Volkswagen Passat Komfort 4-Dr Sedan Insurance Rates

The average insurance rates for a Volkswagen Passat Komfort 4-Dr Sedan are $1,510 a year for full coverage insurance. Comprehensive insurance costs approximately $354, collision costs $634, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $3,260 or more. Teen drivers cost the most to insure at $5,482 a year or more.

Annual premium for full coverage: $1,510

Policy rates by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Passat Trim Level

These price differences illustrate why everyone should compare prices using their specific location, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance prices for a Volkswagen Passat Komfort 4-Dr Sedan also range considerably based on the replacement cost of your Passat, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,800 to $2,400 additional every year, depending on your age. Volkswagen Passat Komfort 4-Dr Sedan insurance for high-risk drivers can be anywhere from 44% to 133% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,400 a year. View Rates by Age

Your home state has a huge impact on Volkswagen Passat Komfort 4-Dr Sedan insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $660 each year, whereas buying more liability protection will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to figure out which insurance company is cheapest is to regularly compare prices from as many companies as possible. Each insurance company uses a different rate calculation, and rates will be varied.

View Chart as Image

The chart estimates Volkswagen Passat Komfort 4-Dr Sedan insurance prices for different risks and coverage choices. The lowest price with discounts is $862. Drivers who choose higher $1,000 deductibles will pay $1,288. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,510. Selecting more expensive $100 deductibles for physical damage coverage could cost up to $1,948. High risk drivers could be charged around $3,260. The rate for full coverage for a teenager can be as high as $5,482.

View Chart as Image