Volkswagen Jetta LE 4-Dr Sedan Insurance Rates

Average insurance rates for a Volkswagen Jetta LE 4-Dr Sedan are $1,374 a year with full coverage. Comprehensive costs around $312, collision insurance costs $540, and liability costs around $364. Just liability insurance costs as low as $430 a year, and coverage for high-risk drivers costs around $2,958. Teen drivers receive the highest rates at up to $5,050 a year.

Annual premium for full coverage: $1,374

Rate estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Jetta Trim Level

Price Range by Location

Where you live can have significant affects on insurance rates. Areas with sparse population tend to have lower incidents of collision claims than larger metro areas. The example below illustrates the difference location can make on auto insurance rates.

These differences demonstrate why everyone should compare prices for a specific zip code, instead of using price averages.

Use the form below to get rates for your location.

Insurance prices for a Volkswagen Jetta LE 4-Dr Sedan can also vary considerably based on the replacement cost of your Jetta, your age and driving habits, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you may be forking out at least $1,600 to $2,200 additional per year, depending on your age. Volkswagen Jetta LE 4-Dr Sedan insurance for high-risk drivers can be as much as 44% to 130% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records should be prepared to pay as much as $5,000 a year. View Rates by Age

Where you live has a huge impact on Volkswagen Jetta LE 4-Dr Sedan insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $570 every year, whereas buying more liability protection will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to find out your exact price is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and rates can be significantly different.

View Chart as Image

The chart above shows Volkswagen Jetta LE 4-Dr Sedan insurance prices for various risks and coverage choices. The best price after discounts is $795. Drivers who choose higher $1,000 deductibles will pay $1,182. The average price for a driver age 40 with no violations using $500 deductibles is $1,374. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,750. High risk drivers could be charged as much as $2,958. The rate for full coverage insurance for a 16-year-old driver can be as high as $5,050.

View Chart as Image