Toyota Tundra Limited Double Cab 2WD Insurance Rates

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Estimated insurance prices for a Toyota Tundra Limited Double Cab 2WD are $1,534 every 12 months for full coverage. Comprehensive costs an estimated $340, collision costs $604, and liability costs around $410. Liability-only coverage costs as low as $486 a year, with high-risk coverage costing around $3,306. Teen drivers pay the most at $5,660 a year or more.

Annual premium for full coverage: $1,534

Premium estimates broken down by type of insurance:

Comprehensive $340
Collision $604
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Tundra Trim Level

Using a 40-year-old driver as an example, insurance rates for a Toyota Tundra Limited Double Cab 2WD go from the cheapest price of $486 for basic liability insurance to a much higher rate of $3,306 for a policy for a high-risk driver.

Liability Only $486
Full Coverage $1,534
High Risk $3,306

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. More rural locations are statistically proven to have more infrequent accident claims than larger metro areas.

The price range example below illustrates how rural and urban location affects insurance prices.

Rural Areas $1,151
Small Cities $1,611
Large Cities $2,071

These rate differences show why anyone shopping for car insurance should compare prices for a targeted area and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Toyota Tundra Limited Double Cab 2WD Insurance

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Insurance rates for a Toyota Tundra Limited Double Cab 2WD also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the model year.

Choosing high deductibles could cut rates by as much as $630 every year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost up to $369 more per year. View Rates by Deductible or Liability Limit

An older driver with a clean driving record and higher deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers can expect to pay at least $5,600 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying $1,800 to $2,500 extra annually, depending on your age. High-risk driver insurance can be as much as 44% to 131% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Toyota Tundra Limited Double Cab 2WD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to know who has the cheapest car insurance rates is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, so the rates will be substantially different.

View Chart as Image

Toyota Tundra Limited Double Cab 2WD insurance cost comparison chart
Column chart showing Toyota Tundra Limited Double Cab 2WD insurance prices range from $887 to $5,660 for full coverage

Chart shows Toyota Tundra Limited Double Cab 2WD insurance rates for different coverage choices and risks. The best rate after discounts is $887. Drivers who choose higher $1,000 deductibles will pay $1,318. The average rate for a driver around age 40 using $500 deductibles is $1,534. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,948. High risk drivers could be charged up to $3,306. The price for full coverage insurance for a teenage driver can be as high as $5,660.

Toyota Tundra Limited Double Cab 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,388 -$146 -9.5%
Alaska $1,176 -$358 -23.3%
Arizona $1,272 -$262 -17.1%
Arkansas $1,534 -$0 0.0%
California $1,748 $214 14.0%
Colorado $1,464 -$70 -4.6%
Connecticut $1,576 $42 2.7%
Delaware $1,736 $202 13.2%
Florida $1,920 $386 25.2%
Georgia $1,418 -$116 -7.6%
Hawaii $1,100 -$434 -28.3%
Idaho $1,038 -$496 -32.3%
Illinois $1,142 -$392 -25.6%
Indiana $1,156 -$378 -24.6%
Iowa $1,036 -$498 -32.5%
Kansas $1,456 -$78 -5.1%
Kentucky $2,090 $556 36.2%
Louisiana $2,272 $738 48.1%
Maine $948 -$586 -38.2%
Maryland $1,264 -$270 -17.6%
Massachusetts $1,224 -$310 -20.2%
Michigan $2,664 $1,130 73.7%
Minnesota $1,284 -$250 -16.3%
Mississippi $1,838 $304 19.8%
Missouri $1,360 -$174 -11.3%
Montana $1,648 $114 7.4%
Nebraska $1,210 -$324 -21.1%
Nevada $1,840 $306 19.9%
New Hampshire $1,106 -$428 -27.9%
New Jersey $1,716 $182 11.9%
New Mexico $1,358 -$176 -11.5%
New York $1,616 $82 5.3%
North Carolina $884 -$650 -42.4%
North Dakota $1,256 -$278 -18.1%
Ohio $1,058 -$476 -31.0%
Oklahoma $1,574 $40 2.6%
Oregon $1,404 -$130 -8.5%
Pennsylvania $1,462 -$72 -4.7%
Rhode Island $2,046 $512 33.4%
South Carolina $1,390 -$144 -9.4%
South Dakota $1,294 -$240 -15.6%
Tennessee $1,342 -$192 -12.5%
Texas $1,846 $312 20.3%
Utah $1,134 -$400 -26.1%
Vermont $1,048 -$486 -31.7%
Virginia $918 -$616 -40.2%
Washington $1,184 -$350 -22.8%
West Virginia $1,406 -$128 -8.3%
Wisconsin $1,062 -$472 -30.8%
Wyoming $1,368 -$166 -10.8%

View Chart as Image

Toyota Tundra Limited Double Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Toyota Tundra Limited Double Cab 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,660
20 $3,532
30 $1,602
40 $1,534
50 $1,400
60 $1,372

Full coverage, $500 deductibles

Rates by Deductible

Toyota Tundra Limited Double Cab 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,948
$250 $1,756
$500 $1,534
$1,000 $1,318

Full coverage, driver age 40

Rates by Liability Limit

Toyota Tundra Limited Double Cab 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,534
50/100 $1,616
100/300 $1,719
250/500 $1,985
100 CSL $1,657
300 CSL $1,883
500 CSL $2,047

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Tundra Limited Double Cab 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,076
20 $5,604
30 $3,384
40 $3,306
50 $3,152
60 $3,122

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $211

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $113
5-yr Claim Free $98
Paid in Full/EFT $71
Advance Quote $76
Online Quote $108
Total Discounts $647
Rate after discounts $887

Discounts are estimated and may not be available from every company or in every state.

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