.0%
Arkansas $1,874 -$0 0.0%
California $2,136 $262 14.0%
Colorado $1,788 -$86 -4.6%
Connecticut $1,926 $52 2.8%
Delaware $2,120 $246 13.1%
Florida $2,342 $468 25.0%
Georgia $1,732 -$142 -7.6%
Hawaii $1,346 -$528 -28.2%
Idaho $1,270 -$604 -32.2%
Illinois $1,396 -$478 -25.5%
Indiana $1,412 -$462 -24.7%
Iowa $1,264 -$610 -32.6%
Kansas $1,780 -$94 -5.0%
Kentucky $2,556 $682 36.4%
Louisiana $2,774 $900 48.0%
Maine $1,158 -$716 -38.2%
Maryland $1,546 -$328 -17.5%
Massachusetts $1,494 -$380 -20.3%
Michigan $3,254 $1,380 73.6%
Minnesota $1,568 -$306 -16.3%
Mississippi $2,246 $372 19.9%
Missouri $1,664 -$210 -11.2%
Montana $2,012 $138 7.4%
Nebraska $1,476 -$398 -21.2%
Nevada $2,248 $374 20.0%
New Hampshire $1,352 -$522 -27.9%
New Jersey $2,094 $220 11.7%
New Mexico $1,658 -$216 -11.5%
New York $1,974 $100 5.3%
North Carolina $1,080 -$794 -42.4%
North Dakota $1,536 -$338 -18.0%
Ohio $1,292 -$582 -31.1%
Oklahoma $1,922 $48 2.6%
Oregon $1,718 -$156 -8.3%
Pennsylvania $1,788 -$86 -4.6%
Rhode Island $2,500 $626 33.4%
South Carolina $1,698 -$176 -9.4%
South Dakota $1,582 -$292 -15.6%
Tennessee $1,640 -$234 -12.5%
Texas $2,260 $386 20.6%
Utah $1,388 -$486 -25.9%
Vermont $1,280 -$594 -31.7%
Virginia $1,124 -$750 -40.0%
Washington $1,448 -$426 -22.7%
West Virginia $1,718 -$156 -8.3%
Wisconsin $1,296 -$578 -30.8%
Wyoming $1,668 -$206 -11.0%

View Chart as Image

Audi e-tron insurance rates by U.S. city

Because rates have so much variability, the best way to figure out your exact price is to compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, and rates will be varied.

Audi e-tron Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron $486 $936 $316 $1,874
2023 Audi e-tron $464 $900 $332 $1,832

Rates are averaged for all Audi e-tron models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Audi e-tron Insurance

Finding cheaper rates on Audi e-tron insurance requires being a safe and courteous driver, having above-average credit, paying for small claims out-of-pocket, and taking advantage of discounts. Invest the time to shop around once a year by getting quotes from direct car insurance companies, and also from insurance agencies where you live.

Below is a brief review of the data that was illustrated above.

  • You may be able to save up to $240 per year simply by shopping early and online
  • Drivers who may need higher levels of liability will pay an extra $350 per year to increase from a 30/60 limit to a 250/500 level
  • Teenage drivers are charged the highest rates, with premiums being up to $544 each month if full coverage is included
  • High-risk drivers with DUI or reckless driving convictions could be forced to pay on average $2,190 more every year for auto insurance

Rates by Driver Age

Audi e-tron Insurance Rates by Driver Age
Driver Age Premium
16 $6,524
20 $4,328
30 $1,992
40 $1,874
50 $1,704
60 $1,676

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,504
$250 $2,212
$500 $1,874
$1,000 $1,552

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,874
50/100 $1,937
100/300 $2,016
250/500 $2,222
100 CSL $1,969
300 CSL $2,143
500 CSL $2,269

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron Insurance Rates for High Risk Drivers
Age Premium
16 $9,424
20 $6,886
30 $4,196
40 $4,068
50 $3,872
60 $3,838

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $268

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $104
Multi-vehicle $96
Homeowner $24
5-yr Accident Free $155
5-yr Claim Free $124
Paid in Full/EFT $99
Advance Quote $100
Online Quote $139
Total Discounts $841
Rate after discounts $1,033

Discounts are estimated and may not be available from every company or in every state.

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