Toyota Tundra SR/5 Crew Max 4WD Insurance Rates

Estimated insurance rates for a Toyota Tundra SR/5 Crew Max 4WD are $1,620 a year with full coverage. Comprehensive insurance costs around $396 each year, collision insurance costs $634, and liability coverage costs around $410. A liability-only policy costs as low as $486 a year, and high-risk insurance costs $3,474 or more. Teenage drivers pay the most at up to $5,866 a year.

Annual premium for full coverage: $1,620

Premium estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Tundra Trim Level

These rate differences demonstrate why all drivers should compare prices for a specific zip code, rather than using average rates.

Use the form below to get rates for your location.

Auto insurance rates for a Toyota Tundra SR/5 Crew Max 4WD also have a wide range based on the actual cash value of your Tundra, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,900 to $2,600 in extra premium annually, depending on your age. Insurance for high-risk drivers can be around 44% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $5,800 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota Tundra SR/5 Crew Max 4WD insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $690 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $369 extra every year. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to find out your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted rates will be substantially different.

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The chart above shows Toyota Tundra SR/5 Crew Max 4WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $939. Drivers who use higher $1,000 deductibles will pay $1,388. The average price for a driver age 40 with no violations using $500 deductibles is $1,620. Using lower $100 deductibles for comp and collision coverage could cost up to $2,072. Drivers with multiple violations and accidents could be charged up to $3,474. The policy rate for full coverage for a 16-year-old driver can be as high as $5,866.

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