Toyota Tundra SR/5 Double Cab 2WD Insurance Rates

Estimated insurance rates for a Toyota Tundra SR/5 Double Cab 2WD are $1,350 a year for full coverage. Comprehensive costs an estimated $284, collision costs $476, and liability costs $410. Liability-only coverage costs as little as $486 a year, with high-risk coverage costing around $2,904. Teenage drivers pay the most at $5,082 a year or more.

Annual premium for full coverage: $1,350

Premium estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Tundra Trim Level

Insurance Price Range by Location

Your location can make a big difference on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities.

The example below illustrates how your location can change insurance prices.

These rate differences show why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Insurance rates for a Toyota Tundra SR/5 Double Cab 2WD also have a wide range based on your driving characteristics, the model year of your Tundra, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers can expect to pay at least $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Toyota Tundra SR/5 Double Cab 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $510 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $369 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,600 to $2,200 extra annually, depending on your age. Toyota Tundra SR/5 Double Cab 2WD insurance for high-risk drivers can cost from 43% to 132% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the only way to know who has the cheapest car insurance rates is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, so the rates will be substantially different from one company to the next.

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Chart shows Toyota Tundra SR/5 Double Cab 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $794. Drivers who use higher $1,000 deductibles will pay around $1,178. The average rate for a driver around age 40 using $500 deductibles is $1,350. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,686. Drivers with multiple violations and accidents could be charged up to $2,904. The rate for full coverage insurance for a teenage driver is $5,082.

View Chart as Image