Toyota Sienna CE Insurance Rates

The average auto insurance rates for a Toyota Sienna CE are $1,268 annually including full coverage. Comprehensive costs on average $270, collision costs $476, and liability insurance costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing around $2,734. Teenage drivers cost the most to insure at $4,740 a year or more.

Annual premium for full coverage: $1,268

Policy rates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Sienna Trim Level

Urban vs. Rural Price Range

Where you live has a significant impact on car insurance rates. Rural areas are shown to have fewer comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference location can make on car insurance rates.

These price differences highlight why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a Toyota Sienna CE also range considerably based on the model year, your driving characteristics, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $1,200 a year, or $100 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,700 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at a minimum $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance can be anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $500 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Toyota Sienna CE insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so the rates will be varied between companies.

View Chart as Image

The chart above shows average Toyota Sienna CE insurance prices for different situations. The lowest price with discounts is $737. Drivers who use higher $1,000 deductibles will pay about $1,100. The average price for a 40-year-old male driver using $500 deductibles is $1,268. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,600. Drivers with multiple violations and accidents could be charged around $2,734. The price for full coverage insurance for a teen driver can be as high as $4,740.

View Chart as Image