Audi e-tron GT Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Mar 28, 2024

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The average insurance prices for an Audi e-tron GT are $2,108 every 12 months for full coverage. Comprehensive costs around $532 each year, collision insurance costs $1,102, and liability is estimated at $338. Liability-only insurance costs approximately $394 a year, and high-risk driver insurance costs around $4,600. Teens cost the most to insure at up to $7,342 a year.

Average premium for full coverage: $2,108

Policy rates for type of insurance:

Comprehensive $532
Collision $1102
Liability $338

Full coverage includes $500 policy deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all states and e-tron GT models.

Price Range Variability

For a 40-year-old driver, Audi e-tron GT insurance rates range from the cheapest price of $394 for just the minimum liability insurance to a high rate of $4,600 for high-risk insurance.

Liability Only $394
Full Coverage $2,108
High Risk $4,600

Urban vs. Rural Price Range

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than cities with more traffic congestion. The graphic below illustrates how your location can change auto insurance rates.

Rural Areas $1,581
Small Cities $2,213
Large Cities $2,846

The examples above show why all drivers should get quotes for a specific zip code and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below shows average Audi e-tron GT insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $1,144
  • Choosing higher $1,000 deductibles can save about $372 a year
  • The average price for a good driver age 40 using $500 deductibles is $2,108
  • Selecting low deductibles for comp and collision coverage increases the price to $2,834
  • Higher-risk drivers with serious driving violations could pay at least $4,600
  • Policy cost to insure a 16-year-old driver can be $7,342 each year

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing Audi e-tron GT insurance rates range from $1,144 to $7,342 for full coverage

Auto insurance rates for an Audi e-tron GT also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Choosing higher comprehensive and collision insurance deductibles can save as much as $1,100 annually, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $304 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as low as $1,900 annually on average, or $158 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay as much as $7,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $2,500 to $3,300 in extra premium every year, depending on your age. Insurance for high-risk drivers ranges from 45% to 133% more than the average policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Audi e-tron GT insurance prices. A good driver about age 40 could pay as low as $1,390 a year in states like Idaho, Maine, and Iowa, or have to pay at least $3,000 on average in Michigan, Louisiana, and New York.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,904 -$204 -9.7%
Alaska $1,616 -$492 -23.3%
Arizona $1,750 -$358 -17.0%
Arkansas $2,108 -$0 0.0%
California $2,402 $294 13.9%
Colorado $2,012 -$96 -4.6%
Connecticut $2,164 $56 2.7%
Delaware $2,384 $276 13.1%
Florida $2,634 $526 25.0%
Georgia $1,948 -$160 -7.6%
Hawaii $1,514 -$594 -28.2%
Idaho $1,428 -$680 -32.3%
Illinois $1,568 -$540 -25.6%
Indiana $1,590 -$518 -24.6%
Iowa $1,422 -$686 -32.5%
Kansas $2,002 -$106 -5.0%
Kentucky $2,874 $766 36.3%
Louisiana $3,120 $1,012 48.0%
Maine $1,302 -$806 -38.2%
Maryland $1,740 -$368 -17.5%
Massachusetts $1,682 -$426 -20.2%
Michigan $3,658 $1,550 73.5%
Minnesota $1,766 -$342 -16.2%
Mississippi $2,524 $416 19.7%
Missouri $1,870 -$238 -11.3%
Montana $2,264 $156 7.4%
Nebraska $1,660 -$448 -21.3%
Nevada $2,526 $418 19.8%
New Hampshire $1,520 -$588 -27.9%
New Jersey $2,354 $246 11.7%
New Mexico $1,866 -$242 -11.5%
New York $2,218 $110 5.2%
North Carolina $1,214 -$894 -42.4%
North Dakota $1,728 -$380 -18.0%
Ohio $1,454 -$654 -31.0%
Oklahoma $2,162 $54 2.6%
Oregon $1,930 -$178 -8.4%
Pennsylvania $2,010 -$98 -4.6%
Rhode Island $2,810 $702 33.3%
South Carolina $1,910 -$198 -9.4%
South Dakota $1,780 -$328 -15.6%
Tennessee $1,844 -$264 -12.5%
Texas $2,538 $430 20.4%
Utah $1,558 -$550 -26.1%
Vermont $1,440 -$668 -31.7%
Virginia $1,264 -$844 -40.0%
Washington $1,626 -$482 -22.9%
West Virginia $1,932 -$176 -8.3%
Wisconsin $1,456 -$652 -30.9%
Wyoming $1,876 -$232 -11.0%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city
Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $582 $1,154 $316 $2,188
2023 Audi e-tron GT $554 $1,110 $332 $2,132
2022 Audi e-tron GT $532 $1,102 $338 $2,108

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for More Affordable Audi e-tron GT Insurance

Finding cheaper rates on insurance for an Audi e-tron GT takes being a good driver, having a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Invest the time to shop around every couple of years by getting quotes from direct carriers, and also from local exclusive and independent agents.

The following list is a summary of the material that was illustrated above.

  • Insureds who may need an increased level of liability coverage will pay approximately $370 each year to raise limits from a 30/60 limit to a 250/500 level
  • Drivers age 16 to 20 are expensive to insure, costing up to $612 each month if comprehensive and collision insurance is included
  • Drivers considered higher risk who have multiple accidents or major violations may pay on average $2,490 more every year than a safer driver
  • Increasing comprehensive and collision deductibles could save as much as $1,100 each year

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,342
20 $4,900
30 $2,240
40 $2,108
50 $1,918
60 $1,886

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,834
$250 $2,494
$500 $2,108
$1,000 $1,736

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,108
50/100 $2,176
100/300 $2,260
250/500 $2,480
100 CSL $2,209
300 CSL $2,395
500 CSL $2,531

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,628
20 $7,808
30 $4,752
40 $4,600
50 $4,380
60 $4,346

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $308

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $118
Multi-vehicle $110
Homeowner $26
5-yr Accident Free $180
5-yr Claim Free $142
Paid in Full/EFT $114
Advance Quote $116
Online Quote $158
Total Discounts $964
Rate after discounts $1,144

Discounts are estimated and may not be available from every company or in every state.

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