Volvo XC60 3.2 2WD Insurance Rates

Average insurance rates for a Volvo XC60 3.2 2WD are $1,266 a year for full coverage insurance. Comprehensive insurance costs around $312, collision costs $508, and liability insurance costs around $310. Buying just liability costs as low as $370 a year, with insurance for high-risk drivers costing $2,712 or more. Teenage drivers receive the highest rates at $4,556 a year or more.

Annual premium for full coverage: $1,266

Rate estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volvo XC60 Trim Level

These differences illustrate why everyone should compare prices for a specific zip code, rather than relying on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Volvo XC60 3.2 2WD can also vary considerably based on the replacement cost of your XC60, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $1,500 to $2,000 in extra premium per year, depending on your age. Volvo XC60 3.2 2WD insurance for high-risk drivers can be anywhere from 44% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 a year for full coverage. Prices are much higher for teen drivers, since even teens with perfect driving records will have to pay as much as $4,500 a year. View Rates by Age

Where you live has a huge impact on Volvo XC60 3.2 2WD insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $550 each year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $279 extra every year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to figure out your exact price is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and quoted rates can be significantly different.

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The chart estimates Volvo XC60 3.2 2WD insurance prices for different risks and coverage choices. The lowest price with discounts is $731. Drivers who use higher $1,000 deductibles will pay $1,080. The average price for a driver age 40 with no violations using $500 deductibles is $1,266. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,626. Drivers with multiple violations and accidents could be charged as much as $2,712. The rate for full coverage for a 16-year-old driver can be as high as $4,556.

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