Toyota Tacoma Double Cab TRD Off-Road Package 4WD Insurance Rates

Average insurance rates for a Toyota Tacoma Double Cab TRD Off-Road Package 4WD are $1,402 a year for full coverage insurance. Comprehensive insurance costs approximately $340, collision insurance costs $540, and liability insurance costs around $364. Only liability insurance costs as low as $430 a year, and high-risk insurance costs $3,004 or more. Teen drivers receive the highest rates at up to $5,092 a year.

Annual premium for full coverage: $1,402

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Tacoma Trim Level

These differences illustrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

Insurance rates for a Toyota Tacoma Double Cab TRD Off-Road Package 4WD can also vary considerably based on your driver profile, the model year, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles could pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,000 a year. View Rates by Age

Where you live has a huge impact on Toyota Tacoma Double Cab TRD Off-Road Package 4WD insurance rates. A driver around age 40 might see rates as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $590 each year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying anywhere from $1,600 to $2,200 extra per year, depending on your age. High-risk driver insurance can be anywhere from 43% to 128% more than average. View High Risk Driver Rates

With so much variability in rates, the only way to figure out which company is cheapest is to compare rates from as many companies as possible. Each insurance company uses a different rate calculation, so the rates can be significantly different from one company to the next.

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The chart estimates Toyota Tacoma Double Cab TRD Off-Road Package 4WD insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $814. Drivers who choose higher $1,000 deductibles will pay around $1,202. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,402. Using more expensive $100 deductibles for physical damage coverage could cost up to $1,788. High risk drivers could be charged as much as $3,004. The price for full coverage for a teenager can be as high as $5,092.

View Chart as Image