Volkswagen Jetta 2.0T 4-Dr Sedan Insurance Rates
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Average insurance rates for a Volkswagen Jetta 2.0T 4-Dr Sedan are $1,466 a year for full coverage insurance. Comprehensive insurance costs on average $340 a year, collision costs $604, and liability insurance costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing $3,160 or more. Teen drivers receive the highest rates at $5,340 a year or more.
Annual premium for full coverage: $1,466
Rate estimates by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Volkswagen Jetta Trim Level
For a 40-year-old driver, prices go from the low end price of $430 for just the minimum liability insurance to a high of $3,160 for high-risk insurance.
These differences illustrate why it is important for drivers to compare prices based on a specific location, rather than relying on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Volkswagen Jetta 2.0T 4-Dr Sedan Insurance
Insurance prices for a Volkswagen Jetta 2.0T 4-Dr Sedan can also vary considerably based on the model year of your Jetta, your age and driving record, and policy deductibles and limits.
If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,700 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 130% more than average. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,300 a year. View Rates by Age
Where you live has a huge impact on Volkswagen Jetta 2.0T 4-Dr Sedan insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.
Choosing high deductibles could cut prices by as much as $630 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit
With so much variability in prices, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, and rates can be significantly different.
The chart estimates Volkswagen Jetta 2.0T 4-Dr Sedan insurance prices for different risks and coverage choices. The lowest price with discounts is $841. Drivers who choose higher $1,000 deductibles will pay $1,250. The average price for a 40-year-old male driver using $500 deductibles is $1,466. Choosing low $100 deductibles for physical damage coverage could cost up to $1,880. High risk drivers could be charged as much as $3,160. The cost for full coverage for a teen driver can be as high as $5,340.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,326 | -$140 | -9.5% |
Alaska | $1,124 | -$342 | -23.3% |
Arizona | $1,216 | -$250 | -17.1% |
Arkansas | $1,466 | -$0 | 0.0% |
California | $1,670 | $204 | 13.9% |
Colorado | $1,402 | -$64 | -4.4% |
Connecticut | $1,508 | $42 | 2.9% |
Delaware | $1,660 | $194 | 13.2% |
Florida | $1,834 | $368 | 25.1% |
Georgia | $1,354 | -$112 | -7.6% |
Hawaii | $1,054 | -$412 | -28.1% |
Idaho | $990 | -$476 | -32.5% |
Illinois | $1,092 | -$374 | -25.5% |
Indiana | $1,102 | -$364 | -24.8% |
Iowa | $990 | -$476 | -32.5% |
Kansas | $1,394 | -$72 | -4.9% |
Kentucky | $1,998 | $532 | 36.3% |
Louisiana | $2,170 | $704 | 48.0% |
Maine | $904 | -$562 | -38.3% |
Maryland | $1,208 | -$258 | -17.6% |
Massachusetts | $1,172 | -$294 | -20.1% |
Michigan | $2,548 | $1,082 | 73.8% |
Minnesota | $1,226 | -$240 | -16.4% |
Mississippi | $1,756 | $290 | 19.8% |
Missouri | $1,300 | -$166 | -11.3% |
Montana | $1,574 | $108 | 7.4% |
Nebraska | $1,156 | -$310 | -21.1% |
Nevada | $1,758 | $292 | 19.9% |
New Hampshire | $1,056 | -$410 | -28.0% |
New Jersey | $1,638 | $172 | 11.7% |
New Mexico | $1,298 | -$168 | -11.5% |
New York | $1,544 | $78 | 5.3% |
North Carolina | $846 | -$620 | -42.3% |
North Dakota | $1,200 | -$266 | -18.1% |
Ohio | $1,010 | -$456 | -31.1% |
Oklahoma | $1,506 | $40 | 2.7% |
Oregon | $1,342 | -$124 | -8.5% |
Pennsylvania | $1,398 | -$68 | -4.6% |
Rhode Island | $1,954 | $488 | 33.3% |
South Carolina | $1,328 | -$138 | -9.4% |
South Dakota | $1,236 | -$230 | -15.7% |
Tennessee | $1,284 | -$182 | -12.4% |
Texas | $1,766 | $300 | 20.5% |
Utah | $1,086 | -$380 | -25.9% |
Vermont | $1,002 | -$464 | -31.7% |
Virginia | $878 | -$588 | -40.1% |
Washington | $1,132 | -$334 | -22.8% |
West Virginia | $1,344 | -$122 | -8.3% |
Wisconsin | $1,016 | -$450 | -30.7% |
Wyoming | $1,308 | -$158 | -10.8% |
Rate Tables and Charts
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Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $5,340 |
20 | $3,372 |
30 | $1,536 |
40 | $1,466 |
50 | $1,336 |
60 | $1,310 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,880 |
$250 | $1,688 |
$500 | $1,466 |
$1,000 | $1,250 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,466 |
50/100 | $1,539 |
100/300 | $1,630 |
250/500 | $1,866 |
100 CSL | $1,575 |
300 CSL | $1,775 |
500 CSL | $1,921 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $7,634 |
20 | $5,354 |
30 | $3,240 |
40 | $3,160 |
50 | $3,014 |
60 | $2,984 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $78 |
Multi-vehicle | $75 |
Homeowner | $20 |
5-yr Accident Free | $111 |
5-yr Claim Free | $94 |
Paid in Full/EFT | $69 |
Advance Quote | $73 |
Online Quote | $105 |
Total Discounts | $625 |
Discounts are estimated and may not be available from every company or in every state.
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