Unless you’re one of the lucky drivers who buy or lease a new car every few years, chances are you have an older vehicle that may not need full coverage anymore. But when is the right time to eliminate comprehensive and collision coverage from your car insurance policy? Read on and we’ll give you some…
Comprehensive coverage, or also known as “other than collision coverage”, is one of the types of coverage for physical damage that you can optionally buy on your car insurance policy. It pays for damage to your vehicle for specific claims that are not covered by an accident that is generally covered with collision coverage. Since…
Most drivers come to a point where they begin to wonder if buying full coverage on their car insurance makes sense. At some point, the expense of paying for comprehensive and collision coverage starts to outweigh the benefit if you never have claims and have an older vehicle. Let’s talk about the pros and cons of…
With all the flood damage this year around Houston and southern Florida, many people are wondering if their car insurance will cover the damage caused by the flood waters. It’s estimated the over 1 million vehicles alone in Houston will be a total loss, so car insurance for flood damage is a very popular topic….
It happens quite frequently: you forgot to lock your car doors, and now you have to find out if that over-priced car insurance policy covers theft of your cell phone. Auto insurance claims like this example are common, but whether or not it is a covered claim requires us to read into the policy. To…
Winters can be really hard on roads. The constant freezing and thawing combined with heavy snowplow equipment can result in a minefield of potholes on any road, especially in the states with the worst rural roads. As hard as you try, sometimes it’s just not possible to avoid hitting a pothole at high speed, resulting…
We’ve all been there. The kids are screaming they’re going to be late for school so you back out of the garage faster than usual and misjudge the clearance on the side. BAM! The sideview mirror is now dangling by wires on the side of your car. So the obvious question would be is breaking…
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