Toyota Tundra Regular Cab 2WD Insurance Rates

Estimated insurance prices for a Toyota Tundra Regular Cab 2WD are $1,306 every 12 months for full coverage insurance. Comprehensive costs approximately $270, collision insurance costs $446, and liability insurance costs around $410. A liability-only policy costs as low as $486 a year, and high-risk insurance costs around $2,802. Teen drivers pay the most at up to $4,936 a year.

Annual premium for full coverage: $1,306

Premium estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Tundra Trim Level

Insurance Price Range by Location

Where you live has a significant impact on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas. The price range example below illustrates how your location can change auto insurance prices.

These rate differences illustrate why anyone shopping for car insurance should compare prices using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Toyota Tundra Regular Cab 2WD also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the replacement cost of your Tundra.

Choosing high deductibles could cut rates by as much as $480 each year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $369 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $4,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $1,500 to $2,100 in extra premium annually, depending on your age. High-risk driver insurance can be anywhere from 43% to 128% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Toyota Tundra Regular Cab 2WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to figure out which auto insurance is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different rate calculation, and quoted rates will be substantially different.

View Chart as Image

The chart estimates Toyota Tundra Regular Cab 2WD insurance rates for various coverage choices and risks. The lowest rate with discounts is $771. Drivers who choose higher $1,000 deductibles will pay $1,144. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,306. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,620. High risk drivers could be charged up to $2,802. The price for full coverage insurance for a teenager can be as high as $4,936.

View Chart as Image