Toyota Sienna Limited Insurance Rates

U.S. average insurance prices for a Toyota Sienna Limited are $1,452 every 12 months for full coverage. Comprehensive costs approximately $326, collision costs $604, and liability insurance costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,138. Teen drivers pay the highest rates at $5,318 a year or more.

Annual premium for full coverage: $1,452

Price estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Sienna Trim Level

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural locations have more infrequent accident claims than larger metro areas.

The price range example below illustrates how where you live affects auto insurance prices.

These price ranges show why anyone shopping for car insurance should compare rates using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Toyota Sienna Limited are also quite variable based on deductibles and policy limits, your driver profile, and the replacement cost of your Sienna.

Choosing high deductibles could save up to $630 each year, while increasing your policy's liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles could pay as little as $1,300 per year on average for full coverage. Rates are highest for teenage drivers, since even excellent drivers will be charged in the ballpark of $5,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,300 extra each year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 131% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Toyota Sienna Limited insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to know which auto insurance is cheapest is to compare rates from as many companies as possible. Every company uses a different rate calculation, so rate quotes may be quite different.

View Chart as Image

Chart shows Toyota Sienna Limited insurance rates for different coverage choices and risks. The lowest rate with discounts is $829. Drivers who choose higher $1,000 deductibles will pay $1,240. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,452. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,862. High risk drivers could be charged at least $3,138. The price for full coverage insurance for a teenager is $5,318.

View Chart as Image