Volkswagen Golf 2.5 2-Dr Hatchback Insurance Rates

Estimated insurance prices for a Volkswagen Golf 2.5 2-Dr Hatchback are $1,424 every 12 months including full coverage. Comprehensive costs around $298, collision costs $604, and liability costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,092. Teenage drivers pay the most at $5,276 a year or more.

Annual premium for full coverage: $1,424

Premium estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Golf Trim Level

Insurance Price Range by Location

Your location can have significant affects on the price of insurance. Areas with sparse population are statistically proven to have more infrequent comprehensive and collision claims than densely populated cities.

The example below illustrates how location helps determine auto insurance rates.

These rate differences highlight why everyone should compare rates for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Insurance prices for a Volkswagen Golf 2.5 2-Dr Hatchback also have a wide range based on physical damage deductibles and liability limits, your driving characteristics, and the actual cash value of your Golf.

Using high physical damage deductibles could save up to $610 every year, whereas buying more liability protection will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers should be prepared to pay as much as $5,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are likely paying at least $1,700 to $2,300 additional annually, depending on your age. Volkswagen Golf 2.5 2-Dr Hatchback insurance for high-risk drivers can cost as much as 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live makes a big difference in Volkswagen Golf 2.5 2-Dr Hatchback insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to figure out your exact price is to regularly compare rates and see which company has the best rate. Every company uses a different method to calculate rates, and rates will be substantially different.

View Chart as Image

The chart above shows average Volkswagen Golf 2.5 2-Dr Hatchback insurance rates for different coverage choices and risks. The best rate after discounts is $812. Drivers who use higher $1,000 deductibles will pay $1,220. The average rate for a driver age 40 with no violations using $500 deductibles is $1,424. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,824. Drivers with multiple violations and accidents could be charged up to $3,092. The rate for full coverage insurance for a 16-year-old driver is $5,276.

View Chart as Image