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Volvo S80 Executive AWD Insurance Rates

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U.S. average insurance rates for a Volvo S80 Executive AWD are $1,680 a year for full coverage. Comprehensive insurance costs on average $396 each year, collision costs $762, and liability costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing $3,640 or more. Teen drivers pay the highest rates at $6,040 a year or more.

Annual premium for full coverage: $1,680

Price estimates by individual coverage:

Comprehensive $396
Collision $762
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volvo S80 Trim Level

Using a middle-aged driver as an example, Volvo S80 Executive AWD insurance prices go from the low end price of $430 for just liability insurance to a high rate of $3,640 for a high-risk driver policy.

Liability Only $430
Full Coverage $1,680
High Risk $3,640

These price ranges show why all drivers should compare prices based on a specific location, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Volvo S80 Executive AWD are also quite variable based on the actual cash value of your S80, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $2,000 to $2,700 extra each year, depending on your age. Insurance for high-risk drivers can be from 45% to 133% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,600 a year for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $6,000 a year. View Rates by Age

The state you live in has a huge impact on Volvo S80 Executive AWD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $780 annually, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different rate calculation, so the rates may be quite different.

View Chart as Image

Volvo S80 Executive AWD insurance cost comparison chart
Column chart showing Volvo S80 Executive AWD insurance prices range from $944 to $6,040 for full coverage

Chart shows Volvo S80 Executive AWD insurance prices for different risks and coverage choices. The cheapest discount price is $944. Drivers who choose higher $1,000 deductibles will pay $1,418. The average price for a 40-year-old male driver using $500 deductibles is $1,680. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $2,190. High risk drivers could be charged at least $3,640. The policy rate for full coverage for a teen driver can be as high as $6,040.

Volvo S80 Executive AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,518 -$162 -9.6%
Alaska $1,288 -$392 -23.3%
Arizona $1,394 -$286 -17.0%
Arkansas $1,680 -$0 0.0%
California $1,914 $234 13.9%
Colorado $1,606 -$74 -4.4%
Connecticut $1,726 $46 2.7%
Delaware $1,902 $222 13.2%
Florida $2,102 $422 25.1%
Georgia $1,552 -$128 -7.6%
Hawaii $1,206 -$474 -28.2%
Idaho $1,136 -$544 -32.4%
Illinois $1,252 -$428 -25.5%
Indiana $1,264 -$416 -24.8%
Iowa $1,134 -$546 -32.5%
Kansas $1,598 -$82 -4.9%
Kentucky $2,290 $610 36.3%
Louisiana $2,486 $806 48.0%
Maine $1,036 -$644 -38.3%
Maryland $1,384 -$296 -17.6%
Massachusetts $1,342 -$338 -20.1%
Michigan $2,918 $1,238 73.7%
Minnesota $1,406 -$274 -16.3%
Mississippi $2,012 $332 19.8%
Missouri $1,490 -$190 -11.3%
Montana $1,804 $124 7.4%
Nebraska $1,324 -$356 -21.2%
Nevada $2,014 $334 19.9%
New Hampshire $1,210 -$470 -28.0%
New Jersey $1,876 $196 11.7%
New Mexico $1,486 -$194 -11.5%
New York $1,768 $88 5.2%
North Carolina $968 -$712 -42.4%
North Dakota $1,376 -$304 -18.1%
Ohio $1,160 -$520 -31.0%
Oklahoma $1,726 $46 2.7%
Oregon $1,538 -$142 -8.5%
Pennsylvania $1,602 -$78 -4.6%
Rhode Island $2,240 $560 33.3%
South Carolina $1,522 -$158 -9.4%
South Dakota $1,416 -$264 -15.7%
Tennessee $1,470 -$210 -12.5%
Texas $2,026 $346 20.6%
Utah $1,246 -$434 -25.8%
Vermont $1,148 -$532 -31.7%
Virginia $1,006 -$674 -40.1%
Washington $1,298 -$382 -22.7%
West Virginia $1,540 -$140 -8.3%
Wisconsin $1,162 -$518 -30.8%
Wyoming $1,496 -$184 -11.0%

View Chart as Image

Volvo S80 Executive AWD insurance rates by U.S. city

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Rates by Driver Age

Volvo S80 Executive AWD Insurance Rates by Driver Age
Driver Age Premium
16 $6,040
20 $3,886
30 $1,770
40 $1,680
50 $1,530
60 $1,502

Full coverage, $500 deductibles

Rates by Deductible

Volvo S80 Executive AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,190
$250 $1,954
$500 $1,680
$1,000 $1,418

Full coverage, driver age 40

Rates by Liability Limit

Volvo S80 Executive AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,680
50/100 $1,753
100/300 $1,844
250/500 $2,080
100 CSL $1,789
300 CSL $1,989
500 CSL $2,135

Full coverage, driver age 40

Rates for High Risk Drivers

Volvo S80 Executive AWD Insurance Rates for High Risk Drivers
Age Premium
16 $8,670
20 $6,178
30 $3,740
40 $3,640
50 $3,472
60 $3,440

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $237

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $91
Multi-vehicle $86
Homeowner $23
5-yr Accident Free $133
5-yr Claim Free $110
Paid in Full/EFT $84
Advance Quote $87
Online Quote $122
Total Discounts $736
Rate after discounts $944

Discounts are estimated and may not be available from every company or in every state.

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